Bolthole Index

Iowa · Off-grid & homestead potential

Story County

49Index Score / 100
#60 of 99 in Iowa

Story County scores 49/100 on the Bolthole Index, a solid county profile. Its strengths are mixed durability signals. The trade-offs: workable self-sufficiency basics (36.3″/yr rainfall) and about 33,294 people within a 30-minute drive.

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County locator

Story County in Iowa

49
County map
Story County highlighted among the Iowa counties · colored by Index score

How Story County scores

Seclusion35100% ev.
Self-Sufficiency29100% ev.
Admin Boringness5690% ev.
Durability70100% ev.
Property Autonomy51100% ev.
Carry Cost52100% ev.

Evidence strength: 98%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$298kTypical home
1.5%Property tax
$10,914Land / acre
36.3"Annual rain
13.2% of yrsSevere drought
3.9 / yr (+3.6)Mid-century 100°F days
16.8 daysMid-century dry spell
1.85" (+10%)Mid-century 1-day rain
1.78×Wildfire change factor
100%Forward climate coverage
$1,631Home insurance / yr
3.4% / yrInsurance growth
1.06%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
33,294People within 30 min
1,759,262People within 2 hr
89,654Radius comparison (15 mi)
172.2People / sq mi
0.2%Federal land
97.7%Land at 15% slope or less
29.2%Septic soil without severe limits
105,609 acWorkable land screen
6.9%Wooded land
55.4 tonsBiomass / forest ac
48.5°FAvg temp

Scout Story County

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Property hunt

Find land. Bring the promising ones back.

Search live inventory elsewhere, then cost and vet each candidate here. No copied listings, account, or paid data feed.

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A planning estimate, not a valuation or contractor quote. The USDA benchmark includes farm land and buildings; it is context, not a parcel comp.

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Building & land-use rules in Story County

What it takes to build here — permits, zoning, and septic — scouted from Story County’s own official sources.

  • Building permitLimited

    A zoning permit is required for all new construction and dwellings in unincorporated Story County, but the county page cites no adopted building construction code, consistent with Iowa having no statewide residential building code unless locally adopted.

    Story County Planning & Development - Applications and Permits
  • County zoningYes

    All of unincorporated Story County is zoned under the Land Development Regulations, and permits are required for most structures including dwellings.

    Story County Planning & Development
  • Septic permittingStory County Environmental Health Department

    The Story County Environmental Health Department issues septic permits and evaluates sites under Story County Code Chapter 65 and Iowa Administrative Code 567 Chapter 69.

    Story County - Wastewater/Septic Information
  • Owner-builderNot published

    Not published on an official source — confirm with the county.

  • Building inspectionsNot published

    Not published on an official source — confirm with the county.

  • Occupancy certificateNot published

    Not published on an official source — confirm with the county.

  • Septic permitNot published

    Not published on an official source — confirm with the county.

  • Septic inspectionNot published

    Not published on an official source — confirm with the county.

  • Off-grid sanitationNot published

    Not published on an official source — confirm with the county.

Always confirm current rules with Story County Planning & Development Department before you buy or build. Scouted Jul 2026 from official county sources.

Living off-grid in Story County, Iowa

Is Story County a good place to live off-grid or homestead?

Story County scores 49/100 on the Bolthole Index, a solid county profile. Its strengths: mixed durability signals. Watch-outs: workable self-sufficiency basics (36.3″/yr rainfall) and about 33,294 people within a 30-minute drive.

Do you need a building permit in Story County, Iowa?

Story County requires a building permit only in limited cases (such as floodplains or specific zones), and it enforces county zoning. Onsite septic is permitted by Story County Environmental Health Department. Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Story County, Iowa?

Land in Story County runs about $10,914 per acre, based on the latest county data.

What is the water situation in Story County?

Story County gets about 36.3" of rain a year, with severe drought in roughly 13.2% of years.

How remote is Story County?

A representative private-land location has about 33,294 people within a 30-minute drive and 1,759,262 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Story County means bringing your own water and power. The kit we’d start with:

WaterCrystal QuestFilter any source — well, rain, or creek — to drinking-clean.PowerBluettiSolar generators and home battery backup for living off the grid.

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How Story compares in Iowa

Compare side-by-side →See all 99 Iowa counties ranked →