Holmes County, Florida requires a building permit before covered construction, alteration, repair, moving or demolition begins1. In unincorporated Holmes County, allowed uses depend on the parcel's Future Land Use District23. Florida DEP, rather than the county health department, handles septic permitting in Holmes County45.
At a glance
- Building permit
- Required before covered construction work begins1
- Land-use rules
- Allowed uses vary by Future Land Use District in unincorporated areas23
- Septic permits
- Florida Department of Environmental Protection45
- Recreational camping
- Allowed only in four named Future Land Use Districts6
- Manufactured homes
- Allowed only in specified Future Land Use Districts; permit and licensed installer required7
- Minimum home size
- No county minimum, but only one single-family residence per parcel8
- Owner-builder
- An owner-builder permit affidavit is available9
- Private well
- A state water-management district or its delegated authority issues the permit10
Who to call
Building permits
Holmes County Building Department
Building permits, inspections, planning, Future Land Use District questions and flood-zone information for unincorporated Holmes County
107 E. Virgina Ave. Bonifay Fl. 32425
Septic permits
Florida Department of Environmental Protection Onsite Sewage Program
Septic-system permitting and related duties in Holmes County
Roads & driveways
Holmes County Road and Bridge Department
County-road driveway culvert permits and county culvert installation
107 E Virginia Ave, Bonifay, FL 32425
Contact details are copied from each office’s official page and were checked against it on September 27, 2026.
Do you need a building permit in Holmes County, Florida?
Yes. Holmes County requires a building permit before construction, enlargement, modification, a change of occupancy, alteration, repair, moving, removal or demolition of covered public and private buildings, structures, facilities and floating residential structures1. Residential construction must comply with the current Florida Building Code: Residential; HUD homes are outside that code, but site-built additions to them must comply11.
Permit fees depend on total project cost, including labor and materials; when labor cost is unknown, the county directs applicants to double material cost, and planning, zoning, state-surcharge and separate subpermit charges may also apply12. A passed inspection documents continuing construction, and a permit expires after 180 days without an approved inspection, subject to a one-time extension of up to 90 days13.
Who issues building permits in Holmes County, and how do you reach them?
The Holmes County Building Department accepts applications at 107 E. Virgina Ave. in Bonifay and can be reached at 850-547-1119 or [email protected]14. The office is open Monday through Friday, beginning at 8 a.m.15 The office closes at 4 p.m.15
The county advises that residential review is faster than commercial review when a submittal is complete15. Inspection requests must arrive by phone or email before 2 p.m. for scheduling on the next business day1514. The same county office provides flood-zone information for unincorporated Holmes County14. Building-permit cost is project-specific, so ask the department to identify the building, planning, zoning, surcharge and subpermit charges that apply to your plans12.
Does Holmes County, Florida have zoning?
Holmes County regulates allowed uses in unincorporated areas through Future Land Use Districts rather than a single unrestricted rural category2. The county directs landowners to its Future Land Use Map and Comprehensive Plan because permitted uses vary by district3.
County setbacks for construction are at least 15 feet from the front and rear property lines and at least 10 feet from either side property line, with additional rules next to arterial roads16. Unincorporated Holmes County has no minimum residential-building size, but allows only one single-family residence per parcel and still requires residential work to meet the applicable building code8. A building taller than 3 stories needs approval from the Board of County Commissioners17. We could not confirm one countywide minimum lot size or a general accessory-dwelling rule; ask the Holmes County Building Department about the parcel's district before designing or dividing a lot14.
How do septic permits work in Holmes County?
Florida DEP handles onsite sewage permitting in Holmes County; the county health department stopped doing that work at the end of 2024, and DEP oversight began in 20255. Installing, replacing, repairing, modifying or abandoning an onsite sewage system requires the applicable state permit18.
For a new permit, submit the DEP application, a site plan and the building floor plan through the online portal or by mail19. A site evaluation must assess soil, topography and other conditions; if a private evaluator performs it, the completed evaluation must be uploaded with the application19. Only 11.3% of Holmes County soils rate as having no severe limitation for a conventional septic drain field, so do not price a rural homesite on the assumption that a standard system will work20. Contact the Florida DEP Onsite Sewage Program at 850-245-8383 before finalizing a septic-dependent purchase21.
Can you live in an RV or tiny home on your land in Holmes County?
Recreational camping on private land in unincorporated Holmes County is allowed only in the Recreation, Agriculture, Rural Residential and Crossroads Mixed Use Future Land Use Districts6. Commercial glamping and commercial campgrounds need a Development Order and are limited to the Agriculture, Rural Residential and Crossroads Mixed Use districts6. The county information does not establish that recreational camping automatically permits full-time RV residence, so ask the Holmes County Building Department about occupancy on the specific parcel14.
Unincorporated Holmes County has no minimum residential-building size, but a residential building still must meet the applicable code and the parcel is limited to one single-family residence8. We could not confirm a separate county rule expressly approving tiny-home occupancy. Manufactured or mobile homes are allowed only in the Agriculture, Rural Residential, Crossroads Mixed Use, Low Density Residential and Medium Density Residential districts, and placement requires a permit, licensed installer and county setup inspection7.
What are the steps to build a home in Holmes County?
- Ask the Holmes County Building Department to confirm the parcel's Future Land Use District, allowed residential use, setbacks and flood-zone status2314.
- If you will act as your own contractor, complete the county's owner-builder permit affidavit9.
- Arrange water and wastewater approvals; Florida DEP requires the septic application, site plan, floor plan and site evaluation for a septic-dependent project19.
- If access needs a new driveway culvert on a county road, obtain the county culvert permit before installation2223.
- Submit the building application and project valuation to the Holmes County Building Department, accounting for separately sold subpermits1512.
- Request each inspection before 2 p.m. for next-business-day scheduling and avoid a 180-day gap without an approved inspection1314.
What should you check before buying land in Holmes County?
Start with the Future Land Use District because allowed uses differ across unincorporated Holmes County23. Verify the buildable area against the county's front, rear and side setbacks, plus any added arterial-road setback16. In a flood zone, the final elevation must be at least 2 feet above base elevation, and elevation certificates are required before vertical construction and at final inspection24.
Treat septic feasibility as a purchase contingency because only 11.3% of county soils rate without severe limitations for a conventional drain field20. A private water well requires a permit from the appropriate water management district or delegated authority before construction, repair or abandonment10. New county-road driveway culverts require a $25 permit; county installation costs $300, with the requester buying and delivering the pipe22. Holmes County's effective property-tax rate is about 0.5%, and the median annual property-tax bill is $5272526.
Watch-outs
- Holmes County's residential plan-review fee becomes $300 on October 1, 2026; confirm the current total with the Building Department because other planning, zoning, surcharge and subpermit charges may apply1214.
- A flood-zone mobile home in unincorporated Holmes County needs an engineered foundation and an elevation certificate at final inspection24.
- The county's camping rule identifies eligible land-use districts but does not by itself confirm full-time RV occupancy; ask the Building Department about the proposed use before relying on camping as housing614.
Sources
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Holmes County - Building/Planning/Zoning (2026 county census)
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Florida DEP - Onsite Sewage Program FAQ (Permitting Counties) (2026 county census)
- Onsite Sewage Disposal – Florida Department of Health in Holmes County, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Holmes County - Residential Construction Packet (2026 county census)
- Water Well Contractor Licensing and Permitting (Florida statewide rule), quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Holmes County Building Department (holmescountyfla.com)
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- OSTDS Construction Application (Florida statewide rule), quoted and re-checked
- Onsite Sewage FAQ – Permitting, quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Florida Department of Environmental Protection Onsite Sewage Program (holmes.floridahealth.gov)
- Road and Bridge – Holmes County Board of County Commissioners, quoted and re-checked
- Holmes County Road and Bridge Department (holmescountyfla.com)
- Building/Planning/Zoning – Holmes County Board of County Commissioners, quoted and re-checked
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.