Unincorporated Montgomery County, Texas has no zoning ordinance, but it still requires a development permit for a new home, an addition, or almost any other structure, plus a separate septic permit if you're not on sewer123. The county doesn't enforce a residential building code or issue certificates of occupancy for single-family homes, but every structure still needs its own permit from the Montgomery County Permit Department45. Floodplain rules add another layer: a new septic system is flatly prohibited in a mapped floodway6.
At a glance
- Building / development permit
- Required for every structure and addition, even with no zoning25
- Residential building code
- Not enforced for single-family homes or complexes under 4 units4
- Zoning
- None; the county doesn't issue certificates of occupancy14
- Septic permits
- Issued by Montgomery County Environmental Health Services3
- RV / tiny home / manufactured home living
- Not restricted by zoning, but still needs a development permit72
- Development permit expiration
- Expires 180 days after entry if construction hasn't started5
- Septic in the floodway
- Flatly prohibited6
- Driveway onto a state highway
- Needs a TxDOT permit (Form 1058), not a county permit8
Who to call
Building permits
Montgomery County Permit Department
Development (building) permits for any new structure or addition outside city limits, including single-family homes, additions, barns, sheds, and mobile homes. Commercial and rental structures (rental homes, RV parks, apartments, anything used for business) must instead permit through the Commercial Permit Office.
501 North Thompson, Suite 100, Conroe, Texas 77301
Codes & inspections
Montgomery County Permit Department (Building Codes & Zoning)
The county's own written confirmation that it has no zoning and does not enforce a residential building code or issue certificates of occupancy, and that the Fire Marshal enforces fire and building code for qualifying commercial structures.
501 N. Thompson, Suite 100, Conroe, Texas 77301
Septic permits
Montgomery County Environmental Health Services (On-Site Sewage Facilities)
OSSF (septic) permitting for property outside city limits, enforcing TCEQ's state OSSF statutes and regulations as the local authorized agent, plus a county Local Order with additional rules.
501 N Thompson Street, Suite 101, Conroe, Texas 77301
Floodplain permits
Montgomery County Floodplain Administration
Floodplain determinations, floodplain development permits, and enforcement of Montgomery County's floodplain management regulations, including a ban on new or replacement septic systems within a floodway.
501 North Thompson, Suite 100, Conroe, Texas 77301
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Montgomery County, Texas?
Unincorporated Montgomery County has no zoning ordinance, but a development permit is required for a new home, an addition, a barn, a shed, a mobile home, or almost any other structure on a parcel of land25. The county does not enforce a residential building code for single-family homes or for multi-family complexes with fewer than 4 units, and it does not issue certificates of occupancy for buildings outside a city4. Commercial buildings are handled differently: the Montgomery County Fire Marshal enforces fire code and applicable building code, under the 2018 editions of the IFC, IBC, and NFPA, for qualifying commercial structures4. A development permit expires 180 days after it enters the county's permitting system if construction hasn't started, so time your application to when you're ready to build5.
Who is the Montgomery County permit department, and how do you reach them?
Reach the Montgomery County Permit Department at 501 North Thompson, Suite 100, in Conroe, Texas, by phone at 936-539-78365. Every structure and addition needs its own permit application, and rental homes, RV parks, apartments, and any other structure used for a business must instead go through the Commercial Permit Office, a different process from a homeowner's development permit5. For a septic (OSSF) permit specifically, contact Montgomery County Environmental Health Services at 501 N Thompson Street, Suite 101, in the same complex, by phone at 936-539-78399. For a floodplain question, including whether a parcel sits in a mapped floodplain or floodway, contact the Montgomery County Floodplain Administration, also at 501 North Thompson, Suite 100, by phone at 936-539-78366.
Does Montgomery County have zoning?
Montgomery County has no zoning ordinance and does not issue certificates of occupancy for buildings or structures outside a city, which the county's own Permit Department confirms in writing14. Because there is no zoning, the county sets no minimum home size, minimum lot size, setback, lot-coverage limit, or building-height limit by ordinance, and it does not restrict RVs, tiny homes, manufactured homes, or accessory dwellings by zoning7. That does not mean construction is unregulated: the development-permit requirement above still applies to a new structure or addition, and placing a mobile home is one of the specific categories the county requires a permit for25. If your land is inside a city's limits or extraterritorial jurisdiction, that city's own codes and zoning govern instead of the county's rules.
How do septic permits work in Montgomery County?
Texas requires a permit and an approved plan before you construct, alter, extend, or repair a septic system, and in Montgomery County that permit comes from the county's own Environmental Health Services department, acting as TCEQ's local authorized agent, rather than a TCEQ regional office1039. Only about 2.2% of Montgomery County's soils are rated free of severe limits for a conventional septic drain field, so plan on a site evaluation and likely an engineered or aerobic system on most lots11. If your parcel touches a mapped floodway, know that installing a new septic system, or repairing or replacing an existing one, is strictly prohibited there under the county's own On-Site Sewage Facility Regulations6. A narrow state exemption exists for a single-family home on a tract of 10 acres or more, but it applies only if a TCEQ-licensed site evaluator or engineer signs off, every part of the system stays at least 100 feet from the property line, and the home is the only dwelling on the tract10.
Can you live in an RV or tiny home on your land in Montgomery County?
Montgomery County's lack of zoning means the county does not restrict RV, tiny-home, or manufactured-home occupancy on unincorporated land by ordinance7. That is not the same as an unregulated parcel: placing a mobile home, or building any new structure, still triggers the county's development-permit requirement, and any wastewater still needs a permitted septic system or a sewer connection23. An RV park, a rental home, or any other structure used for a business is treated as commercial and must go through the Commercial Permit Office, a different process from one homeowner parking a single RV on their own land5. Montgomery County sits at the edge of the Houston metro, about 2 miles from the nearest metro area at its closest point and averaging roughly 682.6 people per square mile countywide, so verify a specific parcel's rural character in person rather than assume it from the county's overall size1213.
Building a home in Montgomery County: the steps, in order
- Confirm whether your parcel is unincorporated or inside a city's limits or ETJ, since a city's own codes replace these county rules there.
- Apply for your development permit through the Montgomery County Permit Department before you build any new structure or addition, and check your floodplain status at the same time56.
- If you need a septic system, apply for your OSSF permit through Montgomery County Environmental Health Services, budget for a site evaluation given how limited local soils are, and confirm your site isn't in a floodway where new septic systems are prohibited9116.
- Start construction within 180 days of your permit's approval and keep the work continuous, since a stalled project lets the permit expire5.
- If your driveway will connect to a state highway, apply for a TxDOT permit (Form 1058) before you build it8.
What to check before you buy land in Montgomery County
Septic capacity is the single biggest land constraint here: only about 2.2% of Montgomery County's soils are rated free of severe limits for a conventional drain field, so budget for an engineered or aerobic system and a site evaluation before you make an offer11. Flood risk is a real factor too, since a new septic system is prohibited outright in any mapped floodway, so check floodplain status before assuming a parcel is buildable6. The county is heavily wooded, at about 70% forest cover, and gets plenty of rain, averaging 50.7 inches a year with severe drought in only about 12.4% of recent years141516. Land is not cheap: farmland has recently been valued around $13,070 an acre, and the typical home value is about $346,8931718. Montgomery County sits right at the edge of the Houston metro, about 2 miles from the nearest metro area, with density around 682.6 people per square mile countywide, so a rural-feeling parcel can still be surrounded by rapid growth1213. Carrying costs run moderate: the effective property tax rate is about 1.6%, with a median bill around $5,237 a year, and a typical home insurance premium runs about $2,140 a year192021.
Watch-outs
- Montgomery County's development-permit and OSSF requirements apply even though the county has no zoning; treat 'no zoning' as an answer about land-use restrictions, not about whether you need a permit21.
- A new or replacement septic system is strictly prohibited in a mapped floodway; confirm floodplain status with the Floodplain Administration before you plan a septic system6.
- An RV park, rental home, or any structure used for a business is commercial, not residential, and must permit through the Commercial Permit Office, a different office and process from the one described here5.
Sources
- Montgomery County Environmental Health - Development Permit Structure (2026 county census)
- Montgomery County Development Permit Procedures (2026 county census)
- Montgomery County On-Site Sewage Facilities (2026 county census)
- Montgomery County Permit Department (Building Codes & Zoning) (mctx.org)
- Montgomery County Permit Department (mctx.org)
- Montgomery County Floodplain Administration (mctx.org)
- Texas law on county zoning and building authority
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Montgomery County Environmental Health Services (On-Site Sewage Facilities) (mctx.org)
- Getting a Permit for an OSSF - Such as a Septic System (Texas statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Population density: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.