Franklin County, Kentucky requires building permits for homes, decks, in-ground pools, commercial buildings, storage buildings over 200 square feet, and more than cosmetic renovations1. Applications and two plan sets go to Planning & Zoning, and permitted work is inspected as construction proceeds23. Zoning approval and, where public sewer is unavailable, the Health Department's septic process are separate steps45.
At a glance
- Building permit
- Required for homes, decks, pools, and storage buildings over 200 sq ft1
- Inspections
- Required at stages of permitted work; schedule by telephone3
- Zoning
- Yes; rules vary by location, district, and project4
- Septic authority
- Franklin County Health Department where municipal sewer is unavailable5
- Septic site evaluation fee
- $2506
- New septic installation permit fee
- $2706
- RV in a flood hazard area
- Subject to duration, road-readiness, or new-construction compliance rules7
- Floodplain development
- County development permit required before work begins in an SFHA8
Who to call
Building permits
Franklin County Building Division (Planning & Zoning)
Reviews and issues building permits for residences, commercial buildings, decks, pools, larger storage buildings, and most renovations in Franklin County
321 West Main Street, Frankfort, KY 40601
Zoning
Franklin County Planning & Zoning
Issues zoning permits for smaller projects a building permit does not cover, and administers the Franklin County Zoning Ordinance
321 West Main Street, Frankfort, KY 40601
Septic permits
Franklin County Health Department, Environmental Health (Onsite Sewage Program)
Site evaluations, septic construction and repair permits, and existing-system inspections for properties not on the Frankfort Sewer Department's municipal sewer system
Roads & driveways
Franklin County Road Department
Maintains roughly 200 miles of county roads, including drainage, culverts, ditching, and curb and guttering that a new driveway on a county road has to tie into
321 West Main Street, Frankfort, KY 40601
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in Franklin County, Kentucky?
Yes. Franklin County requires a building permit for residences, commercial buildings, decks, in-ground pools, storage buildings larger than 200 square feet, and renovations beyond cosmetic work1. Kentucky's residential code otherwise leaves single-family permits, inspections, and certificates of occupancy to local ordinance, and Franklin County has chosen to require the permit and inspections93. The applicable state codes are the 2018 Kentucky Building Code, Second Edition, and 2018 Kentucky Residential Code, Second Edition, based on the 2015 international codes with Kentucky amendments10. Submit the application and two sets of plans to Planning & Zoning; Franklin County does not issue the building permit by email or online2.
Who is the Franklin County building department, and how do you reach them?
Franklin County's Building Division, within Planning & Zoning, reviews permitted construction for compliance11. Reach the office at 321 West Main Street in Frankfort or call (502) 875-875111. Building applications require two plan sets and must be submitted to the office; permits are not issued by email or online2. The same department handles separate zoning permits for fences, storage buildings of 120 square feet or less, above-ground pools, retaining walls under 4 feet, and private-property driveways or sidewalks12. After a building permit is issued, inspections occur at stages of the work, and the work must remain accessible and exposed until approved; schedule inspections by telephone, not email or a phone message3.
Does Franklin County have zoning?
Yes. Franklin County staff administers the county zoning ordinance and the Frankfort and Franklin County Subdivision and Development Plan Regulations, but requirements can vary by incorporated municipality, zoning district, and parcel location4. Setbacks are district- and use-specific, including front, side, rear, street-side, and accessory-use setbacks, so obtain the parcel's district before laying out a house or outbuilding13. Land division and development plans are regulated, with the exact plat and review requirements depending on the location and proposal14. Kentucky law excludes a land division for agricultural use that does not involve a new street from its subdivision definition15. Franklin County requires a development permit before work begins in a special flood hazard area, while Kentucky separately requires state and local floodplain permits in identified floodplains816.
How do septic permits work in Franklin County?
Franklin County properties outside the Frankfort Sewer Department's municipal system must use the Health Department's private-septic process under 902 KAR 10:085, beginning with a site evaluation517. A septic construction permit must be obtained before any part of a system is built, installed, or altered, and every installed, altered, or repaired system must be inspected by a certified inspector before backfilling1819. The Health Department lists $250 for a site evaluation, $270 for a new-installation permit, $250 for an existing-system inspection, and $270 for a repair permit6. Only about 6.3% of Franklin County soils are rated without severe limits for a conventional drain field, so make the site evaluation a purchase contingency rather than assuming a conventional system will work20.
Can you live in an RV or tiny home on your land in Franklin County?
Franklin County's general rules for living in an RV on private land could not be confirmed, so ask Planning & Zoning about the parcel and proposed duration before moving in12. A specific floodplain rule does apply: an RV in mapped A, A1-30, AO, AH, or AE flood-hazard areas must be onsite for fewer than 180 consecutive days, be fully licensed and ready for highway use, or comply with the ordinance's new-construction requirements, including anchoring and elevation rules for manufactured homes7. A tiny home's zoning treatment and any minimum dwelling size also could not be confirmed; setbacks vary by district and use13. Any plumbed dwelling must connect to sewer or, where sewer is unavailable, an approved private sewage system through the Health Department process2117.
Building a home in Franklin County: the steps, in order
- Ask Planning & Zoning for the parcel's zoning district, setbacks, and any subdivision or development-plan review before finalizing a site plan1314.
- If Frankfort municipal sewer is unavailable, apply to the Franklin County Health Department for the $250 septic site evaluation56.
- Obtain the septic construction permit before system work begins; the listed new-installation fee is $270186.
- Resolve driveway access. A state-highway driveway requires a written application to the Kentucky Department of Highways District Engineer; ask the County Road Department about drainage or culverts on a county road2223.
- Submit the building application and two plan sets to Planning & Zoning; Franklin County does not issue the permit online or by email2.
- Obtain the state plumbing permit before plumbing construction or alteration24.
- Schedule county building inspections by telephone and keep the work exposed until each required inspection is approved3.
What to check before you buy land in Franklin County
Zoning and subdivision: confirm the parcel's district, setbacks, and plat status because Franklin County regulates subdivision and applies district-specific setbacks1413. Septic: only about 6.3% of county soils are rated without severe limits for a conventional drain field, so obtain the Health Department site evaluation before closing205. Flood: development in a special flood hazard area needs a county development permit before work starts, and Kentucky also requires state and local floodplain permits816. Access: a new driveway onto a state highway requires written District Engineer approval; the complete county-road approval process could not be confirmed, so ask the Road Department about drainage and culverts2223. Water: a Franklin County private-well permit requirement could not be confirmed. Taxes: the effective property-tax rate is about 0.8%, with a median annual bill near $1,6722526.
Watch-outs
- Franklin County, Kentucky is the home of the state capital, Frankfort, and several other states have their own Franklin County; confirm every page, phone number, and form you use shows a Kentucky address and a 502 area code before relying on it11.
- Kentucky's state building code does not require a permit for a single-family home unless local government does, but Franklin County requires the permit and inspections913.
- Franklin County requires a development permit in special flood hazard areas, but the responsible local floodplain office could not be confirmed; ask Planning & Zoning before planning work812.
- The county's own building-permits page states that renovations to any structure "other than facial" need a permit; this guide quotes that wording as published even though it likely means cosmetic work11.
Sources
- Building Permits, quoted and re-checked
- Building Permits, quoted and re-checked
- Building Permits, quoted and re-checked
- Planning, Zoning & Building Code Enforcement, quoted and re-checked
- Septic Information, quoted and re-checked
- Franklin County Health Department, Environmental Health (Onsite Sewage Program) (fchd.org)
- Franklin County Zoning Ordinance, quoted and re-checked
- Franklin County Zoning Ordinance, quoted and re-checked
- 815 KAR 7:125, Kentucky Residential Code (Kentucky statewide rule), quoted and re-checked
- Department of Housing, Buildings and Construction, quoted and re-checked
- Franklin County Building Division (Planning & Zoning) (franklincounty.ky.gov)
- Franklin County Planning & Zoning (franklincounty.ky.gov)
- Franklin County Zoning Ordinance, quoted and re-checked
- Planning, Zoning & Building Code Enforcement, quoted and re-checked
- KRS 100.111 — Definitions for chapter (Kentucky statewide rule), quoted and re-checked
- Find Your Flood Zone (Kentucky statewide rule), quoted and re-checked
- Septic Information, quoted and re-checked
- 902 KAR 10:110. Issuance of on-site sewage disposal system permits (Kentucky statewide rule), quoted and re-checked
- 902 KAR 10:085. System Installation Inspection (Kentucky statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- 815 KAR 20:130. House sewers and storm water piping; methods of installation (Kentucky statewide rule), quoted and re-checked
- 603 KAR 1:020 Driveway approaches, entrances; construction and maintenance (Kentucky statewide rule), quoted and re-checked
- Franklin County Road Department (franklincounty.ky.gov)
- Division of Plumbing Fee Change and Permit Information (Kentucky statewide rule), quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.