Bolthole Index

Maury County, Tennessee

Building permits, zoning and septic rules in Maury County, Tennessee

67Index Score / 100
#62 of 95 in Tennessee

Unincorporated Maury County, Tennessee requires a county building permit for new construction and inspects conventional construction through final inspection12. County zoning also applies outside incorporated municipalities3. A residential permit application using on-site septic must include a TDEC septic permit, proof of a water source and driveway approval456.

At a glance

Building permit
Required for new construction in unincorporated Maury County1
Inspections
Required through final inspection for conventional construction2
Zoning
County zoning applies to unincorporated land; standards vary by district37
Septic
TDEC permit required for residential applications using on-site septic84
Owner-builder
Allowed conditionally; bring the deed and follow Tennessee licensing limits910
Accessory dwelling
One per lot where allowed, subject to size and deed-restriction rules11
Manufactured home
Proof of age required; units over 15 years old are not permitted12
RV living
Countywide occupancy rules not confirmed; ask Building & Zoning for the parcel313

Who to call

Building permits

Maury County Building & Zoning Office

Building permit applications, plan review, and inspections for unincorporated Maury County

931-375-3006

5 Public Square, Columbia, TN 38401 (Walter Harlan Building)

Planning & zoning

Maury County Building & Zoning Office

Zoning administration, subdivision and planning commission support, and National Flood Insurance Program (floodplain) administration for unincorporated Maury County

931-375-3002

5 Public Square (First Floor), Columbia, TN 38401

Septic permits

Tennessee Department of Environment & Conservation, Division of Water Resources - Columbia Environmental Field Office

State Septic System Construction Permits (SSDS) required before Maury County issues a building permit

931-380-3371

1421 Hampshire Pike, Columbia, TN 38401

Online permits →

Roads & driveways

Maury County Highway Department

Driveway and access permits onto county-maintained roads in unincorporated Maury County

931-375-6202

1210 Industrial Park Road, Columbia, TN 38401

Contact details are copied from each office’s official page and were checked against it on September 29, 2026.

Do you need a building permit in Maury County, Tennessee?

Yes. Unincorporated Maury County, Tennessee requires a county building permit for new construction, and the permit must be posted at the job site1. The published residential process calls for a TDEC septic permit when the home will use on-site septic, proof of a water tap or other water source, driveway approval, plans, a plot plan and applicable licenses14456. Conventional construction is inspected at the footing, foundation, dry-in or framing, plumbing, mechanical, energy and final stages; inspections must be scheduled at least 24 hours ahead2. Projects requiring a Maury County certificate of occupancy must pass applicable code and special State Fire Marshal requirements, and a blower-door test must be submitted before the certificate is issued15.

Who is the Maury County building department, and how do you reach them?

The Maury County Building & Zoning Office handles building permit applications and inspections for unincorporated Maury County, Tennessee12. Reach the permit counter at 931-375-3006 or visit the Walter Harlan Building at 5 Public Square in Columbia13. The same department supports county planning and zoning and provides an interactive zoning map16. Residential applications go to that office with the septic, water, driveway, plan, plot-plan and licensing materials required for the project14. Maury County publishes valuation-based permit fees; the permit fee includes building, plumbing and mechanical permits, while the New Development Tax is paid separately17. Flood-hazard, geotechnical, State Fire Marshal, commercial or industrial circumstances can trigger additional information before issuance14.

Does Maury County have zoning?

Yes. Maury County zoning governs development on unincorporated land unless the ordinance, state law or federal law provides an exemption; incorporated municipalities are outside the county office's jurisdiction3. The ordinance publishes district-specific use, dimensional and lot-coverage standards, so setbacks and buildable area depend on the parcel's district718. The Building & Zoning Office provides an interactive zoning map16. An accessory dwelling unit is allowed where the district permits it, limited to one per lot and no larger than 750 square feet or 30% of the principal dwelling, whichever is greater; a deed restriction must be recorded before the zoning certificate and building permit are approved11. A lot under 5 acres split from a larger tract needs a minor plat prepared by a Tennessee-licensed surveyor, planning commission approval and recording before a home or mobile-home permit can issue19.

How do septic permits work in Maury County?

The Tennessee Department of Environment & Conservation handles septic permitting for Maury County, and TDEC evaluates the site to determine the required system type8. A residential building-permit application using on-site septic must include the TDEC septic permit4. The Columbia field office listed by the county is at 1421 Hampshire Pike20. Tennessee requires a Septic System Construction Permit before installing a system or repairing a failed one; review generally takes about 10 days and must be completed within 45 days21. Only about 24% of Maury County soils rate free of severe limitations for a conventional drain field, so do not assume a standard system will fit the parcel22. A qualifying utility can require a building on a parcel abutting a sewered public way to connect to sewer instead of continuing another sewage-disposal method23. We could not confirm the local septic-inspection sequence or private-well permit requirement; ask TDEC about inspections and the Building & Zoning Office what water-source proof it will accept.

Can you live in an RV or tiny home on your land in Maury County?

We could not confirm a general Maury County rule allowing or prohibiting RV residence, temporary camping or tiny-home occupancy on unincorporated land. County zoning applies to that land and use standards vary by zoning district, so ask the Building & Zoning Office how the parcel is classified before buying or placing a unit3713. A small dwelling may fit the accessory-dwelling rules only where that use is permitted: the county limits an accessory dwelling to one per lot, imposes a size formula and requires a recorded deed restriction before approvals11. A mobile or manufactured home is a separate category: proof of age is required, a unit over 15 years old is not permitted, residential setbacks apply and floodplain standards may add requirements12.

Building a home in Maury County, Tennessee: the steps, in order

  1. Identify the zoning district and confirm that the proposed use, dimensions and lot coverage fit its standards718.
  2. If the parcel was split from a larger tract, confirm whether the minor-plat process must be completed before permitting19.
  3. Obtain the TDEC septic permit for an on-site system and documentation proving the water tap or other water source45.
  4. Get Maury County Highway Department approval for a county-road driveway, or contact TDOT for a state-road connection6.
  5. Submit the plans, plot plan, approvals and applicable licenses to Building & Zoning at 5 Public Square14. An owner acting as contractor must include a deed copy, and Tennessee limits the owner-builder licensing exemption910.
  6. Pay the valuation-based permit fee and the New Development Tax separately17.
  7. Post the permit, schedule inspections at least 24 hours ahead and complete the final and occupancy-certificate requirements1215.

What to check before you buy land in Maury County, Tennessee

Confirm the parcel's zoning district, permitted use, dimensional standards and lot-coverage limit before making an offer718. Check the recorded lot history because a tract under 5 acres split from larger land may need minor-plat approval before a home or mobile-home permit can issue19. Have TDEC evaluate septic suitability: only about 24% of Maury County soils rate free of severe limitations for a conventional drain field822. Confirm the water source and driveway path because both are required parts of the residential application56. Agricultural land is not automatically permit-free: the county must classify the structure or use as incidental to an agricultural enterprise, the exemption does not waive wastewater rules, and conversion to another use triggers applicable zoning and building-code requirements24. Also check flood exposure; the agricultural exemption does not cover a structure in the 100-year floodplain or a required drainage easement24. Maury County's effective property-tax rate is about 0.5%, with a median annual bill near $1,4762526.

Watch-outs

  • Maury County's zoning ordinance took effect January 1, 2026 and was last revised July 20, 2026, so use the current district standards for the parcel7.
  • We could not confirm countywide RV, temporary-camping, tiny-home or minimum-dwelling-size rules; ask Building & Zoning about the specific parcel and proposed use13.
  • A mobile home over 15 years old is not permitted in unincorporated Maury County, and proof of age is required12.
  • Claiming an agricultural exemption removes county permit and safety-inspection review, but only after county classification and without waiving wastewater or floodplain limits24.

Sources

  1. Building & Zoning Office | Maury County, TN, quoted and re-checked
  2. Building & Zoning Office | Maury County, TN, quoted and re-checked
  3. Maury County Zoning Ordinance, quoted and re-checked
  4. 2026 Building Permit Application & Fees, quoted and re-checked
  5. 2026 Building Permit Application & Fees, quoted and re-checked
  6. 2026 Building Permit Application & Fees, quoted and re-checked
  7. Maury County Zoning Ordinance, quoted and re-checked
  8. 2026 Building Permit Application & Fees, quoted and re-checked
  9. 2026 Building Permit Application & Fees, quoted and re-checked
  10. Can I build my own home without a license? (Tennessee statewide rule), quoted and re-checked
  11. Maury County Zoning Ordinance, quoted and re-checked
  12. 2026 Building Permit Application & Fees, quoted and re-checked
  13. Maury County Building & Zoning Office (maurycounty-tn.gov)
  14. 2026 Building Permit Application & Fees, quoted and re-checked
  15. 2026 Building Permit Application & Fees, quoted and re-checked
  16. Maury County Building & Zoning Office (maurycounty-tn.gov)
  17. 2026 Building Permit Application & Fees, quoted and re-checked
  18. Maury County Zoning Ordinance, quoted and re-checked
  19. Subdivision Regulations, quoted and re-checked
  20. Tennessee Department of Environment & Conservation, Division of Water Resources - Columbia Environmental Field Office (maurycounty-tn.gov)
  21. Septic System Construction Permit (Tennessee statewide rule), quoted and re-checked
  22. Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
  23. Utility Customers Frequently Asked Questions (Tennessee statewide rule), quoted and re-checked
  24. Maury County Application for Certificate of Agricultural Exemption, quoted and re-checked
  25. Effective property tax rate: Bolthole Index county data
  26. Median property tax bill: Bolthole Index county data

Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

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County locator

Maury County in Tennessee

67
County map
Maury County highlighted among the Tennessee counties · colored by Index score

How Maury County scores

Seclusion38100% ev.
Self-Sufficiency73100% ev.
Admin Boringness45100% ev.
Durability69100% ev.
Property Autonomy71100% ev.
Carry Cost74100% ev.

Evidence strength: 100%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$406kTypical home
0.5%Property tax
$5,916Land / acre
55.4"Annual rain
5.2% of yrsSevere drought
10.1 / yr (+9.1)Mid-century 100°F days
14.5 daysMid-century dry spell
2.42" (+6.5%)Mid-century 1-day rain
1.54×Wildfire change factor
100%Forward climate coverage
$1,745Home insurance / yr
1.6% / yrInsurance growth
1.11%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
73,139People within 30 min
3,616,176People within 2 hr
93,926Radius comparison (15 mi)
180.6People / sq mi
0.3%Federal land
67.5%Land at 15% slope or less
23.7%Septic soil without severe limits
90,301 acWorkable land screen
56%Wooded land
44.3 tonsBiomass / forest ac
58.9°FAvg temp

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Answers from the rulebook for Maury County

What the ordinances and state agencies actually say — one answer per question, each quoted from the official source and independently re-checked.

Maury County rules

  • Building permitRequired

    New construction in unincorporated Maury County.

    • The county office states that it issues permits for all new construction.
    • Certain projects may require additional information before permit issuance.
    • The permit must be posted at the job site.
    “The mission of the Building and Zoning office is to provide safe and secure housing by issuing permits and inspecting all new construction in Maury County.”
  • Owner-builder exemptionConditional

    A permit applicant acting as owner/contractor.

    • A copy of the deed is required when acting as owner/contractor.
    • The source does not establish a complete exemption from permits or inspections.
    “Copy of Deed if acting as owner/contractor.”
  • InspectionsRequired

    Conventional construction inspected by Maury County Building and Zoning.

    • Inspections include footing, foundation, dry-in/framing, plumbing, mechanical, energy, and final inspection.
    • Inspections must be scheduled at least 24 hours in advance.
    • Re-inspection fees apply beginning with the ninth inspection.
    “Inspection Schedule for Conventional Construction: 1) Footing: Inspection of trenches, checking depth and cleanliness. 2) Foundation: Inspection of mortar type and placement of bolts.”
  • Certificate of occupancyRequired

    Projects requiring a Maury County certificate of occupancy.

    • A blower-door test must be submitted before issuance.
    • The project must satisfy all code requirements and any special State Fire Marshal requirements.
    “Before a Certificate of Occupancy (C/O) can be issued, the project must have satisfactorily met all code requirements and any special requirements of the State Fire Marshal.”
  • County-wide zoningPresent (with conditions)

    Development of land in unincorporated Maury County.

    • The ordinance states that it applies unless exempted by the ordinance, state law, or federal law.
    • Incorporated municipalities are outside the county office's inspection jurisdiction.
    “The provisions of this Ordinance shall apply to the development of all land in unincorporated Maury County, unless exempted by this Ordinance, or state law, or federal law.”
  • Zoning districtsPublished (with conditions)

    The Maury County zoning districts governing unincorporated land.

    • The ordinance establishes and publishes district standards, use regulations, and dimensional requirements.
    • The ordinance is effective January 1, 2026, with latest revision July 20, 2026.
    “Section 3.2 Agricultural and Residential Districts”
  • Lot coverageDistrict specific (with conditions)

    Development in county zoning districts.

    • Lot coverage varies by district.
    • Examples in the ordinance include AP 10 percent, RR 30 percent, RG 30 percent, CRC 40 percent, CC 70 percent, COR 80 percent, IL 50 percent, and IH 50 percent.
    “Table 3-2: AP District Intensity and Dimensional Standards [...] Lot coverage, max 10%”
  • Manufactured homesLimited

    Mobile or manufactured homes in unincorporated Maury County.

    • Proof of mobile-home age is required.
    • A mobile home over fifteen years old will not be permitted.
    • Residential setbacks apply to mobile homes.
    • Additional floodplain standards apply where applicable.

    maximum mobile home age: <= 15 years (Any mobile home over fifteen (15) years of age will not be permitted.)

    “In permitting mobile homes, proof of mobile home age must be provided. Any mobile home over fifteen (15) years of age will not be permitted.”
  • Accessory dwellingsAllowed (with conditions)

    Accessory dwelling units in unincorporated Maury County zone districts where the ordinance applies.

    • Only one accessory dwelling unit is permitted on a single lot.
    • The unit may not exceed 750 square feet or 30 percent of the principal dwelling's square footage, whichever is greater.
    • A deed restriction must be recorded before an approved zoning certificate and building permit.
    • Mobile homes are allowed as accessory dwelling units only where permitted as a principal use.

    maximum ADUs per lot: 1 unit · maximum ADU size: 750 or 30% of principal dwelling, whichever is greater square feet or percent

    “An accessory dwelling unit shall comply with the following standards: (1) Only one accessory dwelling unit is permitted on a single lot. (2) An accessory dwelling unit shall not exceed 750 square feet or 30 percent of the square footage of the principal dwelling, whichever is greater.”
  • Septic permitRequired

    Residential building-permit applications using on-site septic in unincorporated Maury County.

    • A TDEC septic tank permit is required documentation for the residential building permit application.
    • The source also requires proof of a water tap or water source.
    “Bring or email the following information to the office when applying for a building permit for a residential home: 1) A septic tank permit from the Tennessee Department of Environment & Conservation (TDEC) located at 1421 Hampshire Pike, Columbia (931-380-3371).”
  • Mandatory utility hookupWater (with conditions)

    Residential building-permit applications in unincorporated Maury County.

    • Applicants must provide certification or a receipt showing proof of a water tap or water source.
    • The packet names Maury County Water System and Columbia Power & Water Systems.
    “Certification or a receipt showing proof of a water tap or water source from: Maury County Water System 931-381-8900 @ 765 New Lewisburg Hwy, Columbia. Columbia Power & Water Systems 931-375-7627 @ 201 Pickens Ln, Columbia.”
  • Agricultural exemptionAvailable (with conditions)

    Structures or uses on land used for agricultural purposes and incidental to the agricultural enterprise.

    • The county must classify the structure or use as exempt.
    • The use must remain agricultural; conversion triggers applicable zoning and building-code regulations.
    • The exemption does not exempt wastewater treatment regulations.
    • No structure may be located within the 100-year floodplain or required drainage easements.
    • The claimed exemption means the county cannot require a building permit or conduct inspections to confirm safety and building-code compliance.
    “To claim a structure or use is exempt from County Zoning Ordinance provisions, the structure or use must be located on land used for agricultural purposes and must be incidental to the agricultural enterprise.”
  • Subdividing landRegulated (with conditions)

    Subdivision and lot-split activity in unincorporated Maury County.

    • A lot under five acres split from a larger tract requires a minor plat prepared by a Tennessee-licensed surveyor, planning commission approval, and recording before a home or mobile-home permit is issued.

    minor-plat threshold: < 5 acres (A minor plat is required when a lot of less than five acres is split from a larger tract.)

    “If a lot of less than five (5) acres is being divided (split off) from a larger tract of land, a “minor plat” must be prepared by a Tennessee licensed surveyor, submitted to the appropriated Planning commission for approval, and then recorded in the Register of Deeds Office prior to a home – or mobile home – permit being issued for the new lot.”
  • Driveway accessRequired

    Driveway connections serving development on county roads.

    • County-road connections require Maury County Highway Department approval.
    • State-road connections require contacting TDOT.
    “On county roads, driveway connections must be approved by the Maury County Highway Department (931-375-6203). Requests are to be made at the Highway Department located at 1210 Industrial Park Road. For states roads, contact TDOT 615-350-4300.”
  • Permit feesPublished (with conditions)

    Maury County building permits.

    • The 2026 packet lists valuation-based permit fees.
    • The permit fee includes building, plumbing, and mechanical permits.
    • The building permit fee and New Development Tax require separate checks.
    • Re-inspection fees begin with the ninth inspection: $25, $50, then $100 for each inspection after the tenth.

    reinspection ninth: 25 USD · reinspection tenth: 50 USD · reinspection after tenth: 100 USD (each inspection after the 10th)

    “Effective April 15, 2025, valuations for determining building permit fees are calculated as follows:”
  • Permit processPublished (with conditions)

    Residential building-permit applications in unincorporated Maury County.

    • Applicants submit the application to the Building and Zoning Office at 5 Public Square.
    • Required materials include septic permit, water-source documentation, driveway approval, plans, plot plan, and applicable licenses.
    • Additional information may be required for flood-hazard, geotechnical, State Fire Marshal, commercial, or industrial projects.
    “Bring or email the following information to the office when applying for a building permit for a residential home:”

Tennessee rules that apply here

  • Who permits septicState (with conditions)

    Residential septic permitting documentation required for Maury County building permits.

    • The county packet directs applicants to the Tennessee Department of Environment and Conservation.
    • This claim identifies the authority named by the county source; it does not resolve every TDEC inspection function.
    “A TDEC Environmental Scientist will conduct a site evaluation to determine the type of septic system required for your property.”
  • county zoning authorityGeneral

    County legislative bodies adopting zoning regulations for portions of Tennessee counties outside municipal corporations.

    • The authority is exercised under the conditions and procedures in Tennessee Code Annotated §§ 13-7-101 through 13-7-119.
    • The grant applies to portions of counties outside municipal corporations.
    • County zoning authority does not authorize county building permits or regulation of buildings or structures on agricultural land when the building or structure is incidental to the agricultural enterprise, except on agricultural lands adjacent or in proximity to state federal-aid highways, public airports or public parks.
    • The agricultural-land limitation applies to counties only and has no application to municipalities.
    “Under Tenn. Code Ann. § 13-7-101, et seq., the General Assembly has expressly delegated the authority to county legislative bodies to enact zoning regulations and create a board of zoning appeals.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission — ask the county directly.

  • Building code adopted — Building-code adoption applicable to unincorporated Maury County.
  • Minimum dwelling size — Minimum dwelling size in unincorporated Maury County.
  • Living in an RV — RV occupancy on private land in unincorporated Maury County.
  • Camping on your land — Temporary camping in unincorporated Maury County.
  • Tiny homes — Tiny-home occupancy in unincorporated Maury County.
4 more unanswered
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Living off-grid in Maury County, Tennessee

Is Maury County a good place to live off-grid or homestead?

Maury County scores 67/100 on the Bolthole Index, a strong county profile. Its strengths: manageable long-term carry cost and strong self-sufficiency basics: 55.4″/yr rainfall plus 56% wooded land. Watch-outs: about 73,139 people within a 30-minute drive.

Do you need a building permit in Maury County, Tennessee?

Maury County generally requires a residential building permit, and it enforces county zoning. Onsite septic is permitted by Tennessee Department of Environment & Conservation (TDEC). Owner-builders may act as their own contractor to build their home. These answers are quoted from official sources and independently re-checked. Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Maury County, Tennessee?

Land in Maury County runs about $5,916 per acre, based on the latest county data.

What is the water situation in Maury County?

Maury County gets about 55.4" of rain a year, with severe drought in roughly 5.2% of years.

How remote is Maury County?

A representative private-land location has about 73,139 people within a 30-minute drive and 3,616,176 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Maury County means bringing your own water and power. The kit we’d start with:

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How Maury compares in Tennessee

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