Unincorporated Cheatham County, Tennessee requires building permits for homes and covered construction, issued by Cheatham County Building & Codes1. The same office enforces zoning in unincorporated areas, while property inside a city follows that city's rules2. Septic permits for any address come from the state environmental agency (TDEC), not the county; get the septic permit and county-road driveway approval before applying for the county building permit1,3.
Do you need a building permit in Cheatham County, Tennessee?
Yes.
Yes. In unincorporated Cheatham County, residential and commercial construction and covered alterations require a building permit; the first accessory structure on a parcel is exempt when it is no larger than 200 square feet1. Agricultural buildings supporting a commercial farm may qualify for relief from some permit requirements, but the county recommends applying, charges no permit fee, and still requires setback and final inspections6.
Cheatham County uses the 2018 International Residential Code, International Building Code and related amended codes2. Permitted construction proceeds through footing, foundation, framing and rough-in, insulation, and final inspections6. The building official must issue a Certificate of Occupancy before a building or structure is used or occupied, and final septic and driveway inspections must be complete before the county final inspection6.
Who issues building permits in Cheatham County?
Cheatham County Building & Codes administers building permits, inspections, zoning, subdivision rules and land use in the county’s unincorporated areas.
Cheatham County Building & Codes administers building permits, inspections, zoning, subdivision rules and land use in the county’s unincorporated areas2. The office is at 338 Frey Street in Ashland City and can be reached at (615) 792-7915 or codes@cheathamcountytn.gov2. Applications are accepted and processed until 3:30 p.m. on weekdays, and the county provides online links for permit applications, inspection scheduling and permit-status checks2.
County permit fees vary by project type; the published schedule includes an archive fee and separate charges for homes, additions, manufactured or modular homes, mobile homes and commercial work9. An owner may obtain a permit to build the owner’s own home once every two years if the home is for individual use and will not be sold, leased or rented5. A hired contractor is treated as the prime contractor, must be licensed and must obtain the permit5.
Does Cheatham County have zoning?
Yes.
Yes. Cheatham County enforces zoning approval and subdivision regulations in unincorporated Cheatham County; property inside a municipality is subject to that city’s rules instead2. A building permit may not be issued for a lot of record smaller than one acre under the zoning resolution’s lot-of-record provisions, and district minimums vary with zoning and public water or sewer availability7,8.
Dimensional rules are district-specific. Residential front, side and rear setbacks vary by district, residential lot coverage ranges from 20% to 40%, and residential height is limited to three stories8. In the Agricultural District, a single-family dwelling or individual mobile home has 50-foot front, 20-foot side and 35-foot rear setbacks; all structures together may cover no more than 20% of the lot, and the general building-height limit is 35 feet or three stories10. Confirm the parcel’s district and flood status with Building & Codes before designing or dividing land2,11.
How do septic permits work in Cheatham County?
TDEC, rather than Cheatham County Building & Codes, issues septic permits and evaluates the site to determine the required system type.
TDEC, rather than Cheatham County Building & Codes, issues septic permits and evaluates the site to determine the required system type1. A septic construction permit is required to construct, modify or repair a system, and the state permit is separate from the county building permit4. Obtain the septic permit before dirt work or construction and present it before the county building permit is issued4.
Only 16.2% of mapped county soils are rated without severe limitations for a conventional drain field, so acreage alone does not establish septic suitability12. After installation, the installer must arrange TDEC’s final inspection before covering the system; approval results in a Certificate of Completion4. The TDEC Nashville Environmental Field Office serves Cheatham County and can be reached at (615) 687-700013. We could not confirm whether alternative off-grid sanitation is allowed on an ordinary private parcel, so ask TDEC before relying on anything other than an approved septic or sewer connection.
Can you live in an RV or tiny home in Cheatham County?
Cheatham County’s commercial campground and recreational-vehicle-park rules do not answer whether someone may live long-term in an RV on an ordinary private parcel.
Cheatham County’s commercial campground and recreational-vehicle-park rules do not answer whether someone may live long-term in an RV on an ordinary private parcel. The commercial rules require zoning approval, limit a facility to fewer than 150 sites and limit a guest to 45 days in a calendar year10. Ask Building & Codes for a parcel-specific answer before moving an RV onsite; we could not confirm a general private-land temporary-camping rule.
A tiny home used as a dwelling must meet the adopted residential code and county foundation and plan requirements6. Manufactured and modular homes are allowed in residential zoning districts, while mobile homes are limited to the Agriculture Zoning district; each requires a building permit5. One accessory dwelling may be allowed per deeded lot when the owner occupies the principal dwelling, both homes share utility meters other than telephone and cable, and the accessory unit meets parking, size, setback, lot-coverage and height conditions8.
Building a home in Cheatham County: what are the steps?
For unincorporated Cheatham County, use this order: Ask Building & Codes to verify zoning, flood-zone status, lot size and public-road status.
For unincorporated Cheatham County, use this order:
- Ask Building & Codes to verify zoning, flood-zone status, lot size and public-road status3,7.
- Obtain TDEC’s septic permit and site evaluation before dirt work4.
- Contact the Cheatham County Highway Department about county-road access even if a driveway exists; state-highway frontage requires a TDOT permit3,14.
- Submit the plans and contractor or owner-builder documents, then pay the applicable county fees and taxes3.
- Schedule the required construction inspections, arrange the septic inspection before the system is covered, and complete final septic and driveway approvals before the county final4,6.
- Do not occupy the home until the building official issues the Certificate of Occupancy15.
What should you check before buying land in Cheatham County?
Confirm the zoning district, lot size, legal road frontage, driveway approval, flood status and septic suitability before treating a Cheatham County parcel as buildable.
Confirm the zoning district, lot size, legal road frontage, driveway approval, flood status and septic suitability before treating a Cheatham County parcel as buildable3,8. The terrain deserves an early site walk: only 44.6% of the county is at a slope of 15% or less, and 75.8% is wooded12. Those conditions can constrain the practical placement of a driveway, house and drain field12.
Ask the serving utility whether water or sewer reaches the parcel and whether connection is required; we could not confirm a general county connection rule or a private-well permit rule. A qualifying Tennessee utility may require an existing building on an abutting parcel to connect to available sewer, but that authority does not prove service is available at a particular property16. If the parcel will be divided, Cheatham County enforces subdivision regulations in unincorporated areas, so discuss the proposed division with Building & Codes before closing17.
Watch-outs
- The old shorthand that Cheatham County has no general minimum lot size is unsafe: the zoning resolution establishes a one-acre floor for a building permit under its lot-of-record provisions, and district-specific minimums may be larger7,8.
- Commercial campground limits do not establish permission for long-term RV living on an ordinary private parcel; ask Building & Codes for the parcel-specific zoning answer10.
- Final septic and driveway approvals must be complete before the county’s final building inspection6.
Sources
17 official pages, each quoted and re-checked · written October 9, 2026
- Required Permits & Inspections
- Building & Codes
- Steps to Obtaining a Permit
- tn.gov
- Frequently Asked Questions — Building & Codes
- Required Permits & Inspections
- Article VII — Exceptions and Nonconforming Uses
- Zoning Resolution of Cheatham County
- Cheatham County Building Commission Fees
- Article V — District Regulations
- Zoning Resolution of Cheatham County
- Share of soils USDA rates "not limited" for a conventional septic drain field (SSURGO). A strict rating: the median county is about 6% and a tenth of counties are 0%, so a low figure means most lots need a site evaluation or an engineered system, not that septic is impossible. Cite it only with that caveat: Bolthole Index county data
- TDEC Nashville Environmental Field Office (tn.gov)
- Highway Entrance Permits (Tennessee statewide rule)
- Required Permits & Inspections
- Utility Customers Frequently Asked Questions (Tennessee statewide rule)
- Building & Codes
Written October 9, 2026 from the rules quoted below, each taken from an official source and re-checked by an independent reviewer. This is research, not legal advice: rules change, so confirm with the office before you buy or build.
Off-grid gear
Going off-grid in Cheatham County means bringing your own water and power. The kit we’d start with:
- Water Crystal Quest Filter any source — well, rain, or creek — to drinking-clean.
- Power Bluetti Solar generators and home battery backup for living off the grid.
- Septic Soil percolation test kit Run your own perc test before paying an engineer — the first thing a septic office asks about.
- Water Well water test kit Bacteria, nitrates, hardness — know what the well on a parcel is really pumping.
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