Unincorporated Clear Creek County, Colorado requires a county building permit for a new home, issued by the Clear Creek County Building Department1. County Planning reviews those permits against county zoning1, while the Town of Georgetown issues its own building permits2 and Georgetown, Idaho Springs and Silver Plume set their own zoning3,4,5. County Environmental Health issues septic permits for the whole county, towns included6.
Do you need a building permit in Clear Creek County, Colorado?
Yes.
Yes. New residences, additions, alterations, demolitions, decks, detached structures and other structural work in unincorporated Clear Creek County require a county building permit; electrical permits and inspections are handled by the state1,8. Inside the Town of Georgetown, the town issues its own building permits and also requires a Certificate of Appropriateness from its Design Review Commission2. Clear Creek County adopted the 2024 International Residential, Building, Plumbing and Mechanical Codes, among others, with local amendments7. Required county inspections apply during permitted construction, and the state electrical inspector handles rough and final electrical inspections10. Driveway, defensible-space, septic and electrical approvals must all be final before the last building inspection and the Certificate of Occupancy11. A homeowner may be their own contractor, but that does not exempt the work from permits, zoning or inspections, and it must meet the 2015 or later IRC8.
Who is the Clear Creek County building department, and how do you reach it?
The Clear Creek County Building Department handles building permits and inspections for unincorporated property; call (303) 679-2446 or email bldg@clearcreekcounty.us.
The Clear Creek County Building Department handles building permits and inspections for unincorporated property; call (303) 679-2446 or email bldg@clearcreekcounty.us12. Planning administers zoning and subdivision rules; call (303) 679-2436 or email planning@clearcreekcounty.us13. Environmental Health handles septic construction, repairs and use permits at (303) 679-2428 or EH@clearcreekcounty.us14. Site Development handles grading, driveways and floodplain work at (303) 679-2436 or sitedev@clearcreekcounty.us15. The county uses a permitting platform, with payment due when an application is filed1. Building permit fees are calculated during processing from the size and scope of the proposed construction rather than one fixed price8. Site Development has its own permit-type fee schedule16.
Does Clear Creek County have zoning?
Yes.
Yes. Clear Creek County Planning administers zoning in unincorporated Clear Creek County, and Planning staff check each building permit against permitted uses, building height and other zoning standards1,17. Inside city and town limits the municipality decides: the Town of Georgetown3, Idaho Springs4 and the Town of Silver Plume5 each adopt their own zoning rules, and septic permits still come from County Environmental Health6. For unincorporated land, use the county's zoning map and regulations, or ask Planning, to identify the parcel's district before designing a project13,18. Setbacks depend on the zoning district, and Planned Developments carry their own setback requirements8. The Agricultural District requires at least 5 acres for a newly erected or structurally altered dwelling or other main building19. In the Mobile Home Park district, a home may occupy no more than one-third of its lot area, excluding sheds and other accessory structures19. A permitted accessory dwelling unit is recognized by county zoning, but that does not mean every parcel qualifies20. Clear Creek County has no minimum floor-area requirement for a single-family dwelling, although room dimensions and all other codes still apply9.
How do septic permits work in Clear Creek County?
Clear Creek County Environmental Health, not a town or city, regulates onsite wastewater treatment systems throughout the county, including incorporated areas, under county rules and statewide minimum requirements; the state approves certain tanks, distribution products and higher-level treatment systems.
Clear Creek County Environmental Health, not a town or city, regulates onsite wastewater treatment systems throughout the county, including incorporated areas, under county rules and statewide minimum requirements; the state approves certain tanks, distribution products and higher-level treatment systems6. A county permit must be issued before an onsite system is installed, repaired or upgraded; a major construction permit for two or more major components costs $1,023 and a minor permit for one component costs $6006. A property that can connect to a sanitation district may not need an onsite permit at all6. Environmental Health conducts required inspections during construction6. Outhouses are not an approved substitute for an occupied structure's wastewater system8. None of the mapped county soils are rated free of severe limitations for a conventional drain field, so test feasibility before fixing the house site21. A finaled driveway permit is required before the county can issue an onsite wastewater permit1.
Can you live in an RV or tiny home on your land in Clear Creek County?
An RV or mobile tiny home is a temporary use, not a general path to year-round housing on vacant land in unincorporated Clear Creek County.
An RV or mobile tiny home is a temporary use, not a general path to year-round housing on vacant land in unincorporated Clear Creek County9. Private camping is allowed for up to 14 days per year without a permit, with an additional 30 days available through a Private Camping Permit; longer use requires a Special Use Permit and an approved sanitary facility must be available8. During construction, a mobile tiny home may serve as temporary quarters only with an issued single-family building permit on the same property and only when it directly supports the work9. Small dwelling units must meet state and local codes, including driveway, water-supply, septic, wind-load and snow-load requirements9. A permanent tiny dwelling is possible if it meets zoning, building, driveway, water and septic requirements; a mobile unit must lose its wheels and sit on a permanent foundation to be converted to a dwelling8,9.
Building a home in Clear Creek County: the steps, in order
In unincorporated land, ask Planning (inside Georgetown, Idaho Springs or Silver Plume, start with the town) to confirm the zoning district, allowed residential use, setbacks and height limits.
- In unincorporated land, ask Planning (inside Georgetown, Idaho Springs or Silver Plume, start with the town) to confirm the zoning district, allowed residential use, setbacks and height limits1,8,18.
- Ask Site Development about driveway, grading and floodplain approvals. The driveway must be built to county standards before the foundation inspection can be called, and floodplain work falls under the county's grading and excavation permits1,22.
- Arrange water and wastewater. A groundwater well requires a state permit, while onsite wastewater work requires a county permit and inspections6,23.
- Submit plans through the county process for review by Building, Planning, Site Development and Environmental Health1.
- Complete the required building and electrical inspections10.
- Obtain every applicable final approval before the final building inspection and any required Certificate of Occupancy11.
What should you check before buying land in Clear Creek County?
Clear Creek County sits about 28 miles from the nearest city of 100,000 or more.
Clear Creek County sits about 28 miles from the nearest city of 100,000 or more21. Access, slope and wastewater feasibility deserve attention before closing. Only 17.8% of Clear Creek County land has a slope of 15% or less, and 78% is wooded21. Confirm that the parcel is a legal lot and that its zoning allows the intended use before relying on a seller's description1,24. A new or modified driveway needs county approval, while direct access to a state highway requires a state access permit1,25. Improvements in the regulatory floodplain require a county site-development permit15. Test wastewater feasibility early because mapped soils are severely limited for conventional drain fields countywide21. A residential rental for fewer than 30 consecutive days requires a county permit and has occupancy limits tied to bedrooms and the wastewater connection17.
Watch-outs
- Do not assume a mining claim or steep mountain parcel is buildable; confirm legal subdivision, zoning, access and wastewater feasibility before closing1,6,24.
- Clear Creek County's mapped soils rate 0% free of severe conventional drain-field limitations, so septic feasibility can change the design and cost of a project21.
- An RV or mobile tiny home cannot simply become permanent housing on vacant land; camping time is limited and permanent conversion requires full dwelling approvals8,9.
- Short-term rentals in unincorporated Clear Creek County are capped: non-primary-resident permits are limited to 4.5% of residences, and a primary-residence seasonal license allows renting the entire home for no more than 120 days20.
Sources
25 official pages, each quoted and re-checked · written October 16, 2026
- Permits
- Town of Georgetown: Georgetown Municipal Code 15.44.010 Residential Code Amendments - Sections amended (Clear Creek County)
- Town of Georgetown: Georgetown Municipal Code 17.16.041 Historic Residential District (Clear Creek County)
- Idaho Springs: Idaho Springs Municipal Code Sec. 21-4 General application (Clear Creek County)
- Town of Silver Plume: Silver Plume Land Use Code Sec. 3.3 Business District (B) (Clear Creek County)
- Onsite Wastewater Treatment Systems
- Building Codes
- clearcreekcounty.us
- Tiny Homes
- Building Inspection Request/Cancellation Form
- Building Inspection Request/Cancellation Form
- Clear Creek County Building Department (clearcreekcounty.us)
- Clear Creek County Planning Department (clearcreekcounty.us)
- Clear Creek County Environmental Health (clearcreekcounty.us)
- Clear Creek County Site Development Department (clearcreekcounty.us)
- Site Development Department Fee Schedule
- Planning
- Zoning Map Series
- clearcreekcounty.us
- Short Term Rental Licenses
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Site Development Department Inspections
- Water Administration (Colorado statewide rule)
- Planning
- Access Permits | Frequently Asked Questions (Colorado statewide rule)
Written October 16, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Clear Creek County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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