Anne Arundel County, Maryland requires a building permit for a new single-family home, and the county's own Department of Inspections and Permits issues it, not the state1. The county zones land under Article 18 of its code, with bulk rules on lot size, setbacks, coverage and height that vary by district2. The Department of Health's Sanitary Engineering Program reviews, permits and inspects private septic systems and wells3. If you will build the home yourself for your own use, a Homeowner Affidavit can let you skip a builder's registration number4.
At a glance
- Building permit
- Required for a new single-family dwelling1
- Zoning
- Yes, countywide under Article 18 of the county code2
- Septic permit
- Anne Arundel County Department of Health, Sanitary Engineering Program3
- Owner-builder exemption
- Available via Homeowner Affidavit for a landowner's own use4
- Manufactured (HUD) homes
- Allowed in any district that allows single-family dwellings, on a permanent foundation, since Jan 1, 20255
- Accessory dwelling unit (ADU)
- One per lot in most residential districts; a detached ADU is capped at 800 sq ft or 50% of the main home6
- RV, tiny home or camping as a residence
- No official rule found; confirm with the zoning office before you rely on it7
- Minimum lot size (R1 district)
- 30,000 sq ft (15,000 sq ft for a side-by-side duplex); varies by district8
Who to call
Building permits
Anne Arundel County Department of Inspections and Permits - Permit Center
Building, grading and trade permits, plan review, inspections, and code compliance for Anne Arundel County
2664 Riva Road, Heritage Office Complex, Annapolis, MD 21401
Zoning
Anne Arundel County Office of Planning and Zoning
Zoning administration and enforcement, subdivision and development review, and long-range planning for Anne Arundel County
Septic permits
Anne Arundel County Department of Health - Sanitary Engineering Program
Perc tests, septic system design review, septic and well construction permits, and inspections for private septic systems and wells in Anne Arundel County
Roads & driveways
Anne Arundel County Department of Public Works - Bureau of Highways
Residential driveway access permits and right-of-way permits for entrances onto a county road in Anne Arundel County
Contact details are copied from each office’s official page and were checked against it on September 28, 2026.
Do you need a building permit in Anne Arundel County, Maryland?
Yes, for a new single-family dwelling: the county's own page lists it as a newly constructed or rebuilt stand-alone residential structure, and marks it "Permit Required"9. Permit necessity in general depends on the scope and nature of the work, and a project can also need trade permits, a grading permit, or approvals from the Office of Planning and Zoning or the Department of Public Works' Rights of Way Division1. Once a permit is issued, it's the permit holder's job to contact the county when construction reaches a stage that requires an inspection, such as framing or rough-in10. A qualifying agricultural building can be exempt from the building permit if it is on a farm with a current soil-conservation and water-quality plan, is zoned RA (or RLD and assessed as agricultural by the state), stays under 40 feet tall, sits at least 60 feet from other buildings, and is not open to the public11.
Who issues building permits in Anne Arundel County, and how do you reach them?
The Anne Arundel County Department of Inspections and Permits runs the county's Permit Center at 2664 Riva Road in the Heritage Office Complex in Annapolis, and can be reached at (410) 222-7730 or [email protected]12. Most new permit applications now go through the county's online Land Use Navigator (LUN) system rather than paper12. A non-refundable $43 application fee is added to every building permit, the minimum building permit fee is $86, and fees climb from there based on the estimated value of the work; a missed or inaccessible inspection costs a $150 reinspection fee13. A citizen building a new home for personal use and submitting a Landowner Affidavit is exempt from the separate $50 home-builder fee that applies to registered builders13.
Does Anne Arundel County have zoning?
Yes. Anne Arundel County zones land under Article 18 of the county code, with eight residential, four commercial, three industrial, five maritime and four mixed-use zoning districts, plus overlays14. Bulk rules vary district by district: in the county's R1 district, the minimum lot size is 30,000 square feet (15,000 square feet for a side-by-side duplex), structures may cover up to 50% of the lot, principal buildings top out at 45 feet, and setbacks run 35 feet in front, 30 feet in back, 15 feet on the side, and 50 feet from a principal arterial road8151617. Land within 1,000 feet of the Chesapeake Bay or its tributary streams falls under the county's Critical Area Overlay, which adds development rules on top of the base district14. The Office of Planning and Zoning's Zoning Enforcement Section investigates suspected violations, and enforcement is complaint-driven18.
How do septic and well permits work in Anne Arundel County?
The Department of Health's Sanitary Engineering Program reviews and approves properties for private septic systems and wells, issues the construction permits, and inspects both once installed3. A Septic Installation Permit is required for any onsite sewage disposal system, commercial or residential, and it starts with a perc-test application; a subdivision served by private well or septic needs a separate subdivision application to the Health Department19. Statewide, that construction permit is valid for no more than two years and can't be issued if the system might pollute a water supply or if a safe water supply isn't available20. Wells must be drilled by a licensed Master Well Driller, who submits the permit application; after drilling, the county inspects the well and runs potability testing, and you need a Certificate of Potability before the water can be used21. Reach the Sanitary Engineering Program's septic line at 410-222-7193 ([email protected]) and the wells line at the same number ([email protected])22. If a new residential subdivision is Growth Tier 1, it must connect to public sewer; Tier 2 minor subdivisions may use septic short-term but must connect once public sewer is available; Tiers 3 and 4 rely on septic or private community systems23.
Can you live in an RV, tiny home, or camp on your land in Anne Arundel County?
We could not confirm an Anne Arundel County rule that specifically allows or prohibits long-term RV occupancy, temporary camping, or tiny-home occupancy on private land; ask the Office of Planning and Zoning before relying on any of those uses. A manufactured home has a clearer path: since January 1, 2025, it is allowed in any zoning district that permits single-family dwellings if it sits on a permanent foundation, the same person owns the land and home, and an affidavit of affixation is recorded in the land records5. Anne Arundel County also allows one accessory dwelling unit per lot in most residential districts, with no minimum lot size; a detached unit may be no larger than 800 square feet or half the floor area of the principal house, whichever is less6.
Building a home in Anne Arundel County: the steps, in order
- Confirm the parcel's zoning district and bulk requirements (lot size, setbacks, coverage, height) with the Office of Planning and Zoning before you buy7.
- If the site relies on a well or septic system, get a perc test and Health Department review, since a Septic Installation Permit and any well permit must be in hand before the county issues the building permit22.
- Apply for the building permit through the county's Land Use Navigator system; if you will act as your own contractor for your own use, submit the Homeowner Affidavit instead of a builder's registration number4.
- If the driveway will connect to a county road, apply for a Residential Driveway Access Permit from the Bureau of Highways24; only one entrance is normally allowed, and a second entrance needs at least 100 feet of frontage plus county approval25.
- Schedule inspections at each required construction stage; it's the permit holder's responsibility to call the county when the work is ready10.
- If any part of the project sits within a FEMA-mapped 100-year floodplain, get the required local floodplain development permit before you build26.
What to check before you buy land in Anne Arundel County
Septic suitability is the biggest wildcard: only about 2% of the county's soil has no severe limitation for a conventional septic drain field, so get a perc test before you count on a standard system27. A typical home here runs around $514,257 and farmland has recently been valued near $12,289 an acre2829; the effective property tax rate is about 0.9%, with a median annual bill around $3,8363031, and typical home insurance runs about $1,654 a year32. If the parcel's driveway would connect to a State right-of-way rather than a county road, that's a separate MDOT State Highway Administration permit, coordinated through the applicable MDOT SHA district office33. About 6.3% of the county is federal land, a reminder to double-check a rural-looking parcel isn't adjacent to or part of a federal installation before you assume full private use34.
Watch-outs
- We could not confirm an Anne Arundel County rule for long-term RV occupancy, temporary camping, tiny-home occupancy, or a minimum dwelling floor area; ask the Office of Planning and Zoning about your exact plan before relying on one7.
- A driveway onto a county road needs the county's Residential Driveway Access Permit, and normally only one entrance is allowed per lot; a driveway onto a State-maintained road is a separate MDOT SHA permit instead2433.
- The owner-builder Homeowner Affidavit only works if you are doing the work yourself for your own use and have not hired anyone to manage or supervise construction; hiring a manager later requires notifying the Department so a builder's registration can be added to the permit4.
Sources
- Do I need a Permit? (2026 county census)
- Zoning Enforcement (2026 county census)
- Wells and Septic Systems (2026 county census)
- LUN Frequently Asked Questions (2026 county census)
- Zoning FAQs, quoted and re-checked
- Accessory Dwelling Unit (ADU) Facts & Guidelines, quoted and re-checked
- Anne Arundel County Office of Planning and Zoning (aacounty.org)
- Zoning Classifications Guide, quoted and re-checked
- Do I need a Permit?, quoted and re-checked
- Building Inspections, quoted and re-checked
- Agricultural Buildings - Building Permit Exemption & Grading Permits, quoted and re-checked
- Anne Arundel County Department of Inspections and Permits - Permit Center (aacounty.org)
- Permit Fees, quoted and re-checked
- Zoning Administration, quoted and re-checked
- Zoning Classifications Guide, quoted and re-checked
- Zoning Classifications Guide, quoted and re-checked
- Zoning FAQs, quoted and re-checked
- Zoning Enforcement, quoted and re-checked
- Septic System Permits, quoted and re-checked
- COMAR 26.04.02.03 On-Site Sewage Disposal Permits (Maryland statewide rule), quoted and re-checked
- Installation of a Private Water Well Guidelines, quoted and re-checked
- Anne Arundel County Department of Health - Sanitary Engineering Program (aahealth.org)
- Residential, quoted and re-checked
- Anne Arundel County Department of Public Works - Bureau of Highways (aacounty.org)
- Residential Driveway - Right-of-Way Permit, quoted and re-checked
- Floodplain Permitting in Maryland (Maryland statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
- Access Management/Permits - MDOT SHA (Maryland statewide rule), quoted and re-checked
- Federal land share: Bolthole Index county data
Written September 28, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.