Camden County, New Jersey does not zone or issue building permits itself: each of the county's 36 municipalities sets its own zoning and issues its own construction permits under the state's Uniform Construction Code123. Septic systems are the one major exception, since the Camden County Septic and Wells Unit reviews and permits individual sewage disposal systems countywide4. An owner can act as their own builder on a one- or two-family home by filing an owner affidavit in place of a licensed-builder registration, though the permit and inspections are still required5.
At a glance
- Building permit
- Required, but issued by your municipality's construction official, not Camden County2
- Zoning
- No county zoning; each of Camden County's 36 municipalities sets its own zoning ordinance13
- Septic permit
- Required countywide; issued directly by the Camden County Septic and Wells Unit4
- Owner-builder exemption
- Yes; a one- or two-family homeowner can file an owner affidavit instead of a licensed-builder registration5
- Manufactured home
- Limited to single-family (R-5) HUD homes, installed by HUD-licensed contractors and HUD-inspected6
- Minimum lot size / setbacks
- Set district by district in your municipality's own zoning ordinance, not by the county or state7
- County roads
- Public Works maintains over 400 miles of county highways and permits work in county road right-of-way8
- Property tax
- About 3.1% effective rate; median bill around $8,063/year910
Who to call
Planning & zoning
Camden County Planning Department
Oversees countywide master planning and the county Planning Board's review of proposed subdivisions and development projects across Camden County's 36 municipalities; does not zone land or issue building permits itself
2311 Egg Harbor Rd., Lindenwold, NJ 08021
Septic permits
Camden County Septic and Wells Unit
Reviews plans, inspects installation and repair, and issues compliance certificates for individual sewage disposal systems, and reviews private well test results under the Private Well Testing Act
Roads & driveways
Camden County Department of Public Works
Maintains county roads and issues permits for work, driveways and road openings in county road right-of-way
Charles J. DePalma Complex, 2311 Egg Harbor Road, Lindenwold, NJ 08021
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Camden County, New Jersey?
Yes: every municipality in Camden County requires a construction permit before you build, alter, repair or demolish a structure, under New Jersey's statewide Uniform Construction Code211. The permit itself is issued and enforced by your municipality's construction official, not by Camden County, so the office you need depends entirely on which of the county's 36 municipalities your land sits in23. Ordinary maintenance is exempt, and minor work can sometimes proceed after notice to the construction official before the permit itself is issued, but most new construction, additions and structural work need the permit before work starts11. If you plan to act as your own contractor on a one- or two-family home, New Jersey lets you file an owner affidavit in place of a licensed-builder registration, though the permit and required inspections still apply5.
Who handles building, zoning and septic questions in Camden County, and how do you reach them?
Camden County itself runs no building or zoning office: find your specific municipality's construction official and zoning office directly, since the county's own Planning Department describes its role as countywide policy planning across the county's 36 municipalities, not municipal permitting3. That Planning Department, at 2311 Egg Harbor Rd., Lindenwold, NJ 08021, phone 856-225-5380, also oversees the county Planning Board, which reviews proposed subdivisions and development projects for compliance with county standards on top of your municipality's own approval3. Septic systems are the one function Camden County itself runs: the Septic and Wells Unit, at (856) 374-6064, reviews plans, inspects installation and repair, and issues compliance certificates for individual sewage disposal systems12. If your driveway or an improvement will touch a county road, Camden County Public Works, at the Charles J. DePalma Complex, 2311 Egg Harbor Road, Lindenwold, NJ 08021, phone (856) 566-2980, issues right-of-way and road-opening permits8.
Does Camden County have zoning?
Camden County itself has no zoning authority: New Jersey's Municipal Land Use Law assigns zoning to municipalities, not counties, so each of Camden County's 36 towns and townships writes and enforces its own zoning ordinance1133. That means minimum lot size, setbacks, lot coverage and building height are all set district by district in your specific municipality's ordinance, not by any single countywide rule7141516. Camden County's Planning Board does still review proposed subdivisions and site plans for county-level compliance, adding a second layer of review on top of your municipality's own planning board3. Because zoning is entirely local here, the single most useful first call for a rural buyer is your specific municipality's zoning office, not the county1.
How do septic permits work in Camden County?
Individual sewage disposal (septic) systems in Camden County are reviewed and permitted by the county's own Septic and Wells Unit, which oversees plan review, installation, repair and issuance of compliance certificates under New Jersey's statewide septic code412. This is the one area where Camden County, rather than your municipality, is the authority you deal with directly4. The same office reviews private well test results and provides information under New Jersey's Private Well Testing Act, so if your land isn't on public water you'll work with them for both systems12. Call the Septic and Wells Unit at (856) 374-6064 before you buy a parcel that isn't on public sewer, since a compliance certificate from this office is required before a new or repaired system can be used12.
Can you live in an RV or tiny home on your land in Camden County?
New Jersey's Uniform Construction Code doesn't include a statewide tiny-house or RV-living allowance, and no Camden County or state rule in our research confirms a right to live in an RV full-time on your own land1. Because zoning is entirely a municipal function here, whether an RV, tiny home or accessory structure can be a residence on your parcel depends entirely on your specific municipality's zoning ordinance, which also sets minimum dwelling size for that district171. A manufactured HUD home can be used as a single-family (R-5) residence once it's installed by a HUD-licensed contractor and inspected by a HUD-approved third party, but local zoning and utility connections still apply on top of that federal standard6. Check with your municipality's zoning office before you buy or move anything onto the land, since Camden County itself has no authority over this question1.
Building a home in Camden County: the steps, in order
- Contact your specific municipality's zoning office to confirm your parcel's zoning district, minimum lot size, setbacks and dwelling-size rules; Camden County itself sets none of these17.
- If your land isn't on public sewer, contact the Camden County Septic and Wells Unit at (856) 374-6064 for plan review and a permit before you finalize your site plan12.
- Apply for your construction permit through your municipality's construction official under New Jersey's Uniform Construction Code; the municipal plan-review fee runs 5% to 25% of the construction-permit fee1811.
- If you're building your own home rather than hiring a licensed builder, file an owner affidavit with your municipality in place of a builder registration; the permit and inspections are still required5.
- If your project touches a county road, contact Camden County Public Works at (856) 566-2980 for a right-of-way or road-opening permit; if it touches a state highway instead, a separate NJDOT access permit is required819.
- For a subdivision or larger development, expect a second review from the Camden County Planning Board on top of your municipality's own planning board3.
- Budget for property tax: Camden County's effective rate runs about 3.1%, among the higher rates in the country, with a median bill around $8,063 a year910.
What to check before you buy land in Camden County, New Jersey
Zoning and building rules here are entirely local: before you buy, confirm your specific municipality's zoning district, minimum lot size and permitted uses, since Camden County itself sets none of them1. If the parcel isn't on public sewer, call the county's Septic and Wells Unit at (856) 374-6064 before you commit, since the unit issues the compliance certificate a septic system needs before it can be used124. Terrain is gentle countywide: about 99% of Camden County's land sits at 15% slope or less, though tree cover and openness vary sharply between the dense inner suburbs near Camden City and the rural south of the county20. If your parcel fronts a state highway rather than a county or municipal road, budget for a separate NJDOT access permit before you can build a driveway19. Property taxes are a real cost here: Camden County's effective rate runs about 3.1%, with a median bill around $8,063 a year, well above the national norm910.
Watch-outs
- Camden County itself issues no building permit and sets no zoning; both come from your specific municipality, one of 36 in the county, so start there rather than with the county213.
- We found no Camden County or state rule confirming a right to live in an RV full-time on your own land; check your specific municipality's zoning office before you buy one to live in1.
- The Camden County Septic and Wells Unit also handles private well test results and Private Well Testing Act information, so if your land has its own well, that's the same office to call, not a separate one12.
Sources
- Camden County Development Regulations (2026 county census)
- NJ DCA - Uniform Construction Code (N.J.A.C. 5:23) (2026 county census)
- Camden County Planning Department (camdencounty.com)
- Septic and Wells (2026 county census)
- NJ DCA - The New Jersey State Uniform Construction Code (2026 county census)
- Manufactured/Modular Buildings Program (New Jersey statewide rule), quoted and re-checked
- P.L. 2013, c.106 (Municipal Land Use Law amendments) (New Jersey statewide rule), quoted and re-checked
- Camden County Department of Public Works (camdencounty.com)
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- N.J.A.C. 5:23-2.14, Construction permits—when required (New Jersey statewide rule), quoted and re-checked
- Camden County Septic and Wells Unit (camdencounty.com)
- P.L. 2013, c.106 — Municipal Land Use Law amendments (New Jersey statewide rule), quoted and re-checked
- P.L. 2013, c.106 (Municipal Land Use Law amendments) (New Jersey statewide rule), quoted and re-checked
- P.L. 2013, c.106 (Municipal Land Use Law amendments) (New Jersey statewide rule), quoted and re-checked
- P.L. 2013, c.106 (Municipal Land Use Law amendments) (New Jersey statewide rule), quoted and re-checked
- P.L. 2013, c.106 (Municipal Land Use Law amendments) (New Jersey statewide rule), quoted and re-checked
- New Jersey Uniform Construction Code, N.J.A.C. 5:23 (New Jersey statewide rule), quoted and re-checked
- Major Access Permits (New Jersey statewide rule), quoted and re-checked
- Share of land at 15% slope or less: Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.