Inside O'Fallon city limits in St. Clair County, Illinois, the city's Community Development Department issues building permits1 and enforces the city's own zoning ordinance, Chapter 157 of the Code of Ordinances2. Septic permits are a separate matter: the St. Clair County Health Department administers private sewage permits countywide3. Whether a given O'Fallon lot may use septic at all, we could not confirm.
At a glance
- Building permits
- Issued by the City of O'Fallon Community Development Department for new homes, additions, decks and sheds over 100 sq ft1
- Zoning
- City zoning ordinance (Chapter 157) with districts such as A, RR, SR-1, MH-1 and MR-124
- Lot size, SR-1
- 10,000 sq ft minimum, 75 ft wide5
- Lot size, RR
- 1 acre minimum6
- Septic
- St. Clair County Health Department permit, $300 fee; city sewer rules not confirmed78
- Wells
- County health office permit, $200 fee, where the county program applies9
- RV, tiny home, ADU
- Not confirmed; ask the city's Planning & Zoning Division10
Who to call
Building permits
City of O'Fallon Community Development Department, Building & Inspections Division
Building permits, inspections, occupancy permits and floodplain questions inside O'Fallon city limits
255 South Lincoln, O'Fallon, IL 62269
Zoning
City of O'Fallon Planning & Zoning Division
Zoning questions, zoning map lookups, site plans, subdivisions and home occupations inside O'Fallon
255 S Lincoln Avenue 2nd Floor O'Fallon, IL 62269
Septic permits
St. Clair County Health Department – Water & Private Sewage
Private sewage (septic) permits and well permits for St. Clair County
19 Public Square, Suite 150, Belleville, IL 62220
Contact details are copied from each office’s official page and were checked against it on October 24, 2026.
Off-grid gear
Going off-grid in O'Fallon means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Does O'Fallon, Illinois have zoning, and what does it mean for lot size and RVs?
Yes. Inside O'Fallon city limits, the city's own zoning ordinance applies, and districts include A, RR, SR-1, MH-1, MR-1, MR-2, O-1, B-1, B-2, I-1 and I-224. The city explains that its zoning ordinance regulates what types of uses are permitted and how a property can be developed within a particular district10. Rules depend on the district, so find your lot on the city zoning map first.
In the SR-1 single-family district, the schedule lists a 10,000 sq ft minimum lot, 75 feet of width and a 35-foot height limit511. In the RR rural residential district, the minimum lot is 1 acre with 100 feet of width6. Lot coverage appears to be capped at 30% in SR-1 and 25% in RR, but we could not fully confirm that reading of the table1213.
We could not confirm O'Fallon's rules on living in an RV, tiny homes or accessory dwelling units. Ask the Planning & Zoning Division at 618-624-4500 before you buy10.
Do you need a building permit in O'Fallon, and who issues it?
Yes for most real construction. The City of O'Fallon, not St. Clair County, issues building permits inside city limits, through the Community Development Department's Building & Inspections Division1. The city lists new one- and two-family homes, basement finishes, room additions, remodeling, decks, pools and sheds among the work that needs a building permit1. The city says a building permit is required for sheds and accessory structures over 200 square feet, a zoning permit covers sheds of 101 to 199 square feet, and structures of 100 square feet or less need no permit but must still meet building codes and setbacks1.
Property owners submit the building permit application to the planning and zoning department so the plans can be checked against zoning10. We could not confirm which building code editions the city has adopted, its permit fees or its owner-builder rules; ask the Building & Inspections Division.
How do septic permits work inside O'Fallon?
Septic permits do not come from the city. The St. Clair County Health Department administers the private sewage program for the county3, and a permit must be obtained from its office before constructing or repairing a private sewage system in St. Clair County8. The initial permit fee is $3007.
The Health Department must refuse a septic permit where a sanitary sewer is available, which includes a practical connection within 300 feet for a single-family home7. Because much of O'Fallon is built up, a lot near a city sewer main may have to connect rather than install septic. We could not confirm the city's sewer-connection rules, so ask the city's Public Works office and the Health Department before counting on a septic system.
If a lot does use private sewage, the county code calls for one acre of usable space for a residential structure, and the Health Department may require more14.
Building a home in O'Fallon: the steps, in order
- Look up your lot's zoning district and confirm the use, lot size and height limits with the Planning & Zoning Division10.
- Ask the city whether the lot has sewer and water available, and call the St. Clair County Health Department if it does not8.
- Submit the residential construction building permit application to the city, which is used for new home construction1.
- Get a county well permit if you plan a private well, where the county program applies9.
- Schedule inspections and the final occupancy approval through the Building & Inspections Division1.
What stays with St. Clair County, and what to check before you buy
The county's building and zoning rules cover unincorporated land only; inside O'Fallon, the city handles building permits and zoning12. Septic and well permits stay with the county Health Department39. For land outside city limits, read the St. Clair County page.
Before you buy, confirm the zoning district, sewer availability, and any floodplain issue; the city's Building & Inspections Division handles floodplain management questions1. St. Clair County's effective property tax rate is 2.1%15.
Watch-outs
- We could not confirm O'Fallon's building code editions, permit fees, owner-builder rules or RV and tiny-home rules; call the Building & Inspections Division at 618-624-45001.
- Setback and lot-coverage figures for SR-1 and RR come from a table whose columns we could not fully verify, so check them with the Planning & Zoning Division before you design16.
- A septic permit can be refused where a sanitary sewer is available within 300 feet of a single-family home7.
Sources
- City of O'Fallon Community Development Department, Building & Inspections Division (ofallon.org)
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- St. Clair County Private Sewage Disposal Code, quoted and re-checked
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- Health Department - Private Sewage Disposal Code, quoted and re-checked
- St. Clair County Health Department – Water & Private Sewage (scchealthdept.com)
- Water & Private Sewage, quoted and re-checked
- City of O'Fallon Planning & Zoning Division (ofallon.org)
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
- Health Department - Private Sewage Disposal Code, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- O'Fallon Code of Ordinances - Chapter 157: Zoning (O'Fallon), quoted and re-checked
Written October 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.