Bolthole Index

Noble County, Indiana

Building permits, zoning and land rules in Noble County, Indiana

56Index Score / 100
#57 of 92 in Indiana

Unincorporated Noble County, Indiana requires building permits for new construction and additions, with the Noble County Building Department handling permits and inspections1. The Noble County Plan Commission administers zoning on unincorporated land, while septic permits and repairs go through the Noble County Health Department23. Before buying, confirm the parcel's jurisdiction, septic feasibility and legal access.

At a glance

Building permit
Required for new construction, additions and listed building-system work in unincorporated Noble County1
Zoning
County zoning applies to unincorporated land; incorporated-area rules vary24
Septic
A county permit and licensed installer are required for a new system or repair5
RV living
Not confirmed for private rural parcels; ask the Plan Commission6
Tiny homes
No confirmed occupancy rule; zoning and building permits still need review61
Manufactured homes
Modulars and doublewides follow stick-built permitting; singlewides outside a mobile-home park need a variance7
Owner-builder
No exemption confirmed; ask the Building Department before planning to pull your own permit8

Who to call

Building permits

Noble County Building Department

Building permits and inspections in the county's jurisdiction

260-636-2215

[email protected]

109 N York St, Albion, IN 46701

Floodplain permits

Noble County Building Department - Floodplain

Local review of improvements in the floodplain

Zoning

Noble County Plan Commission

Planning, zoning administration and zoning inquiries for unincorporated Noble County

(260) 636-7217

[email protected]

109 N York Street, Albion, IN 46701

Septic permits

Noble County Health Department - Septic and Wastewater

Septic permits, onsite sewage inspections and sewage-nuisance complaints

260-636-2191 ext. 2

[email protected]

Contact details are copied from each office’s official page and were checked against it on September 29, 2026.

Do you need a building permit in Noble County, Indiana?

Yes. New construction, additions and listed structural, electrical, plumbing, gas, heating and cooling work in unincorporated Noble County require a building permit1. A portable building of 120 square feet or less is generally exempt, but the exemption does not override floodplain requirements; a detached portable accessory structure must also sit outside the floodplain1. Indiana has adopted statewide building and residential codes, while the applicable local jurisdiction decides whether its administrative process requires a permit910. Noble County does require one for the work above. Incorporated towns may issue their own permits, so verify the jurisdiction before applying1.

Who issues Noble County building permits, and how do you reach them?

The Noble County Building Department is the starting point for building permits and inspections in the county's jurisdiction. Reach the office at 260-636-2215, [email protected], or 109 N York St, Albion, IN 4670111. Permit applications cannot be filed online, and the department asks applicants to contact it before beginning work11. County-permitted homes, additions, garages and accessory buildings receive inspections at the applicable stages, and every inspection requires at least 24 hours' notice12. The final building inspection must occur before occupancy, while the final septic and driveway inspections must be complete before a certificate of occupancy is issued13. A structure in a floodplain also needs an Elevation Certificate before the county will issue its certificate of occupancy14. Ask the department directly about owner-builder eligibility because no county exemption was confirmed8.

Does Noble County have zoning?

Yes. The Noble County Plan Commission administers zoning in unincorporated Noble County, but zoning authority and rules vary in incorporated areas24. Reach the Plan Commission at (260) 636-7217, [email protected], or 109 N York Street, Albion, IN 4670115. Zoning is separate from the building permit, so confirm the parcel's jurisdiction, district and allowed use before designing a home or outbuilding21. The Plan Commission controls plats and replats involving unincorporated land in its jurisdiction, and an unapproved nonconforming parcel cannot receive an improvement-location permit or building permit16. Minimum dwelling size, minimum lot size, accessory-dwelling rules, setbacks and building-height limits could not be confirmed; ask the Plan Commission for the standards tied to the parcel's district15.

How do septic permits work in Noble County?

The Noble County Health Department requires a permit and a licensed installer for every new septic installation or septic-system repair in Noble County5. Applications must be made in the office, and the county page lists the septic permit at $100 per year517. Reach the septic and wastewater program at 260-636-2191 ext. 2 or [email protected]17. The Health Department performs the final septic inspection, which must be complete before the county issues a certificate of occupancy18. Only about 8% of county soils are rated without severe limits for a conventional drain field, so make septic feasibility a purchase contingency rather than assuming a standard system will fit19. Indiana requires compliant onsite sewage treatment where a dwelling cannot connect to sewer, and drywells and cesspools are not allowed20.

Can you live in an RV or tiny home on your land in Noble County?

Noble County's rule for residential or long-term RV occupancy on a private rural parcel could not be confirmed, and the statewide campground rule does not answer that question21. Ask the Noble County Plan Commission whether the parcel's zoning district allows the proposed occupancy before buying or moving an RV onto the land615. A county tiny-home occupancy rule and minimum dwelling size also could not be confirmed; a tiny home used as a dwelling still needs parcel-specific zoning review, and new construction is subject to the county permit requirement61. For manufactured housing, modular homes and doublewides follow stick-built permitting, while a singlewide outside a mobile-home park requires a variance7. Composting toilets and other alternative off-grid sanitation options were not confirmed, so discuss the wastewater plan with the Health Department before committing to an off-grid design3.

Building a home in Noble County: the steps, in order

  1. Confirm whether the parcel is in Noble County's jurisdiction and ask the Plan Commission for its zoning district and applicable development standards215.
  1. If land will be divided or combined, obtain Plan Commission approval before expecting an improvement-location or building permit16.
  1. Establish septic feasibility and apply in person through the Health Department; a new installation requires a permit and licensed installer517.
  1. Contact the Building Department before starting and file the required building application in person111.
  1. For any development or improvement in a floodplain, obtain the county Floodplain Improvement Location Permit and check whether Indiana DNR floodway approval also applies2223.
  1. Schedule required inspections with at least 24 hours' notice and complete final building, septic and driveway approvals before occupancy; floodplain structures also need an Elevation Certificate before the certificate of occupancy121314.

What should you check before buying land in Noble County?

Start with septic feasibility: only about 8% of Noble County soils are rated without severe limits for a conventional drain field19. Confirm legal access and road jurisdiction; a driveway connecting to an Indiana state highway requires permission through INDOT's Electronic Permit System, while another road authority may control local-road access24. Ask the Health Department whether Noble County requires a private-well permit because Indiana's statewide guidance says some local health departments do, but the county-specific answer could not be confirmed25. Check flood maps before planning improvements: any floodplain development or improvement requires a county Floodplain Improvement Location Permit22. The median property-tax bill is about $1,250 per year at an effective rate near 0.7%, while typical home insurance is about $1,336 per year262728. Finally, confirm that any prior division or combination of unincorporated land received Plan Commission approval16.

Watch-outs

  • A singlewide manufactured home outside a mobile-home park requires a variance in unincorporated Noble County7.
  • Any development or improvement in a Noble County floodplain requires a Floodplain Improvement Location Permit; the listed fee is $50 and at least three inspections are required22.
  • No private-parcel rule for long-term RV living or temporary camping was confirmed; ask the Noble County Plan Commission before relying on either use615.
  • No owner-builder exemption was confirmed; ask the Noble County Building Department who may apply for the permit and request inspections811.

Sources

  1. Noble County: Required Permits & Inspections, quoted and re-checked
  2. Noble County Plan Commission: About, quoted and re-checked
  3. Noble County: Septic and Wastewater, quoted and re-checked
  4. Noble County Plan Commission: About, quoted and re-checked
  5. Noble County: Septic and Wastewater, quoted and re-checked
  6. Noble County Plan Commission: About (2026 county census)
  7. Noble County: Required Permits & Inspections, quoted and re-checked
  8. (2026 county census)
  9. Rules of the Indiana Fire Prevention and Building Safety Commission (Indiana statewide rule), quoted and re-checked
  10. DHS: Boards and Commissions (Indiana statewide rule), quoted and re-checked
  11. Noble County Building Department (in.gov)
  12. Required Inspections HomeAdditionGarage, quoted and re-checked
  13. Required Inspections HomeAdditionGarage, quoted and re-checked
  14. Noble County Floodplain, quoted and re-checked
  15. Noble County Plan Commission (in.gov)
  16. Noble County Subdivisions, quoted and re-checked
  17. Noble County Health Department - Septic and Wastewater (in.gov)
  18. Required Inspections HomeAdditionGarage, quoted and re-checked
  19. Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
  20. 410 IAC 6-8.3 Residential On-Site Sewage Systems (Indiana statewide rule), quoted and re-checked
  21. Environmental Public Health: 410 IAC 6-71 Campgrounds (Indiana statewide rule), quoted and re-checked
  22. Noble County Floodplain, quoted and re-checked
  23. Water: Community Assistance & Information (Indiana statewide rule), quoted and re-checked
  24. INDOT Driveway Permit Guide 2024 (Indiana statewide rule), quoted and re-checked
  25. Recommended Standards For Private Water Wells (Indiana statewide rule), quoted and re-checked
  26. Median property tax bill: Bolthole Index county data
  27. Effective property tax rate: Bolthole Index county data
  28. Typical home insurance premium: Bolthole Index county data

Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

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County locator

Noble County in Indiana

56
County map
Noble County highlighted among the Indiana counties · colored by Index score

How Noble County scores

Seclusion22100% ev.
Self-Sufficiency69100% ev.
Admin Boringness4190% ev.
Durability83100% ev.
Property Autonomy71100% ev.
Carry Cost71100% ev.

Evidence strength: 98%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$257kTypical home
0.7%Property tax
$9,064Land / acre
37.8"Annual rain
2.7% of yrsSevere drought
2.3 / yr (+2.2)Mid-century 100°F days
11.6 daysMid-century dry spell
1.58" (+8.8%)Mid-century 1-day rain
1.74×Wildfire change factor
100%Forward climate coverage
$1,336Home insurance / yr
0.6% / yrInsurance growth
0.96%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
165,371People within 30 min
4,372,073People within 2 hr
95,380Radius comparison (15 mi)
115.4People / sq mi
0.2%Federal land
99.1%Land at 15% slope or less
8%Septic soil without severe limits
20,232 acWorkable land screen
22.5%Wooded land
57.1 tonsBiomass / forest ac
49.6°FAvg temp

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Answers from the rulebook for Noble County

What the ordinances and state agencies actually say — one answer per question, each quoted from the official source and independently re-checked.

Noble County rules

  • Building permitRequired

    New construction, additions, and listed structural, electrical, plumbing, gas, heating, and cooling work in county jurisdiction.

    • Portable buildings 120 square feet or less generally do not require a building permit, but floodplain permits may still be required.
    • Detached portable accessory structures 120 square feet or less must also be outside a floodplain for the stated exemption.
    • Incorporated towns may issue their own permits.

    portable building threshold: <= 120 square feet (Floodplain requirements may still apply)

    “All New Construction and Additions, require a building permit.”
  • InspectionsRequired

    County-permitted homes, additions, garages, accessory buildings, and other listed construction.

    • A twenty-four-hour notice is required on all inspections.
    • Required stages include footer, foundation, underfloor plumbing and HVAC, framing, electrical, plumbing, HVAC, firewall, insulation, permanent electrical, gas, septic, driveway, and final inspections, as applicable.

    inspection notice: >= 24 hours (Applies to all inspections)

    “A TWENTY-FOUR (24) HOUR NOTICE IS REQUIRED ON ALL INSPECTIONS. [...] REQUIRED INSPECTIONS [...] New Homes, Additions to Homes, Garages, Accessory Bldgs. Etc. (Any structure with frost footers)”
  • Certificate of occupancyRequired

    New homes and other structures where the county inspection checklist requires a certificate of occupancy.

    • Final septic inspection is required before the Certificate of Occupancy is issued.
    • Final driveway inspection is required prior to the Certificate of Occupancy.
    • Final building inspection is required prior to occupancy; flood-hazard structures require an as-built elevation certificate before the Certificate of Occupancy.
    “SEPTIC: Final Inspection. County Health Dept. (260-636-2191 Ext # 3). Required prior to Certificate of Occupancy being issued. [...] FINAL INSPECTION: Prior to “Occupancy of Structure”.”
    One more reviewed finding on this topic
    • Required — Structures in a Noble County floodplain before issuance of a certificate of occupancy.
      “Before a Certificate of Occupancy will be issued an Elevation Certificate”
  • County-wide zoningPresent (with conditions)

    County zoning administered by the Noble County Plan Commission in unincorporated parts of Noble County.

    • The source limits the Plan Commission's primary responsibility to unincorporated parts of Noble County.
    • Incorporated municipalities may have separate zoning authorities or ordinances; this claim does not establish county zoning throughout incorporated areas.
    “The Plan Commission is primarily responsible for the land in the unincorporated parts of Noble County. It does this through its [...] Zoning Ordinance”
  • Local zoningVaries (with conditions)

    Aggregate conclusion for Noble County: the county Plan Commission administers zoning for unincorporated land, while at least one incorporated municipality has its own zoning ordinance.

    • The county Plan Commission source states its responsibility is primarily for unincorporated land.
    • The county's official UDO resource page separately links a Town of Cromwell Zoning Ordinance.
    • This aggregate does not establish the zoning rules or authority of every incorporated municipality in Noble County.
    “A PDF copy of the UDO Town of Cromwell Zoning Ordinance”
  • Manufactured homesLimited

    Manufactured-home placement and occupancy in unincorporated Noble County.

    • New construction and additions require a building permit.
    • Modulars and doublewides are treated like stick-built homes for permits.
    • Singlewides require a variance to be placed in the county outside a mobile-home park.
    • Incorporated towns may have different jurisdiction.
    “Modulars and Doublewides are treated like a stick built homes when getting permits. Singlewides require a variance to be placed in the county outside of a mobile home park.”
  • Who permits septicCounty

    Septic permitting and public-health investigations in Noble County.

    • The Noble County Health Department handles septic permits and investigates sewage-discharge or public-health/nuisance complaints.
    • Applications must be made in the office.
    “A permit and installation by a licensed installer are required for any new installation or repair of a septic system in Noble County. Investigations are also conducted on any discharge of sewage or other public health/nuisance complaint.”
  • Septic permitRequired

    Any new septic installation or septic-system repair in Noble County.

    • The permit is issued through the Noble County Health Department.
    • Installation must be by a licensed installer.
    • Septic applications must be made in the office.
    • The page lists septic permits at $100.00 per year.

    septic permit fee: 100 USD per year

    “A permit and installation by a licensed installer are required for any new installation or repair of a septic system in Noble County.”
  • Septic inspectionRequired

    Final inspection of septic systems serving county-permitted construction.

    • The final septic inspection is performed by the County Health Department.
    • It is required before a Certificate of Occupancy is issued.
    “SEPTIC: Final Inspection. County Health Dept. (260-636-2191 Ext # 3). Required prior to Certificate of Occupancy being issued.”
  • Subdividing landRegulated (with conditions)

    Division or combination of unincorporated land within the Noble County Plan Commission jurisdiction.

    • The Plan Commission has exclusive control over approval of plats and replats involving unincorporated land within its jurisdiction.
    • Nonconforming parcels without Plan Commission approval cannot receive an improvement-location permit or building permit.
    “The Plan Commission has exclusive control over the approval of plats and replats involving unincorporated land within its jurisdiction.”
    One more reviewed finding on this topic
    • Regulated (with conditions) — Division or combination of land and plat/replat approval involving unincorporated Noble County land.
      “According to the Unified Development Ordinance (UDO) any division of land, or combination of land, is required to undergo a review/approval process by the Planning Commission. Any division of or combination of land that does not have Plan Commission approval shall be considered Non-Conforming; nonconforming parcels shall not receive an improvement location permit or building permit.”
  • Building in a floodplainRequired

    Development or improvements located in a Noble County floodplain.

    • A Floodplain Improvement Location Permit is required for any development or improvements in the floodplain.
    • The fee is $50.
    • Detailed plans, elevation information, and a recorded Floodplain Acknowledgement Agreement are required.
    • Floodplain ILPs require at least three inspections.
    • There is a stated exception for structures built before the first 1970s flood map when a one-time alteration is less than 50% of fair market value.

    floodplain ILP fee: 50 USD · minimum floodplain ILP inspections: >= 3 inspections

    “A Floodplain ILP is required for any development or improvements in the floodplain.”

Indiana rules that apply here

  • Building code adoptedAdopted (with conditions)

    Statewide Indiana construction subject to the Indiana Fire Prevention and Building Safety Commission's adopted building codes, including the Indiana Building Code and Indiana Residential Code.

    • The adopted codes consist of model codes amended for Indiana.
    • The 2014 Indiana Building Code under 675 IAC 13-2.6 is currently in effect and became effective December 1, 2014.
    • The 2020 Indiana Residential Code under 675 IAC 14-4.4 is currently in effect and became effective December 26, 2019.
    • Specific applicability depends on the structure and code category.

    Indiana Building Code effective date: 2014-12-01 · Indiana Residential Code effective date: 2019-12-26

    “The Fire Prevention and Building Safety Commission creates Indiana codes by adopting model codes and amending them to apply in Indiana.”
  • Off-grid sanitationLimited

    Residential sanitation in Indiana where a dwelling is not connected, or cannot be connected, to a sanitary sewerage system.

    • The dwelling must be provided with a compliant residential on-site sewage system including a septic tank and a soil absorption system that has not failed.
    • A temporary sewage holding tank is subject to written Indiana Department of Health approval, with specified exceptions for failed systems, soil conditions after a construction permit, and certain district, utility, or municipal sewage plans.
    • A holding tank operated as a primary residential disposal method for a sewer connection plan is limited to not more than one year unless the period is extended upon documentation of satisfactory operation.
    • Drywells and cesspools are not allowed for construction or use as on-site sewage treatment in Indiana.

    holding-tank sewer-connection period: <= 1 year (may be extended upon documentation of satisfactory operation)

    “septic tank and a soil absorption system”
  • Well permitLimited

    Construction of residential water-supply wells and installation of well pumps in Indiana.

    • Indiana Department of Health standards state that several local health departments require a permit before residential water-supply well construction or well-pump installation.
    • The cited statewide source does not identify which local health departments require permits; local requirements must therefore be checked for the specific property.
    • Water-well drillers must be licensed by the Indiana Department of Natural Resources.
    “Several local health departments now require that a permit be obtained before construction of a residential water supply well or installation of a well pump.”
  • Agricultural exemptionAvailable (with conditions)

    Buildings used only for an agricultural purpose on the land where they are located and not used for retail trade, for purposes of Indiana state Class 1 construction-design-release requirements.

    • The building must be used only for an agricultural purpose.
    • The building must be located on the land where the agricultural purpose occurs.
    • The building must not be used for retail trade.
    • This is an exemption from Class 1/state design-release classification; it does not establish exemption from every local inspection, zoning, building, fire, or other applicable requirement.
    • Indiana's official Code Enforcement FAQ states that local units of government inspect agricultural buildings if they have an ordinance requiring inspection.

    state design-release classification: not Class 1 (Does not resolve local inspection or zoning requirements)

    “Buildings used only for an agricultural purpose on the land where they are located and not used for retail trade are not Class 1 structures.”
  • Driveway accessRequired

    Driveway connections and construction inside the right-of-way of Indiana state highways.

    • The governmental unit having jurisdiction over the street or highway must grant permission.
    • INDOT jurisdiction is limited to the Indiana state highway system; other governmental units may use the guide as a guideline.
    • Applications must be made through the INDOT Electronic Permit System.
    “State law requires the public to obtain permission from the governmental unit having jurisdiction over a street or highway”
  • Permit feesPublished (with conditions)

    Published fees for specified Indiana DNR Division of Water and INDOT permits statewide.

    • Fees apply to the specified permit types and do not establish a single fee for every Indiana permit.
    • DNR lists fees by statute and permit application type; INDOT fees vary by driveway or road-approach subtype.

    DNR Flood Control Act excavation, fill, or non-residential construction in a floodway application fee: 200 USD · DNR Flood Control Act residential reconstruction in a floodway other than the Ohio River floodway application fee: 50 USD · DNR Flood Control Act residential construction or reconstruction in the Ohio River floodway application fee: 10 USD · INDOT private driveway, private field access, temporary driveway, or driveway removal fee: 55 USD · INDOT minor or sub-minor commercial driveway or minor public road approach fee: 150 USD · INDOT major commercial driveway or major public road approach fee: 600 USD

    “IC 14-28-1 | Flood Control Act - Excavation, fill, or non-residential construction in a floodway | $200”
  • Permit processPublished (with conditions)

    Indiana state construction design-release review for Class 1 structures; local permits may also be required.

    • The process applies to projects required to file with IDHS for a construction design release.
    • All work, including work exempted from state filing, may require local permits.
    • If additional documents are uploaded before the initial response, the 10-business-day period restarts.
    • A selected plan review may result in corrections before release.

    initial completeness or review determination: 10 business days (The period restarts if additional documents are uploaded before the response.) · selected-plan review response: 20 business days (Measured from delivery of the notice of plan review.) · response after corrected plans: 10 business days (Applies following receipt of corrections and continues until release.)

    “If your project is selected for a review, you will either receive a release or request for corrections to your plans within 20 business days”
  • Campground & park staysLimited

    Recreational vehicle occupancy at a regulated Indiana campground campsite, rather than residential occupancy on an individually deeded lot or other land outside the rule's campground definition.

    • A campground is an area where campsites are leased or rented and provisions are made for ten or more tents, recreational vehicles, park models, or vacation mobile homes.
    • The campground must be established, operated, and maintained for recreational, health, education, sectarian, business, or tourist activities away from established residences.
    • The rule excludes primitive campgrounds, youth camps, and tracts of land divided into individually deeded lots.
    • No more than one recreational vehicle or one vacation mobile home may be allowed on a designated campsite at the same time.
    • Campground construction, additions, or significant construction changes require plans submitted at least ninety days before construction for department review and approval; the plans must be certified by a registered engineer or architect licensed in Indiana.
    • The rule does not establish a general statewide authorization for long-term residential RV occupancy outside regulated campgrounds.

    minimum campground provisions: >= 10 tents, recreational vehicles, park models, or vacation mobile homes · maximum recreational vehicles per designated campsite: 1 vehicle (one vacation mobile home may be used instead) · advance plan-submission period: >= 90 days (the department may waive plan review for a minor alteration)

    “No more than one (1) recreational vehicle or one (1) vacation mobile home”
    One more reviewed finding on this topic

Still unanswered

We looked and could not find an official answer yet. Silence is not permission — ask the county directly.

  • Owner-builder exemption — Whether an owner-builder receives an exemption from county building-permit, code, inspection, or contractor requirements.
  • Zoning districts — Published zoning districts in unincorporated Noble County.
  • Minimum dwelling size — Minimum dwelling size in unincorporated Noble County.
  • Minimum lot size — Minimum lot size in unincorporated Noble County.
  • Setbacks — Setbacks in unincorporated Noble County.
8 more unanswered
  • Lot coverage
  • Building height
  • Living in an RV
  • Camping on your land
  • Tiny homes
  • Accessory dwellings
  • Mandatory utility hookup
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Living off-grid in Noble County, Indiana

Is Noble County a good place to live off-grid or homestead?

Noble County scores 56/100 on the Bolthole Index, a solid county profile. Its strengths: mixed durability signals and a stronger property-autonomy legal backdrop. Watch-outs: about 165,371 people within a 30-minute drive and more administrative friction around building and land use.

Do you need a building permit in Noble County, Indiana?

Noble County generally requires a residential building permit, and it enforces county zoning. Onsite septic is permitted by Noble County Health Department. These answers are quoted from official sources and independently re-checked. Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Noble County, Indiana?

Land in Noble County runs about $9,064 per acre, based on the latest county data.

What is the water situation in Noble County?

Noble County gets about 37.8" of rain a year, with severe drought in roughly 2.7% of years.

How remote is Noble County?

A representative private-land location has about 165,371 people within a 30-minute drive and 4,372,073 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Noble County means bringing your own water and power. The kit we’d start with:

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How Noble compares in Indiana

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