Unincorporated Madison County, Kentucky requires a building permit before new construction and many alterations, repairs, moves, demolitions and occupancy changes; Richmond and Berea are outside the county department's enforcement area1. The county also administers zoning, while the Madison County Health Department handles septic site evaluations and permits23. Qualifying farmstead buildings may be exempt, but acreage alone does not automatically qualify a project4.
At a glance
- Building permit
- Required before covered work outside Richmond and Berea1
- Inspections
- Required and scheduled at least 24 hours ahead5
- Zoning
- Yes; county Planning and Development Services administers it2
- Septic permit
- Required after site evaluation and before system construction6
- Farmstead exemption
- Available on qualifying farms of 10 acres or more outside municipal limits4
- RV or tiny home
- Not confirmed; ask Planning and Development Services about the parcel and use2
- Owner-builder
- No general permit exemption confirmed; limited homeowner plumbing and septic pathways exist786
- Private well work
- The person doing well work must hold the appropriate state certificate9
Who to call
Building permits
Madison County Planning and Development Services
Building permits, inspections and zoning outside Richmond and Berea
135 W Irvine, 3rd Floor, Richmond, KY 40475
Septic permits
Madison County Health Department (Environmental Services)
Onsite sewage site evaluations and permits
Contact details are copied from each office’s official page and were checked against it on September 28, 2026.
Do you need a building permit in Madison County, Kentucky?
Yes. Madison County requires a permit before construction, enlargement, alteration, repair, movement, demolition, occupancy changes, and regulated electrical, gas, mechanical or plumbing work in county-administered areas1. Richmond and Berea are excluded from county enforcement, so property inside either city must start with that city1. Kentucky otherwise exempts a single-family home from permits, inspections and a certificate of occupancy unless local ordinance requires them; Madison County has adopted a local requirement101. Certain agricultural buildings on qualified farms are excepted1. The farmstead exemption requires bona fide agricultural or horticultural use, county property-valuation registration, land outside municipal limits, and at least 10 acres4.
Who is the Madison County building department, and how do you reach it?
Madison County Planning and Development Services enforces building and residential codes for covered work outside Richmond and Berea11. The department also administers the Planning Commission, Board of Adjustments, zoning regulations and zoning map2. Call (859) 624-4780 or visit 135 W Irvine, 3rd Floor, Richmond, KY 40475; hours are Monday through Friday, 8:00 a.m. to 4:30 p.m.11. Building, electrical and mechanical applications are available through the county applications page11. Ask which forms and construction documents fit the project before starting, because applicants must submit corrected documents and secure approval for deviations from approved plans12. Inspection requests must be scheduled at least 24 hours ahead5.
Does Madison County have zoning?
Yes. Madison County has a Planning Commission, Board of Adjustments, zoning regulations and a zoning map administered by Planning and Development Services2. Zoning answers land-use questions, while the building permit covers regulated construction21. We could not confirm a countywide minimum dwelling size, minimum lot size, lot coverage, height, setbacks, accessory-dwelling, manufactured-home, tiny-home or residential-RV rule. Ask Planning and Development Services to identify the parcel's district and rules for the proposed use before buying11. A subdivision within a Kentucky planning jurisdiction needs planning-commission approval before its plat can be recorded13. A division for qualifying agricultural use that creates no new street is not treated as a subdivision, but residential development for sale or lease is outside that agricultural definition14.
How do septic permits work in Madison County?
The Madison County Health Department handles local septic site evaluations and permits under Kentucky's onsite sewage rules3. A site evaluation comes first, and a construction permit must be issued before any part of a new, altered or installed system is built6. The application must include the required drawing, specifications and fees, and the permit may go to a certified installer or qualifying homeowner6. A permit lasts one year unless the Kentucky Cabinet grants an extension6. Every system installed, constructed, altered or repaired must be inspected by a certified inspector before backfilling, subject to the installer-affidavit procedure15. Only about 2% of Madison County soils are rated without severe limitations for a conventional drain field, so make the evaluation an early purchase contingency16.
Can you live in an RV or tiny home on Madison County land?
We could not confirm a Madison County rule generally allowing long-term RV living, temporary camping, tiny-home occupancy, manufactured-home occupancy or accessory-dwelling occupancy on private land. Madison County has parcel-specific zoning, so ask Planning and Development Services whether the unit and residential use are allowed in the parcel's district211. Kentucky allows sleeping temporarily in a lawfully parked vehicle on a public road, street or parking lot for less than 12 hours, but that narrow rule does not authorize residential RV occupancy on private land17. A tiny home used as a dwelling still faces the county permit requirement for covered construction and occupancy changes1. Where public sewer is unavailable, a regulated building must connect its house drain to an approved private sewage system18.
Building a home in Madison County: the steps, in order
- Confirm whether the parcel is outside Richmond and Berea, which are excluded from county enforcement1.
- Ask Planning and Development Services to confirm zoning and the proposed house, access, setbacks and temporary uses211.
- If sewer is unavailable, arrange the Health Department site evaluation and obtain the septic permit before construction36.
- For a new driveway onto a state highway, apply in writing to the Kentucky Department of Highways District Engineer19.
What should you check before buying land in Madison County?
About 52.7% of Madison County land has a slope of 15% or less, and about 38.2% is wooded2021. Only about 2% of county soils are rated without severe limitations for a conventional drain field16. Development in an identified floodplain requires state and local permits; ask Planning and Development Services who handles local review2211. Kentucky requires the person constructing, altering, repairing or abandoning a well to hold the appropriate certificate, but we could not confirm a separate county owner-applied well permit9. The nearest city of 100,000 or more is about 23 miles from the county center23. Typical home value is about $287,062, USDA farmland value is about $4,386 per acre, and the median property-tax bill is about $1,631 yearly242526.
Watch-outs
- A rural barn or farm dwelling is not automatically permit-free: the exemption requires qualifying use, property-valuation registration, land outside municipal limits and at least 10 acres4.
- Building inspections require at least 24 hours' notice, and skipped inspections can require removal of components for examination5.
- The Health Department's septic page provides no contact details we could verify; ask Planning and Development Services at (859) 624-4780 for the current Environmental Services contact11.
Sources
- Building Construction Conditions and Inspections, quoted and re-checked
- Madison County Ordinance Archive (2026 county census)
- Madison County Health Department - Sewage, Plumbing & Building Permits (2026 county census)
- Department of Housing, Buildings and Construction, quoted and re-checked
- Building Construction Conditions and Inspections, quoted and re-checked
- 902 KAR 10:085 Kentucky on-site sewage disposal systems, quoted and re-checked
- Title 815 Chapter 20 Regulation 050 (2026 county census)
- Division of Plumbing Fee Change and Permit Information (Kentucky statewide rule), quoted and re-checked
- 401 KAR 6:320. Certification of water well drillers and water well driller assistants (Kentucky statewide rule), quoted and re-checked
- 815 KAR 7:125, Kentucky Residential Code (Kentucky statewide rule), quoted and re-checked
- Madison County Planning and Development Services (madisoncountyky.gov)
- Building Construction Conditions and Inspections, quoted and re-checked
- KRS 100.277 — Commission approval required for subdivisions (Kentucky statewide rule), quoted and re-checked
- KRS 100.111 — Definitions for chapter (Kentucky statewide rule), quoted and re-checked
- 902 KAR 10:085. System Installation Inspection (Kentucky statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- KRS 511.110 — Unlawful camping (Kentucky statewide rule), quoted and re-checked
- 815 KAR 20:130. House sewers and storm water piping; methods of installation (Kentucky statewide rule), quoted and re-checked
- 603 KAR 1:020 Driveway approaches, entrances; construction and maintenance (Kentucky statewide rule), quoted and re-checked
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Find Your Flood Zone (Kentucky statewide rule), quoted and re-checked
- Distance to the nearest metro area: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 28, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.