Unincorporated Howard County, Nebraska requires building and zoning permits through the county before construction1. Howard County administers zoning, while Nebraska's Onsite Wastewater Program regulates septic systems and reserves permits for systems requiring site-specific evaluation234. The county office also handles floodplain development permits5.
At a glance
- Building permit
- Required through Howard County before construction1
- Zoning
- Yes; the county administers zoning and publishes district maps26
- Septic
- State-administered; site-specific systems may require a state permit34
- RV living
- Private-land occupancy was not confirmed; ask county Planning and Zoning2
- Tiny home
- No specific occupancy or minimum-size rule was confirmed; county zoning applies2
- Owner-builder
- Exempt from state contractor registration on one's own property, but not from permits71
- Floodplain work
- County floodplain development permit required for projects in the floodplain5
- Conventional septic soils
- 18.8% of mapped soils lack severe drain-field limitations8
Who to call
Building permits
Howard County Planning, Zoning and Floodplain Department
Howard County zoning permits, variances, conditional uses, rezoning, subdivision matters and floodplain development permits
612 Indian St. #2, St. Paul, NE 68873
Septic permits
Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program
Nebraska onsite-wastewater rules, professional certification, system registration, subdivision review and site-specific permits
245 Fallbrook Blvd., Suite 100, Lincoln, NE 68521
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Howard County, Nebraska?
Yes. Howard County requires building and zoning permits to be obtained through the county before construction1. The county's published materials confirm that Planning and Zoning issues zoning permits, but the county's formal building-code adoption status and a general building-inspection program were not confirmed9. Nebraska has a state building code subject to rules about local adoption and an exception for construction on a farm or for farm purposes10. An owner may work or have work performed on the owner's property without being treated as a contractor under the state Contractor Registration Act, but that exemption does not remove county permits, codes or other approvals71.
Who handles Howard County building permits and zoning?
Howard County's Planning, Zoning and Floodplain Department is the first local stop for building and zoning approval19. Call (308) 754-9121, email [email protected], or visit 612 Indian St. #2 in St. Paul9. The department receives, reviews and issues zoning permits and processes variances, conditional uses, rezoning and subdivision matters9. The same appointed administrator serves as the County Floodplain Administrator and reviews floodplain development permits9. Before commissioning plans, ask the department to confirm the parcel's jurisdiction and district, the correct application, the current fee, applicable building-code requirements, and every inspection or final approval the project will need9.
Does Howard County have zoning?
Yes. Howard County administers zoning regulations and uses its Comprehensive Plan as a guide to future development11. The county publishes an Official Zoning Map and separate zoning maps for Boelus, Cotesfield, Cushing, Dannebrog, Elba, Farwell and St. Libory, so the correct district depends on the parcel location6. Nebraska county zoning authority generally applies outside incorporated cities and villages and outside areas where a city or village is exercising granted or ceded zoning jurisdiction12. In the county's A-1, A-2 and A-3 districts, residential and farm side yards are 10 feet, rear yards are 40 feet, and residential structures must be 25 feet from another residential structure; other setbacks vary by use and district13.
How do septic permits work in Howard County?
The Nebraska Department of Water, Energy, and Environment's Onsite Wastewater Program administers septic rules in Howard County3. Contact the program at (402) 471-4285 or [email protected]14. Nebraska reserves site-specific permits for systems affected by large size, non-domestic wastewater or siting issues; other systems remain subject to state design, registration and authorization requirements4. A dwelling or non-dwelling generating wastewater must use a compliant onsite system or connect to public sewer or other wastewater works15. Howard County's setback sheet places a leach field 25 feet from a property line and a well 100 feet from the leach field13. Only 18.8% of mapped county soils lack severe limitations for a conventional drain field, so evaluate the septic area before fixing the home site8.
Can you live in an RV or tiny home on land in Howard County?
We could not confirm a Howard County rule that specifically allows or prohibits long-term RV occupancy on private land, temporary camping on private land or tiny-home occupancy. Howard County has zoning, so ask Planning and Zoning how the parcel's district classifies an RV, a tiny house on wheels or a small foundation-built dwelling before buying or placing one29. Nebraska's public-property camping rule addresses designated campsites on highways, roadside areas, parks and similar public property; it does not answer private-land occupancy16. Nebraska law permits a county board to impose a 900-square-foot minimum on manufactured homes, but that authority is discretionary and does not establish a minimum for every Howard County dwelling17.
Building a home in Howard County: the steps in order
- Ask Howard County Planning, Zoning and Floodplain to identify the parcel's jurisdiction, zoning district and permitted residential use69.
- Confirm the required setbacks and lay out the home, well and leach field without assuming one standard fits every district13.
- Obtain the county building and zoning permits before construction, and ask which building code and inspections apply19.
- Have a state-certified onsite professional determine the compliant septic design, registration path and whether site-specific state permitting is needed184.
- If the site is in a floodplain, obtain the county floodplain development permit5.
- If access connects to a state highway, obtain the separate state permit before constructing, relocating or altering the driveway19.
What should you check before buying land in Howard County?
Confirm zoning jurisdiction, the mapped district, allowed use, setbacks, floodplain status, legal access, water and wastewater feasibility before closing65. Test the proposed septic area early because only 18.8% of Howard County soils lack severe limitations for a conventional drain field8. A new, relocated or altered driveway onto a state highway needs a state permit19. Water planning deserves attention because Howard County averages 27.1 inches of precipitation annually and has experienced severe drought in 21.7% of years2021. For budgeting context, farmland averages about $4,372 per acre, the effective property-tax rate is about 1.1%, and the median annual property-tax bill is about $2,314222324.
Watch-outs
- Howard County issues zoning permits, but the county's formal building-code adoption status and a general building-inspection program were not confirmed; ask Planning and Zoning what applies before construction9.
- Private-land RV occupancy, temporary camping, tiny-home occupancy and a countywide minimum dwelling size remain unconfirmed; obtain a parcel-specific answer from Howard County Planning and Zoning29.
- Floodplain development needs a county permit, and access onto a state highway needs a separate state driveway permit519.
Sources
- Howard County, Nebraska - Planning and Zoning (2026 county census)
- Planning, Zoning and Floodplain – Howard County (2026 county census)
- Onsite Wastewater Program, quoted and re-checked
- Onsite Wastewater Program, quoted and re-checked
- Planning, Zoning and Floodplain – Howard County, quoted and re-checked
- Planning and Zoning Maps – Howard County, quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Howard County Planning, Zoning and Floodplain Department (howardcounty.ne.gov)
- Nebraska Revised Statute 71-6403: State building code; adopted; amendments (Nebraska statewide rule), quoted and re-checked
- Planning, Zoning and Floodplain – Howard County, quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Setbacks for Zoning Permit Regulations, quoted and re-checked
- Nebraska Department of Water, Energy, and Environment Onsite Wastewater Program (dwee.nebraska.gov)
- Onsite Wastewater Program, quoted and re-checked
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 81-15,248 (Nebraska statewide rule), quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.