Floyd County, Virginia requires a building permit for residential construction and enforces Virginia's statewide building code locally12. Unincorporated Floyd County has no zoning ordinance, although the Town of Floyd has its own zoning and subdivision ordinances34. For land without public sewer, obtain state septic approval through the New River Health District before the county issues the building permit56.
At a glance
- Building permit
- Required for residential construction; Floyd County enforces the statewide building code12
- Zoning
- No Floyd County zoning ordinance; the Town of Floyd has separate rules34
- Septic and well
- State permits through the New River Health District; septic approval comes before the county building permit56
- RV and temporary camping
- No county zoning restriction in unincorporated areas; other health, septic, floodplain and building rules can still apply78
- Permit fees
- Published schedule lists a $150 minimum for new residential work plus a 2% state surcharge9
- Tiny homes and accessory dwellings
- No county zoning restriction in unincorporated areas; building and septic requirements still apply1011
- Minimum home size
- No county zoning minimum in unincorporated areas; statewide building-code and health standards still apply12
Who to call
Building permits
Floyd County Building Inspections
Building permits, plan review, inspections, erosion and sediment control, and floodplain permit questions
202 E Main St, Floyd, VA 24091
Planning & zoning
Floyd County Planning & Economic Development
Planning, development and subdivision questions
202 E Main St, Floyd, VA 24091
Septic permits
Floyd County Health Department (New River Health District)
Environmental-health applications for onsite sewage systems and private wells in Floyd County
123 Parkview Road, NE, Floyd, VA 24091
Contact details are copied from each office’s official page and were checked against it on September 29, 2026.
Do you need a building permit in Floyd County, Virginia?
Yes. Floyd County requires a building permit for residential construction, and Building Inspections must approve the plans and application before issuing it113. The county enforces the 2021 Virginia Uniform Statewide Building Code, including the referenced residential, electrical, plumbing, mechanical, fuel-gas and energy codes2. A permit application must reach the building official before covered work begins; Virginia allows a narrow after-the-fact filing deadline only for emergency construction, alterations or equipment replacement14. Qualifying nonresidential farm buildings can be exempt from the building code, but the exemption has use and location conditions, does not cover a farm restaurant, and does not displace floodplain requirements15. Do not assume that building your own house creates an exemption: the county materials establish the permit requirement but do not confirm a separate owner-builder exception1.
Who issues Floyd County building permits, and how do you reach the office?
Floyd County Building Inspections handles local plan approval, permits and inspections at 202 E Main St, Floyd, Virginia13. Call the office at (540) 745-9359 during its weekday office hours13. Before issuance, the county's published process requires approved building plans, approved well and septic documentation, and a signed land-disturbance form16. The published normal processing window is 24 to 48 hours, no permit is issued after 4:00 p.m., and required inspections need 24-hour notice16. The county's fee schedule, marked effective in 2022, lists new residential work at $0.30 per square foot with a $150 minimum and adds a 2% state surcharge to permits unless noted9. Because that schedule carries an older effective date, confirm the current total with Building Inspections before budgeting9.
Does Floyd County, Virginia have zoning?
Floyd County does not have a zoning ordinance for its unincorporated territory3. As a result, unincorporated Floyd County has no county zoning minimums for dwelling size or lot size, and no county zoning limits on lot coverage or building height12171819. Accessory-dwelling occupancy also has no county zoning restriction there11. Those answers concern zoning only: statewide building-code standards, septic capacity, floodplain rules and the county's subdivision ordinance can still constrain a project2062122. The Town of Floyd has its own zoning and subdivision ordinances, so confirm the parcel is outside town before relying on the unincorporated-area answers4. Contact Floyd County Planning & Economic Development about parcel division or development layout23.
How do septic and well permits work in Floyd County?
The Virginia Department of Health handles Floyd County septic and private-well permitting through the New River Health District5. The Floyd County Health Department is at 123 Parkview Road, NE, Floyd, Virginia, and its phone number is (540) 745-214224. For land not served by public sewer, obtain the sewage-disposal construction permit before Floyd County will issue the building permit; an existing system needs health-department certification of adequacy or an upgrade permit6. The local construction permit is valid for 18 months and may receive one additional 18-month extension for unavoidable delay if requested before expiration6. Virginia also requires written permission before constructing, expanding or modifying an onsite sewage system25. Site feasibility deserves early attention because only about 14.2% of Floyd County soils are rated without severe limitations for a conventional drain field26.
Can you live in an RV or tiny home on your land in Floyd County?
Unincorporated Floyd County imposes no county zoning restriction on RV occupancy, temporary camping or tiny-home occupancy7810. That is a zoning answer, not a blanket approval: building, septic, health, floodplain and subdivision requirements can still apply to an RV or campsite, and a tiny home remains subject to the statewide building code and septic requirements7810. Ask Floyd County Building Inspections and the Floyd County Health Department what approvals the proposed occupancy and utility setup require1324. A manufactured home must meet statewide installation and utility-connection standards27. A parcel outside the Town of Floyd with three or more manufactured homes under single or common ownership is regulated as a manufactured-home park, with site-plan, water, wastewater, road, parking, density and setback requirements28. Inside the Town of Floyd, the town's separate zoning and subdivision ordinances control4.
Building a home in Floyd County: the steps, in order
- Confirm whether the parcel is in unincorporated Floyd County or the Town of Floyd, because the town has separate zoning and subdivision ordinances4.
- Ask Planning & Economic Development about subdivision or parcel-layout issues, then have Building Inspections identify the plans and land-disturbance documents required for the project2316.
- Apply through the New River Health District for septic and private-well review; approved well and septic documentation must be ready before county building-permit issuance516.
- Submit the building application and approved plans to Floyd County Building Inspections before starting covered work114.
- Obtain a VDOT land-use permit before constructing or modifying an entrance on a VDOT-maintained highway29.
What should you check before buying land in Floyd County?
Start with septic feasibility: only about 14.2% of Floyd County soils are rated without severe limitations for a conventional drain field, so secure a site evaluation before choosing the house location265. Terrain can compound site costs because about 36.9% of county land is at a slope of 15% or less, while roughly 67% is wooded3233. Confirm the jurisdiction boundary because the Town of Floyd has separate zoning and subdivision ordinances even though unincorporated Floyd County has no zoning ordinance34. Check flood maps and ask Building Inspections about a site in a special flood-hazard area, where otherwise exempt work may still require a permit2113. Verify legal road access and budget for a VDOT entrance permit when access connects to a state-maintained highway29. The effective property-tax rate is about 0.5%, with a median annual property-tax bill near $1,1223435.
Watch-outs
- Floyd County has no zoning ordinance, but the Town of Floyd has separate zoning and subdivision rules34.
- The published county fee schedule is marked effective in 2022, so confirm current permit charges with Building Inspections before applying913.
- Only about 14.2% of Floyd County soils are rated without severe limitations for a conventional drain field, making early site evaluation especially valuable26.
Sources
- Floyd County Building Inspections (2026 county census)
- Building Inspections | Floyd County, VA, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Environmental Health - New River Health District, quoted and re-checked
- Permits To Construct A Sewage Disposal System and/or Private Well, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Building Permit Rates and Fees 2022, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Building Inspections (floydcova.gov)
- 13VAC5-63-80. Section 108 Application for permit (Virginia statewide rule), quoted and re-checked
- Code of Virginia § 36-99. Provisions of Code; modifications (Virginia statewide rule), quoted and re-checked
- Building Permit Package, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Floyd County Planner Out of Office, quoted and re-checked
- Virginia Uniform Statewide Building Code (USBC) (Virginia statewide rule), quoted and re-checked
- 13VAC5-63-80. Section 108 Application for permit (Virginia statewide rule), quoted and re-checked
- Code of Virginia § 15.2-2240. Localities to adopt ordinances regulating subdivision and development of land (Virginia statewide rule), quoted and re-checked
- Floyd County Planning & Economic Development (floydcova.gov)
- Floyd County Health Department (New River Health District) (vdh.virginia.gov)
- 12VAC5-610-240. Permits; general (Virginia statewide rule), quoted and re-checked
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- § 15.2-2290. Uniform regulations for manufactured housing (Virginia statewide rule), quoted and re-checked
- Manufactured Home Park Ordinance, quoted and re-checked
- Land use permits (Virginia statewide rule), quoted and re-checked
- 13VAC5-63-130. Section 113 Inspections (Virginia statewide rule), quoted and re-checked
- 13VAC5-63-160. Section 116 Certificates of occupancy (Virginia statewide rule), quoted and re-checked
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
Written September 29, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.