Bolthole Index

Ogemaw County, Michigan

Zoning, building permits and septic rules in Cumming Township, Michigan

Cumming Township is a township in Ogemaw County, Michigan. Cumming Township has not adopted its own zoning; the county’s or state’s rules apply inside its limits. 8 rules below are quoted from official sources and independently re-checked, most recently on October 30, 2026. Rules for unincorporated land are on the Ogemaw County page.

Answers from the rulebook for Cumming Township

Cumming Township’s own rules

  • Local zoningAbsent (with conditions)

    Whether Cumming township administers its own zoning ordinance for land inside Cumming township; the township states it adheres to the Ogemaw County zoning ordinance instead

    • Township page says it is a zoned township and adheres to the Ogemaw County Zoning Ordinance, so county zoning rules govern land inside the township in place of a township ordinance.
    • No Cumming township zoning ordinance was found or opened; the county ordinance itself is the operative zoning text for township land.
    “cumming township of ogemaw county, michigan is a zoned township, and as such adheres to the zoning rules and regulations as set forth and defined in the ogemaw county zoning ordinance.”

Rules another office applies inside Cumming Township

Cumming Township does not set these itself; the county, a health district or the state does, and they apply to every address inside its limits.

  • Building code adoptedAdopted (with conditions)

    Building code governing construction inside Cumming township, as adopted by Ogemaw County (per the county zoning ordinance definition)

    • The county ordinance definition refers to the code or codes as currently adopted by Ogemaw County but does not name the code editions.
    • Specific adopted code editions, and any state-enforced codes that also apply, were not verified within the research budget.
    “building code the code or codes governing the erection and maintenance of buildings as currently adopted by ogemaw county.”
  • Zoning districtsPublished (with conditions)

    Zoning districts that the Ogemaw County zoning ordinance applies to land inside Cumming township

    • Districts listed in Section 3.1 are cd, ce, a/rp, wf, r-1, r-2, r-3, r-4, b-1, b-2, b-3, and m-1.
    • The county zoning map is adopted by reference; the district shown for each Cumming township parcel was not checked.
    “section 3.1 districts the county of ogemaw is hereby divided into the following zoning districts:”
  • Minimum lot sizeDistrict specific (with conditions)

    Lots in the R-1 low density residential district inside Cumming township

    • Lots not served by both public water and sanitary sewer must be at least 20,000 sq. ft.
    • Minimum width is 80 ft, reducible to 75 ft if served by both public water and sanitary sewer.
    • Separate county rule for nonconforming lots of record: single-family construction is allowed on a 6,000 sq. ft. lot subject to district no. 2 health department approval, and the zoning board of appeals may reduce area requirements, as the county ordinance states.

    minimum lot size, served by public water and sanitary sewer: >= 10000 sq. ft. (20,000 sq. ft. where lot is not served by both public water and sanitary sewer) · minimum lot width: >= 80 ft (75 ft if lot is served by both public water and sanitary sewer)

    “a. area: the minimum lot size in this district shall be ten thousand (10,000) sq. ft. all lots not served by both public water and sanitary sewer shall have a minimum area of twenty thousand (20,000) sq. ft.”
    One more reviewed finding on this topic
    • District specific (with conditions) — Lots in the A/RP agricultural/rural preservation district inside Cumming township
      “a. area: the minimum lot size in this district shall be one (1) acre. b. width: the minimum lot width in this district shall be two hundred (200) ft.”
  • SetbacksDistrict specific (with conditions)

    Front, rear, and side yard setbacks in the A/RP agricultural/rural preservation district inside Cumming township

    • Waterfront lots: setback to the water is 50 feet (county ordinance, November 2004 amendment).
    • Applies only to parcels mapped A/RP; map not checked for Cumming township.

    front yard setback: >= 50 ft (waterfront lots: setback to water 50 ft) · rear yard setback: >= 25 ft · side yard setback: >= 10 ft

    “c. front yard: the minimum front yard setback in this district shall be fifty (50) ft. in case of a waterfront lot, the setback to the water shall be 50 feet also (november, 2004). d. rear yard: the minimum rear yard setback in this district shall be twenty-five (25) ft. e. side yard: the minimum side yard setback in this district shall be ten (10) ft.”
    One more reviewed finding on this topic
    • District specific (with conditions) — Front yard setback in the R-1 low density residential district inside Cumming township
      “c. front yard: the minimum front yard setback in this district shall be twenty-five (25) ft. in case of a water front lot the setback shall be 50 feet: the front being the waterside (november 2004).”
  • Subdividing landRegulated (with conditions)

    Division of a parcel into two or more lots or parcels inside Cumming township, under the county zoning ordinance

    • Zoning administrator approval is required, and the division must comply with the zoning ordinance, the Michigan Subdivision Control Act (Act 288 of 1967), and other applicable county ordinances.
    • Recording of the lot split is also addressed by the county, but the rest of that passage was not opened.
    “c. division of lots the division of a parcel of land into two (2) or more lots or parcels shall require the approval of the zoning administrator.”

Still unanswered

We looked and could not find an official answer yet. Silence is not permission; ask Cumming Township or Ogemaw County directly.

  • Building permit — Building permit for new residential construction inside Cumming township
  • Owner-builder exemption — Owner-builder exemption from permit or licensing for work inside Cumming township
  • Inspections — Building inspections for construction inside Cumming township
  • Certificate of occupancy — Certificate of occupancy for new dwellings inside Cumming township
  • Minimum dwelling size — Minimum dwelling floor area inside Cumming township
19 more unanswered
  • Lot coverage
  • Building height
  • Living in an RV
  • Camping on your land
  • Tiny homes
  • Manufactured homes
  • Accessory dwellings
  • Who permits septic
  • Septic permit
  • Septic inspection
  • Off-grid sanitation
  • Well permit
  • Mandatory utility hookup
  • Agricultural exemption
  • Driveway access
  • Building in a floodplain
  • Short-term rentals
  • Permit fees
  • Permit process

Each answer was extracted from an official source and independently re-checked against that source by a second reviewer. That is an evidence check, not legal advice. Rules change; confirm with the authority before you buy or build.

Unanswered questions are usually a sign that Cumming Township publishes no rule on the point, not that none exists. Ogemaw County’s page lists the county offices to call.

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