Grundy County, TN: No Building Permit, No Zoning

Grundy County, Tennessee does not require a county residential building permit for a home¹. The county has opted out of Tennessee's State Residential Building Program, although an owner or contractor may choose the state permit-and-inspection pathway^1,2. TDEC still requires a permit and final inspection for a new or repaired septic system³.

At a glance

Residential building permit: No county permit required; Grundy County is OPT OUT¹
Optional state inspection: Available by request through the State Fire Marshal's Office²
Countywide zoning: Countywide status is unconfirmed; Monteagle has municipal zoning^4,5
Septic permit: Required through TDEC for installation or repair³
RV or tiny-home living: No countywide occupancy rule could be confirmed⁶
Owner-builder: Allowed for a home for the owner's use, subject to state limits⁷
Private well: Use a state-licensed driller; a separate owner permit could not be confirmed⁸

Who to call

Building permits

Tennessee State Fire Marshal's Office — Residential Permits

Optional state residential permits and requested inspections in opt-out Grundy County.

615-427-9586

kvari.inspections@gmail.com

Online permits →

Septic permits

TDEC Division of Water Resources — Chattanooga Environmental Field Office

Water-resources questions, including septic-related services, for Grundy County.

(423) 634-5745

1301 Riverfront Parkway | Suite #206 | Chattanooga, TN 37402

One more officeAlso useful

Also useful

Grundy County Mayor's Office

General county-government questions about current local ordinances and land-use administration.

( 931) 692-3718

68 Cumberland Street, Suite 133 Altamont, TN 37301

Contact details are copied from each office’s official page and were checked against it on October 7, 2026.

Do you need a building permit in Grundy County, Tennessee?

Grundy County does not require a county residential building permit for a home.

Grundy County does not require a county residential building permit for a home¹. Grundy County is OPT OUT of Tennessee's State Residential Building Program for one- and two-family dwellings¹. Altamont, Beersheba Springs, Coalmont, Gruetli-Laager, Palmer and Tracy City are also OPT OUT, while Monteagle is EXEMPT, so verify the jurisdiction for land inside municipal limits¹.

An owner or contractor may obtain an optional state building permit and request a State Fire Marshal inspection². If the requested inspections show that the dwelling meets statewide safety standards, the state can release a Certificate of Occupancy². The optional state permit does not replace septic, electrical, grading, floodplain or zoning approval².

Who handles building permits and inspections in Grundy County?

For the optional residential permit and requested inspection, contact the Tennessee State Fire Marshal's Office using the Grundy County contact in the state table.

For the optional residential permit and requested inspection, contact the Tennessee State Fire Marshal's Office using the Grundy County contact in the state table¹. Grundy County's OPT OUT status means the county passed a resolution leaving the state residential-code program¹. The state list concerns one- and two-family dwellings and does not establish a commercial-building process¹.

The published fees and standard inspection sequence for participating jurisdictions do not establish a Grundy County fee schedule or mandatory process because Grundy County is OPT OUT⁹. Septic questions go to TDEC's Chattanooga Environmental Field Office¹⁰. For current county ordinances or the correct local official for zoning, floodplain or road access, start with the Grundy County Mayor's Office⁶.

Does Grundy County, Tennessee have zoning?

We could not confirm Grundy County's current countywide zoning status from a county page, even though the available record indicates no comprehensive countywide zoning.

We could not confirm Grundy County's current countywide zoning status from a county page, even though the available record indicates no comprehensive countywide zoning⁴. Before relying on an unincorporated parcel being unzoned, ask the Grundy County Mayor's Office whether a current ordinance, resolution, subdivision rule, setback or floodplain standard applies⁶.

Municipal rules can differ: Monteagle has zoning districts regulating land uses and such details as building location, size, yards and lot occupancy within its corporate limits⁵. Tennessee law gives county legislative bodies zoning authority outside municipalities¹¹. State law conditionally exempts a building on agricultural land when it is incidental to the agricultural enterprise, but the exemption has location and floodplain exceptions and does not apply to municipal rules¹².

How do septic permits work in Grundy County?

TDEC's Division of Water Resources, rather than Grundy County, administers septic applications, inspections and approvals through the state process.

TDEC's Division of Water Resources, rather than Grundy County, administers septic applications, inspections and approvals through the state process¹³. A property owner must obtain a Septic System Construction Permit before installing a system or repairing a failing one³. After installation, the installer must notify TDEC so the system can be inspected and approved³.

Only 15.7% of Grundy County soils are rated without severe limitations for a conventional drain field, so make soil evaluation an early purchase contingency¹⁴. Alternative off-grid wastewater systems remain subject to TDEC permitting and construction inspection, and unfavorable sites may require a soils map or engineered design¹⁵. A qualifying utility may require sewer connection for a building on a parcel abutting a public way with sanitary sewer, but that does not establish a requirement for every Grundy County parcel¹⁶.

Can you live in an RV or tiny home in Grundy County?

A countywide Grundy County rule for living in an RV, temporary camping or occupying a tiny home on private land could not be confirmed.

A countywide Grundy County rule for living in an RV, temporary camping or occupying a tiny home on private land could not be confirmed. Ask the Grundy County Mayor's Office about the parcel and intended use before placing or occupying either dwelling⁶. Inside Monteagle, municipal zoning regulates land use and development, so check the town's rules for the parcel⁵.

Do not treat OPT OUT status as permission for every land use: it addresses the residential building-code program, not zoning, sanitation or floodplain approval². A tiny home or RV still needs a lawful sewage solution; alternative systems are regulated and septic installation or repair requires a state permit^3,15. Minimum dwelling size, setbacks, lot size, accessory dwellings and manufactured-home occupancy remain unconfirmed, so ask about each before closing.

Building a home in Grundy County: the steps in order

Confirm whether the parcel is unincorporated or municipal because residential-code status varies.

Confirm whether the parcel is unincorporated or municipal because residential-code status varies¹.

Ask the County Mayor's Office or municipality about zoning, subdivision, setbacks, floodplain and local access; Monteagle has its own zoning ordinance^5,6.

Ask the serving utility whether public sewer is available and whether connection is required; qualifying utilities can require certain buildings on abutting parcels to connect¹⁶.

If sewer is not required, get a septic evaluation and apply through TDEC before installation or repair³.

Decide whether to use the optional state permit and inspection pathway, then contact the State Fire Marshal's Office¹.

Confirm owner-builder conditions: the residence cannot be for sale, lease or rent, and the allowance is one residence every two years¹⁷.

Obtain a TDOT permit before constructing or changing a driveway in state-highway right-of-way¹⁸.

Have TDEC inspect and approve the septic system after installation³.

What should you check before buying land in Grundy County?

Make septic suitability a contract contingency: only 15.7% of Grundy County soils lack severe conventional-drain-field limitations.

Make septic suitability a contract contingency: only 15.7% of Grundy County soils lack severe conventional-drain-field limitations¹⁴. About 81.9% of the county is wooded, while 65.9% has a slope of 15% or less, so inspect the actual homesite and access route¹⁴.

Check the deed, survey, legal access and road ownership; state-highway access requires a TDOT permit¹⁸. Ask the county floodplain administrator before work near a mapped floodplain because review is local¹⁹. For a private well, use a state-licensed driller and ask TDEC what filings apply; state material confirms driller licensing, inspection authority and a completion report, but not a separate owner-obtained county permit⁸. Verify county or municipal land-use rules before closing because current zoning and occupancy details could not be confirmed.

Watch-outs

OPT OUT addresses the residential-code program only; it does not eliminate septic, electrical, floodplain or zoning approvals².
Current zoning, setbacks, minimum lot and dwelling sizes, and subdivision rules could not be confirmed; ask the Grundy County Mayor's Office⁶.
The septic installer must notify TDEC after installation so the system can be inspected and approved³.

Sources

19 official pages, each quoted and re-checked · written October 7, 2026

Written October 7, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

Off-grid gear

Going off-grid in Grundy County means bringing your own water and power. The kit we’d start with:

These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.

Compared with neighboring counties

Unlike 5 of its 6 neighbors, Grundy County requires no county building permit for a home.

Rule	Grundy County	Marion County	Sequatchie County	Coffee County	Warren County	Franklin County	Van Buren County
Building permit	Not required	Required	Not required	Required	Required	Required	Limited
County zoning	No	No	Not published	Yes	No	Yes	No
Septic permits	TDEC	TDEC	TDEC	TDEC	TDEC	TDEC	TDEC

Cities and towns in Grundy County

Inside a city or town, that city usually issues building permits and sets zoning; the county’s rules above cover unincorporated land. Septic, wells and floodplain rules usually stay with the county or state everywhere.

Not yet covered: Town of Altamont · Town of Beersheba Springs · Coalmont · Town of Palmer

Answers from the rulebook for Grundy County

What the ordinances and state agencies actually say — one answer per question, each quoted from the official source and independently re-checked.

Grundy County rules

Building code adoptedPartial
State residential building-construction-code coverage for one- and two-family dwellings in Grundy County and the listed municipalities.
- The State Fire Marshal page states that counties and municipalities may exempt one- and two-family dwellings from statewide standards.
- Grundy County is listed as OPT OUT, meaning the jurisdiction has passed a resolution opting out of the program.
- The State Fire Marshal page states that an owner in an opt-out jurisdiction may request State Fire Marshal inspection during construction.
- The page states that the information is accurate as of 8/21/2026.
- Municipal status varies: Altamont, Beersheba Springs, Coalmont, Gruetli-Laager, Palmer, and Tracy City are listed OPT OUT, while Monteagle is listed EXEMPT.
- This claim concerns residential one- and two-family dwellings; it does not establish commercial-building-code adoption.
“Grundy County | OPT OUT [...] Monteagle | EXEMPT [...] OPT OUT - The jurisdiction has passed a resolution opting out of the program”
Residential Jurisdictions & Inspectors ↗Re-checked Sep 26, 2026
3 more reviewed findings on this topic
- Partial — Statewide residential building-construction standards for one- and two-family dwellings in Grundy County.
  “Grundy County | OPT OUT | Kyle Vari | kvari.inspections@gmail.com | 615-427-9586”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
- Partial — Statewide residential building-construction standards for one- and two-family dwellings within Grundy County and its listed municipalities.
  “Grundy County | OPT OUT [...] Monteagle | EXEMPT [...] OPT OUT - The jurisdiction has passed a resolution opting out of the program”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 29, 2026
- Not adopted — Grundy County's participation in Tennessee's State Residential Building Program.
  “Grundy County | OPT OUT | Kyle Vari | kvari.inspections@gmail.com | 615-427-9586 [...] OPT OUT - The jurisdiction has passed a resolution opting out of the program”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 29, 2026
County-wide zoningAbsent
Grundy County has not adopted comprehensive county-wide zoning under the Tennessee County Zoning Act; the TN Supreme Court struck down a 2020 county resolution as an improperly enacted zoning ordinance, indicating no valid county zoning framework is in place.
Tennessee Administrative Office of the Courts - Grundy County Zoning Ruling ↗From the county’s own site, awaiting a second reviewer

Tennessee rules that apply here

Building permitLimited
State residential building permits for one- and two-family dwellings and townhouses in Tennessee jurisdictions where the State Fire Marshal's Office administers the residential building permit program.
- The state permit is required only in some areas because other jurisdictions may enforce local residential building codes.
- A county legislative body may remove unincorporated areas from the state program or a city legislative body may remove the city by a two-thirds vote.
- The state permit does not replace grading or fill approval, floodplain compliance, septic or sewer permits, electrical permits, or zoning approval.
- Local governments remain responsible for locally adopted codes and other requirements.
“Why is the state residential building permit only required in some areas of the state?”
Residential Permit FAQs ↗Re-checked Sep 12, 2026
One more reviewed finding on this topic
- Limited — One- and two-family dwellings in Grundy County, which the State Fire Marshal's Office lists as an OPT OUT jurisdiction.
  “The owner of a one- or two-family dwelling or the contractor performing work on the dwelling may obtain a state building permit at various locations throughout the state or online at www.tn.gov/commerce/fire/residential-permits.html.”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
Owner-builder exemptionConditional
A Tennessee property owner constructing a single residence for the owner's individual use.
- The owner may have one permit every two years.
- The residence must not be for sale, lease, or rent.
- If the owner hires a contractor, the contractor is a prime and must be licensed and obtain the building permit for inspections.
- Contracts may not be split into phases to circumvent the licensing law.
- Anyone paid more than $25,000 by the owner is considered a prime and must be licensed.
- The exemption is based on TCA 62-6-103 and Rule 0680-1-.22.
owner permits: per 1 permit per two years · contractor payment threshold: > 25000 USD (Anyone paid in excess of this amount is considered a prime and must be licensed.)
“one permit every two years to build their home as long as it is not for sale, lease, or rent (individual use).”
Can I build my own home without a license? ↗Re-checked Sep 12, 2026
One more reviewed finding on this topic
- Available — An owner constructing a single residence in Tennessee, including an owner using the state residential permit pathway for an opt-out jurisdiction such as Grundy County.
  “Yes. Pursuant to TCA § 62-6-103, an owner of property may construct a single residence once every two years for his/her own use, as long as it is not for resale, lease or rent without being a licensed contractor. However, anyone hired by the homeowner whose portion is $25,000 or more would not be exempt from the contractors’ licensing requirements.”
  Residential Permit FAQs ↗Re-checked Sep 11, 2026
InspectionsLimited
One- and two-family dwellings and townhouses in areas of Tennessee where the State Fire Marshal's residential building code enforcement program applies (not areas with locally enforced codes under an exemption, and not opt-out jurisdictions).
- Program does not apply where the local government has received an exemption from the State Fire Marshal's Office by enforcing local building codes.
- Program does not apply where the city or county legislative body opted out by a 2/3 vote; in opt-out jurisdictions an owner may request a State Fire Marshal inspection (Tenn. Code Ann. 68-120-101(b)(1)(d)) and receive a certificate of occupancy if standards are met.
- The page lists inspections of the foundation before pouring, framing/rough-in and final; this record does not state a fixed minimum count, and whether any inspection may be waived was not located on the pages opened.
- A slab inspection is not required for garages or unfinished basements; an additional slab inspection fee applies if the slab under living space is not a monolithic pour.
- One free re-inspection per project if a required inspection is not passed the first time; additional re-inspections require a fee.
- Detached garages, sheds, barns and other detached structures not used for living purposes do not need a state residential building permit.
- Inspections are performed by state contracted inspectors and scheduled at core.tn.gov.
inspection stages: foundation before pouring; framing/rough-in; final (slab inspection not required for garages or unfinished basements; waiver rules not confirmed)
“inspections are performed of the foundation prior to pouring, the framing/rough-in construction and the final construction.”
Residential Permits - Tennessee State Fire Marshal's Office ↗Re-checked Nov 6, 2026
One more reviewed finding on this topic
- Limited — State Fire Marshal inspection of one- and two-family dwellings, including new construction and additions, in Grundy County's opt-out jurisdiction.
  “In 2017, the Tennessee General Assembly passed a law that allows an owner of a building, structure or premises located within an “opt-out” or “non-code” jurisdiction to request the State Fire Marshal’s Office to inspect the building, structure or premises to determine if it meets the statewide building construction safety standards.”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
Certificate of occupancyLimited
Certificate of Occupancy for a one- or two-family dwelling in an opt-out jurisdiction such as Grundy County when the State Fire Marshal's Office performs the requested inspection.
- The dwelling must be inspected during construction.
- The State Fire Marshal's Office releases the certificate only if the dwelling is determined to meet statewide building construction safety standards.
- The source describes this pathway for one- and two-family dwellings in opt-out or non-code jurisdictions, not a universal certificate requirement for every building or occupancy.
“If the one- or two-family dwelling is determined to meet the statewide building construction safety standards, the State Fire Marshal’s Office will release a Certificate of Occupancy, often referred to as a “CO.””
Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
One more reviewed finding on this topic
- Limited — Certificates of occupancy for one- and two-family dwellings in Tennessee opt-out or non-code jurisdictions when the State Fire Marshal's Office inspects the dwelling during construction.
  “determined to meet the statewide building construction safety standards, the State Fire Marshal’s Office will release a Certificate of Occupancy”
  Statewide Building Construction Code Inspections in “Opt-Out” or “Non-Code” Jurisdictions ↗Re-checked Sep 12, 2026
Camping on your landLimited
Overnight camping on Tennessee Wildlife Resources Agency-controlled Wildlife Management Areas and related lands where overnight camping is allowed.
- Overnight camping may be permitted only in designated areas and by permission from the area manager, park ranger, lake manager, park superintendent, or national forest supervisor.
- Camping is subject to limitations prescribed in the permit if required.
- Camping may not exceed three weeks from the beginning to the end of the camping stay.
- Owner contact information or a TWRA ID number and date of arrival must be displayed on a camper, tent, vehicle, or similar item at all times.
- Where overnight camping is allowed, firearms and archery equipment must remain in camp except during legal hunting hours.
maximum camping stay: <= 3 weeks
“May be permitted in designated areas by permission from the area manager, park ranger, lake manager, park superintendent, or national forest supervisor. Such camping is subject to the limitations prescribed in the permit if required.”
Wildlife Management Areas in Tennessee ↗Re-checked Oct 1, 2026
One more reviewed finding on this topic
- Limited — Camping and use of trailers or other camper units in Tennessee state forests administered by the Tennessee Department of Agriculture, Division of Forestry.
  “Camping and the use of trailers or other camper units are allowed only at designated locations. The district forester will issue written permits to persons to camp in backcountry or other isolated sections of a forest area.”
  Forestry Rules and Regulations ↗Re-checked Oct 1, 2026
Tiny homesAllowed (with conditions)
Preassembled permanent tiny homes delivered to a homeowner as a completed unit, including a tiny home built off-site on a chassis or installed on a permanent foundation.
- The State Fire Marshal’s Office says its inspection program allows construction, inspection, and permanent consumer use of tiny homes and similar structures.
- The program inspection is described as similar to inspections of a site-built home and provides a decal reflecting compliance with adopted statewide building and electrical codes.
- State residential-code regulations apply to new construction; additions over 30 square feet have been covered since October 1, 2011.
- A state residential building permit is not zoning approval and does not authorize violation of a local ordinance; local zoning or other local requirements may independently control placement or occupancy.
- If a subsurface sewage system will serve the residence, a conventional septic-system permit is required for installation of a conventional system or approved substitute product; an alternative-system permit is required for installation of an alternative system.
- If a water well is drilled or a well pump or water-treatment device is installed, the work must be performed by a licensed person.
addition area triggering state residential-code regulation: > 30 square feet (Applies to additions beginning October 1, 2011.)
“The new tiny home inspection program was developed to allow for the construction, inspection and use of tiny homes and similar structures for permanent use by consumers.”
SFMO Program, Inspectors Help Ensure Tiny Homes Are Fire Safe ↗Re-checked Nov 4, 2026
Manufactured homesLimited
HUD-labeled manufactured homes installed in Tennessee under the state manufactured-housing program.
- Manufactured homes must be installed by licensed installers and have an installation decal applied after setup.
- A state residential building permit is not required merely to place a manufactured or modular home in the state program, but a Manufactured/Modular Site Work Permit is required for a custom addition, site-built deck, porch, or stoop next to the home.
- A state residential building permit is not zoning approval and does not authorize violation of a local ordinance; local zoning or other local requirements may independently control siting or occupancy.
- If a subsurface sewage system will serve the residence, state septic-system permitting applies.
“Ensure your application is approved and your license is active prior to installing any manufactured home in the state of Tennessee”
Residential Permit FAQs ↗Re-checked Nov 4, 2026
Who permits septicMixed (with conditions)
Tennessee subsurface sewage disposal system construction permitting and related SSDS administration statewide.
- The Tennessee Division of Water Resources administers SSDS permitting in non-contract counties.
- Permit packages and Certificate of Completion packages for sites in contract counties are submitted directly to the contract county.
- The listed contract counties are Blount, Davidson, Hamilton, Jefferson, Knox, Madison, Sevier, Shelby, and Williamson.
- Installer permits are valid statewide, but contract counties may require an additional permit.
“Permit packages and Certificate of Completion Packages for sites located in the contract counties listed below should be submitted directly to the contract county.”
Septic System Construction Permit ↗Re-checked Oct 5, 2026
3 more reviewed findings on this topic
- State — Subsurface sewage disposal systems serving property in Grundy County.
  “Completed application forms and application fees should be sent to the Division of Water Resources at the appropriate Environmental Field Office.”
  Septic System Related Permits ↗Re-checked Sep 11, 2026
- State — Subsurface sewage disposal systems, including septic systems, in Grundy County and elsewhere in Tennessee.
  “Permit packages and Certificate of Completion Packages for sites located in the contract counties listed below should be submitted directly to the contract county. Contract Counties: Blount, Davidson, Hamilton, Jefferson, Knox, Madison, Sevier, Shelby & Williamson [...] For all non-contract counties, applications and fee payments for Subsurface Sewage Disposal Construction Permits can be submitted through the service request form.”
  TDEC Division of Water Resources Continuing Planning Process Document ↗Re-checked Oct 6, 2026
- Mixed (with conditions) — Statewide subsurface sewage disposal system permitting and assistance, with specified contract counties providing ground water protection services in their own areas.
  “NOTE: Some counties provide ground water protection services for their own areas. The online application form is not to be submitted for services requested in the following metropolitan or contact counties: Blount County, Davidson County/Nashville, Hamilton County, Jefferson County, Knox County, Madison County, Sevier County, Shelby County, Williamson County.”
  Online Application for Septic Related Services ↗Re-checked Oct 5, 2026
Septic permitRequired
Installation of a subsurface sewage disposal system on property in Grundy County, or repair of an existing faulty septic system.
- A Septic System Construction Permit is required before installation or repair.
- A permit may be denied where an accessible public sewerage system exists.
- The applicant or installer must notify the Division after installation so the system can be inspected and approved.
- The TDEC page lists a $400 fee for a new conventional or large-diameter graveless-pipe SSDS permit up to 1,000 gallons per day, $100 for each additional 1,000 gallons per day, $500 for a new alternative SSDS permit up to 1,000 gallons per day, $150 for each additional 1,000 gallons per day, $500 for an experimental SSDS permit, and no permit fee for a repair permit.
- Applications for non-contract counties are submitted through the state process.
new conventional or large-diameter graveless-pipe SSDS permit fee: 400 USD up to 1000 gallons per day design flow ($100 for each additional 1000 gpd flow) · new alternative SSDS permit fee: 500 USD up to 1000 gallons per day design flow ($150 for each additional 1000 gpd flow) · experimental SSDS permit fee: 500 USD · repair permit fee: 0 USD
“Any individual or property owner who desires to have a subsurface sewage disposal (septic) system installed on their property or requiring repair to an existing faulty system must get a Septic System Construction Permit.”
Septic System Construction Permit ↗Re-checked Oct 6, 2026
2 more reviewed findings on this topic
- Required — Installation of a subsurface sewage disposal system or repair of an existing faulty system on property in Grundy County.
  “Any individual or property owner who desires to have a subsurface sewage disposal (septic) system installed on their property or requiring repair to an existing faulty system must get a Septic System Construction Permit.”
  Subsurface Sewage Disposal Systems (SSDS) Permits ↗Re-checked Sep 11, 2026
- Required — Construction, installation, modification, or repair of residential, commercial, or industrial septic systems in Tennessee.
  “A septic system permit is required for the construction, modification or repair of a septic system. This permit ensures that the septic system design complies with state regulations and safeguards your health by properly managing wastewater.”
  Septic System Construction Permit ↗Re-checked Oct 5, 2026
Septic inspectionRequired
Installation of subsurface sewage disposal systems in Tennessee.
- The installer must notify the Division when installation is complete.
- A final inspection is scheduled before the system is covered.
- TDEC inspects each SSDS installation for compliance with permit conditions and regulatory requirements.
- Inspection fees vary by system type: $100 for new conventional or large-diameter graveless pipe systems, $200 for alternative systems, and $100 for repair construction inspections.
new conventional construction inspection fee: 100 USD · alternative construction inspection fee: 200 USD · repair construction inspection fee: 100 USD
“The applicant or SSDS installer must notify the Division when a system has been installed so that it can be inspected and approved.”
Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions ↗Re-checked Oct 5, 2026
2 more reviewed findings on this topic
- Required — Installation of a subsurface sewage disposal system in Grundy County.
  “The applicant or SSDS installer must notify the Division when a system has been installed so that it can be inspected and approved.”
  Septic System Related Permits ↗Re-checked Sep 11, 2026
- Required — Permitted septic-system installations in Grundy County.
  “When installation is complete, the installer will contact the local Environmental Scientist to schedule a final inspection before the system is covered. If the septic system installation is approved, the Environmental Scientist will issue a Certificate of Completion.”
  Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions ↗Re-checked Sep 26, 2026
Off-grid sanitationLimited
Alternative or experimental off-grid wastewater sanitation systems in Grundy County, including alternative subsurface sewage disposal systems.
- Alternative systems are subject to TDEC permitting and construction inspection.
- For large conventional or alternative systems, the application may require soils maps prepared by a certified soil scientist and system design by a licensed engineer.
- The TDEC fee schedule lists a $500 new alternative SSDS permit fee up to 1,000 gallons per day design flow, $150 for each additional 1,000 gallons per day, and a $200 alternative SSDS construction inspection fee.
- The system must comply with applicable Tennessee statutes and regulations and may be inspected, denied, suspended, or revoked for noncompliance.
new alternative SSDS permit fee: 500 USD up to 1000 gallons per day design flow ($150 for each additional 1000 gallons per day flow) · alternative SSDS construction inspection fee: 200 USD
“An Alternative Septic System Permit is required for the installation of an alternative septic system (i.e., LPP, Mound, Oxidation Lagoon, ATS/SDD) to serve a residence, retail or commercial building. Alternative septic systems can also serve accessory buildings such as a garage, shop or barn etc. Alternative septic systems are typically used when soil or site conditions are not favorable for a conventional septic system. An extra-high intensity soils map must be submitted to the Division before staff can evaluate any property for an alternative septic system.”
Septic System Construction Permit ↗Re-checked Oct 6, 2026
One more reviewed finding on this topic
- Limited — Construction, modification, or repair of an on-site subsurface sewage disposal (septic) system, including systems serving residential, commercial, and industrial properties in Tennessee.
  “A septic system permit is required for the construction, modification or repair of a septic system.”
  Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions ↗Re-checked Nov 4, 2026
Well permitRequired
Drilling a water well for production of water from underground sources in Tennessee.
- Before drilling, the property owner or licensed well driller must submit a Notice of Intent to the Director in the Department-prescribed manner.
- A driller must have documentation that the Notice of Intent was submitted to the Division of Water Resources before beginning operations at a drill site.
- The Notice of Intent fee or a receipt must accompany the driller's report; no well or borehole may be drilled unless the driller has documentation that a Notice of Intent has been filed.
- A Notice of Intent and fee are not required for well closure, deepening, or reworking of a water well or closed-loop geothermal borehole.
- The Notice of Intent fee requirement does not apply in a qualifying local jurisdiction authorized to regulate well location and construction that has a Commissioner-approved inspection fee.
- The Notice of Intent fee does not apply when the property owner filed a notice and paid the fee for the same property within the previous five years, provided the new notice identifies the first notice's identification number.
- A Notice of Intent expires 180 days after its original filing date.
Notice of Intent fee for water wells for production of water per property site: 75 USD (Not required for qualifying local jurisdictions or when the same property satisfies the five-year prior-notice exception.) · Notice of Intent expiration: 180 days
“A Notice of Intent to drill a water well must be submitted by the property owner or the licensed well driller to the Director in the manner prescribed by the Department, prior to commencement of drilling a water well in Tennessee.”
Tennessee Department of Environment and Conservation Rule 0400-45-09, Water Well Licensing Regulations and Well Construction Standards ↗Re-checked Nov 4, 2026
One more reviewed finding on this topic
- Limited — Water wells drilled in Grundy County for domestic, irrigation, livestock-watering, or other beneficial uses.
  “The Tennessee Water Well Act of 1963 requires all persons drilling a water well to be licensed. A water well is any well for the production of water for beneficial use such as domestic use, irrigation, livestock watering, etc. A person installing a pump or water treatment device on a water well must also be licensed.”
  Well Water ↗Re-checked Sep 26, 2026
Mandatory utility hookupConditional
Connection of buildings to sanitary sewer systems where a qualifying Tennessee utility system has issued bonds payable for sewer services and the property abuts a street or public way containing a sanitary sewer.
- The property must abut a street or other public way containing a sanitary sewer.
- A building must exist on the lot or parcel for residential, commercial, or industrial use.
- The utility system may require connection and cessation of other sewage-disposal methods.
- For electrical service, written notification must show public sewer service, a septic permit application, or an existing septic system.
“Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
comptroller.tn.gov ↗Re-checked Oct 5, 2026
3 more reviewed findings on this topic
- Sewer (with conditions) — Lots or parcels in Tennessee, including Grundy County, that abut a street or other public way containing a sanitary sewer and have a residential, commercial, or industrial building.
  “Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
  Utility Customers Frequently Asked Questions ↗Re-checked Sep 11, 2026
- Sewer (with conditions) — Residential, commercial, or industrial buildings on lots or parcels in Grundy County that abut a street or other public way containing a sanitary sewer, when the applicable Tennessee utility system has issued bonds payable for sewer services.
  “Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
  comptroller.tn.gov ↗Re-checked Sep 26, 2026
- Sewer (with conditions) — Residential, commercial, or industrial buildings on lots or parcels abutting a street or other public way containing a sanitary sewer, where the applicable Tennessee utility system has issued bonds payable for sewer services.
  “Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
  Utility Customers Frequently Asked Questions ↗Re-checked Sep 12, 2026
Agricultural exemptionConditional
Buildings and structures on agricultural land subject to county zoning regulation in Tennessee, including unincorporated Grundy County.
- The building or structure must be located on lands devoted to agricultural uses.
- The building or structure must be incidental to the agricultural enterprise.
- The exemption does not apply to agricultural lands adjacent or in proximity to state federal-aid highways, public airports, or public parks.
- The exemption does not apply if the land is located within the one-hundred-year flood plain.
- The Attorney General states that the provision applies to counties only and has no application to municipalities.
- There is no blanket exemption for cotton gins, grain elevators, slaughterhouses, processing plants, or milk bottling plants; the structure must satisfy the agricultural-use and incidental-to-the-enterprise requirements.
- Buildings used as residences by farmers and farm workers are treated as incidental to the agricultural enterprise under Tenn. Code Ann. § 13-7-114.
- A 2014 Attorney General opinion describes a farm as including a tract of at least fifteen (15) acres engaged in specified production and producing average gross agricultural income of at least $1,500 per year over a three-year period; it states that a family garden is unlikely to qualify under the cited definitions.
minimum farm acreage under cited voter-registration definition: >= 15 acres (The Attorney General opinion also cites a separate Right to Farm Act definition that does not state a 15-acre threshold.) · average gross agricultural income under cited voter-registration definition: >= 1500 USD per year (Average measured over a three-year period.)
“To be exempt from county zoning regulation under Tenn. Code Ann. § 13-7-114, a building or structure must meet two requirements: (1) it must be located on lands “devoted to agricultural uses;” and (2) it must be “incidental to the agricultural enterprise.” Tenn. Code Ann. § 13-7-114(a).”
Exemption from County Zoning Regulation for Buildings on Land Used for Agriculture ↗Re-checked Sep 11, 2026
One more reviewed finding on this topic
- Conditional — Buildings or structures on land used for agricultural purposes and subject to county zoning regulation in Tennessee.
  “it must be located on lands “devoted to agricultural uses;” and (2) it must be “incidental to the agricultural enterprise.””
  Exemption from County Zoning Regulation for Buildings on Land Used for Agriculture, Opinion No. 22-07 ↗Re-checked Sep 12, 2026
Shed and accessory-building permit exemptionAvailable (with conditions)
State residential building permits for detached garages, sheds, barns, and other detached structures that are not used for living purposes.
- This is an exemption from the state residential building permit, not an exemption from all state or local requirements.
- The State Residential Building Code Enforcement Program applies only in areas that have not received an SFMO exemption through local-code enforcement and have not opted out by a two-thirds vote of the city or county legislative body.
- The exemption stated by the Department is limited to detached structures not used for living purposes; the opened official page does not state an accessory-structure size threshold.
- The state residential building permit is not zoning approval and does not authorize violation of state law, regulation, or local ordinance.
“A state residential building permit is not required for detached garages, sheds, barns or other detached structures that are not used for living purposes.”
Residential Permits ↗Re-checked Nov 4, 2026
Driveway accessLimited
Construction, modification, revision, or change in use of a driveway entrance within the right-of-way of a highway designated as part of Tennessee's state highway system in Grundy County.
- A TDOT driveway permit is required before construction on state highway right-of-way.
- The rule applies to state highway rights-of-way and does not establish a permit requirement for every driveway on county or municipal roads.
- TDOT may issue a permit only when the application complies with the rules.
- TDOT is authorized to impose terms, conditions, and limitations as necessary and convenient to meet the rule requirements.
- State requirements are in addition to any county or municipal land-use regulations that may govern driveways.
“Under state law, a permit is required before construction of a driveway on state highway right-of-way, including the modification, revision, or change in use of any existing driveway facilities. Property owners must obtain a permit from TDOT.”
Highway Entrance Permits ↗Re-checked Sep 26, 2026
One more reviewed finding on this topic
- Limited — Construction, modification, revision, or change in use of a driveway on Tennessee state highway right-of-way.
  “Under state law, a permit is required before construction of a driveway on state highway right-of-way, including the modification, revision, or change in use”
  Highway Entrance Permits ↗Re-checked Sep 12, 2026
Building in a floodplainLimited
Development in or near mapped floodplains throughout Tennessee, insofar as Tennessee's statewide floodplain-management guidance describes locally administered requirements.
- Floodplain development requirements are managed locally by the community where the property is located.
- Each NFIP-participating community has a local floodplain administrator who helps manage development in mapped flood hazard areas.
- If the property is inside city limits, contact the city floodplain administrator; if outside city limits, contact the county floodplain administrator.
- Local review may be required before development begins in a regulated floodplain.
- Requirements vary by community and are based on the local floodplain management ordinance and flood zones mapped in that community.
- Development activity that may require local review includes construction, repairs, substantial improvements, placement of fill, grading, excavation, manufactured homes, accessory structures, or other development activity.
- Floodplain management ordinances are adopted, administered, and enforced by the local community, not by TEMA.
local review before development in a regulated floodplain: may be required (Requirements vary by community and mapped flood zone.)
“Floodplain development requirements are managed locally. Each community that participates in the National Flood Insurance Program has a local floodplain administrator who helps manage development in mapped flood hazard areas. [...] If the property is inside city limits, contact the city floodplain administrator. If the property is outside city limits, contact the county floodplain administrator. [...] Local review may be required before development begins in a regulated floodplain. Requirements vary by community and are based on the local floodplain management ordinance and flood zones mapped in that community.”
Statewide Floodplain Administrator Directory ↗Re-checked Oct 5, 2026
One more reviewed finding on this topic
- Limited — Development in or near a mapped or regulated floodplain in Tennessee, including Grundy County where the applicable local community participates in the NFIP.
  “Local review may be required before development begins in a regulated floodplain.”
  Statewide Floodplain Administrator Directory ↗Re-checked Sep 11, 2026
Permit feesPublished (with conditions)
Residential building permits administered by Tennessee's State Residential Building Code Enforcement Program for one- and two-family dwellings and townhouses where the state program applies.
- The state program does not apply where a local government enforces local building codes under an exemption or where the city or county has opted out by a two-thirds vote.
- For construction costs above the maximum listed in the table, an additional fee of $50.00 applies for each additional $50,000 or fraction thereof.
- The construction cost cannot be less than $60.57 per heated square foot of construction.
- An HVAC and Plumbing Inspection is required for all new construction.
- A slab other than Monolith Pour Inspection is required when slab and footing are cast separately.
permit fee for construction cost $0 to $5,000: 100 USD · permit fee for construction cost $5,001 to $100,000: 350 USD · additional fee for plumbing and HVAC inspection: 100 USD (Applicable as stated in the fee table.) · additional fee for slab other than monolith pour: 100 USD (Applicable when slab and footing are cast separately.)
“$0 to $5,000 | $100 | $100 | $100 $5,001 to $100,000 | $350 | $100 | $100”
Residential Building Permit Fees ↗Re-checked Sep 12, 2026
One more reviewed finding on this topic
- Variable (with conditions) — State residential building permits for one- and two-family dwellings and townhouses in Tennessee jurisdictions that participate in the State Residential Building Code Enforcement Program; Grundy County is listed separately as OPT OUT.
  “The permit fee is based on the cost of construction.”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
Permit processPublished (with conditions)
Residential permit purchase and inspection process under Tennessee's State Residential Building Code Enforcement Program.
- The state program applies to one- and two-family dwellings and townhouses only in areas without the stated local-code exemption or opt-out.
- A first-time CORE user must register for an account.
- A building permit must be purchased online or at a local Issue Agent.
- Inspections cover the foundation before pouring, framing/rough-in construction, and final construction.
- One free re-inspection is available; each additional re-inspection requires an additional fee.
- A homeowner may build a home only if it will be the homeowner's residence, not sold or leased, and the homeowner has not received a homeowner building permit during the preceding 24 months.
- Detached garages, sheds, barns, and other detached structures not used for living purposes do not require a state residential building permit.
- A permit is not required for installation of a manufactured or modular home, but custom site work such as a deck, patio, or stoop requires a permit.
effective date for permit requirement for additions over 30 square feet: 2011-10-01 (Applies to additions to existing homes.) · free re-inspections per project: 1 inspection (Available if a required inspection is not passed the first time.)
“A building permit must be purchased online or at a local Issue Agent. The cost of the building permit is based on the estimated cost”
Residential Permits ↗Re-checked Sep 12, 2026
One more reviewed finding on this topic
- Partial — State residential building permit and inspection process in Tennessee jurisdictions participating in the State Residential Building Code Enforcement Program; Grundy County is listed as OPT OUT.
  “A building permit must be purchased online or at a local Issue Agent.”
  Residential Jurisdictions & Inspectors ↗Re-checked Sep 11, 2026
county zoning authorityGeneral
County legislative bodies adopting zoning regulations for portions of Tennessee counties outside municipal corporations.
- The authority is exercised under the conditions and procedures in Tennessee Code Annotated §§ 13-7-101 through 13-7-119.
- The grant applies to portions of counties outside municipal corporations.
- County zoning authority does not authorize county building permits or regulation of buildings or structures on agricultural land when the building or structure is incidental to the agricultural enterprise, except on agricultural lands adjacent or in proximity to state federal-aid highways, public airports or public parks.
- The agricultural-land limitation applies to counties only and has no application to municipalities.
“Under Tenn. Code Ann. § 13-7-101, et seq., the General Assembly has expressly delegated the authority to county legislative bodies to enact zoning regulations and create a board of zoning appeals.”
Tennessee Attorney General Opinion No. 10-108 ↗Re-checked Sep 21, 2026

Inside cities and towns in Grundy County

Municipal rules found while researching the county. They apply inside that city or town, not to unincorporated land.

Local zoningPresent (with conditions)
Land use and development within the corporate limits of the Town of Monteagle, a municipality in Grundy County.
- The ordinance authority and its district regulations are limited to the corporate limits of Monteagle.
- The accompanying zoning map and its explanatory matter are adopted as part of the ordinance, subject to amendment under Section 1207.
- The ordinance regulates district location, building and structure location, height, size, lot occupancy, yards, courts, open space, population density and distribution, and specified land uses.
“For the purpose of this ordinance, the following zoning districts are hereby established in the Town of Monteagle, Tennessee:”
Town of Monteagle Zoning Ordinance ↗Re-checked Oct 6, 2026

Still unanswered

We looked and could not find an official answer yet. Silence is not permission — ask the county directly.

Zoning districts — Published zoning districts applicable countywide or in unincorporated Grundy County, Tennessee.
Minimum dwelling size — Minimum dwelling-size requirements in unincorporated Grundy County.
Minimum lot size — Minimum lot-size requirements in unincorporated Grundy County.
Setbacks — Setback requirements in unincorporated Grundy County.
Lot coverage — Lot coverage in unincorporated Grundy County.

5 more unanswered

Building height
Living in an RV
Accessory dwellings
Subdividing land
Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Living off-grid in Grundy County, Tennessee

Is Grundy County a good place to live off-grid or homestead?

Grundy County scores 75/100 on the Bolthole Index, a strong county profile. Its strengths: low administrative friction for a quiet rural property and manageable long-term carry cost. Watch-outs: about 53,490 people within a 30-minute drive.

How much does land cost in Grundy County, Tennessee?

Land in Grundy County runs about $4,988 per acre, based on the latest county data.

What is the water situation in Grundy County?

Grundy County gets about 62.3" of rain a year, with severe drought in roughly 5.3% of years.

How remote is Grundy County?

A representative private-land location has about 53,490 people within a 30-minute drive and 4,558,640 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Building permits, zoning and land rules in Grundy County, Tennessee