Building a home in St. Marks, Florida starts with city site-plan approval before a building-permit application goes to Wakulla County.12 St. Marks oversees its own zoning and flood-zone review; septic work needs city-manager approval as well as the applicable onsite sewage permit, now administered by Florida DEP for Wakulla County.134
At a glance
- Building permit
- City approval first; county building-permit application follows12
- Zoning
- City zoning and flood-zone review51
- Septic
- City-manager approval plus onsite sewage permitting through Florida DEP34
- RV living
- Limited temporary use for related persons with documented medical hardship, alongside a principal dwelling6
- Manufactured housing
- Where indicated, limited to a mobile-home park designed exclusively for such houses7
- Owner-builder
- Florida exemption is conditional; building permits and inspections still apply8
- Private well
- State law requires a water-management-district or delegated-authority permit9
Who to call
Zoning
City of St. Marks Building & Zoning
City site-plan approval, zoning review and application of FEMA flood-zone requirements before county building-permit submission.
788 Port Leon Drive
Building permits
Wakulla County Building Department
Building-code administration, plan review, construction permits, inspections and related floodplain-management regulations
3095 Crawfordville Highway Crawfordville, Fl 32327
Septic permits
Florida Department of Environmental Protection, Onsite Sewage Program
Onsite sewage treatment and disposal system permitting for Wakulla County during the Northwest Florida transition
2600 Blair Stone Road MS #3599 Tallahassee, FL 32399-2400
Contact details are copied from each office’s official page and were checked against it on October 11, 2026.
Off-grid gear
Going off-grid in St. Marks means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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Do you need a building permit in St. Marks, FL?
For improvements in St. Marks, submit the completed city site-plan application package and fee to obtain an approval letter before work begins or a building-permit application is submitted to Wakulla County.1 Wakulla County Building Department reviews building plans, issues building permits and conducts residential and commercial inspections.2
An owner-builder in St. Marks can use Florida’s conditional exemption for a residence intended for the owner’s use and occupancy, with direct onsite supervision of work not performed by licensed contractors; the exemption does not remove building-permit or inspection requirements.8 Ask City Building & Zoning for the current city fee schedule and approval requirements; the city application page identifies a newer building-fee resolution.1
Who handles building approval and zoning in St. Marks?
Start with St. Marks Building & Zoning for the city approval letter, zoning review and application of FEMA flood-zone requirements.1 Contact the city at (850) 925-6224 or [email protected], or visit 788 Port Leon Drive.1
The city requires the property owner’s original signature and provides no verbal or over-the-counter approvals.1 Applications that do not require a Local Planning Board meeting need 2–4 business days when no additional administrative work is needed; applications requiring a meeting must be complete at least 10 days before the meeting and involve additional fees.1 After city approval, contact Wakulla County Building Department at 850-926-7636 for building-plan review, building permits and inspections.12
Does St. Marks have zoning, lot-size rules and setbacks?
St. Marks has city zoning districts and city-issued temporary-use permits; the city oversees its own zoning rather than sending city zoning decisions to the county planning counter.51 Ask City Building & Zoning to identify the parcel’s district and applicable residential dimensions before choosing a house layout.1
In St. Marks’ CTTP travel-trailer-park commercial district, the minimum site area is 5 acres, with building setbacks of 50 feet in front, 20 feet at the rear and 15 feet at the sides.1011 Those CTTP standards govern travel-trailer-park commercial land, not a general residential house lot.10 Maximum CTTP building coverage is 40 percent and maximum building height is 25 feet.1213
How do septic permits work inside St. Marks?
For a new single-family dwelling in St. Marks, sewer service is considered available when connection can be made with 200 linear feet of gravity-flow line from the nearest point of the property; approved private subsurface disposal is an option where sewer is unavailable.14 Ask the city to resolve sewer availability before planning a septic system.14
St. Marks requires city-manager approval and a valid health-officer permit for septic-tank construction, repair, alteration or enlargement.3 Florida DEP now handles onsite sewage permitting for Wakulla County, so confirm the current permit route with DEP as well as the city’s approval requirement.43 The DEP application requires an application form, site plan, building floor plan and site evaluation; a privately commissioned evaluation must be completed and uploaded before application submission.15
Can you live in an RV or tiny home in St. Marks?
St. Marks’ residential-district RV provision allows temporary residence alongside a principal dwelling for related persons with documented medical hardship, subject to a city temporary-use permit and applicable setbacks.6 The initial authorization can last up to 1 year, with extensions subject to approval; wastewater connection, approved power and electrical and plumbing inspections are required.6 Wakulla County Building Department and Wakulla County Health Department perform the specified inspections as applicable.16
That medical-hardship provision does not establish general permission to live in an RV while building a house.6 We could not confirm a St. Marks tiny-home occupancy rule or minimum dwelling floor area; ask City Building & Zoning about the proposed dwelling and parcel.1 Manufactured housing identified by the city’s land-use table is allowed, where indicated, only in a mobile-home park designed exclusively for such houses.7
Building a home in St. Marks: what are the steps?
- Ask St. Marks Building & Zoning to review the proposed site, zoning and flood-zone requirements, then submit the city site-plan package with the owner’s original signature and required fee.1
- Resolve sewer availability with the city; if septic is needed, obtain city-manager approval and complete Florida DEP’s onsite sewage application and site evaluation.14315
- Obtain the city approval letter before submitting the county building-permit application or beginning work.1
- Arrange construction inspections with Wakulla County Building Department to verify permitted work before occupancy or use.2
For St. Marks buildings in flood-hazard areas, including Coastal A Zones, lowest floors must meet base flood elevation plus 1 foot or design flood elevation, whichever is higher.17 Ask the city to resolve that elevation requirement during site review.117
What should you check before buying land in St. Marks?
For land outside St. Marks city limits, use the Wakulla County guide for the county’s building and zoning answers; inside St. Marks, city site-plan approval comes before county building-permit submission.181 Before committing to a city parcel, ask City Building & Zoning about the intended dwelling, flood requirements and sewer availability.114
Wakulla County’s soils have only 7.3 percent rated not limited for conventional septic drain fields; that countywide figure does not establish a St. Marks lot’s suitability, so use the required site evaluation rather than treating septic as impossible.1920 Florida requires a permit from the appropriate water management district or delegated authority before well construction, repair or abandonment; we could not confirm the specific issuing office for a St. Marks private well.9
Watch-outs
- St. Marks city site-plan approval must precede both work and county building-permit submission; verbal approval is insufficient.1
- St. Marks’ temporary residential RV provision requires documented medical hardship and related occupants alongside a principal dwelling.6
- Confirm septic approvals with both the St. Marks city manager and Florida DEP: the city code names a health-officer permit, while DEP now administers Wakulla County onsite sewage permitting.34
- We could not confirm the general St. Marks certificate-of-occupancy requirements; ask City Building & Zoning and Wakulla County Building Department before planning a move-in date.12
Sources
- City of St. Marks Building & Zoning (cityofstmarks.com)
- Wakulla County Building Department (mywakulla.com)
- St. Marks Code § 74-99 — Private wastewater disposal (St. Marks), quoted and re-checked
- Onsite Sewage FAQ - Permitting, quoted and re-checked
- St. Marks Land Development Code § 6.00.04 — Temporary use (St. Marks), quoted and re-checked
- St. Marks Land Development Code § 6.00.04 — Temporary use (St. Marks), quoted and re-checked
- St. Marks Land Development Code § 2.02.04 — Table of density and dwelling unit types for residential use (St. Marks), quoted and re-checked
- 2026 Florida Statutes § 489.103, Exemptions (Florida statewide rule), quoted and re-checked
- Water Well Contractor Licensing and Permitting (Florida statewide rule), quoted and re-checked
- St. Marks Land Development Code § 6.01.02-13.9 — CTTP travel trailer park commercial district regulations (St. Marks), quoted and re-checked
- St. Marks Land Development Code § 6.01.02-13.9 — CTTP travel trailer park commercial district regulations (St. Marks), quoted and re-checked
- St. Marks Land Development Code § 6.01.02-13.9 — CTTP travel trailer park commercial district regulations (St. Marks), quoted and re-checked
- St. Marks Land Development Code § 6.01.02-13.9 — CTTP travel trailer park commercial district regulations (St. Marks), quoted and re-checked
- St. Marks Code § 74-98 — Requirements; prohibitions; availability of public sewer service (St. Marks), quoted and re-checked
- Onsite Sewage FAQ - Permitting, quoted and re-checked
- St. Marks Land Development Code § 6.00.04 — Temporary use (St. Marks), quoted and re-checked
- St. Marks Code § 38-88 — Amendments to the Florida Building Code, Residential (St. Marks), quoted and re-checked
- Wakulla County Planning and Community Development, quoted and re-checked
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- OSTDS Construction Application (Florida statewide rule), quoted and re-checked
Written October 11, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.