Unincorporated Merrick County, Nebraska requires a zoning permit before covered construction, alteration or moving of a building or structure1. Merrick County zoning applies outside areas where a city or village is exercising its own jurisdiction2. Nebraska's Onsite Wastewater Program regulates septic systems statewide3.
At a glance
- Building permit
- A zoning permit is required for covered construction and structural work1
- Zoning
- Yes; county zoning applies outside municipal zoning jurisdiction24
- Septic
- State-regulated; most systems use Authorization by Rule, but registration is required35
- RV living
- Private-land occupancy was not confirmed; ask Planning and Zoning2
- Tiny home
- No specific occupancy or minimum-size rule was confirmed; zoning permits still apply21
- Owner-builder
- Own-property work is exempt from contractor registration, not from zoning permits61
- Floodplain work
- Development in a floodplain requires a permit7
- Road limitation
- New homes and manufactured homes cannot receive zoning permits beside minimum-maintenance or unimproved county roads8
Who to call
Building permits
Merrick County Planning & Zoning
Zoning permits, applications, zoning requirements, complaints and violations for Merrick County and the Villages of Chapman, Palmer and Silver Creek
1510 18th Street Central City, NE 68826
Septic permits
Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program
State onsite-wastewater rules, certified professionals, system registration, subdivision review and site-specific permits
245 Fallbrook Blvd. Suite 100 Lincoln, NE 68521
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Merrick County, Nebraska?
Yes. Unincorporated Merrick County requires a zoning permit before excavating for, erecting, constructing, reconstructing, enlarging, altering or moving a covered building or structure1. The Zoning Administrator must determine that the proposal conforms to the county regulations1. A separate county structural building-code adoption and inspection program was not confirmed, so ask Merrick County Planning & Zoning what plan review or inspection applies to the project9. Nebraska has a state building code that can apply when a local jurisdiction has not timely adopted an authorized local code, with an exception for construction on a farm or for farm purposes10. An owner may perform or arrange work on the owner's own property without becoming a contractor under the state Contractor Registration Act, but that exemption does not remove the county zoning-permit requirement61.
Who handles Merrick County building permits and zoning?
Merrick County Planning & Zoning is the first stop for zoning permits, applications and parcel-specific requirements9. Call 402-604-0226 or visit 1510 18th Street in Central City, Nebraska; office hours are by appointment9. The department administers zoning for Merrick County and the Villages of Chapman, Palmer and Silver Creek9. Separate regulations are published for the county and each of those villages, so confirm which jurisdiction and rulebook govern the parcel before preparing plans11. The county permit fee and any required building inspections were not confirmed; request the current application checklist, fee schedule and inspection expectations directly from Planning & Zoning9. The county zoning resolution also allows temporary permits for qualifying construction-related or highway-construction uses, subject to stated limits and public-health, safety and welfare conditions1.
Does Merrick County have zoning?
Yes. Merrick County zoning governs unincorporated land except where a city or village has been granted and is exercising zoning jurisdiction4. Nebraska law likewise limits county zoning authority inside incorporated municipalities and in qualifying municipal extraterritorial areas12. Merrick County Planning & Zoning also oversees zoning for Chapman, Palmer and Silver Creek, but the county publishes separate regulations for each jurisdiction911. Ask the office to identify the parcel's controlling jurisdiction, zoning district, allowed use, setbacks and height standard before designing a home9. Building-height controls vary by district, and added height can require larger yards13. No countywide numeric minimum dwelling size was confirmed; Nebraska merely allows counties to impose specified manufactured-home standards, including a possible minimum floor area, rather than imposing that standard on every dwelling statewide14.
How do septic permits work in Merrick County?
The Nebraska Department of Water, Energy, and Environment administers statewide onsite-wastewater requirements in Merrick County3. Most Nebraska onsite systems use Authorization by Rule without a construction permit, while systems needing site-specific evaluation because of size, non-domestic waste or siting issues require a permit5. A newly constructed or changed onsite system must be registered with the department515. Reach the Onsite Wastewater Program at (402) 471-4285 or [email protected]15. Installation, inspection and other regulated onsite-system work must be carried out or supervised by an appropriately certified professional16. Only 10.5% of Merrick County soils are rated without severe limitations for a conventional septic drain field, so arrange a site and soil evaluation before choosing the home location or assuming a standard drain field will work17.
Can you live in an RV or tiny home in Merrick County?
We could not confirm a Merrick County rule that generally allows or prohibits long-term RV occupancy on private land or occupancy of a tiny home2. Take the parcel address, proposed unit, utility plan and intended duration to Merrick County Planning & Zoning before placing or occupying either type of unit9. Nebraska's camping restriction for public highways, roadside areas and other specified public property does not answer whether someone may live in an RV on private land18. A tiny home that involves covered construction or moving a structure into the county zoning jurisdiction still needs the county zoning permit1. Merrick County will not issue zoning permits for residential dwellings, mobile homes or manufactured homes on property adjoining a county road classified as minimum-maintenance or unimproved8. No specific county minimum dwelling size was confirmed, and the state manufactured-home statute does not create a universal minimum for every home14.
Building a home in Merrick County: the steps, in order
- Ask Merrick County Planning & Zoning to confirm the controlling jurisdiction, zoning district, allowed residential use, setbacks and height limits29.
- Confirm that legal access is not limited by a minimum-maintenance or unimproved county-road classification, because adjoining residential property cannot receive a zoning permit in that situation8.
- Have a certified onsite professional evaluate the wastewater area and determine whether the system qualifies for Authorization by Rule or needs a state permit516.
- Submit the required zoning-permit application to Merrick County Planning & Zoning and confirm any structural-code review or inspections before work begins19.
- Obtain a floodplain development permit before any development in a mapped floodplain7.
- If access connects to a state highway, obtain the state permit before constructing, relocating or altering the driveway19.
What should you check before buying land in Merrick County?
Verify the controlling jurisdiction, zoning district, allowed use, setbacks and legal access with Merrick County Planning & Zoning before closing29. Check whether an adjoining road is classified as minimum-maintenance or unimproved, because Merrick County cannot issue a zoning permit for a residential dwelling, mobile home or manufactured home on affected property8. Review flood maps because all development in a Nebraska floodplain requires a permit7. Test septic feasibility early because only 10.5% of county soils are rated without severe limitations for a conventional drain field17. Confirm the private-well path with the appropriate state or local water authority because a Merrick County well-permit rule was not confirmed. For carrying costs, the effective property-tax rate is about 1.2%, and the median annual property-tax bill is $1,9692021.
Watch-outs
- A Merrick County zoning permit is confirmed, but the county's adopted structural building-code edition, inspection schedule and certificate-of-occupancy requirement were not confirmed; ask Planning & Zoning before construction19.
- Merrick County cannot issue a zoning permit for a residential dwelling, mobile home or manufactured home on property adjoining a minimum-maintenance or unimproved county road8.
- Conventional septic conditions may be difficult because only 10.5% of county soils are rated without severe drain-field limitations17.
- A driveway connecting to a state highway requires a state permit before it is constructed, relocated or altered19.
Sources
- Merrick County, Nebraska Zoning Resolution (2016) (2026 county census)
- Merrick County, Nebraska Zoning Resolution (2016) (2026 county census)
- Nebraska Department of Environment and Energy - Onsite Wastewater Program (2026 county census)
- Merrick County, Nebraska Zoning Resolution (2016), quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Floodplain Management Q&A: Permits (Nebraska statewide rule), quoted and re-checked
- Merrick County, Nebraska Zoning Resolution (2016), quoted and re-checked
- Merrick County Planning & Zoning (merrickcounty.ne.gov)
- Nebraska Revised Statute 71-6403: State building code; adopted; amendments (Nebraska statewide rule), quoted and re-checked
- Planning and Zoning – Merrick County, quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Merrick County, Nebraska Zoning Resolution (2016), quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program (dwee.nebraska.gov)
- Nebraska Revised Statute 81-15,248 (Nebraska statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.