Clare County, Michigan requires a building permit for construction and for changes in use or occupancy, and Clare County Community Development administers the state construction codes1. Zoning is set locally by each township, city or village, not by one county ordinance, so zoning approval comes from the parcel's own township or municipality2. Septic and well permits come from the Central Michigan District Health Department, not the township or the building office, and must be issued before the building permit on a new-build site3,4.
Do you need a building permit in Clare County, Michigan?
Yes.
Yes. Before constructing a building or structure in Clare County, the owner or the owner's representative must apply to the appropriate enforcing agency; a change in use or occupancy also requires a permit1. Ordinary repairs are exempt only when they do not cross the stated structural, egress, utility, electrical, mechanical, public-health or safety limits1. Separate soil-erosion, zoning, plumbing, mechanical or electrical applications may also be needed1.
Clare County Community Development handles county building, electrical, mechanical and plumbing permits and inspections, and administers the Michigan construction codes1,5. All construction phases covered by a county building permit must be inspected and approved before work proceeds, and concealed uninspected work will not be approved7. A qualifying Michigan owner-builder has a residential-builder licensing exemption for a home built on the owner's property for the owner's own use and occupancy, but permits, inspections, codes, zoning and utility rules still apply6.
Who issues building permits in Clare County, and how do you reach them?
Start with Clare County Community Development at 225 W. Main St., Harrison, MI 48625, or call 989.539.2761.
Start with Clare County Community Development at 225 W. Main St., Harrison, MI 48625, or call 989.539.27618. The county publishes an application that may call for separate soil-erosion, zoning, plumbing, mechanical and electrical filings; completed building applications are emailed as directed on the form7. The permit holder schedules inspections with the permit number, holder name, site address, inspection type, jurisdiction and contact information, and most inspections are completed within three business days after the request7.
After completion, request a Certificate of Use and Occupancy with the building-permit information, applicable trade-approval dates and final septic approval9. The request carries a non-refundable $5 fee, and a noncompliant project may need a temporary certificate or face enforcement9. A new or altered building may not be occupied until the code official issues the certificate10.
Does Clare County have zoning, and who sets it?
Zoning in Clare County varies by township, city and village rather than following one uniform county rule, so zoning approval comes from the local authority, while building permits come from the county and septic and well permits from the health department.
Zoning in Clare County varies by township, city and village rather than following one uniform county rule, so zoning approval comes from the local authority, while building permits come from the county and septic and well permits from the health department1,3,11. The county's township list identifies both zoned and unzoned townships, but each applicable township or municipal ordinance controls its own parcel rules2. Where zoning applies, obtain the zoning permit before the building permit11.
We could not confirm one countywide minimum dwelling size, minimum lot size, setback, lot-coverage limit or building-height rule. Ask the parcel's township, city or village zoning authority for the zoning map, permitted uses, dimensional schedule and required approval before designing the project11. A parcel described as unzoned still remains subject to building, septic, well and other applicable requirements1,3,4.
How do septic and well permits work in Clare County?
Central Michigan District Health Department permits on-site septic systems in Clare County.
Central Michigan District Health Department permits on-site septic systems in Clare County3. For a new system, obtain the septic permit before the building permit, mark the vacant property for the site visit and preserve a replacement drainfield area; construction before permit issuance violates the sanitary code3. A sanitarian evaluates site suitability, and a final inspection is normally required3.
Soil-survey ratings put essentially none of Clare County's land in the not-severely-limited class for a conventional drain field, so expect a site evaluation and often an engineered or mound system, and make the evaluation an early purchase contingency12. In rare cases a contractor affidavit can replace the final Sanitarian inspection3. Existing septic and well systems require evaluation when a building permit is needed or when use changes from residential to non-residential3. A private-well permit is also required before the building permit for a new-build site4. New parcels smaller than one acre without public sewer or public water need local health-department approval before the municipality may issue a building permit13.
Can you live in an RV or tiny home in Clare County?
We could not confirm one countywide rule for long-term RV living, temporary camping or tiny-home occupancy on private land in Clare County.
We could not confirm one countywide rule for long-term RV living, temporary camping or tiny-home occupancy on private land in Clare County. Because zoning varies by township and municipality, ask the parcel's local zoning authority whether the proposed use is allowed and what placement, duration and dwelling standards apply11.
Michigan's state campground rules put recreational units on licensed, numbered campsites and do not by themselves allow long-term RV living on ordinary private land14. State guidance also says a tiny house must be built as a resort rather than a campground, and even on wheels cannot be treated as a recreational unit14. A tiny home still needs applicable local zoning, building, electrical and plumbing permits and final approvals, along with required well and septic permits14. A building with plumbing must connect to a public sewer where available or to an approved private sewage-disposal system15. State-approved modular housing is treated as a conventional home for permit purposes; a homeowner may obtain the permit when supervising construction, but must submit proof of state approval16.
Building a home in Clare County: what are the steps?
Identify the parcel's township or municipality and obtain any required zoning approval before the building permit.
- Identify the parcel's township or municipality and obtain any required zoning approval before the building permit11.
- Obtain CMDHD septic and private-well permits before the building permit for a new-build site3,4.
- Ask the Clare County Road Commission whether the access needs a right-of-way permit; its transportation and right-of-way permits use the online system17.
- Submit the building application and any separate soil-erosion, plumbing, mechanical or electrical applications7.
- Have each required construction phase inspected and approved before continuing or concealing work7.
- Submit the occupancy request with applicable trade approvals and final septic approval, then wait for the certificate before occupying the building9,10.
What should you check before buying land in Clare County?
Make septic feasibility an early contingency: mapped soils rate the surveyed land as severely limited for conventional drain fields, and CMDHD evaluates the site.
Make septic feasibility an early contingency: mapped soils rate the surveyed land as severely limited for conventional drain fields, and CMDHD evaluates the site3,12. Confirm well siting and whether public sewer or water is available; a new parcel smaller than one acre without either utility needs health-department approval before a building permit may issue13.
Check the local zoning authority for allowed use and dimensional rules because zoning varies across Clare County2. Ask the Clare County Road Commission about access and its online right-of-way permit process17. For land in a qualifying river, stream or drain floodplain, Michigan requires a state permit when the drainage area is at least 2 square miles, and other approvals may still apply18. The median property-tax bill is about $1,387 per year, though an individual parcel's bill will differ12.
Watch-outs
- Do not assume a Clare County parcel has the same zoning rules as the next township; confirm the governing local authority and ordinance before purchase2.
- New-build septic and well permits must come before the building permit, and construction before permit issuance violates the sanitary code3,4.
- We could not confirm countywide rules for RV residence, temporary camping or minimum dwelling size; ask the parcel's zoning authority before planning any of these uses11.
- A permit holder must obtain approval at each required construction phase before continuing, and concealed uninspected work will not be approved7.
- Floodplain work may need a Michigan permit as well as county or local approval18.
Sources
18 official pages, each quoted and re-checked · written October 9, 2026
- Building Permit Information
- Clare County Township Contact Information
- Sewage Systems
- Water Wells and Water Quality | CMDHD
- Clare County Community Development - Applications & Forms (2026 county census)
- Frequently Asked Questions – Residential Builder (Michigan statewide rule)
- Building Permit Application
- Clare County Community Development (clareco-buildingdev.net)
- Certificate of Use and Occupancy Request
- Certificate of Occupancy Request (Michigan statewide rule)
- Townships Where Zoning Permits Are Required
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Subdivisions of Land | CMDHD
- ARVC Michigan campground guidance
- Michigan Part 7 Plumbing Code Rules (Michigan statewide rule)
- clareco-buildingdev.net
- Clare County Road Commission permits (clarecrc.com)
- FAQ: Floods and Floodplain Management
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Clare County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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