San Francisco County, California requires a building permit for nearly all construction, administered citywide by the Department of Building Inspection12. San Francisco is a consolidated city and county with no unincorporated territory, so the same building code and Planning Code zoning apply to every parcel in the county3. There is essentially no septic here: almost every property already connects to the city sewer system, and a private well instead needs a separate permit from Public Health45.
At a glance
- Building permit
- Required for virtually all construction, administered by DBI16
- Zoning
- Citywide zoning applies to every parcel; there is no unincorporated area37
- Septic
- Essentially none in use; nearly all parcels are on the city sewer, and state OWTS rules cover any system outside sewer service84
- Well permit
- Required from SF Public Health's Water Quality Program before drilling or destroying a well5
- Owner-builder
- Available under California's statewide owner-builder exemption; a declaration is required at permit issuance910
- RV living
- Not confirmed locally; state law limits RVs to mobilehome or special occupancy parks unless a local ordinance says otherwise11
- Tiny home
- Not confirmed locally; state law requires approval as one of several defined structure types before occupancy12
- Driveway / curb cut
- A Street Improvement Permit is required from SF Public Works for a new or modified driveway13
Who to call
Building permits
San Francisco Department of Building Inspection (DBI)
Building permits, plan review and inspections for all construction in San Francisco County
49 South Van Ness Avenue, San Francisco, CA 94103
Planning & zoning
San Francisco Planning Department
Zoning determinations, Planning Code approvals and the Permit Information Center for San Francisco County
49 South Van Ness Avenue, Suite 1400, San Francisco, CA 94103
Well permits
San Francisco Department of Public Health
Environmental health permitting, including Production Well Construction/Destruction permits through its Water Quality Program, for San Francisco County
1145 Market Street, San Francisco, CA 94103
Roads & driveways
Street Improvement Permits for new, modified or overwide driveways and curb cuts affecting the San Francisco public right-of-way
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in San Francisco, California?
San Francisco County requires a building permit for virtually all construction, alteration, repair, movement or demolition work covered by the San Francisco Building Code16. If work that needs a permit starts without one, the Department of Building Inspection must complete a special investigation before it can issue a permit for that work6. Every permit application filed since January 2026 is reviewed under the 2025 California Codes and the 2025 San Francisco Building Code Amendments, with no grace period for older code editions1415. California's statewide owner-builder exemption lets a property owner perform the work personally, or use employees paid wages as their sole compensation, without a contractor's license, though an Owner-Builder Declaration is still required when the permit is issued910.
Who is the San Francisco building department, and how do you reach them?
The Department of Building Inspection (DBI) approves plans and issues permits for all construction in the City and County of San Francisco, and confirms that buildings comply with building and housing codes162. DBI's public counter is at 49 South Van Ness Avenue, San Francisco2; reach DBI Customer Service at 628-652-3200 or [email protected] for permit questions2. Any construction that needs a permit must stay accessible and exposed for inspection until a building official approves it, and some construction types require continuous inspection by special inspectors17.
Does San Francisco have zoning?
San Francisco County has zoning, and it applies to every parcel because San Francisco is a consolidated city and county with no unincorporated territory: one Planning Code and one zoning map cover land uses countywide37. Zoning regulations divide San Francisco into zoning districts, and the Planning Code marks each use in a district as Permitted, Conditionally Permitted or Not Permitted1819. A project can also need Planning Approval, a Conditional Use Authorization, a variance, environmental review, design review, neighborhood notification or a public hearing depending on the district and the use, so confirm your parcel's zoning district with San Francisco Planning before you assume what you can build18. California's ADU law lets an owner add an accessory dwelling unit or junior ADU with ministerial approval, with no discretionary review or hearing, once the local permitting agency confirms the application is complete, which it must do in writing within 15 business days of receiving it20.
How do septic and well permits work in San Francisco?
San Francisco County has almost no working septic systems: nearly every parcel already connects to the city's combined sewer system, and the septic rules that do exist are the statewide framework for onsite wastewater treatment systems (OWTS) that fall outside normal sewer service84. Under the San Francisco Bay Basin Plan, an onsite system covered by the state's conditional waiver is applied for through a local agency, and any system outside that waiver is regulated directly by the water board4. Soils across San Francisco County reinforce why septic is rare here: only 30.6% of the county's soils lack severe limits for a conventional drain field21. A private well for irrigation or industrial use instead needs a Production Well Construction/Destruction permit from the San Francisco Department of Public Health's Water Quality Program, which requires a site plan showing a 500-foot radius around the well and a completion bond, contractor's bond, cash deposit or other security of at least $10,000522. We could not confirm an official San Francisco-specific inspection schedule for onsite wastewater systems; ask the Department of Public Health directly before you rely on one22.
Can you live in an RV or tiny home on your land in San Francisco?
We could not confirm a San Francisco ordinance that allows year-round RV occupancy on private land in San Francisco County, so do not assume it is allowed before asking the Department of Building Inspection or Planning directly2. California law treats RVs as temporary units: unless a local ordinance says otherwise, an RV may generally be occupied only inside a licensed mobilehome park or special occupancy park, not on an ordinary residential or vacant lot11. The same logic applies to tiny homes: a structure marketed as a tiny home can only be legally occupied once it is approved as one of the defined types the state recognizes, such as a HUD-Code manufactured home, a California Residential or Building Code home, factory-built housing, a recreational vehicle, a park trailer or a camping cabin, and the location has to be approved for that classification12. We could not confirm an official San Francisco position on tiny-home occupancy beyond code amendments that decline to adopt the state's tiny-house and manufactured-housing appendices, so treat a tiny home on San Francisco land as needing the same permits, plan review and inspections as any other dwelling until DBI confirms otherwise2.
Building a home in San Francisco: the steps, in order
- Confirm your parcel's zoning district and what it allows with San Francisco Planning before you design anything1918.
- If you're planning a small subdivision of 10 or fewer residential units, ask Public Works and Planning about the SB 684 streamlined review path early, since it starts with a Public Works application before Planning will process it23.
- File your building permit application with the Department of Building Inspection; anything filed since January 2026 is reviewed under the 2025 California Codes and San Francisco's 2025 code amendments214.
- If you plan to perform the work yourself, sign the Owner-Builder Declaration at permit issuance under California's owner-builder exemption10.
- If your project needs a new or wider driveway, apply separately to San Francisco Public Works for a Street Improvement Permit; cuts of 30 feet or more need an Overwide Driveway Permit2413.
- Keep permitted work accessible and exposed for DBI inspection at each stage, and notify DBI when it's ready; some construction types require continuous inspection by a special inspector17.
- If you need a well instead of city water for irrigation or industrial use, apply to the Department of Public Health's Water Quality Program before drilling225.
What to check before you buy land in San Francisco
San Francisco County is the most urbanized county in the state, with 17,244 people per square mile and a typical home value around $1.4 million, so budget for city land prices even on a small lot2526. About 9.8% of the county is federal land, largely the Presidio and other national park land, which isn't available to build on and can shape what sits next to a parcel you're considering27. Confirm water and sewer service before you buy: San Francisco properties are typically already connected to the city's sewer system, but the county could not confirm an official connection mandate for every private property, so ask the San Francisco Public Utilities Commission directly about your specific parcel8. San Francisco sees severe drought in 34.9% of years and gets about 25.5 inches of rain annually, so a property that would depend on any private water source is a bigger risk than the city average suggests2829. Typical property tax in San Francisco County runs about 0.7% of assessed value, or roughly $9,412 a year on a median bill, and a buyer should also budget around $2,396 a year for typical home insurance303132. San Francisco's hills mean terrain varies a lot by neighborhood even though 70.6% of the county's land sits at a gentle 15% slope or less, so check the specific grade of any lot before you plan foundations or a driveway33.
Watch-outs
- San Francisco's building code changed for every permit application filed since January 2026, with no grace period under the prior code cycle; confirm which code edition applies to your specific application with DBI14.
- We could not confirm an official San Francisco rule on RV or tiny-home occupancy on private land, or on off-grid sanitation; ask the Department of Building Inspection or Planning before you assume either is allowed2.
- The 75% site-coverage limit cited in one San Francisco Planning variance case applied to a single Chinatown Visitor Retail district example, not a countywide rule; confirm your own zoning district's lot-coverage limit with San Francisco Planning rather than assuming one citywide number3419.
Sources
- 2025 San Francisco Building Code Amendments (2026 county census)
- San Francisco Department of Building Inspection (DBI) (sf.gov)
- Permits | San Francisco Planning (2026 county census)
- San Francisco Bay Basin Plan Chapter 4, quoted and re-checked
- Application for Production Well Construction/Destruction, quoted and re-checked
- 2025 San Francisco Building Code Amendments, quoted and re-checked
- Permits | San Francisco Planning, quoted and re-checked
- Onsite Waste Water Treatment Systems (2026 county census)
- California Contractors State License Board - Owner-Builder Overview (2026 county census)
- California Business and Professions Code Section 7044, quoted and re-checked
- Information Bulletin 2016-01: Tiny Homes (California statewide rule), quoted and re-checked
- Information Bulletin 2016-01: Tiny Homes (California statewide rule), quoted and re-checked
- Application for Driveway/Curb Cut, quoted and re-checked
- Department of Building Inspection, quoted and re-checked
- 2025 California Building Standards Code, Effective January 1, 2026, quoted and re-checked
- Department of Building Inspection, quoted and re-checked
- 2025 San Francisco Building Code Amendments, quoted and re-checked
- Permits | San Francisco Planning, quoted and re-checked
- San Francisco Planning Department (sfplanning.org)
- Accessory Dwelling Unit Handbook March 2026 (California statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- San Francisco Department of Public Health (sf.gov)
- Small Lot Subdivision and Housing Streamlined Approval (SB 684), quoted and re-checked
- San Francisco Public Works (sfpublicworks.org)
- Population density: Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
- Federal land share: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Typical home insurance premium: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Zoning Variance Hearing, quoted and re-checked
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.