Unincorporated Kerr County, Texas does not require a building permit or a certificate of occupancy, and its Subdivision Rules and Regulations impose no zoning restrictions12. The county does regulate specific activities: floodplain development, driveways onto county-maintained roads, public-utility work in county rights-of-way, and subdivision construction3. Septic systems are separate again, permitted through the Kerr County Environmental Health Department, and as of August 7, 2026 every new septic system needs a county permit regardless of tract size45.
At a glance
- Building permit
- Not required countywide, including for a certificate of occupancy; the county only permits floodplain development, driveways, utility right-of-way work, and subdivisions12
- Zoning
- None imposed by the county's Subdivision Rules and Regulations; the incorporated City of Kerrville has its own zoning code627
- Septic permits
- Kerr County Environmental Health Department (TCEQ authorized agent); every new OSSF needs a permit as of Aug. 7, 2026, regardless of tract size485
- Floodplain permit
- Required for any structure where any portion touches FEMA Zone A, Zone AE, or Floodway, even for repairs or demolition9
- Driveway permit
- Required for a new or modified driveway on a Kerr County-maintained road; the county's own pages disagree on the fee ($25 on one page, none on another)1011
- RV / tiny home / manufactured home
- Unrestricted by county zoning, since there is none, though setback, plat, and deed restrictions can still apply122
- Well permit
- Governed by the Headwaters Groundwater Conservation District; exempt household wells still need registration at least 10 days before drilling13
- Septic soil difficulty
- Only 0.2% of county soils are free of severe limits for a conventional septic drain field14
Who to call
Roads & driveways
Floodplain development permits, driveway permits onto county-maintained roads, utility right-of-way permits, and subdivision construction review
3766 TX27, Kerrville, TX 78028
Septic permits
Kerr County Environmental Health Department
OSSF (septic) permits and water-well-permit assistance for Kerr County, as the TCEQ-authorized local agent
550 Earl Garrett Street, Suite 100, Kerrville, TX 78028
Roads & driveways
Kerr County Road & Bridge Department
Road maintenance and the county's own plain-language FAQ on building permits, zoning, driveways, septic, and where to find plats and deed records
3766 TX-27, Kerrville, TX 78028
Contact details are copied from each office’s official page and were checked against it on September 23, 2026.
Do you need a building permit in Kerr County, Texas?
No. Kerr County's own Road & Bridge Department states plainly that the county does not require building permits or certificates of occupancy, and that its Subdivision Rules and Regulations impose no zoning restrictions1215. That doesn't mean anything goes: the county still regulates specific activities through the County Engineer's office, including floodplain development, driveways onto county-maintained roads, public-utility installation in county rights-of-way, and subdivision construction3. Set-back restrictions, plat restrictions, and deed restrictions can still limit what you build, and other agencies — including the Texas Commission on Environmental Quality for septic — may require their own permits15. Inside the incorporated City of Kerrville, the picture is different: Kerrville has adopted its own zoning code and the 2018 International Residential and Building Codes, so a lot inside city limits follows municipal rules, not the county's716.
Who handles permits in Kerr County, and how do you reach them?
For floodplain development, driveway, and utility right-of-way permits, contact the Kerr County Engineer's Office at 3766 TX-27, Kerrville, TX 78028, 830-896-9046; floodplain permit applications go to [email protected]17. The county advises calling ahead for an appointment, since staff are often in the field18. For septic and water-well permitting, contact the Kerr County Environmental Health Department at 550 Earl Garrett Street, Suite 100, Kerrville, TX 78028, 830-896-9020, [email protected]19. For general road questions and the county's own plain-language FAQ on permits and zoning, the Road & Bridge Department is at the same 3766 TX-27 address, 830-257-2993, [email protected]15. If your driveway connects to a state highway instead of a county road, that goes through the Kerrville Area TxDOT office using Form 105820.
Does Kerr County have zoning?
No. Kerr County's own materials state there are no zoning restrictions imposed by its Subdivision Rules and Regulations, and Texas law gives counties zoning power only in a handful of specially defined areas that don't include Kerr County6221. What the county does regulate outside Kerrville and Ingram is subdivision and manufactured-home-rental-community development: rules the Commissioners' Court adopted on November 28, 2022, effective January 1, 2023, administered by the County Engineer and applying to every subdivision and manufactured-home rental community outside those two cities unless the Commissioners' Court expressly waives platting authority22. Because there's no zoning ordinance, Kerr County sets no minimum home size, no minimum lot size, no building-height limit, and no restriction on RVs, tiny homes, manufactured homes, or accessory dwellings outside a subdivision's own platted conditions12. Set-back restrictions, plat restrictions, and deed restrictions can still apply to a specific lot, so check those documents directly2.
How do septic and well permits work in Kerr County?
Septic systems in Kerr County are permitted through the Environmental Health Department, the local TCEQ-authorized agent for OSSF permitting and enforcement48. As of August 7, 2026, the county requires a permit for every new septic system regardless of tract size; the change is not retroactive, and existing systems installed before the county's 1989 rules, or that still meet the original state 10-acre exception, can be grandfathered5. Statewide, that 10-acre exemption only ever applied where a licensed site evaluator signed off, a single-family home was the only dwelling on the tract, every part of the system stayed at least 100 feet from the property line, and effluent stayed on the property23. Soils here make a conventional system hard regardless: only 0.2% of Kerr County's land is free of severe limitations for a drain field, among the lowest shares in the state, so budget for an engineered or alternative system from the start14. New water wells fall under the Headwaters Groundwater Conservation District: even an exempt household or livestock well needs a signed registration submitted at least 10 days before drilling, and a well used for other purposes or exceeding 25,000 gallons a day becomes non-exempt and needs a full operating permit13.
Can you live in an RV or tiny home on your land in Kerr County?
Outside the regulated floodplain, Kerr County has no zoning ordinance restricting RV, tiny-home, or manufactured-home occupancy, so there's no countywide permit or minimum-size rule standing in your way12. A specific subdivision's plat restrictions or deed restrictions can still limit this on your particular lot, so check those before you buy2. If your parcel touches the mapped floodplain, remember the county's floodplain development permit reaches any structure there, including a placed RV or tiny home, and applies even to repairs or demolition9. Given how much of Kerr County sits near the Guadalupe River and its tributaries, checking your specific parcel against FEMA flood maps before assuming unrestricted RV or tiny-home living is worth the extra step24.
Building a home in Kerr County: the steps, in order
First, check FEMA flood maps for your parcel; if any portion touches Zone A, AE, or Floodway, apply for a floodplain development permit through the County Engineer's Office before any construction, repair, or demolition179. Second, order a septic site evaluation early, since only 0.2% of the county's soils are free of severe limitations for a conventional drain field14. Third, apply for your OSSF permit through the Environmental Health Department; as of August 7, 2026 this applies to every new system regardless of tract size195. Fourth, if you need a new well, register it with the Headwaters Groundwater Conservation District at least 10 days before drilling13. Fifth, if your land is part of a subdivision or manufactured-home rental community outside Kerrville or Ingram, confirm it complies with the county's 2023 subdivision regulations22. Sixth, if your driveway connects to a county-maintained road, get a driveway permit from the County Engineer before work begins; if it connects to a state highway instead, apply to TxDOT using Form 10581720. Finally, build: Kerr County has no general building-permit review or certificate-of-occupancy requirement to schedule outside these specific permits1.
What to check before you buy land in Kerr County
Water and drought are real factors here: annual precipitation runs about 28.9 inches, but 49.1% of years bring severe drought, nearly half — and with only 0.2% of soils free of septic limitations, both a reliable well and a well-designed septic system deserve serious budget252414. The land is more varied than flat Gulf Coast counties: 79.1% sits at 15% slope or less and 41.3% is wooded, so grading and clearing costs can matter more than in flatter counties2627. Check FEMA flood maps before you buy, since floodplain status drives the county's clearest permit requirement and shapes RV, tiny-home, and manufactured-home rules on that specific parcel9. If the tract is part of a subdivision, confirm it complies with the county's 2023 subdivision and manufactured-home-rental-community regulations, and read the plat and any deed restrictions directly, since the county has no zoning to fall back on222. Typical property tax runs about 1.1% effectively, with a median bill near $3,115 a year, against a typical home value around $375,304282930.
Watch-outs
- Kerr County's own pages disagree on the driveway-permit fee: a blog post cites a $25 fee, while the Road & Bridge FAQ says driveway permits require no fee; confirm the current amount with the County Engineer before applying11.
- No official Kerr County source found for this guide states an owner-builder exemption, a certificate-of-occupancy requirement, or a countywide agricultural exemption from subdivision or development rules; confirm directly with the County Engineer or Environmental Health Department31.
- Kerr County includes land along the Guadalupe River with significant flash-flood risk; verify FEMA flood-zone status for any specific parcel before assuming the floodplain permit doesn't apply9.
Sources
- Kerr County Engineer (2026 county census)
- Kerr County Road & Bridge, quoted and re-checked
- Kerr County Engineer, quoted and re-checked
- Environmental Health Department On-Site Sewage Facility (2026 county census)
- Environmental Health Department On-Site Sewage Facility, quoted and re-checked
- Kerr County Engineer (2026 county census)
- Zoning, quoted and re-checked
- Environmental Health Department On-Site Sewage Facility, quoted and re-checked
- Flood Damage Permitting Guide, quoted and re-checked
- Reminder: Work on driveways (new or existing) requires permit, quoted and re-checked
- Reminder: Work on driveways (new or existing) requires permit, quoted and re-checked
- Texas law on county zoning and building authority
- Headwaters Groundwater Conservation District, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Kerr County Road & Bridge Department (kerrcountytx.gov)
- Code Information, quoted and re-checked
- Kerr County Engineer's Office (kerrcountytx.gov)
- Kerr County Engineer, quoted and re-checked
- Kerr County Environmental Health Department (kerrcountytx.gov)
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Local Government Code Chapter 231, County Zoning Authority (Texas statewide rule), quoted and re-checked
- Kerr County Engineer, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System (Texas statewide rule), quoted and re-checked
- Share of years in severe drought: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- (2026 county census)
Written September 23, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.