Bolthole Index

Moore County, Tennessee

Building permits, zoning and land rules in Moore County, Tennessee

70Index Score / 100
#54 of 95 in Tennessee

Moore County/Lynchburg, Tennessee is an opt-out jurisdiction for state residential-code enforcement, so a state building permit is optional for a one- or two-family home rather than universally required.1 Local planning and zoning still apply, and a state septic permit is required before installing, modifying or repairing an onsite system.23

At a glance

Building permit
State residential permit is optional for one- and two-family homes; confirm local planning approval12
Zoning
Yes; Metro Moore County administers planning and zoning2
Septic permit
Required through Tennessee's Division of Water Resources43
Owner-builder
Conditional state exemption for a home built for the owner's individual use5
RV living
Not confirmed; ask Metro Building Permits - Planning before relying on RV occupancy26
Tiny home
No specific occupancy or minimum-size rule confirmed; zoning review still applies26
State-highway driveway
TDOT permit required before work on state highway right-of-way7

Who to call

Building permits

Metro Moore County Building Permits - Planning

Local building-permit, planning and parcel-zoning questions in Metropolitan Lynchburg/Moore County

Septic permits

TDEC Columbia Environmental Field Office

Division of Water Resources and septic-service questions for Moore County

(931) 380-3371

[email protected]

1421 Hampshire Pike, Suite 100, Columbia, TN 38401

Online permits →

Contact details are copied from each office’s official page and were checked against it on September 27, 2026.

Do you need a building permit in Moore County, Tennessee?

A state residential building permit is not mandatory for every home in Moore County/Lynchburg because the jurisdiction opted out of the state program for one- and two-family dwellings.8 An owner or contractor may still obtain a state permit and request State Fire Marshal inspections for new construction or an addition.19 If the inspected home meets statewide construction-safety standards, the State Fire Marshal releases a Certificate of Occupancy.10 The opt-out finding does not establish the permit rules for commercial, multifamily or other construction, and it does not cancel local zoning, floodplain, septic, sewer, grading, fill or electrical approvals.81 Ask Metro Moore County Building Permits - Planning what local approval applies to the exact parcel and project before work begins.6

Who handles building permits and planning in Moore County?

Metro Moore County maintains an official Building Permits - Planning office page for local building and planning questions.6 The county page does not publish a verifiable phone number, address, application, fee schedule or inspection procedure, so use the official page to identify the current local contact before submitting plans.6 For a one- or two-family home, the separate State Fire Marshal pathway remains available even though Moore County/Lynchburg opted out of mandatory state residential-code enforcement.1 A voluntary state inspection can cover new construction and additions, and a passing project can receive a state Certificate of Occupancy.910 State residential-program fees do not establish Moore County's local planning or permit fees because that state program does not apply automatically in an opt-out jurisdiction.11

Does Moore County, Tennessee have zoning?

Yes. Metro Moore County has zoning administered through its Planning Commission and Board of Zoning Appeals via the Building Permits - Planning function.2 Zoning remains a separate local approval even though Moore County/Lynchburg opted out of mandatory state residential building permits for one- and two-family homes.1 The published material reviewed for this guide does not confirm the parcel-level districts, setbacks, minimum lot sizes, building heights or minimum dwelling sizes, so ask the planning office to identify the zone and applicable standards before designing or buying.26 Tennessee's agricultural zoning limitation is conditional: a structure must be on land devoted to agricultural use and incidental to that enterprise, and stated exceptions include certain locations near highways, airports or parks and land in the one-hundred-year floodplain.12 Do not treat a farm label as a blanket exemption without local review.12

How do septic permits work in Moore County?

Tennessee's Division of Water Resources administers the septic process relevant to Moore County, and the Columbia Environmental Field Office serves Moore County.1314 A permit is required before construction, modification or repair of a septic system, and TDEC advises obtaining it before dirt work or construction of the building pad.3 The application may require a site plan or soils map, and review can take up to 45 days after TDEC receives a complete application.3 Only about 1.1% of mapped Moore County soils avoid a “very limited” rating for a conventional drain field, so septic feasibility should be an early purchase condition.15 After installation, the installer must arrange a final inspection before covering the system; approval results in a Certificate of Completion.16 Call the Columbia office at (931) 380-3371 for the appropriate septic contact.14

Can you live in an RV or tiny home in Moore County?

We could not confirm a Moore County rule that permits or prohibits full-time RV occupancy, temporary camping or tiny-home occupancy on an ordinary private parcel. Metro Moore County does have zoning, so an RV or tiny home should not be treated as automatically allowed simply because the state residential permit program is optional for conventional one- and two-family homes.21 Ask Metro Building Permits - Planning how the proposed unit is classified, whether residential occupancy is allowed in the parcel's district, and what setbacks, minimum size and utility approvals apply.6 A manufactured or modular home is also not answered by the state's opt-out status alone; the state residential-process material distinguishes the home installation from custom site work such as a deck, patio or stoop.17 Septic construction, modification or repair still requires state approval regardless of the chosen dwelling format.3

What are the steps to build a home in Moore County?

  1. Ask Metro Moore County Building Permits - Planning to confirm the parcel's zoning district, allowed dwelling type and the local approvals required for the proposed work.26
  1. Resolve wastewater service early; a qualifying utility may require a building on an abutting parcel to connect where a sanitary sewer is available.18
  1. If using septic, apply through TDEC before dirt work or construction of the building pad and allow for site evaluation and possible soil documentation.3
  1. Confirm legal access; TDOT requires a permit before constructing, changing or modifying a driveway on state highway right-of-way.7
  1. Decide whether to use the optional State Fire Marshal permit and inspection pathway for a one- or two-family home in this opt-out jurisdiction.19
  1. Have the installed septic system inspected before it is covered and obtain the Certificate of Completion.16

What should you check before buying land in Moore County?

Start with a parcel-specific zoning review because Moore County has zoning but the reviewed material does not confirm its district standards, setbacks, minimum lot sizes or dwelling-size rules.26 Make an acceptable septic evaluation a purchase condition: only about 1.1% of mapped soils avoid severe limitations for a conventional drain field, and TDEC may require soils information during review.153 Confirm whether public sewer is available and whether the serving utility can require connection.18 Verify road ownership before planning an entrance because a driveway on state highway right-of-way needs a TDOT permit.7 Private-well permitting and local floodplain-development requirements could not be confirmed, so ask the Columbia field office about water questions and Metro Building Permits - Planning about floodplain review.146 For budgeting context, the median property-tax bill is about $1,252 per year and the effective rate is about 0.5%.1920

Watch-outs

  • Moore County/Lynchburg's opt-out status covers mandatory state residential-code enforcement for one- and two-family homes; it does not establish the rules for commercial or other construction.8
  • Do not begin dirt work or a building pad before resolving septic approval; TDEC advises obtaining the septic permit first.3
  • RV occupancy, temporary camping, tiny-home occupancy, private-well permits and parcel-level zoning dimensions could not be confirmed; ask Metro Building Permits - Planning and the TDEC Columbia office before buying for those uses.2614

Sources

  1. Residential Jurisdictions & Inspectors, quoted and re-checked
  2. Metro Moore County - Building Permits / Planning (2026 county census)
  3. Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions, quoted and re-checked
  4. TDEC - Subsurface Sewage Disposal Systems (SSDS) (2026 county census)
  5. Can I build my own home without a license? (Tennessee statewide rule), quoted and re-checked
  6. Metro Moore County Building Permits - Planning (metromoorecounty.org)
  7. Highway Entrance Permits (Tennessee statewide rule), quoted and re-checked
  8. Residential Jurisdictions & Inspectors, quoted and re-checked
  9. Residential Jurisdictions & Inspectors, quoted and re-checked
  10. Residential Jurisdictions & Inspectors, quoted and re-checked
  11. Residential Building Permit Fees (Tennessee statewide rule), quoted and re-checked
  12. Exemption from County Zoning Regulation for Buildings on Land Used for Agriculture, Opinion No. 22-07 (Tennessee statewide rule), quoted and re-checked
  13. Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions, quoted and re-checked
  14. TDEC Columbia Environmental Field Office (tn.gov)
  15. Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
  16. Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions, quoted and re-checked
  17. Residential Permits (Tennessee statewide rule), quoted and re-checked
  18. Utility Customers Frequently Asked Questions (Tennessee statewide rule), quoted and re-checked
  19. Median property tax bill: Bolthole Index county data
  20. Effective property tax rate: Bolthole Index county data

Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

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County locator

Moore County in Tennessee

70
County map
Moore County highlighted among the Tennessee counties · colored by Index score

How Moore County scores

Seclusion43100% ev.
Self-Sufficiency62100% ev.
Admin Boringness59100% ev.
Durability61100% ev.
Property Autonomy71100% ev.
Carry Cost8196% ev.

Evidence strength: 100%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$360kTypical home
0.5%Property tax
$4,198Land / acre
59.7"Annual rain
6.3% of yrsSevere drought
7.9 / yr (+7.5)Mid-century 100°F days
13.9 daysMid-century dry spell
2.88" (+9%)Mid-century 1-day rain
1.49×Wildfire change factor
100%Forward climate coverage
$2,003Home insurance / yr
-0.1% / yrInsurance growth
0.95%Nonrenewal rate
single ZIP shrunk to state medianInsurance basis
49,708People within 30 min
3,889,596People within 2 hr
74,364Radius comparison (15 mi)
52.2People / sq mi
1.7%Federal land
43%Land at 15% slope or less
1.1%Septic soil without severe limits
839 acWorkable land screen
57.2%Wooded land
44.9 tonsBiomass / forest ac
59°FAvg temp

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Answers from the rulebook for Moore County

What the ordinances and state agencies actually say — one answer per question, each quoted from the official source and independently re-checked.

Moore County rules

  • County-wide zoningPresent

    Metro Moore County has adopted Metro Zoning Ordinances administered by the Metro Planning Commission and Board of Zoning Appeals via its Building Permits/Planning office.

    Metro Moore County - Building Permits / Planning ↗Scouted from the county site, not yet independently re-checked

Tennessee rules that apply here

  • Building permitLimited

    State residential building permits for one- and two-family dwellings and townhouses in Tennessee jurisdictions where the State Fire Marshal's Office administers the residential building permit program.

    • The state permit is required only in some areas because other jurisdictions may enforce local residential building codes.
    • A county legislative body may remove unincorporated areas from the state program or a city legislative body may remove the city by a two-thirds vote.
    • The state permit does not replace grading or fill approval, floodplain compliance, septic or sewer permits, electrical permits, or zoning approval.
    • Local governments remain responsible for locally adopted codes and other requirements.
    “Why is the state residential building permit only required in some areas of the state?”
    One more reviewed finding on this topic
    • Limited — State residential permits for one- and two-family dwellings in the Moore County/Lynchburg opt-out jurisdiction.
      “The owner of a one- or two-family dwelling or the contractor performing work on the dwelling may obtain a state building permit at various locations throughout the state or online at www.tn.gov/commerce/fire/residential-permits.html.”
  • Owner-builder exemptionConditional

    A Tennessee property owner constructing a single residence for the owner's individual use.

    • The owner may have one permit every two years.
    • The residence must not be for sale, lease, or rent.
    • If the owner hires a contractor, the contractor is a prime and must be licensed and obtain the building permit for inspections.
    • Contracts may not be split into phases to circumvent the licensing law.
    • Anyone paid more than $25,000 by the owner is considered a prime and must be licensed.
    • The exemption is based on TCA 62-6-103 and Rule 0680-1-.22.

    owner permits: per 1 permit per two years · contractor payment threshold: > 25000 USD (Anyone paid in excess of this amount is considered a prime and must be licensed.)

    “one permit every two years to build their home as long as it is not for sale, lease, or rent (individual use).”
  • Building code adoptedPartial

    State residential building-code enforcement for one- and two-family dwellings in Moore County/Lynchburg.

    • The Tennessee State Fire Marshal page lists Moore County/Lynchburg as OPT OUT.
    • The opt-out rule concerns statewide standards for one- and two-family dwellings; this record does not establish the status of commercial or other construction codes.
    • The State Fire Marshal states that an owner in an opt-out jurisdiction may request inspection and that the state has adopted the 2018 IRC with amendments.

    residential code edition: 2018 International Residential Code with amendments · energy code compliance: 2018 IRC Chapter 11 or 2018 IECC

    “Moore County/Lynchburg | OPT OUT | Ken Nelson | [email protected] | 931-242-5566”
  • InspectionsLimited

    State Fire Marshal residential inspections for one- and two-family dwellings in Moore County/Lynchburg.

    • Moore County/Lynchburg is listed as OPT OUT.
    • Inspection may be requested during construction for new construction and additions to existing homes.
    • The source does not establish inspection requirements for commercial, multifamily, or other construction.
    “Their home may now be inspected by an inspector with the State Fire Marshal’s Office during the construction process, both for new construction and additions to existing homes.”
  • Certificate of occupancyLimited

    Certificates of occupancy for one- and two-family dwellings in Tennessee opt-out or non-code jurisdictions when the State Fire Marshal's Office inspects the dwelling during construction.

    • The owner or contractor may obtain a state building permit to request the inspection.
    • The Certificate of Occupancy is released only if the dwelling is determined to meet statewide building construction safety standards.
    • The source describes this process for opt-out or non-code jurisdictions and for new construction or additions to existing homes.
    “determined to meet the statewide building construction safety standards, the State Fire Marshal’s Office will release a Certificate of Occupancy”
    One more reviewed finding on this topic
    • Limited — Certificate of Occupancy issued through the State Fire Marshal inspection pathway for one- and two-family dwellings in Moore County/Lynchburg.
      “If the one- or two-family dwelling is determined to meet the statewide building construction safety standards, the State Fire Marshal’s Office will release a Certificate of Occupancy, often referred to as a “CO.””
  • Who permits septicState

    Tennessee subsurface sewage disposal services relevant to Moore County.

    • TDEC's Division of Water Resources administers the SSDS permit and inspection process described on the official pages.
    • The opened online-application page identifies certain contract counties that use county-specific processes; Moore County is not identified in that listed group, but no affirmative county-specific delegation was located.
    “NOTE: Some counties provide ground water protection services for their own areas. The online application form is not to be submitted for services requested in the following metropolitan or contact counties: Blount County, Davidson County/Nashville, Hamilton County, Jefferson County, Knox County, Madison County, Sevier County, Shelby County, Williamson County.”
  • Septic permitRequired

    Installation of a subsurface sewage disposal system on property in Tennessee, and repair of an existing faulty system.

    • A Septic System Construction Permit is required before installation or repair.
    • The application requires site and system information; soils maps may be required and large conventional or alternative systems require a licensed-engineer design.
    • The review generally takes 10 days and must be completed within 45 days.
    • New conventional permit fee is $400 up to 1,000 gallons per day, plus $100 for each additional 1,000 gallons per day.
    • New alternative permit fee is $500 up to 1,000 gallons per day, plus $150 for each additional 1,000 gallons per day.
    • Experimental SSDS permit fee is $500.
    • Repair permits have no permit fee; repair construction inspection fee is $100.
    • Contract counties Blount, Davidson, Hamilton, Jefferson, Knox, Madison, Sevier, Shelby, and Williamson may require an additional permit.

    new conventional SSDS permit fee: 400 USD up to 1000 gallons per day design flow ($100 for each additional 1000 gpd flow) · new alternative SSDS permit fee: 500 USD up to 1000 gallons per day design flow ($150 for each additional 1000 gpd flow) · experimental SSDS permit fee: 500 USD · repair permit fee: No permit fee

    “Any individual or property owner who desires to have a subsurface sewage disposal (septic) system installed on their property or requiring repair to an existing faulty system must get a Septic System Construction Permit.”
    One more reviewed finding on this topic
  • Septic inspectionRequired

    Septic system installations serving property in Moore County under Tennessee SSDS rules.

    • The installer must contact the local Environmental Scientist to schedule a final inspection before the system is covered.
    • If approved, TDEC issues a Certificate of Completion.
    “When installation is complete, the installer will contact the local Environmental Scientist to schedule a final inspection before the system is covered. If the septic system installation is approved, the Environmental Scientist will issue a Certificate of Completion.”
  • Mandatory utility hookupSewer (with conditions)

    Residential, commercial, or industrial buildings on lots or parcels abutting a street or other public way containing a sanitary sewer, where the applicable Tennessee utility system has issued bonds payable for sewer services.

    • The cited Tennessee statute grants qualifying utility systems authority to require connection.
    • The building must exist on the abutting lot or parcel.
    • The owner, tenant, or occupant may be required to cease using other means for disposal of sewage, sewage waste, or other polluting matter.
    • This source describes authority to require sewer connection; it does not establish that every Tennessee property has sewer available.
    “Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
  • Agricultural exemptionConditional

    Buildings or structures on land used for agricultural purposes and subject to county zoning regulation in Tennessee.

    • The building or structure must be located on lands devoted to agricultural uses.
    • The building or structure must be incidental to the agricultural enterprise.
    • The exemption does not apply to agricultural lands adjacent or in proximity to state or federal-aid highways, public airports, or public parks.
    • The exemption does not apply to land located within the one-hundred-year flood plain.
    • The Attorney General opinion states that the provision applies to counties only and has no application to municipalities.
    • There is no blanket exemption for cotton gins, grain elevators, slaughterhouses, processing plants, or milk bottling plants; those structures qualify only when the statutory conditions are met.
    “it must be located on lands “devoted to agricultural uses;” and (2) it must be “incidental to the agricultural enterprise.””
  • Driveway accessLimited

    Construction, modification, revision, or change in use of a driveway on Tennessee state highway right-of-way.

    • The requirement applies to state highway right-of-way and does not establish a permit requirement for every driveway on every road.
    • Property owners must obtain the permit from TDOT.
    • County or municipal land-use regulations may also apply.
    “Under state law, a permit is required before construction of a driveway on state highway right-of-way, including the modification, revision, or change in use”
  • Permit feesPublished (with conditions)

    Residential building permits administered by Tennessee's State Residential Building Code Enforcement Program for one- and two-family dwellings and townhouses where the state program applies.

    • The state program does not apply where a local government enforces local building codes under an exemption or where the city or county has opted out by a two-thirds vote.
    • For construction costs above the maximum listed in the table, an additional fee of $50.00 applies for each additional $50,000 or fraction thereof.
    • The construction cost cannot be less than $60.57 per heated square foot of construction.
    • An HVAC and Plumbing Inspection is required for all new construction.
    • A slab other than Monolith Pour Inspection is required when slab and footing are cast separately.

    permit fee for construction cost $0 to $5,000: 100 USD · permit fee for construction cost $5,001 to $100,000: 350 USD · additional fee for plumbing and HVAC inspection: 100 USD (Applicable as stated in the fee table.) · additional fee for slab other than monolith pour: 100 USD (Applicable when slab and footing are cast separately.)

    “$0 to $5,000 | $100 | $100 | $100 $5,001 to $100,000 | $350 | $100 | $100”
  • Permit processPublished (with conditions)

    Residential permit purchase and inspection process under Tennessee's State Residential Building Code Enforcement Program.

    • The state program applies to one- and two-family dwellings and townhouses only in areas without the stated local-code exemption or opt-out.
    • A first-time CORE user must register for an account.
    • A building permit must be purchased online or at a local Issue Agent.
    • Inspections cover the foundation before pouring, framing/rough-in construction, and final construction.
    • One free re-inspection is available; each additional re-inspection requires an additional fee.
    • A homeowner may build a home only if it will be the homeowner's residence, not sold or leased, and the homeowner has not received a homeowner building permit during the preceding 24 months.
    • Detached garages, sheds, barns, and other detached structures not used for living purposes do not require a state residential building permit.
    • A permit is not required for installation of a manufactured or modular home, but custom site work such as a deck, patio, or stoop requires a permit.

    effective date for permit requirement for additions over 30 square feet: 2011-10-01 (Applies to additions to existing homes.) · free re-inspections per project: 1 inspection (Available if a required inspection is not passed the first time.)

    “A building permit must be purchased online or at a local Issue Agent. The cost of the building permit is based on the estimated cost”
  • county zoning authorityGeneral

    County legislative bodies adopting zoning regulations for portions of Tennessee counties outside municipal corporations.

    • The authority is exercised under the conditions and procedures in Tennessee Code Annotated §§ 13-7-101 through 13-7-119.
    • The grant applies to portions of counties outside municipal corporations.
    • County zoning authority does not authorize county building permits or regulation of buildings or structures on agricultural land when the building or structure is incidental to the agricultural enterprise, except on agricultural lands adjacent or in proximity to state federal-aid highways, public airports or public parks.
    • The agricultural-land limitation applies to counties only and has no application to municipalities.
    “Under Tenn. Code Ann. § 13-7-101, et seq., the General Assembly has expressly delegated the authority to county legislative bodies to enact zoning regulations and create a board of zoning appeals.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission — ask the county directly.

  • Local zoning — Local zoning rules within Moore County, including any municipal or metropolitan rules.
  • Zoning districts — Published zoning districts and maps applicable in Moore County, Tennessee.
  • Minimum dwelling size — Minimum dwelling-size requirements in Moore County, Tennessee.
  • Minimum lot size — Minimum lot-size requirements in Moore County, Tennessee.
  • Setbacks — Setback requirements in Moore County, Tennessee.
12 more unanswered
  • Lot coverage
  • Building height
  • Living in an RV
  • Camping on your land
  • Tiny homes
  • Manufactured homes
  • Accessory dwellings
  • Off-grid sanitation
  • Well permit
  • Subdividing land
  • Building in a floodplain
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Living off-grid in Moore County, Tennessee

Is Moore County a good place to live off-grid or homestead?

Moore County scores 70/100 on the Bolthole Index, a strong county profile. Its strengths: manageable long-term carry cost and a stronger property-autonomy legal backdrop.

Do you need a building permit in Moore County, Tennessee?

Moore County requires a building permit only in limited cases (such as floodplains or specific zones), and it enforces county zoning. Onsite septic is permitted by Tennessee Department of Environment and Conservation (TDEC), Division of Water Resources. Owner-builders may act as their own contractor to build their home. These answers are quoted from official sources and independently re-checked. Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Moore County, Tennessee?

Land in Moore County runs about $4,198 per acre, based on the latest county data.

What is the water situation in Moore County?

Moore County gets about 59.7" of rain a year, with severe drought in roughly 6.3% of years.

How remote is Moore County?

A representative private-land location has about 49,708 people within a 30-minute drive and 3,889,596 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Moore County means bringing your own water and power. The kit we’d start with:

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How Moore compares in Tennessee

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