Unincorporated Saunders County, Nebraska requires a building permit for construction, alteration, moving, occupancy, and water or sewer connections in the county zoning jurisdiction1. County zoning applies outside the corporate limits and zoning jurisdiction of cities and villages2. Start with the Saunders County Planning & Zoning office, and handle septic requirements through Nebraska's statewide onsite wastewater program34.
At a glance
- Building permit
- Required for new construction and other specified work in the county zoning jurisdiction1
- Zoning
- County zoning applies outside city and village corporate limits and zoning jurisdiction2
- Septic
- State-administered; most systems use Authorization by Rule, while specified systems need permits45
- RV living
- Long-term occupancy on private land is unconfirmed; ask Planning & Zoning before relying on it3
- Tiny home
- No distinct occupancy rule confirmed; district, permit and wastewater rules still matter216
- Owner-builder
- Exempt from state contractor registration on your own property, but not from county permits71
- R-1 lot with private well and septic
- Generally 3 acres; an approved engineering report may allow less, but never below 2 acres8
Who to call
Building permits
Saunders County Planning & Zoning
County zoning, building permits, zoning maps and regulations; contact this office about floodplain development applications
433 N Chestnut St, Suite 302, Wahoo, NE 68066
Septic permits
Nebraska Department of Water, Energy, and Environment Onsite Section
Nebraska onsite wastewater professional certification and statewide program questions
245 Fallbrook Blvd., Ste. 100, Lincoln, NE 68521
Building permits
Saunders County Planning & Zoning permit FAQ
Published building-permit submittal guidance, parcel zoning and setback questions, and road-jurisdiction guidance
Building permits
Saunders County Planning & Zoning forms
County planning, zoning, building, subdivision, variance and floodplain application forms
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Saunders County, Nebraska?
Yes. In unincorporated Saunders County's zoning jurisdiction, a building permit is required before excavating, constructing, reconstructing, enlarging, altering or moving a building or structure, changing its use or occupancy, or connecting it to water or sewer service1. New construction, moved-in structures, service-entrance replacement, plumbing or wiring extensions, foundation work, remodeling that removes walls, and grade changes involving sidewalks, driveways or curb cuts require an application9. Maintenance that does not change existing construction, grade, overall floor area or dimensions is excluded from the stated permit requirement1. The county FAQ says an application needs two identical plan sets containing a plot plan plus footing, wall, roof and floor details10. We could not confirm a general inspection schedule or certificate-of-occupancy rule, so ask Planning & Zoning what inspections and closeout steps apply to the specific project3.
Who issues building permits in Saunders County, and how do you reach the office?
The Saunders County Zoning Administrator issues building permits in the county zoning jurisdiction, and the county Planning & Zoning office maintains the official zoning map and current zoning regulations13. Reach Saunders County Planning & Zoning at 402-443-8136 or [email protected]3. The office is at 433 N Chestnut St, Suite 302, Wahoo, NE 680663. Its online forms page provides the building-permit application, zoning-change and conditional-use forms, subdivision and replat applications, a variance application, and the floodplain-development application11. A parcel inside a city or village, or within that municipality's zoning jurisdiction, is outside the county zoning coverage described in the regulations; contact the relevant municipal office instead2. Bring the legal description and address when asking how the parcel is zoned or what setbacks apply10.
Does Saunders County have zoning?
Yes. Saunders County zoning applies outside the corporate limits and zoning jurisdiction of a city or village2. The Planning & Zoning office maintains the official map, so confirm the parcel's district before designing around a listing description or an older map3. In the R-1 Residential District, a dwelling served by a private well and septic system generally needs a 3-acre lot; an approved engineering report may support a smaller lot, but the lot may not be smaller than 2 acres8. The R-1 dwelling table lists 50-foot front, 10-foot side and 20-foot rear setbacks, with a 20-foot front setback listed for dwellings served by community sewer and water12. Those figures are district-specific, not universal parcel rules12. A floodplain development permit is separately required for development in the regulated county floodplain areas13.
How do septic permits work in Saunders County?
Saunders County onsite wastewater systems are governed by Nebraska's statewide Title 124 program, with any local requirements applying in addition414. Most Nebraska systems proceed under Authorization by Rule without a state construction permit, but applicable standards and registration still apply15. A state permit is required for a system handling at least 1,000 gallons per day, managing non-household wastewater or falling outside Authorization by Rule; the application fee is $450 and covers construction and operating permits5. Onsite work must be performed by a properly certified professional, and inspections must be carried out or supervised by an eligible certified professional or other listed specialist1617. Only 8.3% of mapped Saunders County soils avoid a very-limited rating for a conventional septic drain field, so make the soil and wastewater evaluation an early feasibility step18.
Can you live in an RV or tiny home in Saunders County?
Saunders County's reviewed materials do not confirm a general rule allowing long-term RV occupancy on private land or temporary camping on private land; ask Planning & Zoning about the parcel and proposed use before buying around an RV plan3. Nebraska's public-property camping rule applies to designated campsites on specified highways, roadside areas, parks and similar public property, so it does not answer private-land RV living19. A separate tiny-home occupancy rule also could not be confirmed3. A tiny home proposed as a dwelling still encounters county zoning, building-permit and wastewater requirements in the county jurisdiction216. The county's 500-square-foot minimum applies specifically to each mobile home in an R-M mobile-home park, not to every dwelling countywide20. Nebraska law also allows counties to impose specified standards on manufactured homes, but it does not itself make those standards a universal tiny-home rule21.
Building a home in Saunders County: the steps, in order
- Call Saunders County Planning & Zoning with the legal description and address to confirm county jurisdiction, the zoning district, lot size, setbacks, allowed use and floodplain status310.
- Confirm that any land split or plat complies with county subdivision rules before applying for the building permit22.
- Lay out the home, private well, septic area and access; use a state-certified onsite professional for the wastewater work16.
- Submit two identical plan sets with the plot, footing, wall, roof and floor details required by the county FAQ10.
- Obtain the building permit before starting covered work and obtain a separate county floodplain permit if the site is in a regulated floodplain113.
- For a driveway connecting to a state highway, obtain the Nebraska driveway permit before constructing, relocating or altering the approach23.
What should you check before buying land in Saunders County?
Confirm jurisdiction first because county zoning stops where a city or village's corporate limits or zoning jurisdiction begins2. Ask Planning & Zoning for the official district, setbacks, permitted use, subdivision status and floodplain status tied to the legal description32213. Test septic feasibility early: only 8.3% of mapped soils avoid a very-limited rating for a conventional drain field18. Verify which government controls the road because Saunders County says it has jurisdiction over only some county gravel and paved roads, while other roads belong to the state, a city or a village10. A new, relocated or altered approach onto a state highway requires a state permit23. For budgeting context, farmland averages about $7,483 per acre, the effective property-tax rate is about 1.3%, and the median annual property-tax bill is about $3,247242526.
Watch-outs
- A city or village may control zoning beyond its corporate limits, so confirm jurisdiction before relying on Saunders County standards2.
- The 500-square-foot minimum in the county materials is for each mobile home in an R-M mobile-home park, not every dwelling countywide20.
- Only 8.3% of mapped Saunders County soils avoid severe limitations for a conventional septic drain field, so a standard system should not be assumed without site evaluation18.
- The county-road driveway approval rule remains unconfirmed; first identify the road authority, while state-highway approaches clearly require a state permit1023.
Sources
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Planning & Zoning (saunderscounty.ne.gov)
- Nebraska DEE - Onsite Wastewater Program (2026 county census)
- Onsite Wastewater Treatment Facilities: Construction/Operating Permits, quoted and re-checked
- Onsite Wastewater Treatment Facilities: Just for Homeowners (Nebraska statewide rule), quoted and re-checked
- Nebraska Revised Statute 48-2104 — Registration required (Nebraska statewide rule), quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations (2026 county census)
- Saunders County Planning & Zoning permit FAQ (saunderscounty.ne.gov)
- Saunders County Planning & Zoning forms (saunderscounty.ne.gov)
- Saunders County Zoning Regulations, quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Onsite Wastewater Program (Nebraska statewide rule), quoted and re-checked
- Nebraska Department of Water, Energy, and Environment Onsite Section (dwee.nebraska.gov)
- Nebraska Revised Statute 81-15,248 (Nebraska statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Nebraska Revised Statute 39-312 — Camping; permitted; where; violation; penalty (Nebraska statewide rule), quoted and re-checked
- Saunders County Zoning Regulations, quoted and re-checked
- Nebraska Revised Statute 23-114 (Nebraska statewide rule), quoted and re-checked
- Saunders County Subdivision Regulations, quoted and re-checked
- Title 410, Chapter 2 - Driveway and Approach Road Permits (Nebraska statewide rule), quoted and re-checked
- Farmland value per acre (USDA census): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.