Bolthole Index

Iowa · Off-grid & homestead potential

Montgomery County

47Index Score / 100
#75 of 99 in Iowa

Montgomery County scores 47/100 on the Bolthole Index, a solid county profile. Its strengths are manageable long-term carry cost. The trade-offs: workable self-sufficiency basics (35.9″/yr rainfall).

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County locator

Montgomery County in Iowa

47
County map
Montgomery County highlighted among the Iowa counties · colored by Index score

How Montgomery County scores

Seclusion56100% ev.
Self-Sufficiency22100% ev.
Admin Boringness5790% ev.
Durability49100% ev.
Property Autonomy51100% ev.
Carry Cost65100% ev.

Evidence strength: 98%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$146kTypical home
1.8%Property tax
$7,044Land / acre
35.9"Annual rain
7.9% of yrsSevere drought
8.9 / yr (+7.6)Mid-century 100°F days
18.1 daysMid-century dry spell
2.11" (+5.3%)Mid-century 1-day rain
1.71×Wildfire change factor
100%Forward climate coverage
$1,777Home insurance / yr
3.3% / yrInsurance growth
1.88%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
12,682People within 30 min
2,139,569People within 2 hr
13,636Radius comparison (15 mi)
23.9People / sq mi
0%Federal land
96.6%Land at 15% slope or less
0%Septic soil without severe limits
0 acWorkable land screen
6.4%Wooded land
15.6 tonsBiomass / forest ac
50.4°FAvg temp

Scout Montgomery County

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Property hunt

Find land. Bring the promising ones back.

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Building & land-use rules in Montgomery County

What it takes to build here — permits, zoning, and septic — scouted from Montgomery County’s own official sources.

  • Building permitLimited

    Montgomery County administers a zoning ordinance for its unincorporated area with permit procedures and a zoning administrator; Iowa has no statewide residential building code, so oversight is via county zoning permits rather than full building-code inspection.

    Montgomery County, IA - Zoning
  • County zoningYes

    The county maintains a Zoning department and a zoning ordinance dividing the unincorporated area into zoning districts.

    Montgomery County, IA - Zoning
  • Septic permittingMontgomery County Public Health (County Sanitarian)

    The county FAQ directs residents to the County Sanitarian at Montgomery County Public Health to obtain a well or septic permit; Iowa county boards of health administer private sewage disposal under Iowa DNR rules.

    Montgomery County, IA - Public Health
  • Owner-builderNot published

    Not published on an official source — confirm with the county.

  • Building inspectionsNot published

    Not published on an official source — confirm with the county.

  • Occupancy certificateNot published

    Not published on an official source — confirm with the county.

  • Septic permitNot published

    Not published on an official source — confirm with the county.

  • Septic inspectionNot published

    Not published on an official source — confirm with the county.

  • Off-grid sanitationNot published

    Not published on an official source — confirm with the county.

Always confirm current rules with Montgomery County, IA County Government before you buy or build. Scouted Jul 2026 from official county sources.

Living off-grid in Montgomery County, Iowa

Is Montgomery County a good place to live off-grid or homestead?

Montgomery County scores 47/100 on the Bolthole Index, a solid county profile. Its strengths: manageable long-term carry cost. Watch-outs: workable self-sufficiency basics (35.9″/yr rainfall).

Do you need a building permit in Montgomery County, Iowa?

Montgomery County requires a building permit only in limited cases (such as floodplains or specific zones), and it enforces county zoning. Onsite septic is permitted by Montgomery County Public Health (County Sanitarian). Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Montgomery County, Iowa?

Land in Montgomery County runs about $7,044 per acre, based on the latest county data.

What is the water situation in Montgomery County?

Montgomery County gets about 35.9" of rain a year, with severe drought in roughly 7.9% of years.

How remote is Montgomery County?

A representative private-land location has about 12,682 people within a 30-minute drive and 2,139,569 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Montgomery County means bringing your own water and power. The kit we’d start with:

WaterCrystal QuestFilter any source — well, rain, or creek — to drinking-clean.PowerBluettiSolar generators and home battery backup for living off the grid.

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How Montgomery compares in Iowa

Compare side-by-side →See all 99 Iowa counties ranked →