Unincorporated Cochran County, Texas does not require a general building permit and has no county zoning ordinance12. Septic systems generally require authorization under Texas rules, but we could not confirm a local authorized agent for Cochran County; ask the TCEQ OSSF Program which office serves the parcel before applying345. Inside Morton, city building rules apply instead6.
At a glance
- Building permit
- No general permit required for an ordinary home in unincorporated Cochran County1
- Zoning
- No county zoning ordinance in unincorporated Cochran County27
- Septic (OSSF)
- A permit is generally required; confirm the current permitting authority with TCEQ34
- RV and tiny-home living
- No county zoning restriction in unincorporated areas; Morton has separate city rules78
- Minimum home and lot size
- No county zoning minimum in unincorporated Cochran County7
- Water wells
- HPWD permit required at 17.5 gallons per minute or more; lower-producing wells are exempt9
- Owner-builder
- A conditional state notice-penalty exemption may apply to a person building a primary residence10
Who to call
Also useful
County point of contact for questions about unconfirmed building inspections, occupancy approvals, floodplain development and county-road access
Room 105 Courthouse, 100 North Main Street, Morton, Texas 79346
Septic permits
Texas Commission on Environmental Quality OSSF Program
Questions about Cochran County's current OSSF permitting authority and Texas septic rules
Well permits
High Plains Underground Water Conservation District No. 1
Water-well permit and registration questions for Cochran County
2930 Ave. Q, Lubbock TX 79411
Contact details are copied from each office’s official page and were checked against it on September 28, 2026.
Do you need a building permit in Cochran County, Texas?
An ordinary home in unincorporated Cochran County does not require a general county building permit1. Texas gives counties only limited building-regulation powers, including conditional authority for certain fire-code buildings and residential standards that depend on county action11. We could not confirm that Cochran County has adopted a residential code program, performs building inspections, or issues certificates of occupancy, so ask the County Judge's Office before construction if the project is unusual or occupancy approval matters to financing12.
City limits change the answer. Morton has adopted the International Building Code for buildings and structures within the city, subject to its local amendments6. A Morton parcel should therefore go through the city rather than relying on the unincorporated-county answer. Whiteface requirements were not confirmed; ask that city directly for a parcel inside its limits.
Who handles permits in Cochran County, Texas?
Cochran County does not list a general building department, and unincorporated construction does not require a general county building permit1. The County Judge's Office is the practical county contact for unresolved questions about inspections, occupancy approval, floodplain development, or access from a county road12.
Permits tied to a particular system go elsewhere. Ask the TCEQ OSSF Program to identify the current septic permitting authority before filing35. The High Plains Underground Water Conservation District administers groundwater-well permitting in Cochran County913. For a new or changed driveway connecting to a state highway, submit the state access form to TxDOT and wait for an executed permit before starting work14. Projects inside Morton are governed by Morton's city building code rather than the unincorporated-county framework6.
Does Cochran County, Texas have zoning?
Unincorporated Cochran County has no county zoning ordinance2. As a result, county zoning sets no minimum dwelling size, minimum lot size, setback, lot-coverage limit, building-height limit, or zoning district on unincorporated land7. Private deed restrictions, easements, septic design, flood risk, and road-access requirements can still constrain a particular tract, so review the recorded documents and site conditions before treating land as build-ready.
Municipal rules are separate. Morton's zoning chapter is reserved, but Morton separately regulates construction through its adopted building code86. The countywide status of municipal zoning beyond that Morton chapter was not confirmed, so buyers inside Morton or Whiteface should ask the relevant city about parcel-specific rules. A qualifying division of rural land used primarily for agriculture, ranching, wildlife management, or timber production may be exempt from the state subdivision-plat requirement, but that exemption does not erase other applicable rules15.
How do septic permits work in Cochran County, Texas?
Texas generally requires a permit and approved plan before an OSSF is constructed, installed, altered, extended, repaired, or operated4. We could not confirm a local authorized agent for Cochran County, so contact the TCEQ OSSF Program to identify the correct permitting office before paying for design work35.
A narrow exemption can remove planning materials, the permit, and inspections for a single-family dwelling on a tract of at least 10 acres, but only when every listed condition is met: the system must comply with the remaining state standards, create no nuisance or groundwater pollution, keep every OSSF component at least 100 feet from the property line, dispose of effluent on the tract, and serve the only dwelling there16. Site evaluation still matters. About 82.3% of Cochran County soils are rated without severe limitations for a conventional drain field, but a parcel-level evaluation determines the actual design17.
Can you live in an RV or tiny home in Cochran County, Texas?
Unincorporated Cochran County has no county zoning restriction on RV occupancy, tiny-home occupancy, manufactured-home occupancy, accessory dwellings, or temporary camping, and county zoning imposes no minimum dwelling size7. That answer is limited to county zoning; sanitation, access, deed restrictions, and any applicable floodplain requirements remain separate questions. We could not confirm a county certificate-of-occupancy rule, so ask the County Judge's Office if a lender, utility, or insurer needs county documentation12.
Do not carry the unincorporated answer into Morton. Morton's building code governs structures within the city, and its separate building regulations deny permanent-residence permits and city utility service for campers, camper trailers, travel trailers, and recreational vehicles68. Whiteface rules were not confirmed, so contact the city before buying a lot there for RV, tiny-home, or manufactured-home use.
What steps should you follow to build in Cochran County, Texas?
- Confirm that the parcel is outside Morton or Whiteface; Morton applies its city building code within city limits6.
- Ask the County Judge's Office about any parcel-specific floodplain, county-road access, inspection, or occupancy requirement that could apply12.
- Contact the TCEQ OSSF Program to identify the current septic authority, then obtain the required authorization unless the tract satisfies every condition of the state exemption34165.
- Contact the High Plains Underground Water Conservation District before drilling; a well expected to produce 17.5 gallons per minute or more requires a district permit, while a lower-producing well is exempt913.
- If access connects to a state highway, submit Form 1058 and receive the executed TxDOT permit before right-of-way construction14.
- If acting as your own contractor, treat the state owner-builder provision as a conditional notice-penalty exemption, not a blanket waiver of construction rules10.
What should you check before buying land in Cochran County?
Start with water and wastewater. Cochran County receives about 16.9 inches of precipitation annually and has experienced severe drought in 36.3% of years, so verify well feasibility and expected yield with the groundwater district before closing181913. About 82.3% of county soils avoid a severe conventional-drain-field rating, but the exact homesite still needs a septic evaluation17.
Confirm legal access and determine whether the driveway meets a county road or a state highway; state-highway access requires TxDOT approval20. Review the deed, easements, survey, and any recent land division. Agricultural or ranch use can support a conditional plat exemption, but the exemption is not a general release from building, septic, or other requirements15. Floodplain development rules remain unconfirmed, so ask the County Judge's Office before choosing a building pad12. Finally, budget for an effective property-tax rate around 1.2% and a median annual bill near $6842122.
Watch-outs
- Cochran County's current local septic agent could not be confirmed; ask the TCEQ OSSF Program to identify the permitting authority before hiring a designer or installer35.
- The county's building-inspection, occupancy-certificate, permit-fee, and floodplain-development requirements could not be confirmed; ask the County Judge's Office about the specific parcel and project12.
- Morton's city building rules apply inside Morton, and permanent RV residence cannot receive a city residence permit or city utilities68.
Sources
- Cochran County, Texas (official) (2026 county census)
- Cochran County, Texas (official) (2026 county census)
- TCEQ - Getting a Permit for an OSSF (2026 county census)
- Getting a Permit for an OSSF - Such as a Septic System, quoted and re-checked
- Texas Commission on Environmental Quality OSSF Program (tceq.texas.gov)
- ARTICLE 3.02: BUILDING CODE - City of Morton, TX, quoted and re-checked
- Texas law on county zoning and building authority
- Chapter 14: Zoning - City of Morton, TX, quoted and re-checked
- Well Permitting, quoted and re-checked
- Local Government Code Chapter 233. County Regulation of Housing and Other Structures, quoted and re-checked
- Local Government Code Chapter 233, County Regulation of Housing and Other Structures (Texas statewide rule), quoted and re-checked
- Cochran County Judge's Office (co.cochran.tx.us)
- High Plains Underground Water Conservation District No. 1 (hpwd.org)
- Section 4: Driveway Permits, Design, and Materials, quoted and re-checked
- Senate Bill 710, Enrolled Version, quoted and re-checked
- Chapter 285 - On-Site Sewage Facilities, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Section 4: Driveway Permits, Design, and Materials, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 28, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.