Mathews County, Virginia requires a building permit before constructing, enlarging, altering, moving, renovating or demolishing a building, and separate trade permits may also be needed1. County zoning controls permissible uses and development density, while the Virginia Department of Health handles septic and private-well approvals2,3,4.
Do you need a building permit in Mathews County, Virginia?
Yes.
Yes. Mathews County requires a building permit before a person or company erects, constructs, enlarges, alters, moves, converts, renovates, remodels, rehabilitates or demolishes a building or structure1. Separate building, plumbing, electrical and mechanical permits are required when those trades are part of the work, and inspections are required for each phase of construction1. The Virginia Uniform Statewide Building Code applies to new construction, additions, maintenance, repairs, renovations and changes of use in Mathews County12. The published building schedule sets a $50 minimum permit fee and adds a 2% state education surcharge1. Ordinary repairs and other code exceptions can differ from regulated construction, so describe the exact scope of work to the Building Department before starting1,13. A certificate of occupancy is generally required before occupancy or a change of occupancy, with exceptions for an IRC accessory structure and certain additions11.
Who is the Mathews County building department, and how do you reach it?
The Mathews County Building Department accepts permit applications, reviews construction documents and plans, issues permits and performs inspections.
The Mathews County Building Department accepts permit applications, reviews construction documents and plans, issues permits and performs inspections13. The department says the preferred application method is to complete the fillable forms on its Building Applications and Forms page and email them to Lgreve@mathewscountyva.gov13. The office is at 50 Brickbat Road, Suite 102, Mathews, Virginia, and its phone number is 804-725-717113. The same department administers the county Floodplain Management Ordinance and maintains the FEMA flood maps13. Any work or development in a special flood hazard area needs a signed Flood Zone Development Permit, and an existing structure needs a substantial-improvement determination14. Mathews County reviews the permit application and construction documents before issuing a permit, and the issued permit must be posted before inspections proceed8.
Does Mathews County have zoning?
Yes.
Yes. Mathews County's Planning, Zoning & Wetlands office administers and enforces the Zoning Ordinance, Subdivision Ordinance, Erosion and Sediment Ordinance and wetlands program6,15. A parcel's zoning district controls which uses are allowed and its development density; changing the zoning-map designation can change both7. The office administers subdivision review, with fees of $100 plus $15 per lot for a minor subdivision and $500 plus $25 per lot for a major subdivision6. Major site-plan review costs $350, minor review costs $150, and the ordinance allows 60 days for site-plan review16,17. A short-term vacation rental also requires a zoning permit and executed use agreement before renting18. We could not confirm one countywide numeric answer for minimum lot size, home size, setbacks, lot coverage or building height; ask Planning, Zoning & Wetlands for the parcel's district standards15.
How do septic and well permits work in Mathews County?
The Virginia Department of Health's Three Rivers Health District handles onsite sewage permits in Mathews County.
The Virginia Department of Health's Three Rivers Health District handles onsite sewage permits in Mathews County3. A construction permit authorizes a septic system at a specified location, remains valid for 18 months and does not transfer when ownership changes3. After a new system is installed and inspected, the Health Department must issue an operation permit before the local building official can issue a certificate of occupancy3. The Mathews County Health Department's Environmental Health line is 804-725-7131 at 536 Church Street in Mathews19. A private well requires a construction permit before drilling, must be safely separated from contamination sources, and costs $300; approval for use follows a local Health Department inspection, the driller's construction report and satisfactory bacteriological results for a drinking well3. Only 8.7% of county soils are rated without severe limitations for a conventional drain field, so settle septic feasibility before buying or siting a house20.
Can you live in an RV or tiny home on your land in Mathews County?
In Mathews County's Rural district, a licensed travel trailer outside a travel-trailer park may be occupied for temporary habitation only with a temporary conditional-use permit from the Board of Supervisors and a written promise to remove it by the permit deadline.
In Mathews County's Rural district, a licensed travel trailer outside a travel-trailer park may be occupied for temporary habitation only with a temporary conditional-use permit from the Board of Supervisors and a written promise to remove it by the permit deadline9. In a floodplain district, an RV using the temporary option must stay fewer than 180 consecutive days, remain fully licensed and ready for highway use; otherwise it must meet the applicable manufactured-home requirements21. Virginia's residential code provides an alternative code path for a qualifying tiny house with no more than 400 square feet of floor area, but county zoning, septic and floodplain rules still apply6,10. We could not confirm a county rule expressly authorizing residential occupancy of tiny homes. Ask Planning, Zoning & Wetlands about the parcel and proposal before buying15.
Building a home in Mathews County: the steps, in order
Ask Planning, Zoning & Wetlands to confirm the parcel's zoning district, permitted residential use and dimensional standards.
- Ask Planning, Zoning & Wetlands to confirm the parcel's zoning district, permitted residential use and dimensional standards6,15.
- Obtain the VDH septic construction permit and private-well construction permit before installing either system3. If the project is in the sanitary sewer district, submit HRSD approval or verification8.
- Obtain a signed Flood Zone Development Permit if the project lies in a special flood hazard area14.
- If the driveway connects to a VDOT-maintained highway, obtain the required VDOT entrance permit before constructing or modifying it22.
- Submit the building application and construction documents; separate trade permits may be required1,8.
- Secure septic operation and well approvals, then pass the final building inspection3,11. Obtain the certificate of occupancy before using the home; a new dwelling requires approved water and sewage documentation, and a home in a special flood hazard area requires a compliant elevation certificate11.
What should you check before buying land in Mathews County?
Confirm the parcel's zoning district, allowed use and subdivision history before relying on a listing description.
Confirm the parcel's zoning district, allowed use and subdivision history before relying on a listing description6,7. Check flood status with the Building Department, because any work or development in a special flood hazard area requires a Flood Zone Development Permit13,14. Confirm whether the parcel lies in the sanitary sewer district, where a building project must submit HRSD approval or verification; the available rule does not establish a universal connection requirement8. Settle septic feasibility before closing: only 8.7% of county soils are rated without severe limitations for a conventional drain field, and a septic construction permit expires after 18 months and does not transfer to a new owner3,20. The landscape is mostly gentle, with 99.3% at a 15% slope or less, but that does not remove septic or flood constraints14,20. Typical property tax is about 0.4% effectively, with a median annual bill near $1,47520.
Watch-outs
- A septic construction permit is valid for 18 months and does not transfer when the property changes hands3.
- An owner may act as their own contractor only conditionally: Mathews County requires an Owner's Affidavit identifying the exemption claimed under state law8.
- Rural-district travel-trailer habitation needs a temporary conditional-use permit, and floodplain districts impose separate RV placement limits9,21.
- Virginia provides a building-code path for qualifying tiny houses, but county zoning still controls parcel eligibility; minimum dwelling size and district-specific setbacks remain unconfirmed, so ask Planning, Zoning & Wetlands about the exact parcel and proposal6,10,15.
Sources
22 official pages, each quoted and re-checked · written October 9, 2026
- Building Permit Fees
- mathewscountyva.gov
- Environmental Health Services - Three Rivers Health District
- Private Well Program
- Building Official
- Planning, Zoning & Wetlands
- Planning Commission
- The Permit Process - A Guide to Permitting
- Article 5: Rural District (RU)
- 13VAC5-63-210. Chapter 3 Use and occupancy classification
- mathewscountyva.gov
- Virginia Uniform Statewide Building Code (USBC)
- Mathews County Building Department (mathewscountyva.gov)
- The Permit Process - A Guide to Permitting
- Mathews County Planning, Zoning & Wetlands (mathewscountyva.gov)
- Planning & Zoning Fees
- Site Plan Application
- Short-Term Vacation Rental Policy, Rules & Regulations
- Mathews County Health Department Environmental Health (vdh.virginia.gov)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Article IV: District Provisions - Mathews County, VA
- Land use permits (Virginia statewide rule)
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Mathews County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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