Bolthole Index

Westchester County, New York

Zoning, building permits and septic rules in Town of Cortlandt, New York

Town of Cortlandt is a town in Westchester County, New York. 5 rules below are quoted from official sources and independently re-checked, most recently on October 23, 2026. Rules for unincorporated land are on the Westchester County page.

Answers from the rulebook for Town of Cortlandt

Town of Cortlandt’s own rules

  • Building permitRequired

    Erection, construction, enlargement, alteration, or improvement of buildings or structures inside the Town of Cortlandt.

    • No permit is required for necessary repairs not materially affecting structural features.
    • Certain alterations under $10,000 are excepted only when all listed structural, fire-safety, electrical, solid-fuel, and site-plan conditions are met.
    • Accessory residential structures of 100 square feet or less that are not used for living, sleeping, eating, or cooking are excepted.
    • Aboveground pools containing less than 24 inches of water are excepted.
    • A permit issues only when the complete application conforms to the Uniform Code, zoning, and other applicable Town laws.

    accessory residential structure area exception: <= 100 square feet (Not intended for living, sleeping, eating, or cooking.) · aboveground pool water-depth exception: < 24 inches

    “without first obtaining a separate building permit”
  • InspectionsRequired

    Work performed under a Town permit, license, or approval inside the Town of Cortlandt.

    • The Department makes periodic inspections to determine compliance.
    “Make periodic inspections to determine compliance of work being done pursuant to any permit, license or approval duly granted pursuant to the Town Code.”
  • Manufactured homesLimited

    A mobile home used as temporary living quarters on a residential lot inside the Town of Cortlandt after destruction of the owner-occupied single-family dwelling by fire.

    • The use is limited to reconstruction of the destroyed principal dwelling.
    • The mobile home must meet applicable New York State manufactured-home or mobile-home standards.
    • It may not be allowed beyond nine months from erection.
    • A Town-issued permit, owner removal consent, and security are required.

    maximum temporary-living period: <= 9 months (Earlier removal is required if more than 20 days after issuance of the rebuilt premises' certificate of occupancy.)

    “No temporary living facilities will be allowed beyond nine months from the date upon which they are erected.”
  • Short-term rentalsProhibited

    Transient or short-term rentals not permitted or excepted by Town Code § 281-2 inside the Town of Cortlandt.

    • This claim applies only to rentals not permitted or excepted by § 281-2.
    • The cited prohibition expressly includes dwellings with three or more rental units and owner-occupied dwellings not excepted by the section.
    “All transient/short-term rentals, not permitted or excepted by this section, are strictly prohibited.”
  • Permit processPublished (with conditions)

    Building-permit applications for buildings and structures inside the Town of Cortlandt.

    • The application must be complete.
    • Proposed work must conform to the Uniform Code, zoning ordinance, and all other applicable Town local laws and ordinances.
    • The permit must be displayed during construction.
    “receive applications, approve plans and specifications and issue permits”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Town of Cortlandt or Westchester County directly.

  • Owner-builder exemption — Owner-built residential construction inside the Town of Cortlandt.
  • Certificate of occupancy — Occupancy of buildings inside the Town of Cortlandt.
  • Zoning districts — Zoning districts inside the Town of Cortlandt.
  • Minimum dwelling size — Residential zoning districts inside the Town of Cortlandt.
  • Minimum lot size — Residential zoning districts inside the Town of Cortlandt.
17 more unanswered
  • Setbacks
  • Lot coverage
  • Building height
  • Camping on your land
  • Tiny homes
  • Accessory dwellings
  • Who permits septic
  • Septic permit
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Mandatory utility hookup
  • Agricultural exemption
  • Subdividing land
  • Driveway access
  • Building in a floodplain
  • Permit fees

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that Town of Cortlandt publishes no rule on the point, not that none exists. Westchester County’s page lists the county offices to call.

Off-grid gear

Going off-grid in Town of Cortlandt means bringing your own water and power. The kit we’d start with:

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