Unincorporated McCook County, South Dakota requires a building permit before new development, a change of use, or moving in a structure1. County zoning covers unincorporated land outside approved municipal joint-zoning areas1. Call McCook County Planning & Zoning for application and fee information; South Dakota DANR administers state septic requirements, with plan approval required for systems other than conventional individual systems2,3,4.
Do you need a building permit in McCook County, South Dakota?
Yes.
Yes. In unincorporated McCook County, the Zoning Administrator must issue a building permit before new development, a change of use, moving in a structure, or another action regulated by the zoning ordinance1. The landowner must submit the application, required attachments and county fee, including a scaled plan showing lot dimensions, setbacks and existing buildings1. A permit becomes void if work does not start within 180 days or is suspended or abandoned for 180 days; one extension of up to 180 days may be available on written request1. South Dakota's building-code default for qualifying nonresidential construction does not replace McCook County's zoning permit1,9.
Who issues McCook County building permits, and what are the fees?
McCook County Planning & Zoning administers building permits, rural addresses, plats, conditional uses and variances.
McCook County Planning & Zoning administers building permits, rural addresses, plats, conditional uses and variances2. Call McCook County Planning & Zoning at 605-425-2681 for application and fee information; the mailing address is PO Box 38, Salem, SD 570582,10. The published building-permit fee is 0.1% of project cost plus $50, with project cost including materials and labor11. Starting work before applying doubles the regular application fee, and all applicable fees must be paid before the county acts on an application or appeal11. Variance and conditional-use applications cost $150 each, while an amendment or change of zone costs $25011.
Does McCook County have zoning, and what does that mean for RVs, tiny homes and minimum home size?
Yes.
Yes. McCook County zoning covers all unincorporated land except areas approved for municipal joint zoning jurisdiction1. Inside Salem, the city sets zoning; South Dakota DANR still administers state on-site wastewater requirements3,12. Uses, structures, lots and yards must meet the applicable district rules, and a noncompliant proposal may need a variance, amendment or conditional-use approval before a building permit can issue1. The Agricultural district requires at least 1 acre for all uses; a single-family dwelling also requires no other dwelling on the quarter-quarter section, approved public-road access and retention of the remaining land in agriculture or its present use1. The Lake Residential District has a 9-foot minimum side-yard setback7. A manufactured home erected on site must have at least 950 square feet of occupied space and meet federal HUD standards1.
How do septic permits work in McCook County?
South Dakota's on-site wastewater rules govern systems in McCook County, but we could not confirm whether the county adds stricter requirements.
South Dakota's on-site wastewater rules govern systems in McCook County, but we could not confirm whether the county adds stricter requirements5. State plan approval before construction applies to installations receiving human waste other than conventional individual on-site wastewater systems; all systems must follow the state chapter, and a system cannot be installed where public wastewater service is available under the rule4. We could not confirm a universal permit or inspection sequence for a conventional residential system, so ask DANR and McCook County Planning & Zoning before installation5. DANR's on-site wastewater program can be reached at (605) 773-46475. Only 11.8% of McCook County soils are rated “not limited” for a conventional septic drain field, so evaluate the site early; a low rating does not mean septic is impossible13.
Can you live in an RV or tiny home on your land in McCook County?
McCook County's published zoning districts cover unincorporated land except areas approved for municipal joint zoning jurisdiction, but we could not confirm a specific rule for RV or tiny-home occupancy during construction or afterward.
McCook County's published zoning districts cover unincorporated land except areas approved for municipal joint zoning jurisdiction, but we could not confirm a specific rule for RV or tiny-home occupancy during construction or afterward1. Uses and structures must comply with the parcel's district, and a proposal that does not comply may need a variance, amendment or conditional-use approval1. The confirmed 950-square-foot standard applies specifically to manufactured homes erected on site; it does not answer whether a tiny home or RV may be occupied1. Before placing either one, call McCook County Planning & Zoning at 605-425-2681 and ask which district covers the parcel and what approval is required10.
Building a home in McCook County: the steps, in order
Ask McCook County Planning & Zoning to identify the zoning district, allowed use, lot-area rule and applicable setbacks.
- Ask McCook County Planning & Zoning to identify the zoning district, allowed use, lot-area rule and applicable setbacks2,10.
- Prepare the landowner's building-permit application with the fee, required attachments and a scaled plan showing the lot, setbacks and existing buildings1.
- Complete any needed variance, conditional-use or zoning-amendment process before the building permit can issue1,11.
- Ask DANR and the county which septic requirements apply, including whether state plan approval is needed, and evaluate the site because only 11.8% of county soils are rated “not limited” for conventional drain fields4,13.
- Obtain floodplain approval when applicable and the proper road-access permission before driveway work14,15,16.
- Arrange electrical and plumbing permits and inspections before work is covered; state electrical inspection fees for a new single-family service up to 200 amperes are $20817,18,19.
What to check before you buy land in McCook County
McCook County gets about 26.5 inches of precipitation a year, with severe drought in roughly 10.8% of years, so confirm a dependable water source before buying.
McCook County gets about 26.5 inches of precipitation a year, with severe drought in roughly 10.8% of years, so confirm a dependable water source before buying13. A well needs a water-right permit only when the proposed use triggers one under state law; when required, approval must come before drilling8. A test well before water-right approval requires permission from the state chief engineer8. Farmland runs about $6,395 an acre, the typical home value is around $300,726, and the effective property-tax rate is roughly 1%, with a median bill around $2,133 a year13. Also verify septic suitability, driveway authority and floodplain status before closing13,14,15.
Watch-outs
- McCook County's RV and tiny-home occupancy rules remain unconfirmed; the confirmed 950-square-foot minimum applies to manufactured homes erected on site1.
- We could not confirm McCook County building-inspection or certificate-of-occupancy requirements; ask Planning & Zoning when applying for a building permit2.
- McCook County variance, conditional-use and rezoning applications are due by 3:30 PM on the first business day of each month10.
Sources
19 official pages, each quoted and re-checked · written October 11, 2026
- 2014 Revised Zoning Regulations for McCook County, updated through Ordinance 2025-07
- Planning and Zoning | McCook County
- On-Site Wastewater Systems in South Dakota (South Dakota statewide rule)
- Rule 74:53:01 Individual and Small On-Site Wastewater Systems
- South Dakota Feedlot Permit Program - Septic Tank Systems
- Self-Contractors
- DeCramer v. Dorale, McCook County zoning appeal
- Drilling a Well - Where to start
- SDLRC - Codified Law 11-10 - Building Codes and Standards
- McCook County Planning & Zoning (mccookcountysd.gov)
- 2014 Revised Zoning Regulations for McCook County, updated through Ordinance 2025-07
- Salem: Planning & Zoning - Salem, SD (McCook County)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- National Flood Insurance Program (South Dakota statewide rule)
- McCook County Highway Department — Application for Entrance or Widening of Entrance
- Instructions: Applying for permission for driveway or intersection on a South Dakota state highway (South Dakota statewide rule)
- South Dakota Electrical Rules, Chapter 20:44:20 Inspection Fees
- South Dakota Plumbing Commission - Inspections (South Dakota statewide rule)
- South Dakota Electrical Wiring Rules Bulletin (South Dakota statewide rule)
Written October 11, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in McCook County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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