Unincorporated Cottle County, Texas has no building permit and no zoning ordinance12. Septic (OSSF) permits go through the Texas Commission on Environmental Quality's regional office in Abilene, since no local agency here is TCEQ-authorized3. A permit and approved plan are still required to build, alter or repair a system, though a single home on 10 acres or more can qualify for the state's site exemption4. Because the county has no zoning, there is no county-set rule on RVs, tiny homes or manufactured-home occupancy5.
At a glance
- Building permit
- Not required in unincorporated Cottle County1
- Zoning
- No county zoning ordinance2
- Septic permit
- Required; issued by TCEQ's Abilene regional office, not a county office34
- RV / tiny home living
- No county occupancy rule; no zoning to set one5
- Owner-builder exemption
- Not documented; there is no county permit program to exempt from6
- Minimum home size
- No county minimum; no zoning to set one5
- Wells
- No state permit; governed by the rule of capture outside a groundwater conservation district7
- Driveway on a state highway
- TxDOT Form 1058 permit required for a new or modified driveway8
Who to call
Also useful
Recording deeds, plats and land records for Cottle County; who to ask before subdividing a tract
Cottle County Courthouse, 815 9th Street, Paducah, TX 79248
Also useful
General county administration and Commissioners Court; the default contact for anything Cottle County has no dedicated department for, including roads and emergency management
Cottle County Courthouse, 815 9th Street, Paducah, TX 79248
Septic permits
TCEQ Region 3 Office (Abilene)
OSSF (septic) permitting authority for Cottle County, since no local jurisdiction has been authorized to run the program here
1977 Industrial Blvd, Abilene, TX 79602-7833
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Cottle County, Texas?
Unincorporated Cottle County does not require a residential building permit1. Cottle County's official site lists no building or code-enforcement department, and Texas law gives most counties no general power to require one15. Texas does let a handful of large counties adopt a fire code covering commercial buildings, public buildings and multifamily buildings of four or more units, but only where the county's population tops 250,000 or borders one that does9. Cottle County's population of 1,294 people is nowhere near that threshold, so this option does not apply here and has no bearing on a single-family home, barn or shed109. Land inside the city limits of Paducah, the county's only incorporated town, can be a different matter: city rules never apply to unincorporated county land, but they do apply inside Paducah itself, so confirm with the city if a parcel sits inside town limits1.
Who issues permits in Cottle County, and how do you reach the county?
Cottle County has no building department, because unincorporated land here needs no county building permit1. For anything that does need county sign-off, from indigent-care questions to roads and precincts, the County Judge's Office is the general point of contact and sits at the Cottle County Courthouse in Paducah11. The County Clerk's Office, in the same courthouse, records deeds, plats and land documents and is who to call before subdividing a tract or filing paperwork on one12. Septic (OSSF) permits do not run through either county office; applications instead go to the Texas Commission on Environmental Quality's regional office in Abilene, because Cottle County has no local agency authorized to run the OSSF program313. The courthouse address is worth keeping handy for any of these offices: 815 9th Street, Paducah, TX 7924812.
Does Cottle County have zoning?
Cottle County has no zoning ordinance, and no zoning or planning department appears on the county's official site2. Texas law does not give counties general zoning power; state law grants it only for a handful of narrow situations, such as certain coastal recreation areas, so a rural county like Cottle simply has none5. Without zoning, Cottle County sets no minimum home size, no minimum lot size, no setback and no building-height limit5. The same absence of zoning means the county places no occupancy restriction on RVs, tiny homes, manufactured homes or accessory dwellings, though a subdivision's own deed restrictions can still apply, and Paducah's separate city rules can still apply to land inside its limits5. No source confirms whether a formal subdivision plat is required to split a tract in Cottle County; check with the County Clerk's Office before dividing land12.
How do septic permits work in Cottle County?
A permit and approved plan are required to construct, alter, repair or extend a septic system (OSSF) anywhere in Texas, including Cottle County4. Because no local agency in Cottle County has been authorized to run the OSSF program, applications go to the Texas Commission on Environmental Quality's regional office in Abilene rather than a county health department313. A single-family home on a tract of 10 acres or more can skip the permit under the state's site exemption, but only if a TCEQ-licensed site evaluator or engineer confirms the system will sit at least 100 feet from every property line, cause no nuisance or groundwater pollution, and serve as the only dwelling on the tract4. Soils here matter for that decision: only 22.2% of Cottle County land is free of severe limitations for a conventional septic drain field, so a percolation test before you buy is worth the money even on a large tract14. Grandfathered systems and TCEQ-listed emergency repairs follow separate rules; ask the Abilene regional office directly if either applies to a property you are considering13.
Can you live in an RV or tiny home on your land in Cottle County?
Cottle County places no zoning-based restriction on living in an RV, tiny home or manufactured home on your own land, because the county has no zoning ordinance to set one5. That is not the same as no rules at all: a septic permit still applies once a system is installed to serve any dwelling, RV included4. No source confirms a Cottle County short-term-rental ordinance, registration rule or fee, so silence should not be read as permission; call the County Judge's Office to ask before listing a property11. A driveway that connects to a state highway needs a TxDOT Form 1058 access permit regardless of what sits on the land, so budget time for that step if a state route is the only road frontage8.
Building a home in Cottle County: the steps, in order
- Confirm the tract is outside Paducah's city limits; this guide covers unincorporated Cottle County, and Paducah's own rules can differ2.
- Order a soils test before closing: only 22.2% of Cottle County land lacks severe limitations for a conventional septic drain field, so many tracts need an engineered system14.
- Contact the Texas Commission on Environmental Quality's Abilene regional office for a septic (OSSF) permit and site evaluation; a permit and approved plan are required before construction134.
- Ask whether a tract of 10 acres or more, with a single home and no other dwelling, can qualify for the state's site exemption from septic permitting; a licensed evaluator has to confirm the 100-foot setbacks first4.
- If the access road is a state highway, apply to TxDOT for a Form 1058 driveway permit before construction starts8.
- Record any new deed, plat or land document with the County Clerk's Office at the Cottle County Courthouse12.
- Call the County Judge's Office with anything county government has no dedicated department for, since Cottle County has no building or zoning office to route the question to instead111.
What to check before you buy land in Cottle County
Water in Cottle County comes from private wells, and Texas gives no state agency authority to regulate groundwater outside a groundwater conservation district, so the rule of capture governs unless a tract sits inside one7. Drought is a real risk to plan around: Cottle County has spent 43.1% of recent years in severe drought, with average annual precipitation of only 23.6 inches1516. Flood exposure has not been confirmed for Cottle County: no floodplain ordinance, floodplain administrator page or development standard was found on the county's official site, so ask the County Judge's Office directly if a tract sits near a creek or draw11. Access matters too: a driveway onto a state highway needs a TxDOT Form 1058 permit, so confirm which road serves a tract before counting on a quick connection8. Property taxes run an effective 1.2% rate with a median annual bill of $623, and Cottle County's typical home value of $72,533 sits far below the national norm171819. Farmland here averages $1,059 an acre, well under the price of land closer to a metro area, and the nearest metro is 98 miles away2021.
Watch-outs
- Subdivision and platting rules for splitting a tract in Cottle County were not confirmed on the county's official site; check with the County Clerk's Office before dividing land12.
- Floodplain development rules for Cottle County were not confirmed online; ask the County Judge's Office before building near a creek or low-lying draw11.
- Short-term-rental rules for Cottle County were not confirmed online; silence is not permission, so ask the County Judge's Office before listing a property11.
Sources
- Cottle County, Texas (official county website) (2026 county census)
- Cottle County, Texas (official county website) (2026 county census)
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Texas law on county zoning and building authority
- (2026 county census)
- Groundwater Regulation for Private Well Owners, quoted and re-checked
- General Access Driveway Policy, quoted and re-checked
- Local Government Code Chapter 233, County Regulation of Housing and Other Structures (Texas statewide rule), quoted and re-checked
- County population: Bolthole Index county data
- Cottle County Judge's Office (cottlecountytx.gov)
- Cottle County Clerk's Office (cottlecountytx.gov)
- TCEQ Region 3 Office (Abilene) (tceq.texas.gov)
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.