Unincorporated McCulloch County, Texas has no zoning requirements, and the county's own permits page says so directly, while confirming that septic, culvert and right-of-way permits are required1. Septic (OSSF) permits are issued directly by the county, and the soil here is unusually restrictive: only 3.1% of McCulloch County's soils carry no severe limits for a conventional drain field23. Water wells are separately regulated by the Hickory Underground Water Conservation District, which requires a Notice of Intent to Drill before any well, exempt or not4.
At a glance
- Building permit
- Not required in unincorporated McCulloch County; the county regulates septic, culvert and right-of-way permits instead5
- Zoning
- No zoning requirements at this time1
- Septic (OSSF) permit
- Required and issued directly by McCulloch County2
- Water well
- Regulated by the Hickory Underground Water Conservation District; a Notice of Intent to Drill is required for every well4
- Subdividing land
- Plat approval by Commissioners Court required to divide land into 2+ parts; tracts over 10 acres skip full approval but still file a map6
- Setbacks / lot coverage / height
- None set by county zoning in unincorporated areas7
- RV / tiny home / manufactured home
- No county zoning restriction on occupancy7
- Subdivision road access
- New subdivisions need a TxDOT sign-off approving road access8
Who to call
Septic permits
McCulloch County - Septic, Culvert and Right-of-Way Permits
Septic (OSSF), culvert and right-of-way permit applications, and subdivision plat submissions to the Commissioners Court, for unincorporated McCulloch County
199 Courthouse Square, Brady, TX 76825
Well permits
Hickory Underground Water Conservation District No. 1
Water well permitting, Notices of Intent to Drill, and well-spacing/production rules for the McCulloch County portion of the district
111 East Main Street, Brady, TX 76825
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in McCulloch County, Texas?
No general building permit is required in unincorporated McCulloch County5. The county's own permits page is explicit about what it does regulate instead: septic permits, culvert permits, and right-of-way permits9. Because there's no established county building-permit regime, there's also no county owner-builder exemption on record; that question simply doesn't come up here the way it does in counties that do issue building permits10. None of this applies inside the City of Brady or the City of Melvin, which administer their own land-use rules, including Brady's own zoning code, within city limits11.
Who handles septic, wells and permits in McCulloch County?
McCulloch County has no building department, so land buyers work with two main offices. Septic (OSSF), culvert and right-of-way permit applications, along with subdivision plat submissions to the Commissioners Court, all go through the county at the courthouse in Brady12. Water wells are handled separately: the Hickory Underground Water Conservation District No. 1 covers McCulloch County and requires a Notice of Intent to Drill before any well is started, whether or not the well ends up exempt from permitting13.
Does McCulloch County have zoning?
No. The county's own permits page states it plainly: McCulloch does not have any zoning requirements at this time1. Texas law only grants counties zoning power in narrow, specifically named situations, such as parts of Padre Island in Cameron or Willacy County, none of which cover McCulloch County, so this isn't a gap the county left open by choice7. That absence of zoning leaves minimum dwelling size, minimum lot size, setbacks, lot coverage, building height, accessory dwellings, RV occupancy, temporary camping, tiny-home occupancy and manufactured-home occupancy all unrestricted at the county level7. Zoning is one of the few things that does differ inside the City of Brady, which separately administers a zoning code and design-review ordinances within city limits, so confirm with the city if your parcel is inside it11.
How do septic permits work in McCulloch County?
McCulloch County is a TCEQ-authorized agent and issues OSSF (septic) permits directly, rather than routing applications to a neighboring county's health department2. Take soil testing seriously here: only 3.1% of McCulloch County's soils carry no severe limits for a conventional septic drain field, one of the tightest shares of any rural county, so most sites will need an engineered system or a very carefully chosen building spot3. If you're buying 10 acres or more for a single-family home, ask whether you qualify for Texas's statewide 10-acre OSSF exemption, which can eliminate the permit requirement if the system sits at least 100 feet from every property line, causes no nuisance or groundwater pollution, and the tract has no other dwelling on it14. If your property is part of a platted subdivision, the county also requires a licensed OSSF inspector's certificate confirming the system complies with both the subdivision regulations and TCEQ rules before the plat is presented to Commissioners Court15.
Can you live in an RV or tiny home on your land in McCulloch County?
As far as county zoning is concerned, yes. Because unincorporated McCulloch County has no zoning ordinance, RV occupancy, temporary camping, tiny-home occupancy and manufactured-home occupancy are all unrestricted at the county level7. That doesn't excuse sanitation or water: you still need an OSSF permit and an approved septic system before you can legally live on the parcel, and if your land is part of a regulated subdivision, the structure can't be occupied until it's connected to an approved well, a TCEQ-approved public water system, or another water supply approved by the Commissioners Court1216. If you plan to drill a well to support that occupancy, remember the Hickory Underground Water Conservation District requires a Notice of Intent to Drill regardless of whether the well ends up exempt from a full permit13.
Building a home in McCulloch County: the steps, in order
- Have your soil tested early and apply for an OSSF permit with the county, or confirm you qualify for the state's 10-acre exemption before you rely on skipping it1214.
- File a Notice of Intent to Drill with the Hickory Underground Water Conservation District before any well work begins, and confirm whether your well qualifies for a domestic exemption or needs a full permit134.
- If you're creating a new lot rather than building on an existing one, submit your plat to the Commissioners Court for two readings at least a month apart, budget for the $50 revision fee plus a possible $500 hydrological study, and get a TxDOT sign-off on road access6178.
- Apply for a culvert permit through the county if your driveway needs one, contacting the County Commissioner for your precinct129.
- If your driveway connects to a state highway instead of a county road, file TxDOT Form 1058 with the district office before you build it18.
- There's no county building permit or inspection to schedule in unincorporated McCulloch County, so put that budget toward your septic, well and access work instead5.
What to check before you buy land in McCulloch County
Get a percolation test before you're under contract: with only 3.1% of county soils free of severe limits for a conventional drain field, most tracts will need an engineered septic system, and that cost should factor into your offer3. Confirm your water rights and well options with the Hickory Underground Water Conservation District, since every well, exempt or not, needs a Notice of Intent to Drill on file13. McCulloch County is genuinely remote: it sits about 86 miles from the nearest metro area, with just 7 people per square mile across the county, and severe drought hits about 25.7% of years, worth weighing heavily against any well or pond plans192021. Property taxes run on the higher side for a rural county: the effective rate is about 1.4%, with a median annual bill around $1,4352223. Typical home values run around $162,236 and farmland averages about $2,129 an acre, useful benchmarks when comparing a listing to the county norm2425.
Watch-outs
- No official McCulloch County page confirming or denying a countywide building-code adoption, building-inspection program, or certificate-of-occupancy requirement could be verified during this research; call the county permits office if your project is unusual9.
- "McCulloch does not have any zoning requirements" describes the county only; the City of Brady administers its own zoning code and design-review ordinances within city limits, and this was not separately confirmed for the City of Melvin during this research11.
- No official floodplain-development rule for McCulloch County was confirmed during this research; if your parcel is near a creek or low-lying area, ask the county permits office directly before you assume no permit is needed9.
Sources
- McCulloch County permits, quoted and re-checked
- McCulloch County Texas On-Site Sewage Facility, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Hickory UWCD No. 1 Groundwater Management Plan Adopted 2024, quoted and re-checked
- McCulloch County, Texas (official site) (2026 county census)
- McCulloch County Subdivision Regulations, quoted and re-checked
- Texas law on county zoning and building authority
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County permits, quoted and re-checked
- (2026 county census)
- McCulloch County permits, quoted and re-checked
- McCulloch County - Septic, Culvert and Right-of-Way Permits (co.mcculloch.tx.us)
- Hickory Underground Water Conservation District No. 1 (hickoryuwcd.org)
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- McCulloch County Subdivision Regulations, quoted and re-checked
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Distance to the nearest metro area: Bolthole Index county data
- Population density: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.