Monticello, Arkansas requires a building permit for new construction inside city limits, issued by the City of Monticello after a site inspection by the City Inspector1. Septic systems are the exception to city handling: the Arkansas Department of Health's Drew County health unit takes septic applications2, and the city generally bans private septic where it is not allowed by its sewer code3. We could not confirm whether Monticello has a zoning ordinance of its own.
At a glance
- Building permit
- Required inside city limits; contractors need a license and a $10,000 surety bond1
- Who issues it
- City of Monticello (City Inspector site approval before construction)4
- Building code
- 2012 Arkansas Fire Prevention Code (including the residential volume)5
- Septic
- Generally prohibited in the city; where allowed, state Department of Health rules and a permit apply36
- Minimum subdivision lot
- 7,500 square feet (smaller where the zoning district allows)7
- Septic permit office
- Drew County health unit (Arkansas Department of Health)2
Who to call
Building permits
City of Monticello (City Inspector and permit office)
Building permits, site inspection and electrical, gas and plumbing inspections inside Monticello city limits
203 W Gaines St., Monticello, AR 71655
Septic permits
Drew County Local Health Unit (Arkansas Department of Health)
Septic permit applications for property in Drew County, including inside Monticello
940 Scogin Dr, Monticello, AR 71655
Also useful
General Drew County government contact; no separate county building, zoning or floodplain department is listed
210 South Main Street, Monticello, AR 71655
Contact details are copied from each office’s official page and were checked against it on October 16, 2026.
Off-grid gear
Going off-grid in Monticello means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
These are affiliate links — we may earn a commission, at no cost to you. As an Amazon Associate, Bolthole Index earns from qualifying purchases.
Do you need a building permit in Monticello, Arkansas?
Yes. Monticello requires a building permit for new construction and other building projects inside city limits1. The permit starts with a Building Permit Application, ideally with building plans attached, and construction can begin once the City Inspector approves the site4. Building permit fees are based on the estimated construction cost; for new residential construction the city's fee schedule lists a $15 permit fee plus $0.15 per square foot under roof, and $35 per inspection8.
The city has adopted the 2012 Arkansas Fire Prevention Code, which includes the residential volume, for construction inside city limits5. Electrical, gas and plumbing work is inspected before a building can be occupied or used4.
Who issues building permits in Monticello, and how do you reach them?
The City of Monticello issues building permits inside city limits, with the City Inspector approving the site4. The city's permit page and office are at8: call (870) 367-4400 or visit 203 W Gaines St., Monticello, AR 71655. Drew County government does not list a separate building, zoning or floodplain department, so a Monticello address is not a reason to call the county for a building permit9.
Any contractor must submit a license and keep a current $10,000 surety bond for the City of Monticello on file to obtain a permit1. We could not confirm a general owner-builder exemption from city permits or inspections; ask the City Inspector before you assume one applies.
Does Monticello have zoning, and what about lot size?
We could not confirm a separate zoning ordinance, district map or RV and tiny-home rule for Monticello, so ask the City of Monticello before you buy. What the city's code does state is a minimum lot area of 7,500 square feet for lots created in a subdivision, unless the subdivision sits in a zoning district with a smaller minimum7. Subdivision lots must also be at least 75 feet wide10.
For manufactured homes, each home needs a driveway and two off-street parking spaces11. Near the Monticello Municipal Airport, structures and trees in the airport zones need a permit in many cases, with an exception for some under 75 feet tall12.
How do septic permits work in Monticello?
Monticello is a sewer city first. The city code makes it unlawful to build or keep a privy, septic tank or cesspool except where the code provides otherwise3. Where a private system is allowed, it must follow Arkansas Department of Health recommendations, and the city will not issue a permit for a subsurface soil-absorption system on a lot smaller than 10,500 square feet6.
For septic applications, the Arkansas Department of Health directs applicants to the county health unit and its Onsite Environmental Specialist2. In Monticello that is the13, at 940 Scogin Dr, (870) 367-6234. We could not confirm a septic inspection standard or a private well permit rule inside the city.
Building a home in Monticello: the steps, in order
- Confirm with the City of Monticello that sewer is available at your lot, since private septic is generally prohibited3.
- If you plan a septic exception, apply through the Drew County health unit first2.
- Hire a contractor who holds a license and a $10,000 surety bond on file with the city1.
- Submit the Building Permit Application with plans to the city4.
- Wait for the City Inspector's site approval before starting construction4.
- Schedule electrical, gas and plumbing inspections before anyone occupies the building4.
What stays with Drew County, and what to check before you buy
Septic applications go to the county health unit even inside Monticello2. Outside city limits, the rules above do not apply: see the Drew County page for unincorporated land. Building outside the city and tying into city water requires a signed pre-annexation agreement under a city ordinance8.
Drew County's soils are a real consideration: about 5% of its soils are rated not limited for a conventional septic drain field, so expect a site evaluation and possibly an engineered system on rural lots14. Drew County's effective property tax rate is about 0.4%15.
Watch-outs
- Zoning inside Monticello was not confirmed in the city's published rules we reviewed, so ask the City of Monticello about use, setbacks and RVs before you buy8.
- A general owner-builder exemption from Monticello's building permits and inspections was not confirmed; the city's materials mention only a bonding exception for certain owner plumbing and electrical work1.
- Private septic is generally prohibited inside Monticello city limits, so a lot without sewer access may not be buildable the way a rural lot is3.
Sources
- Licenses and Permits | City of Monticello, AR (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 25, Sec. 25-105, General specifications (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 25, Sec. 25-101, Prohibited generally (Monticello), quoted and re-checked
- Licenses and Permits | City of Monticello, AR (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 10, Sec. 10-30, Adoption of Arkansas Fire Prevention Code (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 25, Sec. 25-105, General specifications (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 22, Sec. 22-10, Residential lots (Monticello), quoted and re-checked
- City of Monticello (City Inspector and permit office) (monticelloarkansas.us)
- Drew County government (portal.arkansas.gov)
- Code of Ordinances, Chapter 22, Sec. 22-10, Residential lots (Monticello), quoted and re-checked
- library.municode.com (Monticello), quoted and re-checked
- Code of Ordinances, Chapter 6, Sec. 6-49, Permits (Monticello), quoted and re-checked
- Drew County Local Health Unit (Arkansas Department of Health) (healthy.arkansas.gov)
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
Written October 16, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.