Unincorporated Matagorda County, Texas requires a building permit for structures of any size or improvement, in both flood and non-flood zones -- an exception to the usual rule that Texas counties don't run building-permit programs12. The county has no zoning ordinance, so it sets no minimum lot size or setback34. Septic permits go through the same office, Matagorda County Environmental Health, which is the Texas Commission on Environmental Quality's authorized agent for on-site sewage facilities5. Expect the flood zone, not zoning, to shape what and where you can build.
At a glance
- Building permit
- Required for structures of any size or an improvement, in flood and non-flood zones alike1
- Zoning
- None; no minimum lot size, setback or use restriction is set countywide34
- Septic permit
- Required for new construction and system updates; the county is TCEQ's authorized agent5
- RV on your land
- No zoning restriction on occupancy, but a building permit is required if the RV sits in a flood zone4
- Minimum lot size
- None set by zoning, but the county calls for roughly 1 acre where a private well and septic system share a lot46
- Owner-builder exemption
- Unconfirmed; not stated on the county's own site7
- Septic-favorable soils
- Only about 4.1% of the county's land is rated free of severe limits for a conventional drain field8
- Property tax
- About 1.3% effective rate; median bill around $2,035/year910
Who to call
Building permits
Matagorda County Environmental Health Department
Issues building permits for new construction, additions, manufactured and relocated homes, barns, carports and other structures in both flood and non-flood zones of unincorporated Matagorda County; also administers floodplain management, fill-dirt permits, and commercial building permits (with Fire Marshal sign-off)
First Floor, 2200 7th Street, Bay City, Texas 77414
Septic permits
Matagorda County Environmental Health Department - Septic Systems
Issues on-site sewage facility (septic) permits for unincorporated Matagorda County as the Texas Commission on Environmental Quality's authorized agent
First Floor, 2200 7th Street, Bay City, Texas 77414
Also useful
Matagorda County 911 Addressing/Emergency Management
Assigns the 911 address required before applying for a building permit anywhere in unincorporated Matagorda County
1801 Seventh Street, (Rear Entrance), Bay City, TX 77414
Well permits
Matagorda County Ground Water Conservation District
Registers private water wells for land not served by public or community water in Matagorda County
Contact details are copied from each office’s official page and were checked against it on September 24, 2026.
Do you need a building permit in Matagorda County, Texas?
Yes: unincorporated Matagorda County requires a building permit for structures of any size or an improvement, in both a flood zone and a non-flood zone111. The county's own permit guide lists detached garages, manufactured homes, relocated homes, barns, workshops, carports, storage buildings, and add-ons and remodels among the covered structures, plus a recreational vehicle placed in a flood zone11. That's unusual for Texas: state law generally limits a county's building-code and building-permit authority to specific situations tied to population size or distance from an international border, rather than handing every county a general building-permit power the way it does a city2. Matagorda County's Environmental Health Department runs this permitting program itself, alongside floodplain management1.
Who is the Matagorda County building department, and how do you reach them?
Matagorda County Environmental Health Department issues building permits for unincorporated county land, and it's reached at 979-244-2717 from its office on the first floor of 2200 7th Street, Bay City, Texas 7741411. Two other steps come before that permit, though: you need a 911 address from the county's 911 Addressing/Emergency Management office, at 1801 Seventh Street (Rear Entrance), Bay City, TX 77414, phone (979) 323-0707, and if your home isn't on sewer, your septic installer has to obtain the septic permit first1211. If you're connecting to a municipal utility district's sewer instead of a septic system, you need a letter from that district confirming the connection before Environmental Health will issue your building permit11. For a driveway or culvert onto a county road, get a work order from your county commissioner's office; onto a state highway or farm-to-market road, that permit comes from the Texas Department of Transportation instead1113.
Does Matagorda County have zoning?
Matagorda County has no zoning ordinance -- Texas law gives general zoning power only to cities, and hands counties that power only in a handful of narrow, named situations that don't include Matagorda County -- so the county sets no minimum lot size, no setback and no use restriction across unincorporated land3144. Because there's no zoning ordinance, the county also places no zoning-based restriction on an accessory dwelling, an RV, a tiny home or a manufactured home used as a residence4. That doesn't mean anything goes: the county's own building-permit program still reaches manufactured homes, relocated structures, carports and an RV placed in a flood zone, no matter what zoning does or doesn't say11. And on a lot without public water and sewer, the county's septic rules call for roughly an acre for the well and septic system together, which functions as a practical minimum lot size that zoning never set6.
How do septic permits work in Matagorda County?
Matagorda County requires a septic permit for any new construction and for updating an existing system, and the same Environmental Health Department that issues building permits administers this program as the Texas Commission on Environmental Quality's authorized agent65. You need a Texas-licensed septic system installer and a licensed maintenance provider for the system, and the county calls for roughly an acre for the well and septic system together, with a set distance required between the septic tank lines and the well6. Before Environmental Health will issue your building permit for a new home, your septic installer has to have already obtained the septic permit, unless you're connecting to a municipal utility district's sewer system instead11. Statewide, Texas law lets a single-family home on at least 10 acres skip the OSSF permit if it meets a list of conditions, including keeping every part of the system at least 100 feet from the property line and being the only dwelling on the tract, though the county's own program still applies below that threshold15. Soils are also a real constraint here: only about 4.1% of Matagorda County's land is rated free of severe limits for a conventional drain field8.
Can you live in an RV or tiny home on your land in Matagorda County?
Matagorda County's lack of a zoning ordinance means there's no zoning-based restriction on living in an RV, a tiny home or a manufactured home on your own land43. The county's permitting rules still apply on top of that, though: an RV placed in a flood zone needs a building permit, and a manufactured or relocated home needs one everywhere in the county, flood zone or not11. A flood zone also carries its own limits regardless of what kind of structure you place there: if a home is appraised at $50,000, a repair or improvement has to cost less than $25,000, or you must demolish, elevate the structure to the base flood elevation, or relocate it to a non-flood zone11. Confirm your specific parcel's flood-zone status with Environmental Health before assuming an RV or tiny home is permit-free, since that status decides whether a permit is required, not zoning114.
Building a home in Matagorda County: the steps, in order
- Get a 911 address for your parcel from the county's 911 Addressing/Emergency Management office at 1801 Seventh Street (Rear Entrance), Bay City, TX 77414, (979) 323-0707, before applying for anything else12.
- If you won't be on public or community water, register a well; call the Matagorda County Ground Water Conservation District at (979) 323-9170 with questions16.
- Line up a Texas-licensed septic installer and get your septic permit from Environmental Health before applying for your building permit, budgeting for roughly an acre if the well and septic system will share the lot6.
- Apply for your building permit at Environmental Health, First Floor, 2200 7th Street, Bay City, Texas 77414, 979-244-2717 -- required for new construction, an addition, or a manufactured home alike11.
- If any part of your land is in a flood zone, plan around the substantial-damage rule: a repair or improvement can't reach 50% of the home's appraised value without triggering a demolition, elevation or relocation requirement11.
- For a driveway or culvert onto a county road, get a work order from your county commissioner's office; onto a state highway or farm-to-market road, apply to TxDOT instead1113.
- Budget for property tax: Matagorda County runs about a 1.3% effective rate, with a median bill near $2,035 a year910.
What to check before you buy land in Matagorda County, Texas
Matagorda County is genuinely rural: population density runs about 33.3 people per square mile across roughly 36,359 residents, and the county sits about 57 miles from the nearest metro area171819. Terrain is flat and low-lying -- all of the county sits at 15% slope or less, and only about 11.8% is wooded -- so flood exposure, not slope, is the real land-use question here2021. Septic-favorable soils are scarce: only about 4.1% of the county's land is rated free of severe limits for a conventional drain field, and the county's own acre-for-well-and-septic rule adds a practical floor to lot size on top of that86. Rainfall averages about 45.4 inches a year, with severe drought in roughly 16.7% of recent years, and federal land is minimal at about 3.1% of the county, so a flood-zone map matters far more here than public land ever will222324. Farmland has recently valued around $3,351 an acre and a typical home around $209,960, against a roughly 1.3% effective property tax rate and a median bill near $2,035 a year2526910.
Watch-outs
- Matagorda County requires a building permit for almost any structure in both flood and non-flood zones -- don't assume the usual 'Texas counties have no building permits' rule applies here111.
- An RV only needs a Matagorda County building permit when it sits in a flood zone; confirm your parcel's flood-zone status with Environmental Health before assuming otherwise11.
- Whether Matagorda County recognizes an owner-builder exemption from contractor licensing isn't stated on the county's own site; ask Environmental Health directly before assuming one applies7.
Sources
- Matagorda County Required Permits (2026 county census)
- Local Government Code Chapter 233, County Regulation of Housing and Other Structures (Texas statewide rule), quoted and re-checked
- Matagorda County Environmental Health (2026 county census)
- Texas law on county zoning and building authority
- On-Site Septic Facilities and Installers (2026 county census)
- Matagorda County Environmental Health Department - Septic Systems (matagordatx.gov)
- On-Site Septic Facilities and Installers (2026 county census)
- Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
- Effective property tax rate: Bolthole Index county data
- Median property tax bill: Bolthole Index county data
- Matagorda County Environmental Health Department (matagordatx.gov)
- Matagorda County 911 Addressing/Emergency Management (matagordatx.gov)
- Section 4: Driveway Permits, Design, and Materials (Texas statewide rule), quoted and re-checked
- Local Government Code Chapter 231, County Zoning Authority (Texas statewide rule), quoted and re-checked
- Getting a Permit for an OSSF - Such as a Septic System (Texas statewide rule), quoted and re-checked
- Matagorda County Ground Water Conservation District (matagordatx.gov)
- Population density: Bolthole Index county data
- County population: Bolthole Index county data
- Distance to the nearest metro area: Bolthole Index county data
- Share of land at 15% slope or less: Bolthole Index county data
- Wooded share of land: Bolthole Index county data
- Annual precipitation: Bolthole Index county data
- Share of years in severe drought: Bolthole Index county data
- Federal land share: Bolthole Index county data
- Farmland value per acre (USDA census): Bolthole Index county data
- Typical home value (Zillow): Bolthole Index county data
Written September 24, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.