Union County, Indiana requires a building permit for a structure costing or valued at $1,000 or more within the Area Plan Commission's jurisdiction, and the Area Plan Office also handles zoning1,2. The county zoning ordinance covers unincorporated Union County, Liberty and West College Corner, while septic permits come from the Union County Health Department, not the Area Plan Office2,3. Obtain septic approval and county-road driveway approval before completing the building-permit package1,4.
Do you need a building permit in Union County, Indiana?
Yes.
Yes. A building permit is required for a structure costing or valued at $1,000 or more within the Union County Area Plan Commission's jurisdiction1. The county also identifies permit-triggering work that includes swimming pools, decks or porches, accessory buildings, room additions, mobile-home upgrades, and electrical or plumbing upgrades9. Indiana has adopted statewide building and residential codes, while local jurisdictions may require permits, plan review and inspections10,11. Starting construction without a permit incurs a $50 fine on top of the permit cost, and a permit is valid for 18 months1. The ordinary building-permit fee amount could not be confirmed, so ask the Area Plan Office1. Union County does not state an owner-builder exemption or a complete inspection schedule, so an owner doing the work should ask the Area Plan Office which inspections and contractor information apply4,5.
Who issues building permits, zoning approval and septic permits in Union County?
The Union County Area Plan Office is the starting point for building permits, building inspection and zoning approval, while septic permits are a separate Health Department process.
The Union County Area Plan Office is the starting point for building permits, building inspection and zoning approval, while septic permits are a separate Health Department process4,7. The office is at 6 West South Street, Suite 1, in Liberty; call 765-458-5044 or email areaplan@unioncountyin.us4. County application instructions call for the property deed with its legal description, septic permit, site plan, building plans and a receipt showing current taxes4. The site plan should locate utilities, the home, accessory structures, property-line distances, driveway, septic field and tank, while the building plans should show square footage and bedroom count4. Before installing a county-road driveway, consult the Union County Highway Department at (765) 458-5692 because the Highway Supervisor must approve its location and installation1,12. A connection to an Indiana state highway instead requires permission from INDOT through its electronic permit system13.
Does Union County, Indiana have zoning?
Yes.
Yes. The unified zoning ordinance covers unincorporated Union County, the Town of Liberty and the Town of West College Corner2. District details can materially change a rural project: an Agricultural District house needs at least 1.5 acres excluding easements and rights-of-way and 200 feet of width at the building line, and every Agricultural District building has a 25-foot setback from a right-of-way or boundary2. R-1 lot minimums vary with sewer and water availability, while an R-1 dwelling must be at least 20 feet wide, with at least 900 square feet on the ground floor for a one-story home or 720 square feet for a two-story home2. Buildings may cover no more than 35% of an R-1 lot or 40% of an R-2 lot, and buildings in either residential district may not exceed 35 feet2. Union County also requires a Certificate of Occupancy before regulated land or buildings are occupied, used or changed in use2. Ask the Area Plan Office to verify the parcel's district and the exact yard measurements before designing4.
How do septic permits work in Union County?
The Union County Health Department permits residential onsite sewage systems and administers Indiana's state rule locally.
The Union County Health Department permits residential onsite sewage systems and administers Indiana's state rule locally3,14. Call (765) 458-5393 or visit 6 W South St in Liberty7. Permit review requires an application, a property site plan and a soil evaluation by a certified soil scientist3. Property inside the Brookville Lake Regional Waste District boundaries also needs a sanitary-sewer availability letter3. The Health Department inspects every septic installation before it is covered, so coordinate the inspection before backfilling3. Soil feasibility deserves early attention because only 24.4% of Union County soils are rated without severe limitations for a conventional septic drain field8. Where a dwelling is not connected to sewer, Indiana generally requires a compliant septic tank and soil-absorption system; drywells and cesspools are not allowed as onsite sewage treatment14.
Can you live in an RV or tiny home in Union County?
Union County does not offer blanket permission to live in an RV on a private parcel.
Union County does not offer blanket permission to live in an RV on a private parcel. Trailers or mobile homes generally may not be occupied for dwelling or lodging outside an approved mobile home park, subject to the ordinance's agricultural-district and temporary-use provisions2. In a Recreational District, a campground for short-term camper or RV parking is a special use and needs at least 5 acres; it must sit at least 50 feet from a highway right-of-way, with spaces at least 50 feet wide and 2,500 square feet in area2. Permanent scattered-site manufactured homes other than single-wides are allowed in zones that permit dwelling units, while temporary manufactured-home or mobile-home placement outside parks is allowed only in specified circumstances2. Union County does not state a tiny-home occupancy rule, and in the R-1 district a dwelling must be at least 20 feet wide with 900 square feet on a one-story ground floor, which rules out most tiny homes there2. Give the Area Plan Office the unit type, foundation, utilities and occupancy plan before buying4.
Building a home in Union County: the steps, in order
Ask the Area Plan Office to identify the zoning district and confirm residential use, lot size, setbacks, lot coverage, height and the Certificate of Occupancy path.
- Ask the Area Plan Office to identify the zoning district and confirm residential use, lot size, setbacks, lot coverage, height and the Certificate of Occupancy path2.
- Have a certified soil scientist evaluate the site, then submit the septic application and property plan to the Health Department3.
- If the parcel lies inside the Brookville Lake Regional Waste District boundaries, obtain the required sewer-availability letter3.
- Ask the Highway Department to approve a county-road driveway location before installation, or use INDOT's system for a state-highway connection1,13.
- Assemble the deed, septic permit, site plan, building plans and current-tax receipt for the Area Plan Office4.
- Obtain the building and Improvement Location permits before work starts; beginning early adds a $50 fine1.
What should you check before buying land in Union County?
Start with septic feasibility: only 24.4% of Union County soils lack severe limitations for a conventional drain field, and the county requires a certified soil-scientist evaluation during permit review.
Start with septic feasibility: only 24.4% of Union County soils lack severe limitations for a conventional drain field, and the county requires a certified soil-scientist evaluation during permit review3,8. Confirm zoning, setbacks, the proposed dwelling type and Certificate of Occupancy path with the Area Plan Office2,4. Check access before assuming an existing field entrance can serve a home because the Highway Supervisor must approve a county-road driveway's location and installation1. Review flood maps as well: Indiana DNR has jurisdiction over most development in a floodway, while local permits may still apply in the floodplain fringe15. Ask the Health Department whether a private-well permit applies because statewide guidance says some local health departments require one but does not identify Union County6,7. The effective property-tax rate is about 0.7%, and the median annual property-tax bill is about $1,1448.
Watch-outs
- Do not start construction before obtaining the required permits: Union County adds a $50 fine to the permit cost for beginning without a building permit1.
- Do not assume rural land allows full-time RV occupancy; Union County generally confines dwelling or lodging use of trailers and mobile homes to approved mobile home parks, subject to temporary-use provisions2.
- Private-well permits and the county inspection schedule remain unconfirmed, and no tiny-home occupancy rule was found; ask the Area Plan Office and Health Department about the specific project4,6,7.
Sources
15 official pages, each quoted and re-checked · written October 9, 2026
- Union County: Ordinances
- Union County Area Planning Commission zoning and building ordinance
- Union County: Septic Inspection and Permits
- Union County Area Plan Office (in.gov)
- Indiana Plumbing Laws Compilation (2026 county census)
- Recommended Standards For Private Water Wells (Indiana statewide rule)
- Union County Health Department (in.gov)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- in.gov
- Rules of the Indiana Fire Prevention and Building Safety Commission (Indiana statewide rule)
- in.gov (Indiana statewide rule)
- Union County Highway Department (in.gov)
- INDOT Driveway Permit Guide 2024 (Indiana statewide rule)
- 410 IAC 6-8.3 Residential On-Site Sewage Systems (Indiana statewide rule)
- Water: Community Assistance & Information (Indiana statewide rule)
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Union County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.