Baltimore County, Maryland requires a building permit for a new home, and the county's own Department of Permits, Approvals and Inspections (PAI) issues it and enforces the county's building, electrical, plumbing and zoning codes1. The County Council has sole authority over the official zoning map and reviews it comprehensively every four years23. Septic systems go through the county's own Ground Water Management section, but as of July 1, 2023 the county stopped designing systems itself, so you'll need a licensed OSDS designer and installer45.
At a glance
- Building permit
- Required; the Department of Permits, Approvals and Inspections (PAI) issues it and enforces building, electrical, plumbing and zoning codes1
- Zoning
- Yes, countywide, on a map the County Council controls and reviews every four years26
- Septic
- Permitted by the county's Ground Water Management section; since July 1, 2023 the county provides only minimum design criteria, not full designs45
- RV living
- Not allowed. A recreational vehicle may be stored on a residential lot but may not be lived in or otherwise occupied while stored there7
- Wells
- A permit from the county Approving Authority is required before drilling any well8
- Owner-builder
- Maryland's statewide home-improvement exemption covers work you do yourself on your own home, but it does not create a general exemption for new-home construction9
- Septic soils
- About 17.7% of soils avoid severe limits for a conventional drain field10
- Property tax
- Effective rate about 1.1%, median bill near $3,645/year1112
Who to call
Building permits
Baltimore County Department of Permits, Approvals and Inspections (PAI)
Building, electrical, plumbing and zoning permits and code enforcement, and oversight of land development and use, for Baltimore County
111 West Chesapeake Avenue, Towson, MD 21204
Septic permits
Baltimore County Ground Water Management Section
Drinking water well permits, onsite sewage disposal (septic) system permits, and removal of residential underground storage tanks for Baltimore County
111 West Chesapeake Avenue, Room 305, Towson, MD 21204
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Baltimore County, Maryland?
Yes. The Department of Permits, Approvals and Inspections (PAI) issues building permits and enforces the county's building, electrical, plumbing and zoning codes across all 600-plus square miles of the county113. Once a permit is issued, the code official inspects the work from time to time during construction and again on completion, not just at the end14. Maryland's statewide law lets a property owner do home-improvement work on their own home without the usual contractor-licensing requirement, but that exemption covers home improvement, not a general pass on permits for building a new house from scratch, so check with PAI before assuming it applies to your project9.
Who is the Baltimore County building department, and how do you reach them?
The Department of Permits, Approvals and Inspections (PAI) is at 111 West Chesapeake Avenue, Towson, MD 21204, phone 410-887-335313. PAI is the one-stop office for building, electrical, plumbing and zoning permits, so it's the right first call whether your question is about a permit, an inspection, or whether your lot's zoning allows what you want to build132.
Does Baltimore County have zoning?
Yes, countywide. Properties are governed by the county's official zoning map, and the Baltimore County Council has sole legislative authority to set or change any property's zoning classification23. The Council reviews that map comprehensively every four years and separately considers individual property reclassification requests in between2. Zoning is also where the county's recreational-vehicle rules live: one RV may be stored on a residential lot under specific setback rules, but it can't be lived in while stored there, and as of Bill 20-25 an RV can't be parked on a public road in a residential zone for more than a 24-hour loading window, with a $250-per-day fine for violations7.
How do septic permits work in Baltimore County?
Septic systems are permitted through the county's own Ground Water Management (GWM) section, which also handles well permits and underground storage tank removal54. Maryland law statewide requires a permit before anyone constructs or attempts to construct an onsite sewage disposal system, and the system can't be covered or used until it's inspected and approved1516. A significant change took effect July 1, 2023: the county stopped providing its own OSDS designs and now provides only minimum design criteria, so any new or repaired system needs a design from a licensed OSDS designer and installation by a licensed OSDS installer, plus a site plan5. Soils are a real factor to plan around too: only about 17.7% of the county's land avoids severe limitations for a conventional drain field10.
Can you live in an RV or tiny home on your land in Baltimore County?
Not in an RV — the county's zoning rules say so directly. A recreational vehicle may be stored on a residential lot, but it "may not be lived in, or otherwise occupied, when stored on a lot," and it must stay licensed and mechanically ready to move7. Whether a tiny home can be occupied as a standalone residence wasn't confirmed in official Baltimore County materials reviewed for this guide, and no specific rule turned up despite a direct search; ask PAI before buying land with that plan13.
Building a home in Baltimore County: the steps, in order
- Check your parcel's zoning classification on the county's official zoning map before you design anything, since the County Council controls it and it's only comprehensively revisited every four years2.
- If you'll need a well or septic system, start with Ground Water Management: apply for your well permit and, for septic, line up a licensed OSDS designer and installer since the county no longer designs systems itself5.
- Apply for your building permit through the Department of Permits, Approvals and Inspections, which also covers electrical and plumbing permits13.
- Expect PAI to inspect the work from time to time during construction and again at completion, not only at the final walkthrough14.
- If any part of your parcel is in a mapped floodplain, budget for the county's floodplain-development standards, which the county set at a higher protection level than the state's model ordinance under Bill 6-2417.
What to check before you buy land in Baltimore County
Septic and soils: with only about 17.7% of the county's soils free of severe limits for a conventional drain field, get a site evaluation with Ground Water Management before you count on a simple system105. Wells: any private water-supply well needs its own permit from the county before drilling starts8. Flood risk: Baltimore County holds tidal and nontidal floodplain development to a higher standard than the state model ordinance, and elevated structures need an elevation certificate before a certificate of occupancy is issued1718. RVs and short-term rentals: you can't live in a stored RV on a residential lot, and renting out a home short-term through a hosting platform requires a county license first719. Taxes: the effective property tax rate here runs about 1.1%, with a median annual bill near $3,6451112.
Watch-outs
- You cannot live in an RV stored on a residential lot in Baltimore County, even short-term; the county's zoning rules only allow storage, not occupancy, and enforcement extends to a per-day fine for related public-road parking violations7.
- Since July 1, 2023, Baltimore County no longer designs septic (OSDS) systems itself; budget for a licensed OSDS designer and installer rather than expecting the county to hand you a design5.
- Whether a tiny home can be occupied as a standalone residence, and the county's specific numbers for minimum lot size, setbacks, lot coverage and building height, were not confirmed in the official Baltimore County materials reviewed for this guide; check these directly with PAI before you rely on them13.
Sources
- Baltimore County Permits, Approvals and Inspections (2026 county census)
- CZMP – Baltimore County Council (2026 county census)
- CZMP – Baltimore County Council, quoted and re-checked
- Baltimore County Ground Water Management (2026 county census)
- Baltimore County Ground Water Management Section (baltimorecountymd.gov)
- CZMP – Baltimore County Council, quoted and re-checked
- Bill 20-25 — Parking of Recreational Vehicles on Public Roads, quoted and re-checked
- Chapter 04 Well Construction, quoted and re-checked
- Maryland Business Regulation Article § 8-504 (2026 county census)
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Baltimore County Department of Permits, Approvals and Inspections (PAI) (baltimorecountymd.gov)
- Baltimore County Building Code legislation, Bill 49-24, quoted and re-checked
- .03 On-Site Sewage Disposal Permits, quoted and re-checked
- .02 General Provisions, quoted and re-checked
- September 15, 2025 County Council Notes Package, quoted and re-checked
- 2025 - Baltimore County - 06-24, quoted and re-checked
- Rental Housing Licenses – Short-Term Rental License, Bill 68-24, quoted and re-checked
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.