Bolthole Index

Tennessee · Off-grid & homestead potential

Montgomery County

67Index Score / 100
#52 of 95 in Tennessee

Montgomery County scores 67/100 on the Bolthole Index, a strong county profile. Its strengths are manageable long-term carry cost and strong self-sufficiency basics: 52.3″/yr rainfall plus 60.2% wooded land. The trade-offs: about 49,965 people within a 30-minute drive and more administrative friction around building and land use.

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County locator

Montgomery County in Tennessee

67
County map
Montgomery County highlighted among the Tennessee counties · colored by Index score

How Montgomery County scores

Seclusion37100% ev.
Self-Sufficiency73100% ev.
Admin Boringness4290% ev.
Durability72100% ev.
Property Autonomy71100% ev.
Carry Cost79100% ev.

Evidence strength: 98%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$323kTypical home
0.7%Property tax
$5,228Land / acre
52.3"Annual rain
3.6% of yrsSevere drought
11.9 / yr (+10.7)Mid-century 100°F days
14.8 daysMid-century dry spell
2.43" (+10.1%)Mid-century 1-day rain
1.63×Wildfire change factor
100%Forward climate coverage
$1,761Home insurance / yr
2.2% / yrInsurance growth
1.22%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
49,965People within 30 min
3,110,282People within 2 hr
225,267Radius comparison (15 mi)
444.9People / sq mi
12.8%Federal land
66.9%Land at 15% slope or less
34.1%Septic soil without severe limits
115,366 acWorkable land screen
60.2%Wooded land
62.9 tonsBiomass / forest ac
58.7°FAvg temp

Scout Montgomery County

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Property hunt

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Search live inventory elsewhere, then cost and vet each candidate here. No copied listings, account, or paid data feed.

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Building & land-use rules in Montgomery County

What it takes to build here — permits, zoning, and septic — scouted from Montgomery County’s own official sources.

  • Building permitRequired

    The county Building and Codes Department issues building permits for single-family homes and requires them for new residential construction.

    Montgomery County Building and Codes - Permit Types
  • County zoningYes

    Montgomery County has a County Zoning Resolution applicable to the unincorporated area, administered by the Clarksville-Montgomery County Regional Planning Commission.

    Montgomery County Zoning Resolution (Unincorporated Area)
  • Septic permittingTennessee Department of Environment and Conservation (TDEC)

    Subsurface sewage disposal (septic) permits are issued by TDEC under Rule 0400-48-01.

    TDEC - Subsurface Sewage Disposal Systems (SSDS)
  • Owner-builderNot published

    Not published on an official source — confirm with the county.

  • Building inspectionsNot published

    Not published on an official source — confirm with the county.

  • Occupancy certificateNot published

    Not published on an official source — confirm with the county.

  • Septic permitRequired

    Tennessee TDEC provides the statewide SSDS construction-permit pathway for installing a subsurface sewage disposal system.

    Tennessee Department of Environment and Conservation - SSDS Permits
  • Septic inspectionNot published

    Not published on an official source — confirm with the county.

  • Off-grid sanitationNot published

    Not published on an official source — confirm with the county.

Always confirm current rules with Montgomery County Building and Codes Department before you buy or build. Scouted Aug 2026 from official county sources.

Living off-grid in Montgomery County, Tennessee

Is Montgomery County a good place to live off-grid or homestead?

Montgomery County scores 67/100 on the Bolthole Index, a strong county profile. Its strengths: manageable long-term carry cost and strong self-sufficiency basics: 52.3″/yr rainfall plus 60.2% wooded land. Watch-outs: about 49,965 people within a 30-minute drive and more administrative friction around building and land use.

Do you need a building permit in Montgomery County, Tennessee?

Montgomery County generally requires a residential building permit, and it enforces county zoning. Onsite septic is permitted by Tennessee Department of Environment and Conservation (TDEC). Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Montgomery County, Tennessee?

Land in Montgomery County runs about $5,228 per acre, based on the latest county data.

What is the water situation in Montgomery County?

Montgomery County gets about 52.3" of rain a year, with severe drought in roughly 3.6% of years.

How remote is Montgomery County?

A representative private-land location has about 49,965 people within a 30-minute drive and 3,110,282 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Montgomery County means bringing your own water and power. The kit we’d start with:

WaterCrystal QuestFilter any source — well, rain, or creek — to drinking-clean.PowerBluettiSolar generators and home battery backup for living off the grid.

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How Montgomery compares in Tennessee

Compare side-by-side →See all 95 Tennessee counties ranked →