Daviess County, Kentucky requires building permits through the Owensboro Metropolitan Planning Commission for projects in its service area, including unincorporated Daviess County12. Before applying for new residential construction, confirm that the site is a properly zoned lot of record and resolve sewage disposal, driveway access, utilities and any floodplain permit3. Septic review belongs to the Green River District Health Department where public sewer is unavailable4.
At a glance
- Building permit
- Required through the Owensboro Metropolitan Planning Commission in its Daviess County service area12
- Zoning
- Yes — administered by the same commission for the city and county5
- Septic
- Green River District Health Department handles onsite sewage where public sewer is unavailable4
- Owner-builder
- We could not confirm a local exemption; ask the Building & Electrical Division6
- Building inspections
- At least 3 field inspections for new construction: footer, framing and final7
- Septic soils
- About 10% of soils rate free of severe limits for a conventional drain field8
- RV or tiny home
- Private-land occupancy rules are unconfirmed; ask the Planning Commission for the parcel's zoning rules7
- Driveway access
- County Engineer approval is required on county roads outside Owensboro and Whitesville9
Who to call
Building permits
Owensboro Metropolitan Planning Commission, Building & Electrical Division
Building, electrical, HVAC, sign and parking-lot permits, certificates of occupancy, and zoning-ordinance enforcement for the City of Owensboro and unincorporated Daviess County
200 E. 3rd Street, Owensboro, KY
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in Daviess County, Kentucky?
Yes. Daviess County directs building-permit applicants to Owensboro Planning & Zoning, and a site plan or approved development plan must accompany the building-permit application1. The Building & Electrical Division issues building permits for new construction, remodeling, additions and rehabilitation, as well as electrical, HVAC, sign and parking-lot permits7. Kentucky's residential code governs single-family homes, two-family homes and townhouses, with Kentucky amendments controlling where they conflict with the underlying residential code10. Kentucky does not require permits, inspections or certificates of occupancy for a single-family dwelling unless a local ordinance requires them; Daviess County's local permit program supplies that local requirement for building permits11122.
Who is the Daviess County building department, and how do you reach them?
The Owensboro Metropolitan Planning Commission's Building & Electrical Division handles building and electrical permits for projects covered by its Daviess County service area27. Reach the division at 270-687-8650 or visit 200 E. 3rd Street in Owensboro, Kentucky, Monday through Friday from 8:00 a.m. to 4:30 p.m.7. The division issues building, electrical, low-voltage, HVAC, sign and parking-lot permits, and it also issues certificates of occupancy7. New construction, additions and remodeling require at least three field inspections, while electrical installations require at least a rough-in inspection and a final inspection7. Ask the division which application materials, inspections and occupancy documents apply to the particular project before work begins.
Does Daviess County have zoning?
Yes. The Owensboro Metropolitan Planning Commission administers and enforces zoning for the City of Owensboro and Daviess County5. For a proposed home, confirm that the parcel is an appropriately zoned lot of record before moving into permit applications; adopted subdivision rules can make some divisions of existing property impossible313. We could not confirm countywide rules for minimum dwelling size, minimum lot size, setbacks, building height, lot coverage, accessory dwellings or an agricultural exemption. Ask the Planning Commission for the parcel's zoning district and the standards attached to that district. That parcel-specific answer matters for a rural tract just as it does for land inside a recorded subdivision.
How do septic permits work in Daviess County?
The Green River District Health Department administers onsite sewage in Daviess County where municipal sewer is unavailable4. Determine first whether public sanitary sewer reaches the parcel and whether the sewer tap fee can be paid; if onsite sewage is needed, complete the septic site evaluation before applying for the building permit143. Kentucky requires an onsite-sewage permit before construction, and the system must pass inspection before it is covered1516. Only about 10% of Daviess County soils rate free of severe limitations for a conventional drain field, so the site evaluation can materially affect the build plan and budget8. We could not confirm the health department's current contact details; contact the Green River District Health Department directly before relying on a septic timeline.
Can you live in an RV or tiny home on your land in Daviess County?
We could not confirm a Daviess County rule allowing or prohibiting residential RV occupancy, temporary camping or tiny-home occupancy on private land. Ask the Owensboro Metropolitan Planning Commission what the parcel's zoning district permits before buying land or moving a unit onto it57. Kentucky's rule for sleeping temporarily in a lawfully parked vehicle on a public road, street or parking lot applies only for less than 12 hours and does not answer whether someone may live in an RV on private property17. A site-built tiny home still falls within Kentucky's residential-code framework, and building permits are required through the local program for covered construction in Daviess County101. We also could not confirm a local minimum dwelling size, so obtain that parcel-specific zoning answer before choosing plans.
Building a home in Daviess County, Kentucky: the steps, in order
- Ask the Planning Commission to confirm that the parcel is an appropriately zoned lot of record3.
- Determine whether public sewer, water and gas can serve the lot; several water districts operate across the city and county14.
- Where public sewer is unavailable, complete the Green River District Health Department's septic site evaluation and permitting process before the building-permit application43.
- Resolve driveway access: on a county-maintained road outside Owensboro and Whitesville, check the Access Management Manual with OMPC and obtain County Engineer approval9.
- Resolve floodplain status and obtain the required state and local permits if the site lies in an identified floodplain1819.
- Submit the building-permit application with a site plan or approved development plan1.
- Schedule the applicable building and electrical inspections with the Building & Electrical Division7.
What to check before you buy land in Daviess County, Kentucky
Confirm that the parcel is a buildable lot of record, because adopted regulations can prevent some divisions of existing land133. Verify the zoning district, utility service, sewage option, legal driveway access and floodplain status before making an offer314. A new structure in a mapped special flood hazard area requires a Kentucky stream-construction permit, and development in an identified floodplain also requires state and local floodplain permits1819. Test the soil before assuming a conventional septic system will work: only about 10% of Daviess County soils rate free of severe drain-field limitations8. Daviess County's effective property-tax rate is about 0.9%, with a median annual bill near $1,5952021. We could not confirm a county well-permit rule, so buyers planning a private well should identify the responsible authority before closing.
Watch-outs
- Public sewer availability changes the septic path, so determine whether sanitary sewer serves the parcel before ordering an onsite-sewage evaluation414.
- We could not confirm a Daviess County owner-builder exemption; ask the Building & Electrical Division whether an owner may pull the required permits6.
- Kentucky's rule letting you sleep in a vehicle on a public road for under 12 hours does not authorize living in an RV on your own rural land in Daviess County17.
Sources
- Frequently Asked Questions, quoted and re-checked
- Owensboro Metropolitan Planning Commission - Building & Electrical Division (2026 county census)
- New Residential Construction, quoted and re-checked
- Board of Health, quoted and re-checked
- Owensboro Metropolitan Planning Commission (2026 county census)
- (2026 county census)
- Owensboro Metropolitan Planning Commission, Building & Electrical Division (iompc.org)
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- New Residential Construction, quoted and re-checked
- Title 815 Chapter 7 Regulation 125, quoted and re-checked
- Title 815 Chapter 7 Regulation 125, quoted and re-checked
- Title 815 Chapter 7 Regulation 125, quoted and re-checked
- New Residential Construction, quoted and re-checked
- New Residential Construction, quoted and re-checked
- 902 KAR 10:110. Issuance of on-site sewage disposal system permits (Kentucky statewide rule), quoted and re-checked
- 902 KAR 10:085. System Installation Inspection (Kentucky statewide rule), quoted and re-checked
- KRS 511.110 — Unlawful camping (Kentucky statewide rule), quoted and re-checked
- New Residential Construction, quoted and re-checked
- Find Your Flood Zone (Kentucky statewide rule), quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.