Memphis, Michigan requires a city building permit before construction and changes of building or land use, and the city administers its own zoning.12 Memphis allows onsite sewage disposal where public sewer is unavailable, subject to approval by the county where the system is installed and/or the state.3 For Macomb County parcels, septic permits and soil evaluations come from the Macomb County Health Department.4
At a glance
- Building permits
- Required through the Memphis Building Inspector before covered work or use changes1
- Zoning
- City zoning applies inside Memphis city limits2
- Septic approval
- County and/or state approval where public sewer is unavailable; Macomb County Health Department for Macomb parcels34
- Minimum dwelling size
- R-1A: 900 square feet; R-1B: 720 square feet, with floor-area exclusions56
- Minimum lot area
- R-1A: 9,000 square feet; R-1B: 7,200 square feet; at least 12,000 per dwelling without public sewer78
- Owner-builder
- Michigan licensing exemption for own use and occupancy on your own property; building approval still required91
- Move-in approval
- Certificate of occupancy required for covered new or changed uses10
Who to call
Building permits
City building permits, construction inspections and guidance on zoning compliance, land use and setbacks
Also useful
Memphis Clerk/Treasurer Office
City ordinances and resolutions; formal subdivision-plat processing and recorded documents
Septic permits
Macomb County Health Department, Environmental Health Services Division
Septic permits, soil evaluations and septic inspections for Macomb County parcels
Contact details are copied from each office’s official page and were checked against it on October 12, 2026.
Off-grid gear
Going off-grid in Memphis means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in Memphis, Michigan?
Memphis requires a building permit from the Building Inspector before a building or structure is erected, moved, repaired, altered or razed, or a building or land use changes.1 Memphis administers and enforces the state construction codes referenced in its ordinance.11
A Memphis building-permit application needs evidence of ownership and plans and specifications, including a scaled plat plan.12 City building-permit fees are collected before issuance and set by City Council resolution; ask for the current fee sheet for your project.13 If construction does not start within 6 months of issuance, the Memphis building permit becomes void and the fees are forfeited.1
Who handles Memphis building permits and zoning questions?
Start with the Memphis Building Department for city building permits, inspections and questions about land use, setbacks and property improvements.14 The Memphis Building Department lists a building-permit application, fee sheet and zoning map on its official page.14 Memphis inspectors are contracted by the city and work part-time; the city office can help you reach the appropriate inspector during normal business hours.14
For the ordinance or a City Council fee resolution, ask the Memphis Clerk/Treasurer Office, which maintains city codes, ordinances and resolutions.15 Building approval does not replace septic approval: a Memphis onsite sewage system must receive county and/or state approval where public sewer is unavailable.3
Does Memphis have zoning, minimum lot sizes and setbacks?
Memphis zoning applies to new buildings, structures, uses and changes of use inside city limits.2 In the R-1A district, the minimum lot area is 9,000 square feet; in R-1B, the minimum is 7,200 square feet.78 Without public sewer, those lot-area rules increase to at least 12,000 square feet per dwelling unit, making sewer availability part of the buildability question.78
In R-1A, the yard requirements are 25 feet in front, 35 feet in back, at least 5 feet on the smallest side and 15 feet total across the side yards, subject to the special street-abutting side-yard rule.16 Buildings may cover no more than 30% of lot area in R-1A and R-1B.17 Ask the Memphis Building Department to review the parcel’s district and proposed building layout.14
How do septic permits work inside Memphis?
Memphis allows an onsite sewage disposal system where public sewer is unavailable, but requires approval by the county where the system will be installed and/or the state.3 For Memphis parcels in Macomb County, the Health Department evaluates soils, issues septic permits and inspects systems.4
Macomb County requires an acceptable soil evaluation before a new-construction septic permit, followed by an application, fee, property tax ID, legal description and/or survey, and a professionally prepared, dimensioned site plan through the Environmental Health portal.18 The plan must show the proposed septic system and reserve area alongside buildings, driveways, wells, utilities and other required site details.18 Macomb County’s 2026 fee schedule lists $243 for a soil evaluation and $489 for a new septic permit.19 Those county approvals are separate from the Memphis building permit.13
Can you live in an RV or tiny home in Memphis?
We could not confirm permission to live in an RV on a private Memphis lot or a general temporary-camping allowance; ask the Memphis Building Department about the proposed occupancy and parcel zoning before buying for that purpose.214
For a small permanent dwelling, Memphis requires at least 900 square feet in R-1A and 720 square feet in R-1B, excluding basements, unfinished attics, attached garages, breezeways and porches from the minimum floor area.56 We could not confirm a separate tiny-home or accessory-dwelling permission; ask the Memphis Building Department to classify the intended building and use.14 Memphis’s mobile-home rules prohibit occupancy of parked or stored mobile homes and sanitary connections to those units; a temporary parking allowance should not be treated as permission to move in.20
What are the steps to build a home in Memphis?
- Ask the Memphis Building Department to review the proposed land use, zoning district and setbacks against your site layout.214
- Establish sewer availability; if public sewer is unavailable, obtain the applicable county and/or state onsite sewage approval, with soil evaluation first for a Macomb County septic application.318
- Submit ownership evidence, plans, specifications and a scaled plat plan to the Memphis Building Inspector, and pay the city building-permit fee before issuance.12
- Arrange construction inspections with the Memphis Building Department and request final inspection when the permitted work is complete.1421
- Obtain the required Memphis certificate of occupancy before the covered building or new use is occupied.10
Michigan’s owner-builder licensing exemption applies to construction for your own use and occupancy on your own property; the exemption does not remove Memphis building-permit or zoning requirements.912
What should you check before buying land in Memphis?
For a Memphis parcel in Macomb County using septic and/or a drinking-water well, a property-transfer evaluation is required before closing, subject to county exemptions; the report must reach the Health Department at least 5 days before closing.22 Macomb County also requires a well-permit request for new or repair/replacement drinking-water wells.23
Floodplain status can change the project: Michigan prohibits new residential construction in the floodway, and EGLE’s floodplain permit requirement applies to rivers, streams and drains with drainage areas of at least 2 square miles.24 A driveway accessing a state trunkline requires MDOT approval in addition to local building approval.25 For land outside Memphis city limits, consult the Macomb County guide; Memphis zoning applies inside the city.2
Watch-outs
- Macomb County septic fees and property-transfer requirements apply to Macomb County parcels; Memphis requires onsite sewage approval from the county where the system is installed and/or the state.19223
- A Memphis lot without public sewer needs at least 12,000 square feet per dwelling under the residential lot-area rules, plus county and/or state septic approval.783
- We could not confirm Memphis RV living, tiny-home occupancy or accessory-dwelling permission; ask the Memphis Building Department about the exact parcel and proposed use.14
Sources
- § 150.026 Building Permit Application (Memphis), quoted and re-checked
- codelibrary.amlegal.com (Memphis), quoted and re-checked
- § 150.115 Sewage Disposal (Memphis), quoted and re-checked
- Macomb County Health Department, Environmental Health Services Division (macombgov.org)
- § 150.059 Limiting Height, Bulk, Density and Area by Land Use (Memphis), quoted and re-checked
- § 150.059 Limiting Height, Bulk, Density and Area by Land Use (Memphis), quoted and re-checked
- § 150.059 Limiting Height, Bulk, Density and Area by Land Use (Memphis), quoted and re-checked
- § 150.059 Limiting Height, Bulk, Density and Area by Land Use (Memphis), quoted and re-checked
- Frequently Asked Questions – Residential Builder (Michigan statewide rule), quoted and re-checked
- § 150.027 Certificate of Occupancy (Memphis), quoted and re-checked
- § 154.06 Stille-DeRossett Hale Single State Construction Code Act (Memphis), quoted and re-checked
- § 150.026 Building Permit Application (Memphis), quoted and re-checked
- § 150.026 Building Permit Application (Memphis), quoted and re-checked
- Memphis Building Department (cityofmemphismi.gov)
- Memphis Clerk/Treasurer Office (cityofmemphismi.gov)
- codelibrary.amlegal.com (Memphis), quoted and re-checked
- § 150.059 Limiting Height, Bulk, Density and Area by Land Use (Memphis), quoted and re-checked
- Onsite sewage disposal (septic) systems, quoted and re-checked
- Environmental Health fee schedule, quoted and re-checked
- § 150.054 Mobile Home Park Districts (Memphis), quoted and re-checked
- § 150.026 Building Permit Application (Memphis), quoted and re-checked
- Property transfers, quoted and re-checked
- Fee schedule, quoted and re-checked
- Floodplains (Michigan statewide rule), quoted and re-checked
- Infrastructure permits (Michigan statewide rule), quoted and re-checked
Written October 12, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.