Washington County, Maryland requires a building permit for construction, alteration or occupancy changes to a structure, for any property outside the incorporated towns of Boonsboro, Clear Spring, Hagerstown, Hancock, Keedysville, Sharpsburg and Williamsport1. The county's own zoning ordinance governs land use, buildings and setbacks everywhere outside those incorporated municipalities2. Septic and well permits for a new rural home go through the Washington County Health Department, and applicants can apply for both at the same time as the building permit34. An owner who owns and will live in the home may personally serve as general contractor under the homeowner affirmation, but the building permit is still required5.
At a glance
- Building permit
- Required outside Boonsboro, Clear Spring, Hagerstown, Hancock, Keedysville, Sharpsburg and Williamsport1
- Zoning
- Yes, countywide in unincorporated Washington County under the county's own ordinance2
- Septic & well permits
- Required from the Health Department; $150 septic, $160 well, $310 for both46
- Owner-builder
- Allowed if you own the property, will live there, and personally serve as general contractor5
- RV living
- Not allowed for living purposes outside a licensed recreational camping area; storage is allowed with setbacks7
- Accessory dwelling unit (ADU)
- Allowed in listed zoning districts, up to 1,200 sq ft or 75% of the primary home's floor area8
- Agricultural building exemption
- No building permit needed for a qualifying farm structure if setbacks are met and a certificate is issued9
- Property tax
- About 0.9% effective rate; median bill around $2,444/year1011
Who to call
Building permits
Washington County Permits & Inspections (Division of Plan Review & Permitting)
Reviews and issues building permits for property outside Washington County's seven incorporated towns
747 Northern Ave, Hagerstown, MD 21742
Zoning
Washington County Division of Planning & Zoning
Administers the county zoning ordinance, zoning permits and ADU approvals for unincorporated Washington County
747 Northern Ave, Hagerstown, MD 21742
Septic permits
Washington County Health Department, Environmental Health
Issues septic (onsite sewage disposal) permits for Washington County
1302 Pennsylvania Ave, Hagerstown, MD 21742
Well permits
Washington County Health Department, Environmental Health
Issues well construction permits for Washington County
1302 Pennsylvania Ave, Hagerstown, MD 21742
Roads & driveways
Washington County Highways Department
Reviews driveway/entrance permits for access onto county roads
601 Northern Avenue, Hagerstown, MD 21742
Floodplain permits
Washington County Engineering Division (Flood Mitigation Program)
Handles floodplain permits and FEMA flood-map questions for Washington County
747 Northern Ave, Hagerstown, MD 21742
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in Washington County, Maryland?
A permit is required to construct, enlarge, alter, repair, move, demolish or change the occupancy of a building or structure in Washington County, and to install or alter the electrical, gas, mechanical or plumbing systems that go with it12. That requirement applies outside the seven incorporated towns of Boonsboro, Clear Spring, Hagerstown, Hancock, Keedysville, Sharpsburg and Williamsport, which run their own building departments1. Maryland law authorizes Washington County's governing body to regulate construction, adopt a building code, require permits and inspect buildings, which is the legal basis for the county's permitting program13. Building permits cover decks and sheds over 400 square feet, so a small shed at or under that size can fall outside the permit requirement14. A structure tied to an agricultural operation, and not used for human occupancy or open to the public, can be built without a building permit as long as it meets the district's setbacks and gets an agricultural structure certificate9.
Who issues building permits in Washington County, and how do you reach them?
Washington County's Permits & Inspections office is at 747 Northern Ave in Hagerstown and can be reached at 240-313-246015. Effective July 1, 2026, the county's building excise tax runs $1.75 per square foot for new residential construction and $0.88 per square foot for residential additions and alterations, on top of any permit fee16. An owner-builder must own the property, reside in the dwelling and personally serve as general contractor; hiring a contractor to construct or install the dwelling instead requires a Maryland Home Builder's License5. Once your permit is issued, plan on a minimum of four inspections for a new home or addition, with at least 24 hours' notice required before each one17. You'll need a final inspection and a Certificate of Occupancy before you can legally occupy the home, and Maryland law requires every local jurisdiction to issue that certificate as part of its minimum building-code enforcement1819.
Does Washington County have zoning?
Washington County's zoning ordinance applies to all land outside incorporated municipalities, covering uses, buildings and applicable zoning districts, permits and conditions220. Maryland's Local Government Article lets a county enact zoning and planning laws, and state policy is that planning and zoning controls are implemented at the local level21. A city, town or village that participates in the county's Area-Wide Planning Program can have its zoning prepared, implemented and enforced through the county instead of on its own, so which rules apply near a town can vary22. If you're buying multiple lots or splitting a tract, no lot in unincorporated Washington County can be sold or built on until the Planning Commission approves and the Clerk of the Circuit Court records a subdivision plat23.
How do septic and well permits work in Washington County?
The Washington County Health Department administers septic and well permitting under authority delegated from the Maryland Department of the Environment and the Maryland Department of Health3. Applicants contact the Health Department to apply and pay fees, and can do so at the same time as the building permit application; a septic-only permit runs $150, a well-only permit $160, and a combined well-and-septic permit $31046. Statewide, a person may not construct an onsite sewage disposal system without a permit from the Approving Authority, and no part of the system may be covered or used until it's inspected and approved2425. A well construction permit is required for any well built anywhere in Maryland, including one serving a single rural home26. Septic systems are used countywide where public sewer isn't available, and a percolation test evaluates whether a given site's soil can support one27; about 40.1% of Washington County's soils avoid a severe limitation rating for a conventional drain field, better odds than many counties but still worth a site evaluation before you buy28.
Can you live in an RV or tiny home on your land in Washington County?
No recreational travel vehicle may be used for living purposes in Washington County except in a bona fide recreational camping area; on your own lot, an RV may only be parked or stored as an accessory use in a garage, accessory building, rear yard, side yard or driveway7. Outdoor RV storage must sit at least four feet from the rear and side lot lines and at least ten feet from the front lot line or the road, whichever is closer7. Washington County's zoning ordinance does not clearly define a use called a tiny home, and this guide could not confirm a specific tiny-home occupancy rule, so check with the Division of Planning & Zoning before you plan to live in one on a rural lot29. The county's own zoning ordinance regulates mobile homes separately from recreational travel vehicles, but the exact manufactured-home occupancy rule for a given parcel is also worth confirming directly with that office before you buy29. If you want extra living space on a property you already own, an accessory dwelling unit is allowed in many zoning districts, up to 1,200 square feet or 75% of the primary home's floor area, whichever is less8.
Building a home in Washington County: the steps, in order
- Confirm your parcel's zoning district and any subdivision-plat requirements with the Division of Planning & Zoning before you commit to a site292.
- Apply for your well and septic permits with the Health Department; you can file this alongside your building-permit application304.
- If any part of your project touches a mapped 100-year floodplain, get the required local floodplain permit; Maryland requires every local jurisdiction to permit floodplain development3132.
- Apply for your building permit through Permits & Inspections, including a complete plot plan and construction drawings1512.
- If you need a new driveway entrance onto a county road, apply for it with your building permit; expect a $1,500 two-year performance bond, and contact the Maryland State Highway Administration instead if your access is onto a state route333435.
- Schedule your inspections with at least 24 hours' notice each time, and get your final Certificate of Occupancy before moving in1718.
What to check before you buy land in Washington County
Washington County is largely buildable and wooded: about 77.9% of its land sits at 15% slope or less, and roughly 51.1% is forested3637. Farmland here runs about $8,668 an acre, and a typical home is valued around $335,497, in a county of about 155,813 people at a density of about 340.4 people per square mile38394041. The nearest city of 100,000 or more people is about 57 miles away in a straight line42. Expect roughly 40.9 inches of precipitation a year with severe drought in only about 2.3% of years, and budget for a typical home-insurance premium around $1,196 a year and a median property-tax bill around $2,44443444511. If you're weighing rental income, a short-term residential rental in county-administered areas can't be rented out for more than 30 consecutive days per client or reservation46. Before you close, confirm zoning and any subdivision-plat status with Planning & Zoning, check floodplain mapping and septic suitability, and ask whether your driveway will need a county entrance permit or a state highway-access permit29313033.
Watch-outs
- Washington County's zoning ordinance does not clearly define a tiny home, and this guide could not confirm a countywide manufactured-home occupancy rule either; confirm both with the Division of Planning & Zoning before you buy29.
- A short-term residential rental in county-administered areas is capped at 30 consecutive days per client or reservation, which matters if you're counting on vacation-rental income46.
- A driveway entrance onto a county road needs a $1,500 two-year performance bond as part of the building-permit application; access onto a state highway instead needs a separate Maryland State Highway Administration permit3435.
Sources
- Homeowner’s Procedures for Filing a Building Permit Application for Washington County, Maryland (2026 county census)
- Zoning Ordinance for Washington County, Maryland (2026 county census)
- Environmental Health - Washington County Health Department (2026 county census)
- Residential Permit Checklist, quoted and re-checked
- Homeowner’s Procedures for Filing a Building Permit Application for Washington County, Maryland, quoted and re-checked
- Residential Permit Checklist, quoted and re-checked
- Washington County, Maryland Zoning Ordinance, quoted and re-checked
- Accessory Dwelling Unit (ADU) Policy, quoted and re-checked
- Zoning Ordinance for Washington County, Maryland, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Homeowner’s Procedures for Filing a Building Permit Application for Washington County, Maryland, quoted and re-checked
- Maryland Code, Local Government Article, §§ 13-901 through 13-906 (Maryland statewide rule), quoted and re-checked
- Residential Permit Application Checklist, quoted and re-checked
- Washington County Permits & Inspections (Division of Plan Review & Permitting) (washco-md.net)
- Permits and Inspections - Washington County, quoted and re-checked
- Inspection Requirements for Residential Structures, quoted and re-checked
- Inspection Requirements for Residential Structures, quoted and re-checked
- Maryland Public Safety Article § 12-505 (Maryland statewide rule), quoted and re-checked
- Zoning Ordinance for Washington County, Maryland, quoted and re-checked
- Maryland Code, Local Government Article (Maryland statewide rule), quoted and re-checked
- Zoning Ordinance for Washington County, Maryland, quoted and re-checked
- Subdivision Ordinance, Washington County, Maryland, quoted and re-checked
- COMAR 26.04.02.03 On-Site Sewage Disposal Permits (Maryland statewide rule), quoted and re-checked
- COMAR 26.04.02.02 General Provisions (Maryland statewide rule), quoted and re-checked
- Well Construction Permit Applications and Forms (Maryland statewide rule), quoted and re-checked
- Environmental Health - Washington County Health Department, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Washington County Division of Planning & Zoning (washco-md.net)
- Washington County Health Department, Environmental Health (washcohealth.org)
- Washington County Engineering Division (Flood Mitigation Program) (washco-md.net)
- Floodplain Permitting in Maryland (Maryland statewide rule), quoted and re-checked
- Washington County Highways Department (washco-md.net)
- Residential Permit Application Checklist, quoted and re-checked
- Access Management/Permits - MDOT SHA (Maryland statewide rule), quoted and re-checked
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- County population: Bolthole Index county data
- Population density: Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
- Board of County Commissioners Approve Update to Ordinance for Short-Term Residential Rentals, quoted and re-checked
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.