Unincorporated St. Lucie County, Florida requires a building permit for a home through the county's Permitting/Zoning Division1. The same division administers zoning under the county's Land Development Code2. The Florida Department of Health in St. Lucie County handles septic and well permits34.
At a glance
- Building permit
- Required, issued by the county's Permitting/Zoning Division1
- Zoning
- Yes, under the county's Land Development Code2
- Septic permits
- Required through the Florida Department of Health in St. Lucie County5
- Owner-builder
- Allowed under FS 489.103(7) if you own, occupy and personally supervise6
- RV living on your own land
- Not established statewide; state rules only cover licensed RV parks/camps7
- Private wells
- All wells require a permit through the local health department4
- Septic soil suitability
- Almost no soil is free of severe limits for a conventional drain field8
Who to call
Building permits
St. Lucie County Planning and Development Services, Permitting/Zoning Division
Building permits, plan review and inspections, and zoning administration under the county's Land Development Code for unincorporated St. Lucie County
2300 Virginia Avenue, Fort Pierce, FL 34982
Septic permits
Florida Department of Health in St. Lucie County, Environmental Public Health
Onsite sewage treatment and disposal system (septic/OSTDS) construction, repair and abandonment permits, soil/site evaluations, and septic/well permit records for St. Lucie County
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in St. Lucie County, Florida?
Yes. St. Lucie County requires a permit for construction, erection, alteration, repair and occupancy of buildings in unincorporated St. Lucie County1. Florida has adopted the Florida Building Code statewide, with local amendments allowed where state law permits them9. An owner who owns and occupies the home may act as owner-builder, but must personally supervise work not completed alone and hire licensed trade subcontractors for electrical, plumbing, A/C and roofing610. County fees include a $75 minimum plan-review fee; the listed single-family residence fee is $250 for a contractor permit or $350 for an owner-builder permit, before other applicable charges11.
Who is the St. Lucie County building department, and how do you reach them?
Building permits for unincorporated St. Lucie County are issued by the county's Planning and Development Services Permitting/Zoning Division10. The permit center is at 2300 Virginia Avenue, first floor, southwest corner of the building, in Fort Pierce, open Monday through Friday from 8:00 a.m. to 4:30 p.m.; call (772) 462-155310. The same division administers zoning for unincorporated areas, making it the first stop for both a parcel's zoning district and its building-permit path2. The county publishes building and zoning fees, including $25 for zoning verification and $25 for a flood-zone verification letter11.
Does St. Lucie County have zoning?
Yes. Unincorporated St. Lucie County is zoned under the county's Land Development Code, administered by the Permitting/Zoning Division2. The parcel's zoning district controls questions such as setbacks, lot dimensions and allowed uses, so obtain zoning verification before designing a house or placing another dwelling211. County Towns, Villages and Countryside policies address accessory dwelling units in a limited single-family-development context: an individual lot owner must verify potable water and sanitary sewer service, and a mobile home or recreational vehicle does not count as an accessory dwelling unit12. We could not confirm a general countywide ADU authorization outside that context, so ask the Permitting/Zoning Division about the parcel's district before relying on an accessory unit10.
How do septic permits work in St. Lucie County?
The Florida Department of Health in St. Lucie County handles onsite sewage treatment and disposal system permits313. Submit the septic application with a soil evaluation completed by a qualified private site evaluator; the site plan must be to scale, and the package calls for three floor-plan copies and three site-plan copies5. Clear the lot before applying and provide any gate code or access information so the property can be evaluated5. Only about 0.4% of county soil is rated without severe limitations for a conventional drain field, making an early site evaluation especially important8. Plans and forms prepared by a licensed engineer must be dated, signed and sealed5.
Can you live in an RV or tiny home on your land in St. Lucie County?
Florida's rule for transient RV stays applies to permitted recreational vehicle parks and camps; it does not establish permission to live in an RV on private land7. St. Lucie County's Towns, Villages and Countryside policies also say a recreational vehicle or mobile home does not qualify as an accessory dwelling unit12. We could not confirm the complete county rule for private-land RV occupancy, temporary camping, tiny homes or minimum dwelling size, so ask the Permitting/Zoning Division about the parcel and proposed use before buying10. A tiny home proposed as a dwelling still faces the county's building-permit and zoning reviews12.
Building a home in St. Lucie County: the steps, in order
- Confirm the parcel's zoning district and proposed use with the Permitting/Zoning Division before design begins210.
- If the parcel is off sewer, obtain a private soil evaluation, clear the lot and submit the scaled plans and septic application to the Florida Department of Health in St. Lucie County5.
- If the parcel needs a private well, apply through the local health department, which is responsible for permitting all wells in St. Lucie County4.
- Choose a licensed contractor or qualify as an owner-builder who owns and occupies the home and personally supervises the work610.
- Submit the building plans and fees to the Permitting/Zoning Division; the minimum plan-review fee is $7511.
- For a home in a Special Flood Hazard Area, include an Elevation Certificate with the construction documents, during construction and before final approval14.
What to check before you buy land in St. Lucie County
Check sewer availability and soil suitability before treating a parcel as buildable: only about 0.4% of county soil is rated without severe limitations for a conventional septic drain field8. A private well also needs a permit from the Florida Department of Health in St. Lucie County4. Determine whether the home site falls in a Special Flood Hazard Area, because the county requires an Elevation Certificate at three stages for residential construction there14. Confirm legal access and driveway requirements with the Permitting/Zoning Division because we could not confirm the complete county driveway-permit rule10. For carrying costs, the median property-tax bill is about $2,893 a year, the effective property-tax rate is about 0.9%, and typical homeowners insurance is about $2,777 a year151617.
Watch-outs
- Only about 0.4% of St. Lucie County soil is rated without severe limitations for a conventional drain field, so order the required private soil evaluation early85.
- A home in a Special Flood Hazard Area needs an Elevation Certificate with its construction documents, during construction and before final approval14.
- An RV does not qualify as an accessory dwelling unit under the county policy, and the complete private-land RV occupancy rule remains unconfirmed; ask the Permitting/Zoning Division before relying on RV living1210.
Sources
- St. Lucie County Planning & Development Services (2026 county census)
- St. Lucie County Planning & Development Services (2026 county census)
- Florida DEP - OSTDS Permitting FAQ and County Table (2026 county census)
- Private Wells, quoted and re-checked
- Onsite Sewage Disposal, quoted and re-checked
- St. Lucie County Planning & Development Services (2026 county census)
- Florida Statutes Chapter 513: Mobile Home and Recreational Vehicle Parks (Florida statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- 61G20-1.001 Florida Building Code Adopted (Florida statewide rule), quoted and re-checked
- St. Lucie County Planning and Development Services, Permitting/Zoning Division (stlucieco.gov)
- Building Permit Fees, quoted and re-checked
- Towns, Villages and the Countryside Element, quoted and re-checked
- Florida Department of Health in St. Lucie County, Environmental Public Health (stlucie.floridahealth.gov)
- Checklist for Single Family Residence and addition permits, quoted and re-checked
- Median property tax bill: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.