Bolthole Index

Cheatham County, Tennessee

Building permits, zoning and land rules in Cheatham County, Tennessee

59Index Score / 100
#86 of 95 in Tennessee

Unincorporated Cheatham County, Tennessee requires building permits for homes and many other construction projects, and the county enforces local zoning.12 Get the septic and driveway permits before applying to Building & Codes for the building permit.3

At a glance

Building permit
Required for homes and many other projects in unincorporated areas1
Zoning
County zoning applies in unincorporated areas2
Septic
TDEC permit and site evaluation required before the county building permit45
Owner-builder
Allowed for an owner’s own home, subject to use and timing conditions6
Tiny home
Must meet the adopted residential code and foundation and plan requirements7
Minimum lot size
No general minimum for a home, but zoning must allow residential development8

Who to call

Building permits

Cheatham County Building & Codes

Building permits, inspections, zoning, land use and flood-hazard applications in unincorporated Cheatham County

(615) 792-7915

[email protected]

338 Frey Street Ashland City, TN 37015

Online permits →

Septic permits

TDEC Nashville Environmental Field Office

TDEC septic-related services for Cheatham County

(615) 687-7000

711 R.S. Gass Blvd, Nashville, TN 37216

Roads & driveways

Cheatham County Highway Department

County-road driveway permits and inspections

(615) 792-4240

1027 George Boyd Rd Ashland City, TN 37015

Contact details are copied from each office’s official page and were checked against it on September 27, 2026.

Do you need a building permit in Cheatham County, Tennessee?

Yes. In unincorporated Cheatham County, a permit is required before constructing, enlarging, altering, repairing, moving or demolishing a structure, changing occupancy, doing regulated electrical, gas, mechanical or plumbing work, or grading or filling land.1 The first accessory structure is exempt when it is no larger than 200 square feet.9

Permitted work receives footing, foundation, framing and rough-in, insulation, and final inspections.10 A building cannot be used or occupied until the building official issues a Certificate of Occupancy, and the final septic and driveway approvals must be complete before the county final inspection.11

Who issues building permits in Cheatham County?

Cheatham County Building & Codes administers building permits, inspections, zoning, subdivision rules and land use in the county’s unincorporated areas.12 The office is at 338 Frey Street in Ashland City and can be reached at (615) 792-7915 or [email protected].12

The county has adopted the 2018 International Residential Code, International Building Code and related codes as amended.13 County permit fees are published by project type; new homes, additions, manufactured homes and modular homes are charged at $0.60 per square foot, plus applicable county charges.14 Use the county’s online portal to apply, schedule an inspection or check permit status.12

Does Cheatham County have zoning?

Yes. Cheatham County enforces zoning and subdivision regulations in unincorporated Cheatham County; parcels inside a municipality need the applicable city’s answer instead.2 The county says there is no general minimum lot size to construct a home, but the zoning district must allow residential development.8

Do not read that as a promise that every parcel is buildable. Accessory structures must sit outside the required front setback and at least 5 feet from a side or rear setback.15 Mobile homes are limited to the Agriculture Zoning district, while manufactured and modular homes are allowed in residential zoning districts and require building permits.16 Building & Codes should confirm the parcel’s district, permitted use, setbacks and flood status before design work begins.3

How do septic permits work in Cheatham County?

TDEC, not the county building office, evaluates the site and determines the septic system required for Cheatham County property.4 A septic construction permit is required for a new system and for modification or repair of an existing system, and the permit must be presented before the county issues the building permit.5

Start before grading a pad or beginning construction.5 Only 16.2% of mapped county soils are rated without severe limitations for a conventional drain field, so a favorable site evaluation should not be assumed from acreage alone.17 After installation, the installer must arrange TDEC’s final inspection before covering the system; approval produces a Certificate of Completion.18 The TDEC Nashville Environmental Field Office serves Cheatham County at (615) 687-7000.19

Can you live in an RV or tiny home in Cheatham County?

Cheatham County’s reviewed materials do not give a complete answer for long-term RV living or temporary camping on an individual private parcel. Ask Building & Codes how the parcel’s zoning district, utilities and proposed length of stay affect the use before buying or moving an RV onsite.

A tiny home used as a dwelling is not exempt from the county’s construction standards merely because it is small. Exterior walls must be supported and attached to continuous solid or fully grouted masonry or concrete footings, the structure must meet the adopted residential code, and qualifying plans must be attested by a Tennessee-licensed engineer, architect or third-party inspection firm before a building permit is issued.7 The county has not confirmed a general minimum dwelling floor area, so ask Building & Codes about the specific zoning district and design.

Building a home in Cheatham County: what are the steps?

For unincorporated Cheatham County, use this order:

  1. Ask Building & Codes to verify zoning, flood-zone status and whether the property fronts a public road.3
  2. Obtain TDEC’s septic permit and site evaluation before dirt work.5
  3. Contact the Cheatham County Highway Department for a driveway permit even if a driveway already exists; state-route frontage also requires TDOT involvement.20
  4. Submit plans and the required contractor or owner-builder documentation, then pay the applicable county fees and taxes.3
  5. Schedule the county’s required construction inspections and obtain final septic and driveway approvals before the county final.1011

An owner may pull a permit for the owner’s own home once every 2 years if it will not be sold, leased or rented.6

What should you check before buying land in Cheatham County?

Confirm zoning, legal road frontage, driveway approval, flood status and septic suitability before treating a parcel as buildable.3 The terrain deserves an early site walk: only 44.6% of the county is at a slope of 15% or less, and 75.8% is wooded.2122 Those conditions can affect clearing, access and the practical placement of a house and drain field.

Ask the serving utility whether water or sewer is available; the county’s reviewed material does not establish a general connection rule or confirm a private-well permit requirement. A Tennessee utility with qualifying sewer infrastructure may require an existing building on an abutting parcel to connect, but that statewide authority does not prove sewer serves a particular property.23 A driveway on state highway right-of-way needs a TDOT permit.24

Watch-outs

  • A septic permit and driveway permit come before the county building-permit application, not after construction starts.3
  • Final septic and driveway approvals must be complete before the county’s final building inspection.11

Sources

  1. Required Permits & Inspections, quoted and re-checked
  2. Building & Codes, quoted and re-checked
  3. Steps to Obtaining a Permit, quoted and re-checked
  4. Septic System Construction Permit, quoted and re-checked
  5. Subsurface Sewage Disposal System Frequently Asked Questions, quoted and re-checked
  6. Contractor License Required, quoted and re-checked
  7. Required Permits & Inspections, quoted and re-checked
  8. Frequently Asked Questions - Building & Codes, quoted and re-checked
  9. Required Permits & Inspections (2026 county census)
  10. Required Permits & Inspections, quoted and re-checked
  11. Required Permits & Inspections, quoted and re-checked
  12. Cheatham County Building & Codes (cheathamcountytn.gov)
  13. 2018 International Building Codes as Amended, quoted and re-checked
  14. Cheatham County Building Commission Fees, quoted and re-checked
  15. Required Permits & Inspections, quoted and re-checked
  16. Frequently Asked Questions - Building & Codes, quoted and re-checked
  17. Share of soils without severe limits for a conventional septic drain field (USDA SSURGO): Bolthole Index county data
  18. Subsurface Sewage Disposal System Frequently Asked Questions, quoted and re-checked
  19. TDEC Nashville Environmental Field Office (tn.gov)
  20. Steps to Obtaining a Permit, quoted and re-checked
  21. Share of land at 15% slope or less: Bolthole Index county data
  22. Wooded share of land: Bolthole Index county data
  23. Utility Customers Frequently Asked Questions (Tennessee statewide rule), quoted and re-checked
  24. Highway Entrance Permits (Tennessee statewide rule), quoted and re-checked

Written September 27, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.

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County locator

Cheatham County in Tennessee

59
County map
Cheatham County highlighted among the Tennessee counties · colored by Index score

How Cheatham County scores

Seclusion25100% ev.
Self-Sufficiency70100% ev.
Admin Boringness46100% ev.
Durability72100% ev.
Property Autonomy71100% ev.
Carry Cost73100% ev.

Evidence strength: 100%. This reports direct-source completeness and fallback use; it is separate from the score and is not a confidence interval. How it works →

$400kTypical home
0.5%Property tax
$6,673Land / acre
51.4"Annual rain
2.6% of yrsSevere drought
12.7 / yr (+11.5)Mid-century 100°F days
15.2 daysMid-century dry spell
2.46" (+9.3%)Mid-century 1-day rain
1.58×Wildfire change factor
100%Forward climate coverage
$1,780Home insurance / yr
1.4% / yrInsurance growth
1.03%Nonrenewal rate
county median (2+ published ZIPs)Insurance basis
158,989People within 30 min
3,558,772People within 2 hr
194,245Radius comparison (15 mi)
139.7People / sq mi
1.9%Federal land
44.6%Land at 15% slope or less
16.2%Septic soil without severe limits
29,935 acWorkable land screen
75.8%Wooded land
60.1 tonsBiomass / forest ac
58.9°FAvg temp

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Answers from the rulebook for Cheatham County

What the ordinances and state agencies actually say — one answer per question, each quoted from the official source and independently re-checked.

Cheatham County rules

  • Building permitRequired

    Construction, alteration, repair, moving, demolition, occupancy changes, regulated systems, accessory structures, and grading or filling in unincorporated Cheatham County.

    • A first accessory structure is exempt if it does not exceed 200 square feet.
    • Residential permits cover single-family, two-family, and three-or-more townhouse units within the stated scope.
    • Mobile, manufactured, and modular homes require permits.
    “Any owner or authorized agent who intends to construct, enlarge, alter, repair, move, demolish or change the occupancy of a building or structure, or to erect, install, enlarge, alter, repair, remove, convert or replace any electrical, gas, mechanical or plumbing system, the installation of which is regulated by this code, or to cause any such work to be done, including accessory structures and the grading and filling of land, shall first make application to obtain the required permit.”
  • Owner-builder exemptionAvailable (with conditions)

    An owner building the owner's own home.

    • One permit every two years.
    • The home must not be for sale, lease, or rent.
    • A hired contractor is a licensed prime contractor and obtains the building permit for inspections.
    • Contracts may not be split to circumvent licensing requirements.
    • Anyone paid more than $25,000 by the owner is considered a prime and must be licensed.

    owner permits: per 1 per two years (individual use only)

    “Yes. A person who owns property is allowed one permit every two years to build their home as long as it is not for sale, lease or rent (individual use). If they hire a contractor, the contractor is considered a "prime" and required to be licensed, as well as, obtain the building permit for inspections.”
  • Building code adoptedAdopted (with conditions)

    2018 International Building Code, Residential Code, and related amended codes in unincorporated Cheatham County.

    • The county document identifies amendments, including a roof-covering permit exception and nonmandatory automatic sprinklers.

    code edition: 2018 International Residential Code and International Building Code (as amended)

    “2018 INTERNATIONAL BUILDING CODES AS AMENDED International Residential Code (IRC) 2018 edition, published by the International Code Council (ICC) 500 New Jersey Avenue Northwest, 6th Floor, Washington, D.C. 20001, and Appendix A, B, C, D, E, F, G, H, J, K, N, O, P, Q, amended as follows:”
  • InspectionsRequired

    Permitted building construction in unincorporated Cheatham County.

    • Required stages include footing, foundation, framing/rough-ins, insulation, and final inspection.
    • Final inspection occurs after completion and before occupancy.
    “REQUIRED INSPECTIONS Footing Inspection: after trenches or basement areas are excavated and any required forms erected and any required reinforcing steel is in place and supported prior to the placing of concrete.”
  • Certificate of occupancyRequired

    Use or occupancy of buildings and structures in unincorporated Cheatham County.

    • The final inspection must occur before occupancy.
    • The final septic and driveway inspections must be complete before the county final inspection.
    “No building or structure shall be used or occupied until the building official has issued a Certificate of Occupancy.”
  • County-wide zoningPresent (with conditions)

    County zoning regulations in the unincorporated areas of Cheatham County.

    • The county source expressly limits enforcement to unincorporated areas.
    “The Cheatham County Department of Codes, Building Safety, and Land Use is at work to promote the public health, safety, morals, convenience, order, prosperity and general welfare of the citizens of Cheatham County by enforcing the locally adopted Building Codes, Property Maintenance Standards, Zoning Regulations and Subdivision Regulations in the unincorporated areas of Cheatham County.”
  • Local zoningPresent (with conditions)

    County-administered zoning in unincorporated Cheatham County.

    • The cited county zoning rules do not establish municipal applicability.
    “The Cheatham County Department of Codes, Building Safety, and Land Use is at work to promote the public health, safety, morals, convenience, order, prosperity and general welfare of the citizens of Cheatham County by enforcing the locally adopted Building Codes, Property Maintenance Standards, Zoning Regulations and Subdivision Regulations in the unincorporated areas of Cheatham County.”
  • Minimum lot sizeNone

    Construction of a home in unincorporated Cheatham County.

    • Zoning must allow residential development.
    “There is no minimum lot size requirement to construct a home. The zoning must allow residential development.”
  • SetbacksSpecified

    Accessory structures in unincorporated Cheatham County.

    • Accessory structures must be outside the required front setback and at least five feet from any side or rear setback.
    • A setback inspection and final inspection are required for the described accessory-structure work.

    side or rear setback: >= 5 feet (accessory structures)

    “Accessory structures must be out of the required front setback and at least five feet from any side or rear setback.”
  • Tiny homesLimited

    Tiny homes and off-site residential construction.

    • Exterior walls must be supported and attached on continuous solid or fully grouted masonry or concrete footings.
    • The structure must meet the current adopted International Residential Code.
    • Plans and specifications must be attested by a Tennessee-licensed engineer, architect, or third-party inspection firm before a building permit is issued.
    “All exterior walls shall be supported and attached on continuous solid or fully grouted masonry or concrete footings and meet the minimum requirements of the current adopted International Residential Code. Building Permits will not be issued unless Building plans and specifications meeting the minimum standards of the current adopted International Residential Code are attested by a State of Tennessee Licensed Engineer, Architect or a Third Party Inspection Firm.”
  • Manufactured homesLimited

    Mobile, manufactured, and modular homes.

    • Mobile homes are only allowed in the Agriculture Zoning district.
    • Manufactured and modular homes are allowed in residential zoning districts.
    • A building permit is required for all mobile, manufactured, and modular homes.
    • The county inspects footings, piers, decks, and landings.
    “Mobile homes are only allowed in the Agriculture Zoning district. Manufactured and modular homes are allowed in any residential zoning district.”
  • Agricultural exemptionConditional

    Agricultural buildings supporting a commercial farm.

    • Agricultural buildings may be exempt from certain building-permit requirements.
    • The county recommends applying for a building permit.
    • There is no permit fee.
    • Setback and final inspections remain required.
    “Agricultural buildings supporting a commercial farm may be exempt from certain requirements for Building Permits. The Cheatham County Building & Codes Dept., recommends making application for a Building Permit for Agricultural buildings but there is no Permit Fee. There will be an inspection to verify setbacks and a final inspection to verify the construction has been completed.”
  • Subdividing landRegulated (with conditions)

    Subdivision and land division in unincorporated Cheatham County.

    • The county states that it enforces Subdivision Regulations in unincorporated areas.
    • A state subdivision evaluation is required for divisions into two or more lots where septic will serve immediate or future development.
    • The state source excludes divisions where all resulting parcels are five acres or larger from its definition of subdivision.
    “The Cheatham County Department of Codes, Building Safety, and Land Use is at work to promote the public health, safety, morals, convenience, order, prosperity and general welfare of the citizens of Cheatham County by enforcing the locally adopted Building Codes, Property Maintenance Standards, Zoning Regulations and Subdivision Regulations in the unincorporated areas of Cheatham County.”
  • Driveway accessRequired

    Driveway access serving a building-permit application.

    • The Highway Department must be notified even if the driveway already exists.
    • A state-route frontage also requires TDOT notification and permit.
    • The Highway Department sizes and inspects the pipe.
    • No pipe below 15 feet in diameter will be approved.
    • If the grade exceeds 10 percent, the driveway must be paved or concreted 50 feet from the county-road surface.
    • For a single-wide trailer, a required pipe must be installed before the building permit is issued.
    “NOTIFY CHEATHAM COUNTY HIGHWAY DEPARTMENT FOR A DRIVEWAY PERMIT. THEY MUST BE NOTIFIED EVEN IF DRIVEWAY IS EXISTING. YOU CANNOT RECEIVE A BUILDING PERMIT WITHOUT A DRIVEWAY PERMIT.”
  • Permit feesPublished (with conditions)

    County building-permit and related review fees.

    • Fees include a $5 archive fee, permit fees by structure type, impact fees, and engineering-review fees.
    • Commercial fees use the applicable SBCCI Appendix B schedule.

    archive fee: 5 USD (all building permit applications) · single-wide mobile home permit: 250 USD · new home/additions/manufactured/modular: 0.6 USD per square foot

    “THERE WILL BE $5.00 ARCHIVE FEE ON PROCESSING OF APPLICATIONS….$5.00 PERMIT FEES MOBILE HOME (single wide) PERMIT FEE.……. $250 NEW HOME, ADDITIONS, MANUFACTURED, MODULAR ...60 CENTS / SQ FT”
  • Permit processPublished (with conditions)

    Building-permit process in unincorporated Cheatham County.

    • Check zoning, flood zone, and public-road status.
    • Obtain septic and driveway permits before applying for the building permit.
    • Submit plans and required contractor or owner documentation.
    • Pay development and adequate-facility taxes and applicable fees.
    • Five construction inspections are listed, followed by final septic and driveway inspections before the county final inspection.
    “AFTER RECEIVING A SEPTIC AND DRIVEWAY PERMIT THEN COME TO THIS OFFICE FOR BUILDING PERMIT. WE REQUIRE A SET OF PLANS TO BE ON FILE WITHIN OUR OFFICE UNTIL COMPLETION AND USE AND OCCUPANCY CERTIFICATE IS ISSUED.”

Tennessee rules that apply here

  • Who permits septicState (with conditions)

    Subsurface sewage disposal permitting and environmental evaluation applicable in Cheatham County.

    • TDEC Environmental Scientists conduct site evaluations and final inspections.
    • The county requires the state septic permit before issuing a county building permit.
    “A TDEC Environmental Scientist will conduct a site evaluation to determine the type of septic system required for your property.”
  • Septic permitRequired

    Installation of a subsurface sewage disposal system on property in Tennessee, and repair of an existing faulty system.

    • A Septic System Construction Permit is required before installation or repair.
    • The application requires site and system information; soils maps may be required and large conventional or alternative systems require a licensed-engineer design.
    • The review generally takes 10 days and must be completed within 45 days.
    • New conventional permit fee is $400 up to 1,000 gallons per day, plus $100 for each additional 1,000 gallons per day.
    • New alternative permit fee is $500 up to 1,000 gallons per day, plus $150 for each additional 1,000 gallons per day.
    • Experimental SSDS permit fee is $500.
    • Repair permits have no permit fee; repair construction inspection fee is $100.
    • Contract counties Blount, Davidson, Hamilton, Jefferson, Knox, Madison, Sevier, Shelby, and Williamson may require an additional permit.

    new conventional SSDS permit fee: 400 USD up to 1000 gallons per day design flow ($100 for each additional 1000 gpd flow) · new alternative SSDS permit fee: 500 USD up to 1000 gallons per day design flow ($150 for each additional 1000 gpd flow) · experimental SSDS permit fee: 500 USD · repair permit fee: No permit fee

    “Any individual or property owner who desires to have a subsurface sewage disposal (septic) system installed on their property or requiring repair to an existing faulty system must get a Septic System Construction Permit.”
    One more reviewed finding on this topic
  • Septic inspectionRequired

    Septic system installation in Cheatham County.

    • The final inspection must occur before the system is covered.
    • Approval results in a Certificate of Completion.
    “When installation is complete, the installer will contact the local Environmental Scientist to schedule a final inspection before the system is covered. If the septic system installation is approved, the Environmental Scientist will issue a Certificate of Completion.”
  • Mandatory utility hookupSewer (with conditions)

    Residential, commercial, or industrial buildings on lots or parcels abutting a street or other public way containing a sanitary sewer, where the applicable Tennessee utility system has issued bonds payable for sewer services.

    • The cited Tennessee statute grants qualifying utility systems authority to require connection.
    • The building must exist on the abutting lot or parcel.
    • The owner, tenant, or occupant may be required to cease using other means for disposal of sewage, sewage waste, or other polluting matter.
    • This source describes authority to require sewer connection; it does not establish that every Tennessee property has sewer available.
    “Utility systems within the State of Tennessee that have issued bonds payable for sewer services are granted authority in TCA § 7-35-201 (1) to "require the owner tenant or occupant of each lot or parcel of land that abuts upon a street or other public way containing a sanitary sewer and upon which lot or parcel a building exists for residential, commercial or industrial use, to connect the building with the sanitary sewer and to cease to use any other means for the disposal of sewage, sewage waste or other polluting matter."”
  • county zoning authorityGeneral

    County legislative bodies adopting zoning regulations for portions of Tennessee counties outside municipal corporations.

    • The authority is exercised under the conditions and procedures in Tennessee Code Annotated §§ 13-7-101 through 13-7-119.
    • The grant applies to portions of counties outside municipal corporations.
    • County zoning authority does not authorize county building permits or regulation of buildings or structures on agricultural land when the building or structure is incidental to the agricultural enterprise, except on agricultural lands adjacent or in proximity to state federal-aid highways, public airports or public parks.
    • The agricultural-land limitation applies to counties only and has no application to municipalities.
    “Under Tenn. Code Ann. § 13-7-101, et seq., the General Assembly has expressly delegated the authority to county legislative bodies to enact zoning regulations and create a board of zoning appeals.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission — ask the county directly.

  • Minimum dwelling size — Minimum dwelling-size requirements.
  • Lot coverage — Lot coverage requirements.
  • Building height — Building-height requirements.
  • Living in an RV — Long-term or residential RV occupancy on private land.
  • Camping on your land — Temporary camping on private land.
3 more unanswered
  • Off-grid sanitation
  • Well permit
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Living off-grid in Cheatham County, Tennessee

Is Cheatham County a good place to live off-grid or homestead?

Cheatham County scores 59/100 on the Bolthole Index, a solid county profile. Its strengths: manageable long-term carry cost and mixed durability signals. Watch-outs: about 158,989 people within a 30-minute drive.

Do you need a building permit in Cheatham County, Tennessee?

Cheatham County generally requires a residential building permit, and it enforces county zoning. Onsite septic is permitted by Tennessee Department of Environment and Conservation (TDEC). Owner-builders may act as their own contractor to build their home. These answers are quoted from official sources and independently re-checked. Rules change and cities within the county differ — always confirm with the county before you buy or build.

How much does land cost in Cheatham County, Tennessee?

Land in Cheatham County runs about $6,673 per acre, based on the latest county data.

What is the water situation in Cheatham County?

Cheatham County gets about 51.4" of rain a year, with severe drought in roughly 2.6% of years.

How remote is Cheatham County?

A representative private-land location has about 158,989 people within a 30-minute drive and 3,558,772 within two hours. The road-network catchments count population across county lines and clusters of smaller cities; straight-line radius values remain available as a comparison.

Off-grid gear

Going off-grid in Cheatham County means bringing your own water and power. The kit we’d start with:

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How Cheatham compares in Tennessee

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