Unincorporated Fillmore County, Nebraska requires a county zoning permit before a structure is erected, but a separate residential building-code inspection program could not be confirmed12. The county Zoning Office issues zoning permits, while Nebraska's Onsite Wastewater Program administers statewide septic requirements34. Floodplain development and access from a county road can require additional county approval56.
At a glance
- Building permit
- County zoning permit required; separate residential building permit unconfirmed1
- Zoning
- Yes in the county's rural and unincorporated jurisdiction27
- Septic
- State Title 124 rules; some systems require permits48
- RV living
- Not confirmed; ask the county Zoning Office2
- Tiny homes
- Not confirmed; zoning-district rules may control2
- Owner-builder
- Exempt from contractor registration on own property, not from permits910
- County-road driveway
- Permission required before installation6
Who to call
Zoning
Fillmore County Planning and Zoning
Zoning permits, zoning information and property-change questions in Fillmore County's jurisdiction
1320 G Street, Geneva, Nebraska 68361
Septic permits
Nebraska Department of Water, Energy, and Environment — Onsite Wastewater Program
Statewide onsite wastewater standards, professional certification, system registration and permits for systems needing site-specific review
245 Fallbrook Blvd. Suite 100 Lincoln, NE 68521
Roads & driveways
Fillmore County Department of Roads
County-road access driveways and work on or adjacent to county roadways
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Fillmore County, Nebraska?
Unincorporated Fillmore County, Nebraska requires a zoning permit before a structure is erected12. The county materials reviewed do not identify a separate, generally applicable residential building permit or county building-code inspection program, so ask Planning and Zoning whether your project needs approval beyond the zoning permit13. Nebraska has adopted a state building code that applies when a county, city or village has not adopted an authorized local code within the state-law timetable, with an exception for construction on a farm or for farm purposes11. An owner working on their own property is not treated as a contractor under Nebraska's Contractor Registration Act, but that exemption does not erase zoning permits, building codes, inspections or other approvals910.
Who issues permits in Fillmore County, and how do you reach them?
Fillmore County Planning and Zoning is the first stop for construction in the county's rural jurisdiction because the office provides zoning-permit forms and zoning information3. Reach the office at 402-759-4982 or [email protected], or visit 1320 G Street, Geneva, Nebraska 683613. Fillmore County does not handle zoning inside Geneva city limits, and separate regulations are published for Exeter, Fairmont, Grafton, Milligan, Ohiowa and Shickley7. Confirm the parcel's jurisdiction before relying on a county answer7. For a county-road entrance, the Fillmore County Highway Superintendent's office must give permission before an access driveway is installed612. For septic questions, contact the Nebraska Onsite Wastewater Program at (402) 471-4285 or [email protected]13.
Does Fillmore County have zoning?
Fillmore County has zoning administered by a county Zoning Administrator in the county's rural and unincorporated planning jurisdiction27. County zoning is not a countywide substitute for city or village rules: Geneva handles zoning inside its city limits, while Exeter, Fairmont, Grafton, Milligan, Ohiowa and Shickley have separately published regulations7. Nebraska law allows county zoning to regulate structures, setbacks, yards, lot coverage and land uses outside incorporated places and other areas where a city or village exercises zoning authority14. A general Fillmore County minimum dwelling size, lot-coverage limit, accessory-dwelling rule and agricultural exemption could not be confirmed; ask Planning and Zoning for the rules of the parcel's exact district23. Nebraska law allows, but does not require, a county board to impose a minimum of 900 square feet on manufactured homes along with specified installation and design standards15.
How do septic permits work in Fillmore County?
Nebraska's Onsite Wastewater Program administers statewide Title 124 requirements for septic tanks, holding tanks, small lagoons and other decentralized systems in Fillmore County413. Most Nebraska onsite systems proceed under Authorization by Rule without a construction permit, but systems involving large size, non-domestic waste or siting issues can require site-specific evaluation and a permit813. A system that is constructed, reconstructed, altered, modified or otherwise changed must be registered with the state, and onsite work must be performed by a state-certified professional813. Only about 3.1% of Fillmore County soils are rated without severe limitations for a conventional septic drain field, so budget for a parcel-specific site evaluation and the possibility of a nonstandard design16. Contact the Onsite Wastewater Program at (402) 471-4285 or [email protected] before finalizing a house location13.
Can you live in an RV or tiny home on your land in Fillmore County?
We could not confirm an operative Fillmore County rule allowing or prohibiting long-term RV occupancy, temporary camping on private land or tiny-home occupancy2. Because Fillmore County regulates construction and land use through zoning, ask Planning and Zoning whether the proposed use is allowed in the parcel's district and whether a zoning permit or occupancy approval is required23. Nebraska's public-property camping law does not answer the private-land question; it addresses camping on public highways, roadside areas, parks and similar government-controlled property outside designated campsites17. A dwelling that generates wastewater must use a Title 124-compliant onsite wastewater system or connect to a public sewer or other wastewater works, so an off-grid plan still needs a compliant wastewater solution18. Nebraska's manufactured-home statute also does not create a universal tiny-home rule, although it permits counties to apply certain foundation, setback and floor-area standards to manufactured homes15.
Building a home in Fillmore County: the steps, in order
- Confirm whether the parcel is in the county's rural zoning jurisdiction, Geneva, or another incorporated community with separate regulations7.
- Ask Fillmore County Planning and Zoning at 402-759-4982 to confirm the district, permitted residential use, setbacks and every zoning approval needed for the proposed home32.
- Have a certified onsite professional evaluate the wastewater site, then confirm with the Nebraska Onsite Wastewater Program whether the design proceeds under Authorization by Rule or needs a permit819.
- Check the flood map before site design because covered floodplain development cannot begin without a floodplain development permit5.
- Obtain county permission before installing access from the county highway road system; the Highway Superintendent's inspection determines whether a culvert is needed6.
- Return to Planning and Zoning for the zoning permit and ask whether any separate code, electrical or occupancy approvals apply to the final plans13.
What should you check before buying land in Fillmore County?
Start with jurisdiction, zoning district, legal access, floodplain status and wastewater feasibility before committing to a Fillmore County parcel76516. Fillmore County is sparsely settled at about 9.6 people per square mile, and the nearest city of 100,000 or more is about 52 miles from the county center2021. Farmland averages about $7,359 per acre in the cited agricultural data, while the typical home value is about $188,6452223. The county receives about 28.4 inches of precipitation annually and has experienced severe drought in about 17.4% of years, relevant when evaluating a private-water plan2425. A licensed water-well contractor generally must register wells with the Nebraska Department of Natural Resources, but the reviewed rule does not establish a separate construction permit for every domestic well26. The effective property-tax rate is about 1.1%, with a median annual bill near $1,4812728.
Watch-outs
- A zoning permit is required before erecting a structure in unincorporated Fillmore County, even though a separate residential building-code inspection program could not be confirmed12.
- Fillmore County does not administer zoning inside Geneva, and several other communities have separately published regulations, so confirm the parcel's jurisdiction before applying7.
- Only about 3.1% of county soils are rated without severe limitations for a conventional septic drain field, making an early site evaluation especially valuable16.
- Long-term RV living, private-land camping and tiny-home occupancy were not confirmed; ask Fillmore County Planning and Zoning at 402-759-4982 before buying for one of those uses32.
Sources
- Fillmore County Zoning Regulations (2026 county census)
- Fillmore County Planning and Zoning (2026 county census)
- Fillmore County Planning and Zoning (fillmorecountyne.gov)
- Nebraska DEE Onsite Wastewater Treatment Facilities (2026 county census)
- Fillmore County Floodplain Ordinance, quoted and re-checked
- Policies and Permits – Fillmore County, quoted and re-checked
- Forms, Permits and Regulations – Fillmore County, quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (2026 county census)
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 71-6403: State building code; adopted; amendments (Nebraska statewide rule), quoted and re-checked
- Fillmore County Department of Roads (fillmorecountyne.gov)
- Nebraska Department of Water, Energy, and Environment — Onsite Wastewater Program (dwee.nebraska.gov)
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 81-15,248 (Nebraska statewide rule), quoted and re-checked
- Population density: Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Title 178 Environmental Health, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.