Unincorporated Garfield County, Nebraska requires a zoning permit before covered construction, alteration, enlargement, movement or occupancy begins.1 County zoning applies outside areas where Nebraska law gives jurisdiction to a municipality.2 The county publishes permit fees, while Nebraska administers onsite wastewater requirements.34
At a glance
- Building permit
- A county zoning permit is required for covered work in county jurisdiction1
- Zoning
- Yes, outside municipal zoning jurisdiction2
- Septic
- Nebraska administers Title 124; the pathway depends on the system56
- RV living
- Private-land occupancy was not confirmed; campground rules are limited and separate7
- Tiny homes
- A complete occupancy rule was not confirmed; ask the Zoning Administrator8
- Owner-builder
- Own-property work is exempt from contractor registration, not from zoning permits91
- Agricultural construction
- A fee exemption covers qualifying nonresidential agricultural construction10
Who to call
Zoning
Garfield County Planning and Zoning
County zoning permits, zoning questions and floodplain-development applications
250 South 8th Burwell, NE 68823
Septic permits
Nebraska Department of Water, Energy, and Environment
State onsite wastewater construction-permit information and system registration resources
245 Fallbrook Blvd. Suite 100 Lincoln, NE 68521
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Garfield County, Nebraska?
Yes—for land under Garfield County zoning jurisdiction, obtain a zoning permit before covered excavation, construction, reconstruction, enlargement, alteration, movement, occupancy or water and sewer connection work begins.1 The published residence zoning-permit fee is $100, and an accessory building, structure, addition or sign permit is $25.3 Qualifying nonresidential agriculture-related construction on parcels of 20 acres or more is fee-exempt, but a fee exemption should not be read as an exemption from every approval.10 Garfield County's reviewed materials do not confirm a general building-inspection program or countywide adoption of a particular building code, so ask the Zoning Administrator what code review or inspections apply to the proposed structure. Nebraska has a state building code with rules governing when it applies locally and an exception for construction on a farm or for farm purposes.11
Who issues permits in Garfield County, and how do you reach them?
Garfield County Planning and Zoning is the first stop for a rural building project; its official page lists the Zoning Administrator at 250 South 8th in Burwell, with phone and email contact information above.12 The county requires a written application on forms furnished by the Zoning Administrator, supported by a site plan showing lot dimensions, structures, uses, occupancy, water and sanitary-sewer facilities as needed.13 The lot and proposed building location must be staked before construction, and the Zoning Administrator must issue a written permit or written denial within 15 days after accepting the application.13 A permit expires if work does not start within 1 year unless the Zoning Administrator grants a written extension.1 There is a $500 fine for construction or activity without a permit.3
Does Garfield County, Nebraska have zoning?
Yes. Garfield County zoning covers the county outside areas where Nebraska law explicitly grants jurisdiction to a municipality.2 The resolution publishes agricultural, transitional agricultural, river protection, rural residential, lakeside residential, mobile-home residential, flex, planned-development overlay and airport-hazard districts, so a parcel's mapped district controls what can be built and where.8 Subdivision and development in county jurisdiction must also comply with applicable zoning and subdivision provisions.14 District rules can be quite specific: an accessory dwelling in the Lakeside Residential district may be no larger than 50% of the primary structure and must meet applicable setbacks and separation distances.15 A leased mobile home in the Mobile Home Residential district must have at least 900 square feet of livable floor area, while other homes and districts may follow different standards.16 Ask Planning and Zoning to identify the district before designing a house, RV setup or accessory dwelling.12
How do septic permits work in Garfield County?
Nebraska's onsite wastewater program administers statewide Title 124 requirements, and local requirements may apply in addition.5 Most Nebraska onsite systems use Authorization by Rule without a state construction permit, but systems with certain wastewater quantities, wastewater qualities or site conditions require a permit.6 A dwelling or other facility that generates wastewater must use a Title 124-compliant onsite system or connect to a wastewater works.17 Cesspools, dry wells, leaching pits and seepage pits are prohibited and do not satisfy the onsite-system requirement.18 Only 5.3% of Garfield County soils are rated without severe limits for a conventional septic drain field, so make the site and soil evaluation an early contingency rather than assuming a standard field will fit.19 The state program page and contact above provide permit and registration resources.20
Can you live in an RV or tiny home on land in Garfield County?
A complete county rule allowing full-time RV living on a private parcel was not confirmed, so get a parcel-specific answer from the Zoning Administrator before relying on an RV during construction. Garfield County's campground provision is narrower: in a regulated recreational-vehicle park or campground, a tent may serve as auxiliary shelter for no more than 14 consecutive days, subject to the campground's other requirements.7 That campground rule does not answer residential RV occupancy on an ordinary parcel. A complete tiny-home occupancy rule also was not confirmed. Manufactured and mobile homes have district-specific rules: a mobile-home park in the Mobile Home Residential district must cover at least 5 acres, and each leased mobile home must have at least 900 square feet of livable area.21 County zoning districts and mapped boundaries therefore need to be checked before choosing a tiny, mobile or manufactured dwelling.8
Building a home in Garfield County: what are the steps?
- Ask Garfield County Planning and Zoning to confirm that the parcel is in county jurisdiction and identify its zoning district.212
- Request the county's prescribed application and prepare a site plan showing the lot, structures, uses, occupancy, water and sanitary-sewer facilities; stake the lot and building location before work starts.13
- Resolve wastewater early with Nebraska's onsite wastewater program, because the system must follow Title 124 and the applicable authorization or permit pathway.56
- Submit the zoning application and fee; the published residence fee is $100.3
- Obtain a floodplain-development permit if the project lies in a floodplain, and obtain a Nebraska permit for a new, relocated or altered driveway connecting to a state-highway right of way.2223
- Begin work before the zoning permit's 1-year commencement deadline or obtain a written extension.1
What should you check before buying land in Garfield County?
Confirm jurisdiction, zoning district and allowed use with Garfield County Planning and Zoning before treating a listing as buildable.212 Check flood mapping and permitting because every development in a Nebraska floodplain requires a permit, including additions and new structures.22 Test the proposed septic area early: just 5.3% of county soils are rated without severe limitations for a conventional drain field.19 Confirm legal road access, and remember that a new, moved or altered approach onto a state highway requires a state permit.23 Ask the appropriate water authority about a private well because a county-specific well permit or registration rule was not confirmed. For budgeting context, the county's median property-tax bill is $2,085 per year and its effective property-tax rate is 1.4%.2425 Garfield County averages 3.1 people per square mile, which signals a very rural service environment.26
Watch-outs
- A zoning permit can be required even when construction qualifies for the county's agricultural fee exemption.110
- Do not assume an RV-park camping rule authorizes residential RV occupancy on an ordinary private parcel; ask Garfield County Planning and Zoning.712
- Septic feasibility deserves early testing because only 5.3% of county soils are rated without severe limits for a conventional drain field.19
Sources
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Zoning Fees – Garfield County, quoted and re-checked
- Title 124 - Onsite Wastewater Treatment Systems, quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Zoning Fees – Garfield County, quoted and re-checked
- Nebraska Revised Statute 71-6403: State building code; adopted; amendments (Nebraska statewide rule), quoted and re-checked
- Garfield County Planning and Zoning (garfieldcounty.ne.gov)
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners (Nebraska statewide rule), quoted and re-checked
- Title 124 - Onsite Wastewater Treatment Systems, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Nebraska Department of Water, Energy, and Environment (dee.nebraska.gov)
- Garfield County Zoning Resolution 2022, quoted and re-checked
- Floodplain Management Q&A: Permits (Nebraska statewide rule), quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
- Median property tax bill: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Population density: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.