Unincorporated Phillips County, Colorado requires an approved building permit for projects that increase a structure's size or cost more than $1,000.1 A single-family home needs a building permit even though the home and its incidental accessory uses do not need a land-use-change permit.2 Septic permitting for land outside city sewer service goes through the Northeast Colorado Health Department.3
At a glance
- Building permit
- Required when a project increases a structure's size or costs more than $1,0001
- Zoning
- Yes; Phillips County administers land-use permits and dimensional requirements4
- Septic
- NCHD permit required for a new or repaired system when the building is not on city sewer56
- RV living
- Private-land occupancy rule not confirmed; ask Phillips County Planning & Zoning before moving in2
- Tiny home
- State-regulated units can be approved for long-term living but must satisfy county zoning7
- Owner-builder
- No county exemption confirmed; ask Planning & Zoning what plans and licensed trades are required82
- Minimum home size
- No countywide minimum confirmed; ask Planning & Zoning for the parcel's district standards42
- Water well
- A Colorado permit is required for a new groundwater well, subject to exceptions and basin rules9
Who to call
Planning & zoning
Phillips County Planning & Zoning
Building permits, land-use applications, zoning questions, variances and subdivision exemptions
221 S. Interocean Ave., Holyoke, CO 80734
Septic permits
Northeast Colorado Health Department, Logan, Phillips & Sedgwick Counties
On-site wastewater treatment system permits, site evaluations and inspections for Phillips County
700 Columbine St. Sterling, CO 80751
Contact details are copied from each office’s official page and were checked against it on September 28, 2026.
Do you need a building permit in Phillips County, Colorado?
Yes. Unincorporated Phillips County requires an approved building permit when work increases a structure's size or costs more than $1,000.1 The county specifically says that construction of one single-family dwelling and incidental accessory uses on one lot requires a building permit, although that project does not require a land-use-change permit.2
For a residence, Phillips County requires a contractor's drawing or blueprints, and all building-permit applications need cost sheets or receipts supporting the project cost.2 Because the published trigger covers both size increases and cost, a project can require approval even when it does not add floor area.2 Contact Planning & Zoning before ordering materials so the office can identify the required application and current review requirements.2
Who handles building and land-use permits in Phillips County?
Phillips County Planning & Zoning is the county contact for building permits, land-use applications, zoning questions, variances and subdivision exemptions.2 The office is in the county Administration Office at 221 S. Interocean Avenue in Holyoke, and its published phone number for questions is 970-854-3778.2
Phillips County uses administrative, minor and major classes of land-use permits, with the required class determined after an application is filed.2 A land-use-change application is required when land use changes, but one single-family dwelling and incidental accessory uses on one lot are treated differently: no land-use-change permit is required, while the building permit still is.2 Incorporated municipalities may have their own approval process, because Colorado county zoning authority concerns unincorporated territory.10
Does Phillips County, Colorado have zoning?
Yes. Phillips County has a Planning & Zoning office and administers administrative, minor and major land-use permits.4 The county's variance application also addresses departures from requirements such as setbacks, height restrictions and lot sizes, so acreage alone does not establish that a proposed building or use will fit the parcel.2
Phillips County says a change in land use requires a land-use-change permit, while one single-family dwelling and its incidental accessory uses on a single lot do not need that particular permit.2 The home still needs a building permit.2 We could not confirm one countywide minimum dwelling size, setback, height limit or lot-size rule from the available county material; ask Planning & Zoning to identify the parcel's zoning district and the standards that apply to the exact use.2
How do septic permits work in Phillips County?
The Northeast Colorado Health Department administers on-site wastewater treatment permits for Phillips County.3 A new system or repair requires an NCHD permit, and the statewide rule requires the permit before construction, alteration, installation, repair or use of a system serving a structure that is not connected to sewage treatment works.65
Start with NCHD's application and arrange the required site evaluation and percolation test with the health department.6 A final inspection is required after permitted work is completed and before the system is used.11 Only 19.8% of Phillips County soils are rated without severe limits for a conventional septic drain field, so treat soil evaluation and system design as early feasibility questions.12
Can you live in an RV or tiny home in Phillips County?
We could not confirm a Phillips County rule that allows full-time RV occupancy or temporary camping on private land. Ask Phillips County Planning & Zoning about the parcel, intended duration, utilities and whether the proposed use needs land-use approval before moving an RV onto the property.2 Colorado's state-park camping rules do not answer occupancy questions on private land.13
Colorado-regulated tiny homes can be approved for long-term living on permanent or temporary foundations, but plans must receive Division of Housing approval before construction and the unit must satisfy local zoning.7 Phillips County has not published a confirmed countywide tiny-home occupancy or minimum-size answer here, so obtain a parcel-specific zoning determination from Planning & Zoning.2
What are the steps to build a home in Phillips County?
- Confirm that the parcel is in unincorporated Phillips County, then ask Planning & Zoning for its zoning district and applicable dimensional standards.4
- Confirm that the parcel was legally created; Phillips County says a land division creating a parcel under 35 acres, with a parcel minimum of 2.5 acres, must be platted through subdivision review.2
- Secure water and wastewater approvals; a new groundwater well generally needs a state permit, and an unsewered home needs an NCHD septic permit.95
- Submit the residence drawings and supporting project-cost documentation required for the county building permit.2
- Ask the county about inspection scheduling and final occupancy requirements because a local inspection sequence was not confirmed.2
- If access is directly from a state highway, obtain the required CDOT access permit.14
What should you check before buying land in Phillips County?
Begin with zoning, legal parcel creation, recorded access and whether the intended home or use needs a land-use permit. Phillips County administers three land-use permit classes and provides a variance process for requirements including setbacks, height restrictions and lot sizes.2 Direct residential access to a Colorado state highway requires a state access permit.14
Verify water and septic feasibility before treating a parcel as buildable. Every new groundwater-diverting well generally requires a Colorado permit, subject to statutory exceptions and basin rules.9 Conventional septic conditions may be difficult because only 19.8% of county soils are rated without severe drain-field limits.12 Phillips County receives about 17.8 inches of precipitation annually, so confirm a dependable legal water source rather than relying on rainfall.15 The effective property-tax rate is about 0.5%, and the median annual property-tax bill is about $1,263.1617
Watch-outs
- A single-family home may be exempt from a land-use-change permit while still requiring a Phillips County building permit.2
- Private-land RV occupancy, temporary camping, and countywide minimum dwelling size remain unconfirmed; ask Planning & Zoning before buying for those uses.2
- Only 19.8% of Phillips County soils are rated without severe limits for a conventional septic drain field.12
Sources
- Phillips County Planning & Zoning (2026 county census)
- Phillips County Planning & Zoning (phillipscounty.colorado.gov)
- Northeast Colorado Health Department - Septic Permit Application (2026 county census)
- Phillips County Planning & Zoning (2026 county census)
- Title 25 - Public Health and Environment - Colorado Revised Statutes 2024 (Colorado statewide rule), quoted and re-checked
- Northeast Colorado Health Department, Logan, Phillips & Sedgwick Counties (nchd.org)
- Consumers of Manufactured Homes and Tiny Homes - HUD (Colorado statewide rule), quoted and re-checked
- (2026 county census)
- Water Administration (Colorado statewide rule), quoted and re-checked
- Colorado Revised Statutes 2025 Title 30 Government - County (Colorado statewide rule), quoted and re-checked
- Title 25 - Public Health and Environment - Colorado Revised Statutes 2024 (Colorado statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Title 33 - Parks and Wildlife - Colorado Revised Statutes 2024 (Colorado statewide rule), quoted and re-checked
- Access Permits | Frequently Asked Questions (Colorado statewide rule), quoted and re-checked
- Annual precipitation: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 28, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.