Unincorporated Collin County, Texas has no zoning ordinance for residential land, but it still requires a development permit for any project that disturbs ground or adds footprint, including a new home, an addition, or a pool12. Septic systems (OSSFs) outside city limits are also permitted by the county itself, not the state, under rules stricter than Texas's minimums34. New residential construction gets checked by a licensed third-party inspector at three stages, not by a county building inspector5.
At a glance
- Building / development permit
- Required for any project that disturbs ground or adds footprint (new home, addition, pool)2
- Zoning
- None, outside limited uses (sexually-oriented business, salvage/junk yards, animal slaughter)1
- Septic permits
- Issued by Collin County Development Services, TCEQ's authorized agent for the county3
- RV / tiny home / manufactured home living
- Not restricted by zoning, but a development permit still applies to ground-disturbing construction62
- New home inspections
- 3 required third-party inspections (foundation, framing, final), not a county inspector5
- OSSF minimum lot size
- 1 usable acre (1.5 acres if there's a water well) for lots divided in 2008 or later4
- OSSF permit expiration
- Expires after 365 days with no activity on the permit4
- Driveway onto a state highway
- Needs a TxDOT permit (Form 1058), not a county permit7
Who to call
Building permits
Collin County Development Services
Development permits for any project that disturbs ground or adds footprint outside city limits, addressing of raw land, ETJ/floodplain verification for permits, plat sign-off, and directing culvert/driveway/right-of-way inspections to Public Works. Commercial building inspections go through the Fire Marshal's Office instead.
4690 Community Ave., McKinney, Texas, 75071
Septic permits
Collin County Development Services (On-Site Sewage Facilities / OSSF Program)
OSSF (septic) permitting for property outside city limits, acting as TCEQ's authorized agent under a county Court Order that is stricter than the state's minimum OSSF rules.
4690 Community Ave., McKinney, Texas, 75071
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Collin County, Texas?
Unincorporated Collin County has no zoning, but it does require a development permit before you build a new home, add an addition, install a pool, or do anything else that disturbs ground or adds footprint on a parcel of land25. Re-roofing, HVAC replacement, and electrical upgrades on an existing structure are exempt from that permit2. This is unusual for a Texas county: most rural counties cannot require a building permit at all, but Collin County's development-permit process covers construction impact even without zoning1. If your property sits inside a city's extraterritorial jurisdiction (ETJ), that city's own subdivision rules can also apply on top of the county's permit, and you will need an ETJ Verification form signed by the city before the county will issue your permit5.
Who is the Collin County building department, and how do you reach them?
Collin County Development Services issues development permits, addresses raw land only as part of the permitting process, verifies ETJ and floodplain status, and signs off on plats5. Reach the office at 4690 Community Ave. in McKinney, Texas, by phone at (972) 548-55855. New residential construction also requires 3 inspections by a licensed third-party inspector rather than a county building inspector: at the foundation stage before concrete is placed, at the framing and mechanical stage before drywall goes up, and at completion of the residence5. The builder must submit notice of a passing final inspection to Development Services, and to the property owner, no later than the 10th day after that final inspection5. For culvert, driveway, or right-of-way inspections on a county road, or for commercial building inspections, Development Services routes you to Public Works or the Fire Marshal's Office instead5.
Does Collin County have zoning?
No, with narrow exceptions: Collin County has no zoning ordinance in unincorporated areas apart from limited rules for sexually-oriented businesses, salvage and junk yards, and animal slaughter operations1. Because there is no general zoning, the county does not set a minimum home size, minimum lot size, setback, lot-coverage limit, or building-height limit by zoning, and it does not restrict RVs, tiny homes, manufactured homes, or accessory dwellings on a parcel by zoning6. That does not mean construction is unregulated: the development-permit rule above still applies to any project that disturbs ground or adds footprint, regardless of zoning2. If your land is inside a city's ETJ, that city's subdivision regulations can add requirements the county's own rules do not, so confirm ETJ status before you assume county-only rules apply5.
How do septic permits work in Collin County?
Property outside city limits in Collin County needs an OSSF permit through the county's own Development Services department, which acts as TCEQ's authorized agent rather than leaving permitting to a TCEQ regional office34. Collin County's Court Order adds stricter local rules on top of the state's OSSF standards, so a plan that only meets the state minimum may still fall short of what the county requires3. Lot size matters directly: a lot divided between 1983 and 2008 needs at least 1 acre (1.5 acres if there's a water well on the property), and a lot divided in 2008 or later needs at least 1 usable acre (1.5 acres minimum, with 1 acre usable, if there's a water well)4. Only about 1% of Collin County's soils are rated free of severe limits for a conventional septic drain field, so budget for a site evaluation and likely an engineered or aerobic system on almost any lot8. An issued OSSF permit expires after 365 days of no activity, so don't let a permitted project sit too long before you start4.
Can you live in an RV or tiny home on your land in Collin County?
Collin County's lack of general zoning means the county does not restrict RV, tiny-home, or manufactured-home occupancy on unincorporated land by zoning ordinance6. That is not the same as an unregulated parcel: any new structure, including a tiny home on a foundation, still triggers the county's development-permit requirement because it disturbs ground or adds footprint, and any wastewater still needs a permitted OSSF or a connection to sewer23. Collin County is also one of the fastest-growing and most built-up counties in the state, at roughly 1,420.9 people per square mile and only about 6 miles from the nearest metro area, so genuinely rural, off-grid-style land here is scarce and often already inside a city's ETJ910.
Building a home in Collin County: the steps, in order
- Confirm whether your parcel is unincorporated, inside a city's limits, or inside a city's ETJ using the county's interactive maps, since ETJ land needs an additional city sign-off before the county will permit it5.
- Apply for your development permit through the Collin County Citizen Self-Service Portal before you disturb ground or add footprint; if you'll also need a new OSSF, apply for the development permit first and Development Services will issue the associated OSSF permit through the same portal54.
- Line up your septic site evaluation early if you're outside city sewer: a lot divided in 2008 or later needs at least 1 usable acre, or 1.5 acres with 1 acre usable if there's a water well, and only about 1% of county soils are free of severe septic limits48.
- Contract a licensed third-party inspector before construction starts; the county requires 3 inspections (foundation, framing/mechanical, final) instead of a county building inspector5.
- If your driveway connects to a state highway rather than a county or city street, apply for a TxDOT permit (Form 1058) before you build it7.
What to check before you buy land in Collin County
Septic capacity is the biggest constraint: only about 1% of Collin County's soils are rated free of severe limits for a conventional drain field, so assume you'll need an engineered or aerobic system and get a site evaluation before you make an offer8. Land here is expensive and in demand: farmland has recently been valued around $13,066 an acre, and the typical home value is about $486,5701112. The county is genuinely urban by rural-land standards, at about 1,420.9 people per square mile and roughly 6 miles from the nearest metro area, which supports quick access to services but leaves little truly quiet acreage910. Expect higher carrying costs too: the effective property tax rate runs about 1.7%, with a median bill around $7,432 a year, and a typical home insurance premium runs about $3,041 a year131415. Annual precipitation averages 41.1 inches with the area in severe drought about 19.2% of recent years, wetter and less drought-prone than most of Texas, which helps both a well and a septic drain field1617.
Watch-outs
- Collin County's development-permit process is not the same as zoning: even though there's no zoning, ground-disturbing construction still needs a permit, and skipping it is not a gray area the way it is in a truly no-permit rural county2.
- If any part of your parcel sits in a city's ETJ, get the city's ETJ Verification form before you apply to the county; Development Services will not issue a permit without it5.
- Confirm your exact acreage and whether a water well is planned before assuming your lot qualifies for OSSF use; the minimum acreage differs by when the lot was divided and by well presence4.
Sources
- Development Services Frequently Asked Questions (2026 county census)
- Development Services Frequently Asked Questions (2026 county census)
- Development Services: On Site Sewage Facilities (2026 county census)
- Collin County Development Services (On-Site Sewage Facilities / OSSF Program) (collincountytx.gov)
- Collin County Development Services (collincountytx.gov)
- Texas law on county zoning and building authority
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Population density: Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.