Bolthole Index

Hopkins County, Texas

Zoning, building permits and septic rules in Cumby, Texas

Cumby is a city in Hopkins County, Texas. Cumby adopts its own zoning, so inside its limits Cumby’s rules apply, not the county’s. 8 rules below are quoted from official sources and independently re-checked, most recently on November 9, 2026. Rules for unincorporated land are on the Hopkins County page.

Answers from the rulebook for Cumby

Cumby’s own rules

  • Building code adoptedAdopted (with conditions)

    Construction activities within Cumby city limits.

    • Construction is reviewed and inspected for conformance to the adopted codes.
    “The City of Cumby has adopted these codes and our Building Inspector and Plan Review are charged with reviewing and inspecting all construction activities within the city, in conformance to these standards.”
  • Certificate of occupancyRequired

    Buildings inside Cumby city limits before occupancy.

    • The certificate must be issued before the building is occupied.
    “A certificate of occupancy must be issued before any building is occupied.”
  • Local zoningPresent (with conditions)

    Land inside Cumby city limits.

    • Uses and structures must comply with the applicable zoning district and official zoning map.
    “The city is hereby divided into zoning districts, as shown on the official zoning map, which together with all explanatory matter thereon, is hereby adopted and declared to be a part of this zoning ordinance.”
  • Zoning districtsPublished (with conditions)

    Zoning districts inside Cumby city limits.

    • The official zoning map is part of the zoning ordinance and is kept in the city secretary's office for public inspection during regular office hours.
    “Sec. 9-4-06. "R-1" Single Family Residential District [...] Sec. 9-4-13. "I" Industrial District”
  • Manufactured homesLimited

    Manufactured homes inside Cumby city limits.

    • The city code establishes an R-3 Single Family and Manufactured Home Residential District; individual manufactured-home lots and manufactured-home parks have separate dimensional standards.
    • The zoning ordinance's schedule identifies public-sewer and septic-related minimum-lot-area conditions for manufactured homes.
    “For manufactured home lots which are individually owned, the minimum lot area shall be five thousand (5,000) square feet when a public sewer system is available.”
  • Building in a floodplainRequired

    Commercial permit applications for property identified as being in a floodplain inside Cumby city limits.

    • The certificate requirement applies when the application identifies the property as in a floodplain.
    “THIS PROPERTY IS IN A FLOODPLAIN: Yes □ No □ If yes, provide Flood Plain Certificate to the City”
  • Permit feesVariable (with conditions)

    Building permits inside Cumby city limits.

    • Plan-review and listed permit costs are the cost of service incurred by the city plus 15 percent.
    • Additional inspections may increase the permit price.
    • A fee is doubled when work starts before obtaining the necessary permit.

    annual contractor permit fee: 50 USD · plan review cost: Cost of Service incurred by the City of Cumby plus 15%

    “Residential House Plan Review and Commercial Plan Review Cost of Service incurred by the City of Cumby plus 15%”
  • Permit processPublished (with conditions)

    Permits governed by Ordinance No. 2022-04-006 inside Cumby city limits.

    • Plans must be submitted before receiving a permit.
    • Plans must be submitted at least 10 business days before intended permit use.
    • The building inspector must approve the plan before permit issuance.

    minimum plan-submittal lead time: >= 10 business days (Before the applicant intends to begin utilizing the permit)

    “Plans must be submitted prior to receiving a permit. The plan must be submitted at least ten business (10) days prior to the date the applicant intends to begin utilizing the permit, and the plan must be approved by the building inspector prior to issuance of the requested permit(s).”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Cumby or Hopkins County directly.

  • Owner-builder exemption — Owner-built residential work inside Cumby city limits.
  • Living in an RV — Long-term RV occupancy on private land inside Cumby city limits.
  • Camping on your land — Temporary camping on private land inside Cumby city limits.
  • Tiny homes — Tiny-home occupancy inside Cumby city limits.
  • Accessory dwellings — Accessory dwelling units inside Cumby city limits.
11 more unanswered
  • Who permits septic
  • Septic permit
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Mandatory utility hookup
  • Agricultural exemption
  • Shed and accessory-building permit exemption
  • Subdividing land
  • Driveway access
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that Cumby publishes no rule on the point, not that none exists. Hopkins County’s page lists the county offices to call.

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