Bolthole Index

Bergen County, New Jersey

Zoning, building permits and septic rules in Garfield, New Jersey

Garfield is a city in Bergen County, New Jersey. Garfield adopts its own zoning, so inside its limits Garfield’s rules apply, not the county’s. 6 rules below are quoted from official sources and independently re-checked, most recently on October 12, 2026. Rules for unincorporated land are on the Bergen County page.

Answers from the rulebook for Garfield

Garfield’s own rules

  • Building permitRequired

    Construction, erection, or alteration of buildings and specified land or building uses inside Garfield city.

    • A permit is required before construction, alteration, occupancy, or use listed in § 341-61(B).
    • Construction or alteration costing more than $100 requires a building permit or certificate of occupancy.
    • No excavation for a building may begin until application has been made for a zoning permit.
    • Applications must be made in writing by the owner, authorized agent, or contractor and include a scaled plan showing the structure or use in relation to lot and street lines.

    construction cost threshold: > 100 USD (The code states construction or alteration costing more than $100.)

    “prior to any construction, alteration, occupancy or use”
  • InspectionsRequired

    Building-code and dwelling inspections inside Garfield city.

    • The City has a Department of Inspections with construction, building, plumbing, electrical, fire-protection, and elevator subcode officials.
    • A dwelling inspection is required upon a change of occupancy, subject to the listed exceptions for a recent inspection and registered garden or multidwelling properties.
    • Owners and tenants must provide access for required dwelling inspections.

    recent inspection exception period: <= 11 months (The prior dwelling inspection must have been conducted within 11 months of the new occupancy and/or sale.)

    “an inspection of the dwelling unit shall be required upon any change of occupancy”
  • Certificate of occupancyRequired

    Initial and continued occupancy and use of buildings or land inside Garfield city.

    • A certificate of occupancy is required for both initial and continued occupancy and use.
    • If occupancy or use does not commence within six months after issuance, the occupancy permit expires unless extended in writing; extensions beyond 90 days require Board of Adjustment approval.
    • A certificate may be issued after inspection for an existing building or use dating from adoption of the chapter.

    commencement deadline: 6 months (A longer period may be authorized in writing because of unforeseen conditions; an extension beyond 90 days requires Board of Adjustment approval.)

    “required for both initial and continued occupancy and use”
  • Local zoningPresent

    Zoning administered inside Garfield city.

    • The code includes zoning administration, permits, certificates of occupancy, district regulations, and a zoning map.
    “HISTORY: Adopted by the City Council of the City of Garfield 12-20-1960 by Ord. No. 1266 (Ch. 247 of the 1979 Code). Amendments noted where applicable.”
  • Permit processPublished (with conditions)

    Garfield zoning and building permit process.

    • Applications are written and may be submitted by the owner, authorized agent, or contractor.
    • The application must state the use or intended use and include a scaled plan showing the proposed structure or use relative to lot and street lines.
    • The Zoning Officer/Building Inspector must grant or refuse a zoning permit within 10 days after receipt; refusals must state grounds in writing.

    zoning permit decision period: 10 days (Measured after receipt of the application.)

    “Every application for a building permit shall be made in writing by the owner, his authorized agent or contractor and shall include a statement of the use or intended use of the structure or vacant land and shall be accompanied by a plan, drawn to scale, showing the proposed structure or use in its exact relation to lot and street lines. The Zoning Officer/Building Inspector shall grant or refuse a zoning permit within 10 days after receipt of the application. If the Zoning Officer/Building Inspector refuses to issue a permit hereunder, he shall state in writing the grounds of his refusal.”

Rules another office applies inside Garfield

Garfield does not set these itself; the county, a health district or the state does, and they apply to every address inside its limits.

  • SetbacksDistrict specific (with conditions)

    Residential districts including R-1A and R-1 inside Garfield city; setbacks are controlled by the adopted district schedule.

    • The schedule contains minimum requirements unless modified by special provisions.
    • Railroad-adjacent residential side or rear yards must be doubled, but not less than 25 feet from the closest rail.
    • Certain street-widening lines affect the computation of front or side yards.
    “The regulations listed in said schedule for each district are hereby adopted and prescribed for such district and, unless otherwise indicated, shall be deemed to be the minimum requirements in every instance of their application, except as modified by the following special provisions: [...] Development near railroads. In the event that any side or rear yard of any residential premises within any zone is adjacent to an operating railroad right-of-way or siding or spur which provides railroad services within any twelve-month period at any one occasion, then and in that event the minimum yard dimensions of such side or rear yard shall be double the minimum yard dimensions required but not less than 25 feet as measured from the closest rail.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Garfield or Bergen County directly.

  • Owner-builder exemption — Owner-builder exemptions from Garfield building permits or inspections.
  • Minimum dwelling size — Minimum dwelling size in Garfield city residential districts.
  • Living in an RV — RV occupancy on private land inside Garfield city.
  • Camping on your land — Temporary camping on private land inside Garfield city.
  • Tiny homes — Tiny-home occupancy inside Garfield city.
11 more unanswered
  • Manufactured homes
  • Accessory dwellings
  • Who permits septic
  • Septic permit
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Mandatory utility hookup
  • Agricultural exemption
  • Driveway access
  • Short-term rentals

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that Garfield publishes no rule on the point, not that none exists. Bergen County’s page lists the county offices to call.

Off-grid gear

Going off-grid in Garfield means bringing your own water and power. The kit we’d start with:

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