Merrimack County, New Hampshire has no countywide building department or zoning code: the city or town where a parcel sits issues building permits and sets zoning, and covered construction needs a permit through that local process1,2. Septic permits do not move to the town: the state Department of Environmental Services (NHDES) approves septic plans for every address in the county3. All construction must still meet the statewide building code4.
Do you need a building permit in Merrimack County, New Hampshire?
New Hampshire's building code applies throughout Merrimack County, and covered construction, remodeling or related work requires a building permit.
New Hampshire's building code applies throughout Merrimack County, and covered construction, remodeling or related work requires a building permit1,4. Where a municipality has adopted an enforcement mechanism, the permit follows that municipality's process1. The building official generally must decide a completed application within 30 days; the period is 60 days for nonresidential applications or residential applications covering more than 10 dwelling units1. Work performed under an issued permit requires inspections at the appropriate stages and before it is concealed9. A municipality may also require a certificate of occupancy, so confirm that requirement with the town before planning a move-in date4.
Who issues building permits in Merrimack County, and how do you reach them?
Building permits in Merrimack County are issued by each city or town, not by the county, so begin with the city or town where the parcel lies.
Building permits in Merrimack County are issued by each city or town, not by the county, so begin with the city or town where the parcel lies1,2. Inside Concord, the Code Administration Division at 37 Green Street handles building, housing and health or licensing permits and can be reached at 603-225-858010. Concord's zoning administration is in the Planning Division at 41 Green Street, reachable at 603-225-851510,11. The state fire marshal's direct permitting, inspections and certificates of occupancy cover buildings owned by New Hampshire, the community college system or the university system12. Merrimack County's Administration Office at 333 Daniel Webster Highway in Boscawen, (603) 796-6800, is a general county contact if you are unsure which municipality or agency serves the parcel13.
Does Merrimack County have zoning?
Zoning approval in Merrimack County comes from each city or town, and rules vary by municipality and district; local rules may govern building size and height, lot size, yards, open space, density and land use.
Zoning approval in Merrimack County comes from each city or town, and rules vary by municipality and district; local rules may govern building size and height, lot size, yards, open space, density and land use2. Concord's Planning Division reviews applications against its zoning, site-plan and subdivision regulations11. New Hampshire municipalities must allow one attached or detached accessory dwelling unit as a matter of right in districts permitting single-family homes, while retaining authority over owner occupancy, parking, aesthetics, septic and other statutory conditions6. A municipality may not restrict an accessory dwelling unit below 750 square feet and may cap it at 950 square feet unless it authorizes more6. We could not confirm one countywide schedule for setbacks, minimum lot size, lot coverage or building height, so obtain the parcel's zoning district and dimensional table from its municipality before designing a home.
How do septic permits work in Merrimack County?
Septic permits in Merrimack County, including inside Concord and every other town, are approved by NHDES rather than the county or the municipal building office, although local requirements may apply before an application reaches the department.
Septic permits in Merrimack County, including inside Concord and every other town, are approved by NHDES rather than the county or the municipal building office, although local requirements may apply before an application reaches the department3. Prior approval of the plans and specifications is required before constructing a sewage-discharging building or a sewage or waste-disposal system3. NHDES issues construction approval after the state and, when required, the municipality approve the proposed plans14. Approval to operate follows final inspection, and the system cannot be covered or used beforehand15. The NHDES application fee is $45014. Only about 3% of county soils are rated without severe limits for a conventional drain field, so make a site evaluation an early contingency rather than assuming a standard field will fit16. Municipal subdivision review may also apply where the town has authorized its planning board to regulate subdivisions17.
Can you live in an RV or tiny home on your land in Merrimack County?
We could not confirm a countywide rule for living in an RV.
We could not confirm a countywide rule for living in an RV. State law exempts only occasional RV use of a parcel for no more than 7 days in a calendar year, with a statement of compliance filed with the municipality and local zoning and health rules still enforceable18. For anything longer, ask the parcel's municipality about occupancy, camping and zoning before relying on an RV as temporary or permanent housing. A municipality may permit a qualifying tiny house on an individual lot where single-family homes are allowed or as an accessory dwelling unit, but all local land-use, drinking-water and wastewater requirements still apply19. For this rule, a qualifying tiny house has no more than 600 square feet excluding lofts, complies with the state building code's tiny-home provisions and sits on a stable ground surface or foundation19. Local zoning still controls the parcel's district and dimensional standards2. One attached or detached accessory dwelling unit must be allowed where single-family homes are permitted, subject to the statutory local and septic conditions6.
How do you build a home in Merrimack County, step by step?
Identify the parcel's municipality and obtain its zoning district, allowed-use rules and dimensional table.
- Identify the parcel's municipality and obtain its zoning district, allowed-use rules and dimensional table2.
- Ask the local building official for the building permit application and local fee schedule; covered construction requires a permit through the applicable process1.
- Arrange the septic site work and obtain the NHDES septic approval of the plans before constructing a sewage-discharging building or system3.
- Submit a complete building application; the general decision period is 30 days, or 60 days for nonresidential applications and residential applications covering more than 10 dwelling units1.
- Request building inspections at the required stages and before concealing work9.
- Obtain final septic inspection and approval before covering or operating the system15.
- Ask whether the municipality requires a certificate of occupancy before moving in4.
What should you check before buying land in Merrimack County, New Hampshire?
Soils and septic: only about 3% of county soils are rated without severe limits for a conventional drain field, so make buildability and septic approval purchase contingencies.
Soils and septic: only about 3% of county soils are rated without severe limits for a conventional drain field, so make buildability and septic approval purchase contingencies3,16. Zoning: allowed uses, setbacks, lot sizes and other dimensional standards depend on the municipality and district2. Floodplain: municipalities may adopt separate or zoning-based floodplain ordinances, but we could not confirm every current local ordinance; ask the municipality and check the parcel's mapped flood status20. Terrain: roughly 76% of Merrimack County land has a slope of 15% or less, while about 86% is wooded16. Location: population density is about 168 people per square mile, and the nearest city of 100,000 or more is about 25 miles from the county center in a straight line16. Taxes: the effective property tax rate is about 2%, and the median annual property tax bill is about $6,61716.
Watch-outs
- Concord moved all zoning administration, including Zoning Board of Adjustment applications, from the Code Administration Division to the Planning Division effective September 30, 2024; use the Planning Division for any zoning question in the county seat10,11.
- NHDES raised its statewide septic (sewage disposal) permit application fee from $300 to $450 effective July 1, 2025; budget for the current amount, not an older figure you may see elsewhere14.
- Building permits for covered construction follow the applicable local process, and municipal administration varies; contact the parcel's town before starting work1,2.
- Merrimack County's owner-builder exemption status is unconfirmed; do not assume one exists without checking with your town's building office7.
- A tiny house is not automatically exempt from land-use rules: the municipality may allow a qualifying tiny house only where the state conditions and all applicable local requirements are met19.
Sources
20 official pages, each quoted and re-checked · written October 9, 2026
- RSA 155-A:4 Permit Required
- RSA 674:16 Grant of Power
- RSA 485-A:32 Prior Approval; Permits
- Chapter 155-A New Hampshire Building Code
- Chapter 216-I Recreational Campgrounds and Camping Parks (New Hampshire statewide rule)
- RSA 674:72 Accessory Dwelling Units
- RSA 155-A:4 — Permit Required (2026 county census)
- RSA 482-B:10 Record of Wells; Monitoring Wells (New Hampshire statewide rule)
- gc.nh.gov
- City of Concord Code Administration Division (concordnh.gov)
- City of Concord Planning Division (concordnh.gov)
- Section 155-A:2 State Building Code
- Merrimack County Administration Office (merrimackcounty.net)
- New Hampshire Department of Environmental Services, Subsurface Systems Bureau (des.nh.gov)
- Env-Wq 1000 Subsurface Disposal Systems
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Chapter 674 Local Land Use Planning and Regulatory Powers
- RSA 216-I:13 Partial Exception for Certain Uses of Recreational Vehicles
- RSA 674:82 Definitions
- RSA 674:56 Flood Hazards
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Merrimack County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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