Unincorporated Bandera County, Texas has no general building permit and no county zoning ordinance12. The County Engineer's Office does require a $50 Development Permit for specific projects — building in the floodplain, creating a manufactured home rental community, or subdividing land34. Every on-site sewage facility outside the incorporated City of Bandera needs a county OSSF permit and inspection5. Because the county has no zoning ordinance, it sets no minimum home size, setback, or RV, tiny-home or manufactured-home occupancy rule on unincorporated land6.
At a glance
- Building permit
- Not required for typical homes; a county Development Permit covers floodplain building, manufactured-home rental communities and subdivision work1
- Zoning
- No county zoning; RV, tiny-home and manufactured-home occupancy are unrestricted on unincorporated land26
- Septic
- County OSSF permit and inspection required outside the City of Bandera5
- Septic soils
- 0% of county soils are free of severe limits for a conventional drain field7
- Minimum lot size (well + OSSF)
- 10 acres8
- Development permit fee
- $50 residential, $400 commercial4
- Owner-builder exemption
- Not documented by the county9
- Property tax
- 0.9% effective rate10
Who to call
Building permits
Bandera County Engineer's Office (Permits & Inspections)
Development permits (floodplain building, manufactured home rental communities), subdivision plats, and floodplain administration for unincorporated Bandera County
1212 Hackberry Street, Second Floor, Bandera, TX 78003
Septic permits
Bandera County OSSF Inspector (County Engineer's Office)
On-site sewage facility (septic) permits and inspections for unincorporated Bandera County outside the City of Bandera
1212 Hackberry Street, Second Floor, Bandera, TX 78003
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Bandera County, Texas?
Unincorporated Bandera County has no general building permit for a typical home1. The County Engineer's Office does require a Development Permit for specific triggers: building in the floodplain, creating a manufactured home rental community, or any development tied to subdividing land, and that residential permit costs $5034. If you're inside the incorporated City of Bandera, the picture changes entirely: the City adopted the 2018 International Building Codes and 2017 National Electric Code, with amendments in 2023, and requires a permit and Building Inspector sign-off for most new construction, additions and major remodels11. Land in the City's extraterritorial jurisdiction can be subject to overlapping county and city review, so confirm which rules apply with the County Engineer before you plan a build12. Texas also lets counties over 250,000 people (or adjacent to one) adopt a fire code for commercial, public and larger multifamily buildings, but Bandera County's population is far below that threshold, so it doesn't apply here regardless1314.
Who is the Bandera County permit office, and how do you reach them?
The Bandera County Engineer's Office handles development permits, subdivision plats and floodplain administration for unincorporated land, at 1212 Hackberry Street, Second Floor, Bandera, TX 78003, phone 830-796-3175, [email protected]12. The same office houses the county's OSSF Inspector, the designated representative who issues every septic permit outside the City of Bandera15. For land inside the City of Bandera, the City's own Building Inspector — not the county — issues building permits11.
Does Bandera County have zoning?
Bandera County has no countywide zoning ordinance; the county administers subdivision and development rules instead2. Because Texas gives zoning power only to counties the legislature specifically authorizes, and Bandera County has none, unincorporated Bandera County sets no minimum dwelling size, no setback, no lot-coverage limit, no building-height limit, and no restriction on RV, tiny-home, manufactured-home or accessory-dwelling occupancy6. That changes sharply at the City of Bandera's limits: the City adopted a new zoning map on November 16, 2021 alongside its Comprehensive Master Plan, so land inside the City follows city zoning, not county rules16.
How do septic permits work in Bandera County?
Every on-site sewage facility in unincorporated Bandera County needs a county permit and a pre-cover inspection from the OSSF Inspector, who enforces the state's Chapter 366 rules locally1718. Fees run $210 for a standard residential system under 500 gallons a day, $400 for an aerobic system or one at 500 gallons a day or more, $210 for a modification, and $45 for a re-inspection4. Soils are the central fact for this county: 0% of Bandera County's land is free of severe limitations for a conventional septic drain field, so plan for an engineered or aerobic system on essentially any parcel7. That connects directly to lot size: the county requires a minimum 10-acre lot for a parcel served by an individual well and individual OSSF, 5 acres where public water serves an individual OSSF, and just half an acre where both public water and public sewer are available8. Texas's statewide 10-acre OSSF exemption can apply on the larger tracts, but only if a licensed site evaluator confirms the system stays 100 feet from every property line, the tract has no other dwelling, and every other TCEQ condition is met — it's an option to investigate, not an automatic pass19.
Can you live in an RV or tiny home on your land in Bandera County?
Yes, on unincorporated Bandera County land: because the county has no zoning ordinance, it places no restriction on RV occupancy, tiny-home occupancy or manufactured-home occupancy6. That's a real, confirmed answer, not just an absence of information — Texas law simply doesn't hand Bandera County the zoning power to restrict it. There's one carve-out worth knowing: on an approved under-sized subdivision lot, the county's own rules specifically prohibit using the lot or any structure on it for paid lodging of any kind — apartments, trailer parks, bed and breakfasts and similar uses — so that restriction runs with a specific category of lot, not with RV or tiny-home living generally20. You'll still need a compliant OSSF permit for wastewater regardless of what you live in17. Inside the City of Bandera, the city's own zoning and building code control instead16.
Building a home in Bandera County: the steps, in order
- Confirm with the County Engineer's Office whether your parcel is unincorporated, inside the City of Bandera, or in the City's extraterritorial jurisdiction, since the rules differ sharply12.
- If your project involves floodplain construction, a manufactured home rental community, or subdividing land, apply for a Development Permit ($50 residential, $400 commercial) before starting34.
- Confirm your lot meets the county's minimum size for its water and sewer setup — 10 acres for well and individual OSSF, 5 acres for public water with an individual OSSF, or half an acre with both public water and public sewer8.
- Apply to the county's OSSF Inspector for a septic permit before installing any system, budgeting $210-$400 depending on system type154.
- Request a 911 address through Rural Addressing, which requires GPS coordinates for your driveway's access point; there's no fee and it takes about 7-10 business days21.
- Schedule your OSSF inspection with the county before the system is covered18.
- If your access is onto a state highway, file TxDOT Form 1058 and give TxDOT 24 hours' notice before construction22.
What to check before you buy land in Bandera County
Soils and septic: with 0% of the county's soils free of severe septic limitations, treat an engineered or aerobic system as the default cost on any tract, and confirm the county's 10-acre (well) or 5-acre (public water) minimum lot sizes apply to the parcel you're considering78. Water and drought: Bandera County gets just 31.3 inches of rain a year and has spent 50.1% of recent years in severe drought, so a well's yield and any rainwater-catchment backup are worth investigating before you buy2324. Terrain: 60.6% of the county sits at 15% slope or gentler and 56.7% is wooded, so expect real grading and clearing costs on many sites2526. Jurisdiction: confirm whether the parcel is unincorporated, inside the City of Bandera, or in its extraterritorial jurisdiction, since zoning, building permits and inspections all change at that line16. Setting and taxes: the county has about 22,637 people at 28.6 people per square mile, roughly 47 miles from the nearest metro area, with a 0.9% effective property tax rate and a $2,347 median tax bill1427281029.
Watch-outs
- Whether an agricultural-use exemption applies to Bandera County's development or OSSF rules is not stated on the county's official pages; ask the County Engineer's Office if your land will be used for farming or ranching12.
- The county doesn't document an owner-builder exemption from any permit or inspection requirement9.
- The under-sized-lot short-term-rental prohibition applies only to specific approved subdivision lots under Article 8.1.5, not to short-term rentals countywide20.
Sources
- Bandera County Development Permit Application (2026 county census)
- Bandera County, Texas - official county site (2026 county census)
- Bandera County Development Permit Application, quoted and re-checked
- Bandera County Regulatory and Permitting Fees, quoted and re-checked
- Order Adopting Rules for On-Site Sewage Facilities (2026 county census)
- Texas law on county zoning and building authority
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Bandera County Subdivision and Land Development Rules and Regulations, quoted and re-checked
- (2026 county census)
- Effective property tax rate: Bolthole Index county data
- Do I need a permit?, quoted and re-checked
- Bandera County Engineer's Office (Permits & Inspections) (banderacounty.gov)
- Local Government Code Chapter 233, County Regulation of Housing and Other Structures (Texas statewide rule), quoted and re-checked
- County population: Bolthole Index county data
- Bandera County OSSF Inspector (County Engineer's Office) (banderacounty.gov)
- Bandera County Hazard Mitigation Plan Update 2025, quoted and re-checked
- Order Adopting Rules for On-Site Sewage Facilities, quoted and re-checked
- Order Adopting Rules for On-Site Sewage Facilities, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System (Texas statewide rule), quoted and re-checked
- Bandera County Subdivision and Land Development Rules and Regulations, quoted and re-checked
- Rural Addressing, quoted and re-checked
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Population density: Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.