Zoning, building permits and septic rules in Village of Loch Lloyd, Missouri

Village of Loch Lloyd’s own rules

• Building code adoptedAdopted (with conditions)

  Construction regulated by the Village Building Code Ordinance inside Loch Lloyd village.

  • Referenced codes and standards are part of the ordinance to the prescribed extent of each reference; where they differ, the ordinance controls.

  “The Village Ordinances are based on the 2018 version of the International Building Code, International Residential Code, International Swimming Pool and Spa Code, and the 2017 National Electrical Code.”

• InspectionsRequired

  Work for which required inspections apply under the Village Building Code Ordinance inside Loch Lloyd village.

  • The building official may accept written, certified reports of inspections by approved agencies or individuals.

  “Construction or work for which a permit is required shall be subject to inspection by the building official and such construction or work shall remain accessible and exposed for inspection purposes until approved.”

• Certificate of occupancyRequired

  Land use and buildings erected or structurally altered inside Loch Lloyd village.

  • The certificate application must be made coincidentally with the building-permit application.
  • A temporary certificate may be issued for no more than six months if life- and safety-related improvements are completed and inspected, subject to the Zoning Administrator's discretion.

  temporary certificate maximum period: <= 6 months (Only where life- and safety-related improvements are completed and inspected for compliance.)

  “No land shall be occupied or used, and no building here-after erected or structurally altered shall be occupied or used in whole or in part for any purpose whatsoever, until a certificate is issued by the Zoning Official stating that the building and use comply with the provisions of this ordinance and other relevant codes.”

• Local zoningPresent (with conditions)

  Land within the Village of Loch Lloyd corporate limits.

  • The UDO applies throughout the Village corporate limits unless otherwise indicated.

  “These regulations apply to development or subdivision of any parcel of land located within the corporate limits of the Village.”

• Zoning districtsPublished (with conditions)

  Land inside Loch Lloyd village.

  • District-specific standards and uses apply under the current Village UDO.

  “Section 3.1 R-1 - Single Family Residential District. Section 3.2 R-1a - Single Family Residential District. Section 3.3 R-1aa - Single Family Residential District. Section 3.4 R-1b - Single Family Residential District. Section 3.5 ROS - Recreation & Open Space District.”

• Accessory dwellingsLimited

  Residentially zoned lots with a legally permitted single-family dwelling inside Loch Lloyd village.

  • An attached ADU must be within the principal dwelling.
  • A detached ADU is only potentially permitted on a residential lot of one acre or more with a legally permitted single-family detached dwelling and requires a conditional-use permit from the Board of Adjustment.
  • Only one ADU is allowed per lot; the ADU may not exceed 1,000 square feet or 50% of the principal dwelling gross floor area; owner-occupancy and other UDO standards apply.

  maximum ADUs per lot: <= 1 (Attached or detached.) · maximum ADU gross floor area: <= 1000 square feet · maximum ADU area relative to principal dwelling: <= 50 percent

  “No more than one (1) accessory dwelling unit, whether attached or detached from the principal dwelling shall be permitted on any lot.”

• Subdividing landRegulated (with conditions)

  Subdivision plats inside Loch Lloyd village.

  • A preliminary-plat application may be waived for a subdivision containing five or fewer lots only if no public improvements are required and all other subdivision requirements are met.

  preliminary plat waiver threshold: <= 5 lots (No required public improvements and all other subdivision requirements must be met.)

  “This Chapter is adopted by the Board of Trustees to govern the subdivision of all lands within the corporate limits of the Village of Loch Lloyd.”

• Driveway accessLimited

  Accessory structures designed to house motor vehicles, trailers, campers, boats, or other wheeled equipment inside Loch Lloyd village.

  • The requirement applies to garages and accessory structures with an overhead-door clear opening of eight feet or greater, or otherwise designed and constructed to house the listed wheeled equipment.

  “All garages and accessory structures that include an overhead door with a clear opening height of eight (8) feet or greater, or that are otherwise designed and constructed to house a motor vehicle, trailer, camper, boat, or other wheeled equipment, shall have a paved driveway that connects to a street.”

• Permit feesVariable (with conditions)

  Building permits for construction inside Loch Lloyd village.

  • Cost is calculated after examination of plans and may include water and sewer taps and administrative fees.
  • Amounts vary based on individual circumstances.

  “The Building Inspector then calculates the permit cost using metrics that may change over time but include main living areas, basements, garages, pools, lanais and other structures not mentioned here.”

• Permit processPublished (with conditions)

  New-home and additional-construction building permits inside Loch Lloyd village.

  • For a new home on a platted lot, DRC-approved plans go to the Building Inspector; the owner or builder completes the permit documentation and payment steps; the permit must be posted for the project duration.

  “The Building Permit Authority issues all building permits for new construction as well as for secondary or additional construction on the building lot. The following attempts to layout the process; first for new building construction and the second, the process for additional construction not part of the approved house plans.”

Rules another office applies inside Village of Loch Lloyd

Village of Loch Lloyd does not set these itself; the county, a health district or the state does, and they apply to every address inside its limits.

• Minimum dwelling sizeSpecified

  R-1 Single Family Residential District inside Loch Lloyd village.

  • For lots abutting the lake shore, the higher lake-shore minimum enclosed-floor-area figures apply.
  • The dwelling must also include an attached two-car garage with stated minimum dimensions.

  one-story minimum enclosed floor area: >= 2100 square feet (2,800 square feet for lots abutting the lake shore.) · two-story minimum enclosed floor area: >= 2400 square feet (At least 1,800 square feet on the first floor; 3,400 square feet and 2,000 square feet on first floor for lots abutting the lake shore.)

  “Minimum Residential Dwelling Total Enclosed Floor Area: a. One-Story Dwelling: 2,100 square feet b. Two-Story Dwelling: 2,400 square feet (1,800 square feet on first floor)”

• Minimum lot sizeSpecified

  R-1 Single Family Residential District inside Loch Lloyd village.

  • The R-1 bulk regulations also require a minimum lot width of 60 feet.

  minimum lot size: >= 10000 square feet · minimum lot width: >= 60 feet

  “Minimum Lot Width: 60 feet 6. Minimum Lot Size: 10,000 square feet”

• SetbacksSpecified

  Principal buildings in the R-1 Single Family Residential District inside Loch Lloyd village.

  • Accessory structures have separate location and setback standards under UDO Section 4.7.

  front-yard setback: >= 35 feet · side-yard setback: >= 15 feet · rear-yard setback: >= 30 feet

  “Front Yard Setback: 35 feet 2. Side Yard Setback: 15 feet 3. Rear Yard Setback: 30 feet”

• Building heightSpecified

  Principal buildings in the R-1 Single Family Residential District inside Loch Lloyd village.

  • Accessory structures have separate maximum-height provisions under UDO Section 4.7.

  maximum building height: <= 35 feet (Maximum 2.5 stories.)

  “Maximum Building Height: 2.5 stories and 35 feet”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Village of Loch Lloyd or Cass County directly.

• Owner-builder exemption — Owner-builder treatment for residential construction inside Loch Lloyd village.
• Lot coverage — Residential lots inside Loch Lloyd village.
• Living in an RV — RV occupancy on private land inside Loch Lloyd village.
• Camping on your land — Temporary camping on private land inside Loch Lloyd village.
• Tiny homes — Tiny-home occupancy inside Loch Lloyd village.

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.