Bolthole Index county-legal census · checked 2026-09-11
87 of Minnesota's 87 counties — 100% — let an owner build their own home without a licensed contractor. That is the 5th-largest count of any state. The strongest of them on the Bolthole Index is Clearwater County (81/100). Every entry below cites the county’s own official source.
Rules change, and cities inside these counties set their own — treat this as a verified starting point, not legal advice. All 1516 counties nationwide → Minnesota: no building codes → Minnesota: no zoning → Full Minnesota profile →
87 of 87 Minnesota counties · sorted by Index score
Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Under Minn. Stat. 326B.805 subd. 6, an owner of residential real estate who builds or improves property they occupy (not for resale) is exempt from residential contractor licens…
Minn. Stat. 326B.805 - Licensing Requirements ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Carver County provides a homeowner permit application (not used when a contractor pulls the permit) allowing the property owner to act as their own contractor while taking full …
Carver County Land Management - Building Permits ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Statewide rule. An owner of residential real estate who personally builds or improves residential real estate, as an exemption from the residential contractor licensing requirem…
Sec. 326B.805 MN Statutes ↗Every county here has a full profile — water, land prices, hazard safety, seclusion, and the rest of its building rules. See the Minnesota state page for all 87 counties ranked, or go back to the national list.
General guidance, not legal advice. Off-grid, building, and land-use rules are often set at the county level and change often. Verify with your county and state before acting. Data reviewed 2026-06-26.
