Unincorporated Decatur County, Tennessee is opted out of the State Residential Building Program, while Decaturville, Parsons and Scotts Hill participate in the state program1. Septic construction, modification and repair still require Tennessee Department of Environment and Conservation approval2. Countywide zoning could not be confirmed, so ask the county mayor's office about parcel-specific land-use limits before relying on the building-program opt-out.
At a glance
- Building permit
- County is opted out; state residential permits apply in Decaturville, Parsons and Scotts Hill1
- Zoning
- Countywide zoning status could not be confirmed; ask the county mayor's office3
- Septic permits
- TDEC handles permits in Decatur County, including new systems, changes and repairs42
- Owner-builder
- One residence for personal use every two years; not for sale, lease or rent5
- RV / tiny home living
- Private-land occupancy rules could not be confirmed; campground examples do not answer residential use6
- Subdivision rules
- No county subdivision regulations reported for unincorporated land; Parsons has municipal regulations78
- State-highway driveway
- TDOT permit required before construction, modification or change of use9
- Septic soil difficulty
- Only 4.8% of soils lack severe limits for a conventional drain field10
Who to call
Building permits
Tennessee State Fire Marshal's Office
Requested inspections and certificates of occupancy for qualifying homes in opt-out jurisdictions
500 James Robertson Pkwy Nashville, TN 37243-0565
Septic permits
Tennessee Department of Environment and Conservation, Subsurface Sewage Disposal System Program
Septic construction permits and related services for Decatur County
Davy Crockett Tower 500 James Robertson Parkway Nashville, TN 37243
Contact details are copied from each office’s official page and were checked against it on September 28, 2026.
Do you need a building permit in Decatur County, Tennessee?
Decatur County is listed as OPT OUT of Tennessee's residential building program, but the incorporated jurisdictions of Decaturville, Parsons and Scotts Hill are listed as participants in the State Residential Building Program1. For a one- or two-family dwelling or townhouse inside those municipal limits, a state residential building permit is required11. In the county's opt-out area, an owner or contractor may still obtain a state permit and request State Fire Marshal inspections; a dwelling that meets statewide safety standards can receive a certificate of occupancy1213. Tennessee's owner-builder rule also lets a property owner construct one residence for personal use every two years without a contractor's license, provided the home is not for sale, lease or rent; hired work at or above $25,000 remains subject to contractor licensing5.
Who handles Decatur County building permits and inspections?
Start by locating the parcel relative to Decaturville, Parsons and Scotts Hill, because those municipalities participate in the state residential permit program while Decatur County is opted out1. Where the state program applies, a building permit is purchased online or from a local Issue Agent, and its cost is based on estimated construction cost1415. For a home in the opt-out area, the Tennessee State Fire Marshal's Office is the useful building contact when financing or another transaction calls for inspected work and a certificate of occupancy1312. The residential building permit does not replace septic, electrical, grading, floodplain, zoning or other locally adopted approvals11. Decatur County also requires a new-address application with a map showing the proposed location, roads, driveways and neighboring structures; processing usually takes at least 5 days16.
Does Decatur County have zoning?
Decatur County's current countywide zoning status could not be confirmed from an explicit county ordinance or official no-zoning statement. Tennessee law authorizes county legislative bodies to adopt zoning for areas outside municipalities, so the residential building-program opt-out does not itself settle zoning3. An official state planning table reports no county subdivision regulations for unincorporated Decatur County, while Parsons is reported as having municipal subdivision regulations and Decaturville and Scotts Hill are reported without them7817. Subdivision status is not the same as zoning, and TDEC evaluation can still apply when land using septic is divided74. Ask the county mayor's office about setbacks, minimum dwelling size, lot coverage and floodplain review; inside a town, ask that municipality as well. Agricultural buildings have a conditional state-law protection from county zoning, with exceptions tied to certain highways, airports, parks and floodplains18.
How do septic permits work in Decatur County?
TDEC administers septic services in Decatur County because the county is not one of Tennessee's contract counties, and applications and fees may be submitted through the state service-request form4. A permit is required to construct, modify or repair a septic system, and the conventional-system permit should be obtained before dirt work or construction of the building pad begins2. After installation, the installer must arrange a final inspection before covering the system; approval leads to a Certificate of Completion19. Only 4.8% of county soils are rated without severe limits for a conventional drain field, so make the soil evaluation an early purchase contingency rather than assuming a standard system will fit10. TDEC also requires subdivision evaluation for certain divisions intended for construction with septic, although divisions where every resulting tract is at least 5 acres fall outside the cited septic-page definition of subdivision4.
Can you live in an RV or tiny home in Decatur County?
Long-term RV residence and tiny-home occupancy on private land in Decatur County could not be confirmed, either for the unincorporated county or its municipalities. The county describes long- and short-term RV campsite rentals at Perryville Marina, but that parcel-specific commercial use does not establish what is allowed on a private homesite6. The county also describes tent and RV camping at Beech Bend Campground; one particular site is limited to daily or weekly rental for a maximum of 3 weeks, which likewise is not a countywide private-land rule2021. Before buying for an RV or tiny-home plan, ask the county mayor's office about the parcel and ask the applicable municipality if it lies inside town limits. Separately, any septic system serving the use needs the state permit and inspection process219.
Building a home in Decatur County: the steps, in order
- Confirm whether the site is in unincorporated Decatur County or inside Decaturville, Parsons or Scotts Hill; the municipalities participate in the state residential program while the county is opted out1.
- Ask the county mayor's office or municipality about zoning, floodplain review, setbacks and the intended dwelling type, because those parcel-level rules could not be confirmed countywide.
- Arrange the soil work and obtain the TDEC septic construction permit before grading the building pad222.
- Apply for the new county address with the required location and driveway map; requests usually need at least 5 days16.
- If access meets a state highway, obtain TDOT permission before building, changing or repurposing the driveway9.
What should you check before buying land in Decatur County?
Treat septic feasibility as a deal-stage question: only 4.8% of Decatur County soils are rated without severe limitations for a conventional drain field10. Confirm the boundary and municipal status because state residential permits apply in Decaturville, Parsons and Scotts Hill but the county is opted out1. For a state-highway entrance, TDOT permission is required before driveway construction, modification or change of use9. Water and sewer connection requirements could not be confirmed countywide, so ask the utility serving the specific parcel before assuming a well or septic system is available. The county is 72% wooded and 68.6% of its land has slopes of 15% or less, useful screening clues that do not replace a parcel survey or site visit2324. The effective property-tax rate is about 0.5%, with a median annual bill of $6542526.
Watch-outs
- Decatur County's state-program opt-out does not cover Decaturville, Parsons or Scotts Hill; those municipalities participate in the State Residential Building Program1.
- Countywide zoning, private-land RV occupancy, tiny-home occupancy, minimum dwelling size and setbacks could not be confirmed; Tennessee allows counties to adopt zoning, so ask the county mayor's office and the applicable municipality before buying3.
- A county subdivision regulation may not apply in unincorporated Decatur County, but TDEC septic subdivision evaluation can still apply when land is divided for construction74.
Sources
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Septic System Construction Permit, quoted and re-checked
- Tennessee Attorney General Opinion No. 10-108 (Tennessee statewide rule), quoted and re-checked
- Online Application for Septic Related Services, quoted and re-checked
- Residential Permit FAQs, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Dedications along Existing Public Rights-of-Way, Balancing Property Rights with Local Authority over Land Use Regulations, quoted and re-checked
- Dedications along Existing Public Rights-of-Way, Balancing Property Rights with Local Authority over Land Use Regulations, quoted and re-checked
- Highway Entrance Permits, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Residential Jurisdictions & Inspectors, quoted and re-checked
- Statewide Building Construction Code Inspections in “Opt-Out” or “Non-Code” Jurisdictions, quoted and re-checked
- Tennessee State Fire Marshal's Office (tn.gov)
- Residential Permits (Tennessee statewide rule), quoted and re-checked
- Residential Building Permit Fees (Tennessee statewide rule), quoted and re-checked
- Application for New Address, quoted and re-checked
- Dedications along Existing Public Rights-of-Way, Balancing Property Rights with Local Authority over Land Use Regulations, quoted and re-checked
- County Zoning of Residential Structures on Land Used for Agricultural Purposes, quoted and re-checked
- Subsurface Sewage Disposal System (SSDS) Frequently Asked Questions, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Decatur County – Attractions and Outdoor Recreation, quoted and re-checked
- Tennessee Department of Environment and Conservation, Subsurface Sewage Disposal System Program (tn.gov)
- Wooded share of land: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 28, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.