Mathews County, Virginia requires a building permit before constructing, enlarging, altering, moving, renovating or demolishing a building, and separate trade permits may also be needed1. The county administers zoning, so permissible uses and development density depend on the parcel's zoning district2. Septic and private-well approvals are handled through the Virginia Department of Health, including approval needed before the county's final building inspection34.
At a glance
- Building permit
- Required for new construction and many alterations; separate trade permits may apply1
- Building code
- 2021 Virginia Uniform Statewide Building Code, effective January 18, 20245
- Zoning
- County zoning applies; permitted uses and density vary by district26
- Septic and wells
- Virginia Department of Health approval is part of the building process34
- Owner-builder
- Allowed conditionally with an Owner's Affidavit identifying the state-law exemption claimed7
- RV / tiny home living
- County-specific residential occupancy rules were not confirmed; ask Planning, Zoning & Wetlands89
- Inspections
- Required at each phase of permitted construction10
- Certificate of occupancy
- Required before occupying or using the completed building4
Who to call
Building permits
Mathews County Building Department
Building applications, plan review, permits, inspections, building-code questions and county floodplain administration
50 Brickbat Road, Suite 102, Mathews, VA 23109
Planning & zoning
Mathews County Planning, Zoning & Wetlands
Zoning, subdivisions, erosion and sediment rules, wetlands administration and long-range land-use planning
P.O. Box 839, Mathews, VA 23109
Septic permits
Mathews County Health Department Environmental Health
Local Virginia Department of Health contact for environmental health, including onsite sewage and private-well questions
536 Church Street, Mathews, VA 23109
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Mathews County, Virginia?
Yes. Mathews County requires a building permit before a person or company erects, constructs, enlarges, alters, moves, converts, renovates, remodels, rehabilitates or demolishes a building or structure1. Separate building, plumbing, electrical and mechanical permits are required when those trades are part of the work, and inspections are required for each phase of construction10. The county applies the 2021 Virginia Uniform Statewide Building Code, effective January 18, 20245. The published schedule sets a $50 minimum permit fee, adds a 2% state education surcharge, and prices new residential dwellings and several related structures at $0.12 per square foot11. Ordinary repairs and other code exceptions can differ from regulated construction, so describe the exact scope of work to the Building Department before starting112.
Who is the Mathews County building department, and how do you reach it?
The Mathews County Building Department accepts permit applications, reviews construction documents and plans, issues permits and performs inspections12. The department says the preferred application method is to complete the fillable forms on its Building Applications and Forms page and email them to [email protected]12. The office is at 50 Brickbat Road, Suite 102, Mathews, Virginia, and its phone number is 804-725-717112. The same department administers the county Floodplain Management Ordinance and maintains the FEMA flood maps, making it the first call for both building-code and flood-zone questions12. Mathews County reviews the permit application and construction documents before issuing a permit, and the permit process also calls for the issued permit to be posted and inspections requested before work proceeds13.
Does Mathews County have zoning?
Yes. Mathews County's Planning, Zoning & Wetlands office administers and enforces the Zoning Ordinance, Subdivision Ordinance, Erosion and Sediment Ordinance and wetlands program149. A parcel's zoning district controls which uses are allowed and its development density; changing the zoning-map designation can change both6. The reviewed county material does not provide one countywide numeric answer for minimum lot size, home size, setbacks, lot coverage or building height, because those details can depend on the district. Ask Planning, Zoning & Wetlands to identify the parcel's district and the standards that apply before choosing a house plan or siting an accessory structure29. The office can be reached at 804-725-4034, and its mailing address is P.O. Box 839, Mathews, Virginia 231099.
How do septic and well permits work in Mathews County?
Onsite sewage permitting in Mathews County is administered through the Virginia Department of Health and its Three Rivers Health District, rather than the county Building Department315. Virginia requires a written construction permit before a sewage system is built, expanded or modified and an operation permit for a newly constructed system16. The Mathews County Health Department's Environmental Health line is 804-725-7131 at 536 Church Street in Mathews17. Coordinate septic and private-well work early: the county requires VDH well and septic approval, or HRSD verification for a project in the sanitary sewer district, before the final building inspection418. Only 8.7% of county soils are rated without severe limitations for a conventional drain field, so a parcel-specific soil evaluation can materially affect system design and cost19.
Can you live in an RV or tiny home on your land in Mathews County?
We could not confirm a Mathews County rule that squarely answers long-term residential RV occupancy, temporary camping on private land or tiny-home occupancy. Mathews County does have zoning, and the zoning district changes which uses can occur on a parcel and at what development density26. Virginia's campground rules do not answer whether an owner may live in an RV on private land outside a regulated campground20. Before buying for an RV or tiny-home plan, ask Mathews County Planning, Zoning & Wetlands whether the intended dwelling type and occupancy are allowed in the parcel's district9. Any habitable structure still needs an approved sewage solution, and the county building process requires VDH well and septic approval or applicable sewer-district verification before final inspection418.
Building a home in Mathews County: the steps, in order
- Ask Planning, Zoning & Wetlands to confirm the parcel's zoning district, permitted residential use and applicable dimensional standards29.
- Start the VDH septic and private-well review early, because written authorization is required before septic construction and health approval is needed before the county's final inspection164.
- If the driveway connects to a VDOT-maintained highway, obtain the required VDOT entrance permit before constructing or modifying the entrance21.
- Submit the building application and construction documents to the Mathews County Building Department; separate mechanical, electrical and plumbing permits may be required1310.
- Post the issued permit and request inspections as each phase is ready, before covering the work1310.
- Complete the final inspection and supply any required VDH, HRSD or flood-zone documentation; obtain the certificate of occupancy before using the building4.
What should you check before buying land in Mathews County?
Confirm the parcel's zoning district and allowed use before relying on a listing description, because Mathews County zoning controls uses and development density6. Check flood status with the Building Department, which administers the county floodplain ordinance and maintains FEMA flood maps; a flood-zone project may need an elevation certificate before final inspection124. Septic feasibility deserves special attention because only 8.7% of county soils are rated without severe limitations for a conventional drain field19. The landscape is almost entirely gentle, with 99.3% at a 15% slope or less, but flat coastal terrain does not eliminate drainage or high-water-table concerns2219. Typical property tax is about 0.4% effectively, with a median annual bill near $1,475 and a typical home value around $357,653232425.
Watch-outs
- A certificate of occupancy must be issued before a completed building is occupied or used, after final inspection and required health, sewer or flood documentation4.
- An owner may act as their own contractor only conditionally: Mathews County requires an Owner's Affidavit identifying the exemption claimed under state law7.
- We could not confirm county-specific rules for residential RV use, tiny-home occupancy, minimum dwelling size or district-specific setbacks; ask Planning, Zoning & Wetlands about the exact parcel and proposal98.
Sources
- Building Permit Fees, quoted and re-checked
- Planning, Zoning & Wetlands, quoted and re-checked
- Mathews County Code - Sewage Disposal Systems (2026 county census)
- The Permit Process - A Guide to Permitting, quoted and re-checked
- Building Official, quoted and re-checked
- Planning Commission, quoted and re-checked
- The Permit Process - A Guide to Permitting, quoted and re-checked
- Planning, Zoning & Wetlands (2026 county census)
- Mathews County Planning, Zoning & Wetlands (mathewscountyva.gov)
- Building Permit Fees, quoted and re-checked
- Building Permit Fees, quoted and re-checked
- Mathews County Building Department (mathewscountyva.gov)
- The Permit Process - A Guide to Permitting, quoted and re-checked
- Planning, Zoning & Wetlands, quoted and re-checked
- § 32.1-164. Powers and duties of Board; regulations; fees; onsite soil evaluators; letters in lieu of permits; inspections; civil penalty (Virginia statewide rule), quoted and re-checked
- 12VAC5-610-240. Permits; general (Virginia statewide rule), quoted and re-checked
- Mathews County Health Department Environmental Health (vdh.virginia.gov)
- The Permit Process - A Guide to Permitting, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- 12VAC5-450 Rules and Regulations Governing Campgrounds (Virginia statewide rule), quoted and re-checked
- Land use permits (Virginia statewide rule), quoted and re-checked
- Share of land at 15% slope or less: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.